Curated articles and podcasts from trusted financial experts and real retirees.
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My husband is 64, our sole income. No plans to retire until he’s 70. I’m 57. We aren’t good with money so I’m not sure what the best plan is. We have 206k vested in a 401k. Abo...
Most Americans scored a 31% on their retirement literacy in a recent study by The American…...
If you or someone you love hid a financial matter that ended well, The Times would like to hear from you....
I've always liked Tony Robbins, so when I heard he had a new financial book coming out, I was intrigued. Robbins' doesn't have a traditional financial background, but he did write Money: Master the Ga...
Low premiums, aggressive marketing and extras like dental care and prescription drugs have propelled Medicare Advantage plans to half of the retiree insurance market. Nevertheless, some people still p...
Thebrief’skey findings are: IBM has reopened its defined benefit plan to use the plan’s surplus – rather than corporate cash – to fund retirement contributions. This shift has ...
When I was a young woman, and my parents and grandparents were still alive, I could never figure out what to give them for holidays and special occasions. "Not another sweater," they would say to me. ...
The American College of Financial Services' fourth Retirement Income Literacy Study finds that older Americans lack actionable retirement knowledge....
The public program is a critical source of income for low- and moderate-earners, who get only modest benefits from IRAs or employer-based retirement plans....
Valentines Day brings up the subject of romance for those who are alone. When aging parents seek companionship online, risks of scams are there. You can help....
My wife and I have recently retired and want to refresh the interior of our house by repainting and replacing the carpet. When we were younger we would normally arrange this kind of thing ourselves, m...
Posting this here because we are all of that age where we have older kids. What did you give your sons for college graduation? submitted by /u/Aggressive-Coconut0[visit reddit] [comments]...
Are you considering passing down your assets to the next generation? Explore effective strategies for transferring your wealth, initiate the estate-planning process, and discover how estate planning c...
Ever dreamed about retiring to a sunny beach or quaint village in another country? How about living a life of luxury for less than $3,000 per month? In today's episode, we're debunking common myths an...
I am currently 56 years old with a 54-year-old wife. We live in Kansas so cost of living is reasonable. We have no debt. Current gross income is approx. $200,000/yr. Projected assets at retirement (59...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Life Expectancy Can Be The #1 Risk T...
We spend a lot of time on Keen on Retirement discussing how retirement is changing, from new laws and rules to generational shifts in how seniors work and live. But one constant in the retirement plan...
Here’s where you can retire well overseas on a very small budget....
If I elect to fund my FSA in November of 2024 for 2025, then retire in 2025, how does an employer generally treat that situation? Is it prorated? My employer makes the funds 100% available at the begi...
The U.S. government has made it easy for you to save for retirement in a traditional IRA or 401K. But there’s a hidden risk that most people don’t see until it’s too late. Putting mo...
It’s called the dangerous decade of retirement planning. It’s the five years leading up to retirement… and the first five years of retirement. This is when you’ll be faced wit...
Before I began my path toward working as a financial planner, I had enjoyed reading books on self-development and financial ... Read more...
Will kids ruin your plan to FIRE? (Financial Independence Retire Early) Kids can be expensive, but don’t let that stop you. They might change your plan a bit, but FIRE won’t be out of reac...
You’ve contributed towards your Social Security benefits for decades (via your paychecks). Now you should know how much of your Social Security will be taxed....
Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...
I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...
I sold the business I founded and have committed to staying on with the acquiring company for another 1.5-2 years. (In my business this is common.) I had deep ambivalence about selling, but a few mont...
Many investors have been tempted to invest more, if not all, of their portfolios in the S&P 500 given the incredible run it’s had over the last decade. But today we are talking through five ...
Are there general guidelines on what percentages of your investment portfolio should be in tax-free accounts like your Roth, tax-deferred accounts like your 401(k), and taxable accounts like your brok...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) The S&P 500 continues to reach new highs on a weekly basis. But a major top could be forming right now. One of the most reliable indi...
I currently have about 1.7 million in company 401k and will be turning 61 in July. I also have about 35k in HSA and have medical coverage thru VA. If I stay with my current employer(which I've been wi...
“Head to Florida for the winter during your RV trip”, they said. “You can enjoy the sunshine and be like snowbirds! It’ll be wonderful!” Yeah, well, guess what – we...
February 12, 2024 – Last week, I wrote about how equities historically outperformed bonds by a comfortable margin. So, the principle of “stocks for the long run” is still valid. Does...
Hey look, it’s 2024 already. Where did 2023 go? Never mind. This is supposed to be a money blog, but I find that I don’t write about money much anymore. However, I still think about it. Al...
There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...
Affordable housing, mild summers and friendly small towns draw retirees to the Great Lakes State. By Patrick J. Kiger. Published November 08, 2023. https://www.aarp.org/retirement/planning-for-retirem...
One key as I transition to retirement is rebalancing and it’s something I would very much like to automate once I choose my funds. I looked at Schwab’s product and it seems to be one of th...
A good marriage is hard work, and money makes it harder....
My wife and I have no kids or family. What should we be thinking about and planning differently than if one had a big family? We have a will and the packet that goes along with that. I was hoping to f...
The company has stopped making contributions to 401(k) accounts, and instead gives workers cash credits in a new version of its old pension plan....
But many companies are spurning the “clunky” legal requirements for accounts linked to retirement plans. Instead, some have stand-alone rainy day offerings....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
As we make our way through winter, we have a little fun in this episode by comparing how making a snowman can be like building a sound financial plan. Glenn is available for in person and online meeti...
In the personal finance journey, few concepts have garnered as much attention and interest as the FIRE movement – an ... Read more...
Downsizing in retirement is common. What's less common is building the new home yourself. Can a senior in California pull it off?...
Tax-savvy withdrawals in retirement are often overlooked or ignored by investors. That’s bad news when the Required Minimum Distribution (RMD) comes along and OUCH! As individuals approach retir...
Looking to retire in a year or two and planning to sell my home with stairs in a high tax community for a ranch-style home in an area of lower property taxes. I like the idea of living in the country ...
It's not part of regular Medicare, but a lot of Medicare supplements and Advantage plans offer silver sneakers for various gym memberships. I recently signed up for Planet Fitness for free. Silver sne...
looking for a place where people are discussing retirement issues. from personal to financial...definitely don't want a sub-reddit where people are just flexing their current situation. not bad off (i...
A common suggestion people have made to help me regain my financial independence is to move to a cheaper area of the country or the world to save money. I've resisted relocating so far because I belie...