Curated articles and podcasts from trusted financial experts and real retirees.
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Michael Kitces is one of the innovators in the retirement planning and financial services space.His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed ...
Sanders is a Senate committee chair. Ghilarducci is a tenured professor. They should know better than to cite data we know with certainty to be inaccurate....
I've been told that I can begin collecting my pension at the age of 60. I'm no longer working in that state so I've been an inactive member for the past 4 years. The amount that I get paid won't go up...
I'm 2 years away from retirement (when I'm 70). right now, I'm working full-time, and I'm really tired on the weekends. I also can hardly do one extra thing a week (socializing) or it also really wear...
Key Points Best places to find data entry jobs with no experience are Startup Jobs, FlexJobs, and RemoteJobs.io. Data entry specialists digitize data, often copying it from a written format into a dig...
For a solid estate plan, you should put powers of attorney in place, designate beneficiaries, tackle tax planning and more....
Legal costs, how assets are divided, and other expenses can be eyebrow-raising. Being prepared before you start the process is critical....
Using after-tax savings to buy an immediate annuity could shift your taxes on income to later years, when you might have expenses that can offset higher taxes....
Financial advisers often encourage older workers to delay signing up for their Social Security as long as possible to maximize their monthly income. But several of our blog’s readers point out, ...
Good news for wages and Social Security tax base, but will costs stay flat? Health care costs are a large and growing share of the nation’s GDP. One way those costs feed into the general economy...
Listener Ray is wondering what to do with his home as he embarks on a nomadic, van-life journey in retirement. Should he sell it to finance his travels or retain it for potential appreciation and cash...
Today Kathe Kline, together with guests Barbara Mock and Marni Jameson, dive deep into the emotional and practical aspects of rightsizing in retirement. This episode isn't just about downsizing; it's ...
Living or retiring abroad doesn’t absolve you of your responsibility to file a U.S. tax return....
I watch this sub pretty closely as my husband and I are closing in on the window of time that "retirement" seems like a close reality as opposed to something far off in the distance. I also work in th...
Managing expenses is critical for any business, especially for healthcare providers facing rising costs and lower reimbursement rates. Nitra offers ... Read more...
There are limits to growth on these popular investment products. What happens when they hit this barrier? And does this place your retirement at risk?...
Hey, everyone. It’s April and spring is here. What’s that bright ball in the sky?! Oh, it’s the sun. That’s what Portlanders say after a long gloomy winter. Finally, we have a ...
Household wealth has substantially and equitably increased during the pandemic – from December 2019 to December 2023....
The Social Security Administration announced a change to how overpayments are handled....
No two people spend or save the same way. What works for you may not work for someone else. But there are tried-and-true ways to save more and build wealth for retirement. Use the following 3 personal...
A no-annual-fee card is often code for compromise. Being frugal can mean losing on generous rewards and tempting welcome bonuses. ... Read more...
ITOT and VTI are two of the most popular total market exchange-traded funds (ETFs). These two ETFs aim to provide ... Read more...
Today’s post comes to you from a guest anonymous writer who wrote about negotiating employment as the leader of an ... Read more...
Is navigating Medicare really that complicated? I have a lot of ads popping up on my feed. One that looks interesting is Boomer Benefits. Then I see many from independent brokers. Do these people real...
In today's episode, we discuss the landmark $418 million settlement involving the National Association of Realtors (NAR) and its potential implications for the real estate industry. As retirees and ot...
The fact that Sanders favorite factoid isn’t even close to true tells us about the quality of the discussion over the U.S. retirement system....
The last time we visited Isla Mujeres was back in 2017 and we were on a scuba diving day trip to MUSA, the world-famous underwater museum, led by our Airbnb host, Diego, a scuba dive instructor. He&rs...
Nice to see two more recent articles in the retirement income press discussing the advantages of dynamic retirement approaches like ours that use guardrails to adjust spending in retirement. These two...
Roth conversions can be a powerful retirement-planning strategy. Watch this clip from Retirement University’s online course, “Tax-Saving Strategies in Retirement” to learn how Roth c...
Retirement is your time to enjoy the things you postponed during your working years. Many of our clients enjoy being able to travel and indulge in the things they have saved for so diligently. Sometim...
If you have set up your mySocialSecurity account you are able to name your choice of a Representative Payee (RP) then each year the SSA will send you a letter stating who they currently on file for yo...
Photo credit: jb As you know, it is against all the rules to use your IRA to invest in anything which benefits you or a related party. This is one quick way to get your entire IRA disqualified, quite ...
Should you appoint your new spouse or a child from your previous marriage? It all comes down to who will make the best decisions that are right for you....
Education is the key to freedom for all of us. Therefore, I've made the decision to pursue a doctorate degree instead of seeking a fancy tech job. Specifically, I plan to earn a Doctorate in Business ...
For those of us who have a home mortgage, paying it off may not be an option. Either you lack sufficient cash, or retiring the mortgage early would leave you cash poor and vulnerable. Even for those o...
Hello fellow retirees! I retired just recently and now have lots of time available to do what I like. I have always loved trading. Whenever had time, I would always do great. Whenever I didn’t h...
Hello, I have formed a questionnaire for a class project about Social Security and I am looking for any participants to fill it out. Please share this if you can, and any involvement is greatly apprec...
When a billionaire corporate executive and Senator Bernie Sanders agree on something, it’s worth paying attention....
I retired in May of 2022 at 69+2 two month which should have given me 25.3 delayed credits birthday being 3/23/53 however I only received 22.7 credits witch put my credits back to January 2022 I was t...
Consider immersing yourself in the culture of a village rather than making a list of all the things you need to do and see within a short period of time....
If you’d prefer that your estate not pay more taxes than necessary, then these strategies are for you....
Burnout is a constant threat in self-employment. To protect against it, you must turn your income into wealth by investing in the markets, business or real estate....
For those that keep track/spreadsheet expenses, are you able to share your total all-in medical/healthcare cost for a year? I'll be retiring end of this year. Husband already is retired but on my comp...
As I'm beginning to plan for retirement, I've read plenty of articles and used several calculators to determine what we'll need as the magic number to retire. Here's the thing though, they're ALL base...
Daniel Kahneman didn't just make the world better—he made YOUR world better, whether you know it or not....
Personalized TDF service incorporates key recordkeeper data points...
Personalized TDF service incorporates key recordkeeper data points...
Two separate reports point out declines in financial confidence and longevity concerns among…...
Employers who use ADP’s 401(k) retirement solutions can opt-in to match employee’s…...
Deal involves more than 2,300 retirement plans, 65,000 participants and more than $3.9…...