Curated articles and podcasts from trusted financial experts and real retirees.
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Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for The Health Tests You Need in Your 40s, 5...
I recently read thisNew York Magazine article written by Reeves Wiedman (his name will be relevant in a moment) on hedge fund manager Bill Ackman. The article discusses Ackman's life and his recent cr...
To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....
I am 68 years old and have delayed taking Social Security. Spouse is 64. She doesn't qualify for benefits, so she would be receiving a portion of mine when I pass. Would there be any difference in her...
We can’t say we’re surprised. AI tools can make tedious, time-consuming, and even challenging tasks quick, simple, and painless. With that in mind, you might be wondering how you can lever...
Financial advisors who help us manage wealth may not be fully informed about financial elder abuse. They need to know how to spot the red flags. Our checklist can assist....
A recent law allows tax-free rollovers from 529 plans to Roth IRAs, but there are hurdles to be cleared....
2024 is shaping up to be another tough year for workers in the United States. Last year, tech companies laid off thousands of workers. This year, the layoffs are spreading to other sectors. UPS, Amazo...
ANYONE HAS ONE? ? I DON'T! ? 5 questions to ask if your workplace offers an after-tax retirement savings plan. By Tamara E. Holmes. Published February 20, 2024. https://www.aarp.org/retirement/plannin...
With the S&P creeping up over 5,000, it may be time for retirees to look into decreasing their investments in risky assets, especially if their Floor Portfolio of non-risky assets/investments does...
I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...
Guess what time it is? Reader case time! Hi! We are a same sex married couple currently in the US (S is in her mid 40s working here on 10 yr employer sponsored visa and T is in her 50s). We stumbled o...
As taxpayers, many of us have faced difficulties in dealing with the IRS – and it can be a daunting position to be in. One way to deal with these issues is to hire a CPA or Enrolled Agent to hel...
Just looking for opinions from this wise Reddit group. Prior to retiring, of the three things listed below, which would you say we definitely should get done? Upgrade VERY dated kitchen OR Buy a new c...
I was hoping to get some advice from folks who have done this. My wife and I currently live in Seattle. We have lived here 30 years but it getting too expensive. At 62 I still have a mortgage to pay o...
In a world of divisive politics, crises, and conflicts, the desire to escape to a safe haven is an understandable one. Here are my recommendations......
OK, here's a wierd one. I'm a healthy 63 want to retire at 65 but have this impending sense of Doom. Like I will die before I get to retirement. Financially I'm OK so I'm not worried about that but I'...
Endless investment debates often leave out the most important factor—the investor!...
A long box spread trade earns a little more than buying Treasuries or CDs. A short box spread trade gives you a loan at a good rate. If you trade box spreads, whether long or short, you’ll have ...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
If you are at the exciting point in your life where retirement is a mere five years away, you may ... Read more...
I retired at 60 and have been living on savings for a couple of years. Late last year I reached 62 and started receiving my SS benefits. So I'm not worried about paying taxes on my annual income for 2...
I (61f) haven't worked in over a year. I worked in human services my whole career, and when they closed my program in November 2022, I didn't seek a new job. Now my wife (64f) is retiring in June, and...
If you are counting on a terrific stock market to fund your retirement, look closely at a number called earnings yield....
Every once in a while, you come across someone amazing. Kim Ehardt is one of those people. Her life has been a wild adventure; from living on couches to becoming a firefighter who owns rental properti...
We need to get our Congress Representatives to support the 'You earned it you keep it' bill. This allows for raising the cap on the taxable earnings and stopping the federal taxes on SSN. This would k...
But there are caveats to moving the money into Roth I.R.A.s, and the government still has to issue guidelines about the option....
If you’re in search of extra cash, you’re in the right place. Here are five of our favorite ways to earn and save that could put more than $5,000 back in your pocket. 1. Earn $1.50 Per Day...
Hi folks, 63 years old (turning 64 in July), single and just got reorganized out of my job. TBH I'm tired of working, so in spite of not having a lot of assets, I'm seriously considering retiring--tho...
Living paycheck-to-paycheck is one of the most unpleasant financial experiences. Not only does it mean needing to spend everything you have to make ends meet, it also creates an ongoing feeling of des...
I just contributed $7,500 to traditional non deductible IRA for 2023 year with a plan of converting to Roth when the account is funded in a few days. I have work 401k balances that upon leaving my emp...
I am a little over three years away from retirement. I feel like I don't have much energy left after a day of work. My job is not physically demanding, but it is stressful. I feel like it is too close...
Medicare requires that nearly all workers sign up for the program during a seven-month Initial Enrollment Period (IEP) that includes the three months before, the month of, and the three months followi...
It’s the best news that few people seem to know about: Prescription drug costs are falling this year for more than a million seniors — in many cases, by thousands of dollars. The lower cos...
Are you asking all the important retirement questions or could you be missing some critical information that's hiding in your “Blindspot”? On this episode we explore some of the questions ...
Check out our Rosland Capital’s gold IRA review, including its pros and cons, pricing, offerings, customer experience and satisfaction as well as accessibility....
Workers would lose a key retirement planning benefit as a tradeoff for funding Social Security....
Retirement planning is not the complicated problem that you imagine. It's complex. Here's why that distinction matters....
An advocate for improving care and federal oversight in assisted living facilities succinctly described the experience of searching for a safe place for a loved one. “The assisted living sector ...
The hurdles seem quite challenging. We just released a report that explores the possibilities and limitations of Multiple Employer Plans (MEPs) to improve coverage in employer-sponsored retirement pla...
Learn more about the maximum Social Security benefit and how it affects retirement planning...
Most methods for earning money require you to work, at least to some degree. But after a long day at work, you might be looking for ways to earn that don’t require you to pick up yet another gig...
When I retired I began reading academic publications that were relevant to "retirement." I created a free resource... Designing Your Retirement is a free instructional manual to help retirees have hap...
A study released today by Vestwell finds that 89% of participants would be more likely to…...
Recoveries made through enforcement efforts, informal complaint resolutions...
A study by Allspring Global Investments reports that participants and advisors are…...
Long-term projection still sits well below this year’s 3.2% increase...
The report was created to address a “significant lack of attention” and understanding of…...
Twenty-five percent of asset owners say they're planning to create a formal net-zero…...
Recently I was informed by a Social Security representative they would hold several months of my supplement now based on projected income earnings over the Federal mandate of allowed annual earnings o...