Curated articles and podcasts from trusted financial experts and real retirees.
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Retirement Advisor Council Board President Courtenay Shipley, Founder and “Chief…...
New regulation, bitcoin spot ETF approval, and a U.S. recession are the factors most likely…...
A new study from Voya Financial found that while the vast majority of plan sponsors (87%)…...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
The holidays are a time for family — and that often includes ‘fur babies’...
Sixty years after Ed Sullivan, the Beatles’ heartbeat holds forth on moptop mania, hairdressing, broccoli — and hope springing eternal...
But it still has not fully rebounded to pre-pandemic levels...
Music has immense power. Its melodies can unite us emotionally, and its rhythms can move us physically...
Everybody knows that being a long-term investor is the way to go. The longer you can stay invested in the stock market and real estate markets, the greater your chances of making more money. There's j...
Mental Health Your mental health is key to your overall health. According to the CDC, mental health impacts how we think, feel, and act, making it an incredibly important investment. It’s the ke...
WCI columnist, pediatrician, and WCICON speaker, Dr. Margaret Curtis, joins Dr. Jim Dahle today on the podcast to help answer your questions. They debate the age-old questions of paying down debt vs. ...
By Dr. Jim Dahle, WCI Founder Many investors wonder if farmland investing should be part of their portfolio. Like other “alternative” investments—such as cryptoassets, art, precious ...
By Dan Miller, WCI Contributor Mint, the popular online budgeting and personal finance app, will cease to exist by early 2024, according to its parent company. Intuit, which bought Mint back in 2009, ...
[Editor's Note: Want to make a huge impact in the lives of your medical school classmates while also earning some free gear? Become a WCI Champion today and be the financial hero your med school colle...
If you plan on/need to earn money after retirement don't ever say the word "retirement", people won't pay you for anything. I thought every day would be Saturday- it's not, every day is Tuesdsy. Yoga ...
I am newly retired in the sense that 2023 will be the first full year of retirement with no job income. I am not sure how to answer what my income is for application forms (credit cards, mortgage, etc...
I have just retired. I want to move my investments from 3 different investment co (schwab, fidelity, vanguard, TSP) to just Vangard. The total $ is greater than the $250k that is insured by the US. Sh...
Hello. I would like to do a Roth conversion this year (first time). Is this as simple as withdrawing up to the amount that puts me at the top of the tax bracket I am in without the conversion? Thanks ...
My younger son was our problem child and we spent thousands bailing him out of his poor decisions and scrapes with the law. He is now married and has 3 kids. His wife doesn’t work although there...
It goes without saying that personal finances can often create anxiety. In this episode, we take some time to uncover a few potential “Easy Wins” that can help build confidence to take on ...
I always wonder if my ETFs are diversified enough or rather if they have any overlapping holdings. ETF Research Center site has a neat little tool that will allow you to determine if your ETFs are ove...
If you are wondering if you are financially ready to retire, this software is extremely helpful. You will learn where your money is spent. Where you can trim, where you do great. Most people usually s...
By combining strategic queries with compassion and empathy, financial advisors can convey the message that older clients' legitimate fears around loss are understood....
The 2023 real estate crash isn’t here yet, and we have a great guest article from our good friend Dr. ... Read more...
If you work for a company that offers you a way to leverage your savings, it pays to learn as much as possible about how that works....
Abstract This paper explores whether exposure to tight labor markets at working ages is linked to improved financial wellbeing at older ages especially for groups traditionally disadvantaged in the la...
I’ve read a lot of sentiment here about dying broke or that one’s children are doing well and can take care of themselves. I’d like to add a wrinkle. My mother’s family left he...
I put my numbers into Calculator.ficalc.app with an annual withdrawal of $50K adjusted for inflation. I then added $30K SS income to start 10 years after retirement. Does the analysis assume that I wi...
Your thoughts. Almost 61m, just had 2 stents put in, pretty good family longevity. I started collecting my pension at 53. 1700 a month with 50% going to my wife if I die. I’ve been beating the p...
What do you cash in first, IRAs or non-IRAs? We have a gap of 4-6 years between retirement and claiming SS. We need to draw from savings, should we cash the IRAs or the non-IRAs (mainly 401k's and mon...
Index funds and mutual funds are two types of investment funds. Here are the similarities and differences you need to know....
I can describe my ideal retirement in three words. Long and healthy. If my retirement is long and healthy, I’ll have very little to complain about. Beyond that, everything else is icing on top o...
When planning for retirement, Canadians often turn to registered retirement savings plans (RRSP) as a tax-advantaged option to grow their money. After all, RRSPs are designed to help you accumulate re...
Abstract Children’s participation in the federal Supplemental Security Income (SSI) program has declined substantially over the past decade. Many children with disabilities might be eligible for...
Roughly three out of four low-income households might not have enough money to maintain even their modest standard of living after they retire. This sobering finding comes in a refinement by the Cente...
Just like how the purchase price of a car is not the entire cost, the purchase price of a house is not the entire cost either. Let's discuss all the surprising costs that may come after you close escr...
When rooting for your sports team, fandom plays a big role in how you will feel about the outcome. When investing, rooting for no one can have the best long-term returns....
Major tax changes likely are on the way. It's time to plan now....
I (56f) told my boss my retirement date today. I'm giving him 18 months warning so he can find my replacement or work out a way for me to work seasonally or as a digital nomad. So excited - I know I'l...
My dad passed away a couple of years ago, and the entire process of probate, inheritance, beneficiaries was a mess. The emotional effects were obviously hard enough on my mom, but this compounded ever...
Essentially this discusses the field and knowledge around what is called liminality. The word is derived from the Latin word threshold, going from one space or place to the next. Liminality is a quali...
I plan on retiring from my career soon, and will work part-time in order to keep busy and avoid tapping into the 401K or SS yet since we don't have many bills to pay. We aren't rich, but certainly not...
My husband (66) has always been the primary breadwinner. He was laid off from his corporate job in 2004 and started his own consulting business. We've made it through, but there's never been extra mon...
For some retirees, TV watching becomes more of a thing. For others, just the opposite. My wife and I have just one TV, in the family room, and we’ve been fairly firm about never having one in th...
Episode 435: The Santa Claus rally is a seasonal phenomenon mostly driven by tax policy. Like New Year’s resolutions, it usually quickly fades…leading to the 2nd Quarter phenomenon known ...
These strategies can help you simplify your lifestyle and save money in retirement....
Adherents of “Coast FIRE” front-load their savings early in their career, but don’t stress as much later on. ...
A health savings account (HSA) is like a “super IRA,” so contribute as much as you can afford, subject to the IRS limits....
Many of you are business owners, so you have probably heard about S Corps and the tax benefits that come from being an LLC taxed as an S Corp. However, you have only heard about half of the story, so ...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...