Curated articles and podcasts from trusted financial experts and real retirees.
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Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Live a Longer and Richer Life. Su...
When we fall behind on our holiday shopping lists, there are usually some last-minute deals and expedited shipping options that can help us catch up. But if you fall too far behind on your annual fina...
Fidelity Investments, the largest provider of 401(k) plans, just reported that the average 401(k) account balance barely budged in the 5 years since the 3rd quarter of 2018. They increased by only $1,...
Not retired yet, 2 years away. My hubby (73) is retired, I’m 63. We have a 5 acre rural “homestead” with extensive flower & veggie gardens, chickens, ducks etc. it requires a lot...
Episode 436: High Yield is a marketing euphemism for JUNK. I don’t often buy bond or bond funds, but when I do, I only purchase INVESTMENT GRADE. Sign up for free ALERTs & Market Commentary ...
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
Millionaires tend to focus on protecting wealth, saving for retirement and managing volatility....
The way does not exist–there is no one correct way to do things. We are all finding our own ways in life and retirement. Working with an agile structure will help give you the scaffolding to cre...
Good day community! Besides being a place for us to discuss, another goal here is to be a resource. In support of that - Today is the debut of Wiki Wednesday. These posts will highlight an item in the...
If you think of your 401(k) plan in the context of how to leverage your retirement savings, think about 401(k) matching....
Custodial Roth IRAs have become popular for parents looking to help their children build their savings. These accounts offer a ... Read more...
Because it’s us, the first thing I did after Little Matchstick was born was apply for his passport. The second thing I did was apply for his Social Insurance Number so I could start opening new ...
By Eric Rosenberg, WCI Contributor Cryptocurrency and other blockchain assets offer unique opportunities for charitable donations. Like cash, you can send cryptocurrency to a charitable organization, ...
By Dr. Rikki Racela, WCI Columnist The founder of this website is often baffled by the amount of questions/grievances/headaches that WCI followers face when attempting the Backdoor Roth IRA. It seems ...
After a bull market in 2023, let's look at the 2024 Wall Street forecasts for the S&P 500. Overall, the 2024 S&P 500 targets range from 4,200 to 5,500, implying returns between -8.1% and +20.3...
Hey everyone! Oh wow, it is December already. Did you have a good Thanksgiving? We stayed home and had a low-key holiday. However, we spent more money than usual during the Black Friday sale. Someone ...
Depending on how much you keep up with technology, you may or may not have a decent understanding of what AI chatbots are (AI being artificial intelligence). Heck, you may not have even heard the term...
Anyone who thinks that moving an elderly parent out of her home and into a facility will eliminate the need for most of the care they’ve been providing should think again. Two University of Penn...
Thebrief’skey findings are: The 2022Survey of Consumer Financesshows how 401(k)/IRA saving fared from 2019-2022. The answer is not obvious given all that went on: COVID, economic disruption, see...
The gap between the desire for annuities and actual holdings likely due to logistical impediments. My colleagues, Karolos Arapakis and Gal Wettstein, have just published a really interesting paper on ...
A health savings account has various tax benefits to help you save money on medical care. Do you know what qualifies as an HSA eligible expense?...
Retirement experts Tyson Thacker and Ryan Thacker have issued a critical warning to Utah residents who are planning to file for Social Security in the next five years. “Social Security is a crit...
You want to pay less in taxes. But did you know that during retirement, you CAN control that? Retirement is when you have the most control over how much you pay. All it takes are some simple tax-plann...
To celebrate the release of JL Collins’ new book, Pathfinders, I collected all the best advice from his Financial Independence Podcast interviews! Jim has been on the show three times: First, ba...
By Josh Katzowitz, WCI Content Director Ever since I became financially literate, two phrases run through my head constantly. One, which you’ll hear often from WCICON24 keynote speaker Paula Pan...
Hi all, I've been in the community for a little while, and I have seen many posts which pretty much have the same exact format... "I have this amount of money... I have a pension... can I retire now? ...
I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...
I know there are some people who will say if you’re working at all, you’re not retired. There are others (like me) who work a little because it’s mentally and physically healthier to...
I'm (f57) am considering opening Roth accounts for me and my husband (60). I'm maxed out on my 401(k) and plan on being in a lower tax bracket when we retire. We're not eligible for a traditional IRA,...
Just curious how many other old folks are into gaming. For me getting a steering wheel for my PC (for race sims) was one of my better retirement purchases; also play strategy games. (I have to laugh w...
Should Brian in Binghamton, New York pay off his mortgage for a guaranteed 6% return? How bad did Steve in Pittsburgh screw up his retirement, and can he afford to buy a new house away from his a-hole...
Year end financial planning is imperative to preparing for the New Year. Here are ten strategies to consider....
In my first annuity post here years ago, I wrote, “In my view, annuities can be applied incrementally and strategically as part of your overall retirement income plan. And I’ll be focusing...
Contrary to popular belief, there is more to maximizing your 401(k) savings than simply contributing more. There are things you can do that don’t require you to spend a single penny. If you want...
VOO and IVV are two ETFs that track the S&P Index fund. VOO is an ETF offered by Vanguard, and ... Read more...
In this episode, Betsy catches up with her friend Kathe after 8 months of retirement and shares her experience of not missing work at all. Betsy discusses how she prefers spending her time reading, ex...
I’ve been accused of being a Tesla fanboy more than once. I don’t think that’s totally correct. it goes a little deeper than that. I’m a fan of electric vehicles An internal co...
KashKick earned the following reviews: 3.4 Stars on the Apple App Store (17 reviews) 3.7 Stars on TrustPilot (656 reviews) 4.1 Stars on the Google Play Store (544 reviews) 4.0 Stars on Think Save Reti...
Retiring soon and contemplating where to live. Born in NYC and have lived in NJ since I was 4 years old. Both parents passed so nothing keeping me in NJ. Strongly considering Florida in a new communit...
Build a stable retirement income stream by investing $500,000....
Today we're bringing back a fan favorite from 2022. The Fine Print of Beneficiary Designations. This is something that seems straightforward at first glance - just fill out a form naming the people yo...
If you have a big wad in a pretax IRA, sit down with your accountant now....
Looking back on my life at age 64, I realize I have made many financial mistakes, as have many of ... Read more...
December 3, 2023 – When I wrote my post on the “Die With Zero” philosophy in October, I dug through the Survey of Consumer Finances (SCF). I used the detailed wealth distribution dat...
"When you pay someone for retirement advice, they must give you advice that’s in your best interest, not whether it gets them the best payday," Biden said....
Read Money's review of Red Rock Secured Gold IRA....
Older wealth management clients fear serious health problems that could come with living longer. Advisors have a big role to play in helping them....
Company reports the pooled employer plan launched on Day 1 in 2021 has doubled during the…...
New Urban Institute report shows the average American will receive much more in benefits…...
David Blanchett makes the case for plan sponsors to ramp up their offerings of financial…...