Curated articles and podcasts from trusted financial experts and real retirees.
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The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Marginal players fold. Newbies assail whales. Bet on the newbies....
Women pre-retirees and low net worth respondents are especially susceptible to feeling…...
iShares LifePath Target Date ETF Suite provides new way for Americans to save and prepare…...
While the 2024 COLA is far lower than last year’s 8.7% increase, it’s still higher than average thanks to stubborn inflation....
Physicians often have high incomes, which can make them ineligible to contribute to Roth IRAs directly. Luckily, there is another ... Read more...
What application or planning tools do you recommend? I want to explore my retirement timing and determine when I can enter this next phase in my life. I'm leaning against using an advisor, but think t...
For the most part I have stopped bogging because . . . well, because I've gone on to other things. I'm more involved in my local center for learning in retirement. I've taken up pickleball. I still pl...
It’s a widespread problem, not often in the spotlight: an elder who is dependent on drinking or drugs. Families have few choices to keep addicted loved ones safer....
The three highest-ranking countries on the list are the Netherlands, Iceland and Denmark....
The case for a flat-rate COLA: Is it fair when the cost of living goes up the same for everyone that it only goes up by a percentage of a senior's income? Wouldn't it be fairer if COLAs were a flat ra...
Back in 1994, bonds with fabulous yields were there for the taking. Our columnist doesn’t see treasures like that now, but there are solid buys....
Here is as short a synopsis I could make for day 2 of the Bogleheads Conference in Rockville Maryland. I attended the retirement/preretirement track. Next door was the accumulator track (note the talk...
The CRPC is a popular sister certification of the CFP. FP spoke with the program's head and with advisors who say it's a must-have credential for retirement planning....
The snowbird lifestyle is an appealing choice for many retirees who seek to escape the harsh winter months. For those newly retired, this lifestyle offers the freedom to migrate between two homes, one...
3 steps to getting a solid handle on your retirement savings in this shaky market....
Many of Uncle Sam’s bonds linked to inflation, called TIPS, performed horribly last year. It’s time to give them another look....
Have you ever questioned the conventional wisdom of the 4% rule for retirement? You’re not alone. It’s not that the ... Read more...
I posted up here a bunch. I am (was?) an IRS engineer for the past 17 years. My grade (13) became an embarrassment for the work I was doing (the largest cases). I turn 65 in 10 days and that is the tr...
As the market continues to experience volatility, people in or nearing retirement are seeking ways to protect their savings. Fixed income investments and annuities can provide a stable source of incom...
Me (59) and my husband (69) both retired in 2021, and over the last 2 years we basically just traveled around the world to the places that we simply didn't have time to go to when we were still workin...
My MAGI for tax year 2021 was over the threshold, as a result I have been paying IRMAA surcharges during 2023. I know that my MAGI for 2022 was under the threshold so I will not be required to pay IRM...
Have you ever wondered what it really means to be rich? Is it a certain salary? A specific amount of assets? A particular lifestyle? The answer to this question is highly subjective and dependent on i...
Learn about the mishaps that could lead to dark days in retirement....
In this short 5-minute survey, you uncover how you think and feel about money/finances as well as how you make financial decisions and where your top stressors are. Top behaviors to change are also hi...
Do you have retirement “blind spots”? In this episode we explore critical retirement questions that are often unasked or overlooked simply because people often don't know what they don't k...
Europe has a reputation for high taxes… but this isn’t always fair....
A stroke neurologist by training and landscape photographer by passion, Nirav H. Shah has achieved significant breakthroughs in improving patient ... Read more...
When you go to a bank to get a mortgage in Canada, chances are that the mortgage interest rate that is used to qualify your mortgage and the rate you actually pay will differ. The reason for this has ...
Once a year, Social Security reports on the program’s financial outlook but the bottom line doesn’t change: the reserve in the trust fund is running out of money. Many workers and retirees...
Medicare.gov themselves, especially folks like me who are not there yet, namely for US folks. Here is the 2024 Medicare and You Handbook from medicare.gov. Hard copies are still being sent out to Medi...
I could conceivably retire in two years but would still like to advance my career. What are some thoughts on considering a job change this late in my career? I could coast to retirement in my current ...
I see a lot of comments that you should wait until 67 to take you SS as it increases by 7.5% per year. But if my sole income is IRAs (including a lump sum pension), I think it would be better to take ...
Pandemic stimulus, a strong job market and climbing stock and home prices boosted net worth at a record pace, Federal Reserve data showed....
Hi, Im getting ready to retire early. My parents have passed but they both needed to move to an assisted living facility toward the end, and fortunately they both had LTC policies that we could tap in...
I just realized that my employer offers a Retiree Medical Savings Account (RMSA). They do NOT contribute at all, but guarantee at least 5 percent interest. There appears to be some tax benefits, but I...
November is approaching us and you know that means… It’s employee benefit election time (for most people). The average person skips through their benefits and picks everything in just a c...
Cost-of-living adjustment makes sure the backbone of our retirement system keeps pace with rising prices. With the release of the September CPI-W inflation number, the Social Security Administration a...
Did you know that if you made an average income throughout your career, your Social Security benefits could add up to hundreds of thousands of dollars in lifetime income? And if you made an above-aver...
Jorge Sanchez’s inspiring entrepreneurial journey is no less than a piece of fiction. His path to success has often been ... Read more...
Good fortune tends to come to those who save and invest over a long period of time. However, sometimes your good fortune goes beyond expectations. In such scenarios, you may experience money guilt. Mo...
Your family and friends are the people you walk life with, so it is important to choose wisely. In this episode of our Wisdom for Our Children series, Nichole joins me to reflect on what the younger g...
October 2023 – The Centers for Medicare & Medicaid Services (CMS) has released the 2024 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 20...
Both my wife and I are collecting SS benefits. I waited until just short of age 70 to collect. She started collecting at age 63. I receive the larger amount. When one of us passes, how is the survivin...
I’ve been thinking a lot about happiness lately. I suppose it’s the natural evolution of FIREy life: Of course, we all should be working on happiness all along, but sometimes we get thrown...
So, I am 9 days out from telling my boss I am retiring. I am so excited, but transitioning from a salary to income is really messing with me. We have gone over it with our financial planner many times...
Well as the title said I’m F49. I’ve never been married and I don’t have any children. I do not own a house and have about $2000 in my checking account. I make about $58K a year. I&r...
Retirees should consider several factors when deciding whether to take Social Security early....
Episode 429: Corporate CEOs are becoming less optimistic about 2024 and recent IPOs are a disaster. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ &mda...
Welcome to The Free Retiree Show. In this episode, we provide an up-to-date economic snapshot as of October 18, 2023. We’ll touch on key economic indicators, including the rise in interest rates...