Curated articles and podcasts from trusted financial experts and real retirees.
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I have access to Fidelity and other brokerage web based planning tools which are nice but simplistic in the output they give and the what-ifs you can do. I assume it is intended to be user friendly an...
The Answer: Diversify! If you’ve saved $100,000 + for retirement in an IRA, 401(k), TSP or other retirement account, get your free guides written by me. I’m the company’s on-staff, H...
It’s all those pandemic puppies....
All it takes is protecting what you save, having an income plan, knowing your health care options, reducing your tax burden and making an estate plan....
Retiring early and becoming financially independent is a good goal. But most goals aren’t achieved unless you map out a ... Read more...
The moves you make now can help make your lifestyle more comfortable in retirement later....
I am not knowledgeable with retirement accounts. I need some assistance. I have 2 prior retirement accounts one with the federal government which I worked for about 4 years and another retirement, 401...
Most LTC policies are essentially 750,000 benefit right? For a husband and wife is 1.5 Million war marked seem fair? submitted by /u/Chasingfreedom1224[visit reddit] [comments]...
I am a high school librarian and have 7 credit years in calpers. I will be graduating college in December to be a teacher in CA. I’ve done all the appropriate readings and I still don’t kn...
Been thinking on early retirement quite a bit recently. Have military pension and been doing contract work that keeps me on the road. Partner has at home business that finances would not be an issue. ...
January 23, 2023 — Many retirees move when they retire, although most remain in their existing state. A smaller percentage, probably between 10 and 20%, will find a different “best retirem...
This is the first time I've been to Florida since before the pandemic.As I sit here staring at the ocean, I don't have much to say.SoI thought I'd just share a moment of peace and tranquility -- the k...
Yes... when hell freezes over. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
I've recently started a retirement website. I have several categories and would like to add another one or two. I want to put out worthwhile information. Can you please give me your thoughts on a cate...
January 22, 2023 — Many retirees move when they retire, although most remain in their existing state. A smaller percentage, probably between 10 and 20%, will find a different “best retirem...
Just getting ready to retire (age 62). Had a 240Z as a teenager. Drove it for 15 years until it fell apart. I loved that car! Thinking about getting a 400Z when finally available. Currently have a bor...
Given the name of this site, Physician on FIRE, you might well come away with the impression that I am a fan of not only the financial independence part of...
Dividends are a popular source of income in retirement. We rely on them for a part of our annual living expenses...
January 20, 2023 — The end of the year presented several gifts to well off folks with substantial IRA, 401(k), or 403(b) balances. The biggest is that, thanks to the Secure 2.0 Act of 2022, the ...
Discover the connection between money and happiness with 50 financial lessons to help you improve your relationship with money and achieve a happier life....
January 17, 2023 — The search for a safe place to retire is challenging, as the community of Rio Verde Hills just found out. Up until recently, it received its water from neighboring Scottsdale....
So understanding that value proposition all of us have in trading our time for money is one of ten lessons that our poster, Tawcan, has learned during his...
Social Security is ready for you to start drawing retirement benefits anytime between the ages 62 and 70. But did you know that the age you start Social has a lasting effect on the size of your checks...
January 29, 2023 — If there was ever a good example of the phrase “Use it or lose it”, it would be how flexible you are. You might not do that great on this simple 5 part flexibility...
Editor’s note: Bill has been kind enough to write for Topretirements on other topics in the past, including the fascinating tale of his “Cleaning Out a Cluttered Victorian”. This ins...
In this post, I start to unpack my net worth growth over the past fifteen years. Learn how I think of net worth and insights from my journey....
Former General Electric CEO Jack Welch once nearly died of a heart attack....
Data from the Federal Reserve shows that the average savings in the United States at retirement age is just $255,200. So if you find yourself with $400,000 in assets at retirement age, congratulations...
Hey folks, it's 2023! I hope everyone had a great time with friends and family over the holidays, and rang in the New Year in style! We had a very busy December. We were vacationing in Portugal duri...
Retiring early requires leaving behind skills and knowledge we've mastered, often to become a beginner in retirement at other things....
January 11, 2022 — Millions of American retirees follow the example of their avian friends – they head south to snowbird when winter temperatures cool. Not all of them fly of course, about...
In Howard Marks' latest memo to investors, he argues that markets are in the midst of a sea change similar to the sea change that occurred in the early 1980s when interest rates began their 40 year de...
By Tom Cretella – CLU at Cretella and Belowsky January 9, 2023 — Medicare’s Open Enrollment Period began January 1. Medicare has plenty of acronyms: AEP, SEP, IEP – but the lea...
January 8, 2023 — We got some great followup on our October article about the Shedders Movement. Shedders refers to guys (and gals) getting together in retirement to hang out and work on all kin...
It is crucially important for investors to understand the true, more complicated, nature of retirement. Learn more on calculating your retirement number here....
January 3, 2022 — As if the death and destruction that Hurricane Ian brought to Florida’s Gulf Coast wasn’t bad enough, it has created another looming problem for beleaguered propert...
With the dreadful investment year of 2022 behind us, we can now shift our focus to the future and how we can bounce back financially. Unfortunately, for many people, this means falling into the trap o...
January 3, 2023 – Tom Brady, QB of the Tampa Bay Buccaneers (or cousin Tom as we call him in our family), is 45.5 years old, having a pretty darn good season, with his team atop the NFC South st...
We hear people say all the time they are not counting on Social Security to be here when they retire. Will Social Security run out of money? Inquiring minds want to know! In this episode of Eggstack C...
I hate reading about Medicare. There are so many special cases and exceptions that it seems everything written about it gets so far into the weeds that you just can't follow. Continue reading...
Fidelity's retirement planning tool shows how much leeway you have and what moves the needle. It isn't designed to give year-by-year tactical guidance....
A retirement plan is all about your needs, financial expert Jacob Schroeder says, so you should plan to adjust as your life changes, as it inevitably will....
How the new retirement rules may impact you....
It's been a tough year for investors, with stocks down around 19% (both in the U.S. and abroad), U.S. bonds down 14%, and the cryptocurrency market down around 60%. Yet, despite the financial turmoil ...
December 27, 2022 — In many ways 2022 was better than 2021, and far superior to the pandemic ruined bust that was 2020. People finally got to take all of their postponed trips from years before,...
The cost of hiring a financial advisor depends on several factors, starting with the advisor’s fee structure. This article covers expectations and average costs....
December 20, 2022 –  There is a new crush of retirees coming to town, and they are not Baby Boomers. Generation X, those born from 1965 to 1980, are finally getting their turn in the retire...
A reverse mortgage seems like a good way for seniors to tap the equity in their home, but what about the fees? Join us as we examine reverse mortgage fees and other costs related to a home equity conv...
This week the SEC filed suit against eight financial influencers from Atlas Trading, an online stock picking community, for manipulating their social media followers into buying and selling stocks for...
When I was six years old my parents declared bankruptcy. Within a year they were divorced. They met while working at McDonald's as teenagers. He was a cook and she worked the drive-thru. Neither of th...