Curated articles and podcasts from trusted financial experts and real retirees.
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January 25, 2023 Welcome to another part of my Safe Withdrawal Rate Series. Today’s topic: Bucket Strategies in retirement. As you know, my blogging buddy Fritz Gilbert has written extensively o...
Hello, my friends. I hope this new year is treating you well. It's been excellent for me so far. Soon I need to announce the 2023 Ecuador chautauqua about money and meaning, but before I do I'll give ...
I am excited to share with you actionable steps you can take today to start 2023 on the right track when it comes to your finances....
I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...
In January of 2018, I made some of my first passive real estate investments, including an allocation to a diversified ... Read more...
Overcoming the unspoken rule that money is too taboo a topic to discuss among family members is important going forward. The reality is that families, at some point, will need to be on the same page a...
By Dr. Gretchen Green, Guest Writer Many physicians see patients and perform procedures and then get paid every few weeks, often without having had direct conversations with patients about cost. We ma...
What are some (parttime) mimium wage job ideas for any old ppl that doesnt know any english? Or possibly higher than mimum wage? And is tired all the time apparently and is scare of pain and in pain s...
High-interest savings accounts have garnered more attention in recent months, with inflation sending interest rates soaring. If you’re sitting on cash in a regular chequing or savings account th...
Every year we use the 1040A "Social Security Benefits Worksheet--Lines 6a and 6b" to compute how much of our Social Security benefit is taxable. In step 10 a "standard deduction" is subtracted - $12,0...
Hi, This year, i want to fund my tax-deferred retirement accounts IRA, 401k, HSA with my brokerage account sales? My taxable income being in the 0% capital gain bracket (thanks to the retirement contr...
The SECURE Act 2.0 became law in the last days of 2022, and the act provides new assistance for retirement savers, small businesses and many others....
Wall Street has always been a fascinating subject for filmmakers, and over the years, there have been many movies that have explored the topics of money, power, and greed. From classic dramas to today...
secure 2.0 improves roth retirement options, including allowing employer matching contributions direct to a roth retirement plan and delays required minimum distributions (rmds) for many....
“Is it medically necessary for a person to be able to chew?” Dr. Lisa Simon, a physician and dentist at the Harvard School of Dental Medicine, asks. This is a serious question for older Am...
submitted by /u/dirtee_1[visit reddit] [comments]...
The Actuarial Financial Planner (AFP) is a useful tool to facilitate household decision-making in or near retirement. In this post we will discuss how the AFP (and possibly the Actuarial Budget Calcul...
Last year saw millions delay retirement, and this year could get worse. There is uncertainty shrouding the economic outlook for 2023, with investment bank JP Morgan predicting decelerating economy and...
There are many ways to think about retirement planning, and your personality can influence yours. If your personality and plan match, you have a greater chance of retirement success....
In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been several months since we paid off the mortgage, I realized there is a triple benefit...
Most travellers use the capital city of Croatia, Zagreb as a stop-over on the way to more exciting destinations like Split, Dubrovnik, Hvar or Plitzvice. But that’s a mistake, because even thoug...
You aren't necessarily stuck with a bad claiming strategy...
In the first year of retirement, there's a 30% reduction in short-term memory....
Retirement planning requires making our best effort to project far into the future. That is hard, if not impossible. The reality is that we are constantly changing as is the world around us. We need t...
Does anyone out there in Reddit retirement land have lived experience with the Bernicke spending model? Have you found that your spending has gradually and naturally decreased by 3% a year? Is it a cr...
Retirement is fast approaching. Our Fidelity rep says that we have more than enough, in fact, we could retire now (60) if we wanted. My spouse says that we must prepare for the worst so we rarely spen...
Last year was a bumpy ride for the market, and many investors are rattled. We’ve talked before about how the market goes up 80% of the time. But this also means it goes down 20% of the time. And...
Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds....
Last time I shared with you a story from my new book Pathfinders from a reader in Ukraine, Roman Koshovskyi, titled Staying the Course in War-Time. Today we hear from Artem Voronov, a reader in centra...
Many consumers struggling to make ends meet amid inflation are reducing retirement saving and health care, which can have disastrous results later in life....
I'm a small town guy. I love the fact that I know my neighbors and they know me. The people are friendly and there are no traffic lights. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
Avoiding possibly higher taxes in retirement, having no RMDs and the markets being lower are just three reasons to switch to a Roth IRA....
Occasionally I receivesome form of the question, "How come I don't feel retired?" And it doesn't seem to matter whether the person has been away from full-time work for a few months, a few years, or a...
And that can hurt their savings plans....
I was talking to my friend Jen recently when she asked a fantastic question. It was posed to her about a year ago. Here is how it went down: Jen had just retired and was on a trip down to Oaxaca to ce...
Retirement can be a time to relax and enjoy the fruits of your labor, but for many seniors, the reality is that their fixed income is not enough to sustain......
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Where do retirees/seniors find help with technology ("smart" phones, computers, "smart" TVs, etc.)? I can't be the only one who struggles with this! Of course I suppose most have adult children and gr...
I’m planning on retiring this year at 65. Besides inflation, what else should I be concerned with about retiring during a recession? submitted by /u/Tb182kaci[visit reddit] [comments]...
submitted by /u/Stay-Thirsty[visit reddit] [comments]...
Sorry for the long post; I hope many can read it and comment. I'm pretty close to retiring. I'm past the Social Security age and I've been drawing and saving Social Security for a year or two while st...
I’ve retired in the last year in the Midwest. Summer is easy but winter is confining. After a spending a few weeks in Florida I’ve made a decision to spend the winter there and take advant...
I have access to Fidelity and other brokerage web based planning tools which are nice but simplistic in the output they give and the what-ifs you can do. I assume it is intended to be user friendly an...
The Answer: Diversify! If you’ve saved $100,000 + for retirement in an IRA, 401(k), TSP or other retirement account, get your free guides written by me. I’m the company’s on-staff, H...
It’s all those pandemic puppies....
All it takes is protecting what you save, having an income plan, knowing your health care options, reducing your tax burden and making an estate plan....
Retiring early and becoming financially independent is a good goal. But most goals aren’t achieved unless you map out a ... Read more...
The moves you make now can help make your lifestyle more comfortable in retirement later....
I am not knowledgeable with retirement accounts. I need some assistance. I have 2 prior retirement accounts one with the federal government which I worked for about 4 years and another retirement, 401...
Most LTC policies are essentially 750,000 benefit right? For a husband and wife is 1.5 Million war marked seem fair? submitted by /u/Chasingfreedom1224[visit reddit] [comments]...