Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15646
What if the traditional wisdom on how to fix Social Security no longer holds? The trustees who oversee the program issued their annual financial forecast yesterday, predicting that the combined retire...
Fees are one of the most important factors of successful retirement investing — they determine how much ends up in your pocket after mutual funds and 401(k) plan providers take their cut. But mo...
Three years ago, Congress took the unprecedented step of spending taxpayer dollars to bail out private-sector pensions plans. As part of a $1.9 trillion Covid stimulus bill, lawmakers approved an $86 ...
All eggs in one basket for retirement How many folks have their entire retirement funds (cash, 401k, IRA, etc) in one company such as Fidelity? I’m interested in hearing about pros and cons of h...
Retiring in 5 weeks and feeling exhausted I’m retiring at the end of June from a clinical laboratory scientist position .I’ve been coming home from work and basically collapsing every nigh...
For those of you who have retired married, for you and your spouse on the same page for everything going into retirement? My wife and I have yet to sit down and really look at what retirement will be ...
People are really confused. We’ve embarked on a host of studies about long-term care. One component of that effort is to assess the public’s understanding of how these costs are financed. ...
With the U.S. Presidential election set for a rematch in November, many investors are wondering how the U.S. stock market might perform in the months that follow. While predicting the future is never ...
The Dow Jones Industrial Average (Dow) recently achieved a significant milestone by briefly crossing 40,000 points for the first time in its history on May 16th, 2024. The next day, Friday, May 17th, ...
Now that you have made it through theretirement danger zone, you have made it to the Arrivement phase of retirement. You may be wondering, what are my next steps? This season can be full of opportunit...
Episode 447: Just listen to this episode… Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe ————————...
This divorce checklist aims to help you navigate the legal, financial, and personal aspects of the separation so you can be well-equipped to face the challenges ahead....
A guide to how to navigate estate planning as a single person....
You can create this type of self-settled irrevocable trust to protect your assets for yourself, rather than for someone else, but there are limits....
Today one of my colleagues at Abundo Wealth, Maggie Klokkenga, CFP®, CPA, shares some of the key things she is looking at when reviewing a client’s tax return. She provides a checklist to he...
By Dr. Hamik Martirosyan It was the best of times. It was the worst of times. It was the sponsors with conservative leverage and fixed-rate loans. It was the sponsors with all variable loans and high ...
In today’s fast-paced world, understanding credit cards is crucial. Credit cards often come with misconceptions. For budget-conscious families, debunking these myths is essential. I’m goin...
Hi everyone. I (55m) have been spending lots of time lately trying to picture life in retirement. I know that the "right" way to plan for retirement is to figure out the budget you need and then save ...
I am 65 and still working. Still under the company health insurance and using the high deductible plan. I max out my HSA contribution and the company adds $167 per month to my HSA, as an incentive to ...
56F here. Single. Will be retiring at 60 so just about 4 years from now. I really love to travel and the beach. My thoughts are to go to one area at a time, rent Airbnb by the month, move to another a...
Time for another reader case! This one really jumped out at me for reasons that will become obvious in a minute. Hi Kristy and Bryce, I want to first say y’all are awesome! I’m writing aft...
Drew Shockley of MOVE Health Partners joins James to address questions about Medicare. He overviews the Medicare system, explains Parts A, B, C, and D, and breaks down what Medicare does and doesn&rsq...
With the New York Times article on Fat FIRE, I've been thinking a lot more about the repercussions of achieving financial independence and retiring early. One of those repercussions is that financial ...
There are many reasons to avoid probate when planning for your estate. Avoiding probate avoids the hassle of having to go to court, which can be costly....
The IRS again waived the required minimum distributions for inherited IRAs. But not taking a distribution could cost you more over the long term....
It’s easy to see why people are searching for free or inexpensive things for families to do this summer – summer isn’t cheap! Mass Mutual reports, “Nearly half of Americans pla...
Do you want to level up your financial game while finding inspiration in the stories of your fellow physicians? From ... Read more...
Hi all, I’m planning on retiring in the next 13 months. Got all planned, financial, mental stimulation, fitness, wellbeing and social. Mentally I’m ready. The problem I have is that I don&...
I will be retiring in a couple of years (age 67) and would like to move near my son. He lives in Orange County. I currently live in the Midwest where winter is about 6-8 months long. I want to get awa...
I have studied and understand the implications of Pascal's wager and its various extensions on aspects of daily living. I have lived my life uncertain but not willing to take infinite risks, which add...
Lately, my YouTube feed has been full of new car reviews. How did this happen? I must have Googled a new car or watched a car video. Ah… I think I got it. Last month, I complained that a new ca...
I just came back from visiting friends I'll call the L's. He retired from a state job and between pension and SS, his income is more than what his take-home was while working. She's still working but ...
So we are about a year from retirement and I'm finding my relationship to time has been shifting. For the past couple years I've been anxiously obsessing over the countdown. I constantly look backward...
FROM ARTICLE - SEE ARTICLE FOR MORE! A new study shows more Americans mulling early exit from workforce. Here’s what to look at before you leap. By Donna Fuscaldo, AARP. Published May 20, 2024. ...
As you navigate through your college years, balancing academics and finances becomes a crucial aspect of student life. While managing expenses is essential, finding ways to earn money while you study ...
As a stay-at-home mom, you offer a unique level of resourcefulness, creativity, and organization, making you an ideal candidate for a slew of side hustles. Below, we’ve shared some of the top si...
Knowing about Medicare IRMAA surcharges could lead many people to make different retirement-planning choices leading up to becoming eligible for Medicare....
By Dr. Jim Dahle, WCI Founder By virtue of their high income, a physician's family situation is likely to differ significantly from that of the average student's family. Average students and parents w...
By Christopher Avery, Guest Writer “Death never takes the wise man by surprise, he is always ready to go.” — Jean de La Fontaine Most people are un- or under-prepared for their inevi...
[Editor's Note: For those who want to inspire the WCI community and teach the knowledge they’ve gained in the financial and/or wellness spaces, we are officially calling for WCICON25 speakers. W...
By Dr. Jim Dahle, WCI Founder I tell new attending physicians (and their equivalents in other professions) to live like a resident for 2-5 years after they finish their training. The meaning of those ...
– Almost nineteen years into early retirement now, I’ve come to realize that the complete freedom of this lifestyle can be a double-edged sword. You’ve already heard me raving plenty...
When we talk about solar panels, we often think about how good they are for the world. It has perks and saves money. But do solar panels really save money? There will be times when we buy things, leas...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
By Dr. Jim Dahle, WCI Founder One of the greatest challenges of WCI is answering Speak Pipe (pre-recorded) questions on the podcast. While Megan Scott (podcast producer) and Wendel Topper (AV guru) sp...
Today, we are answering your asset allocation questions. We talk about how to adjust your asset allocation and when to do it, what changes with asset allocation when thinking about your long- vs short...
You can retire early by 50 or 55 if you take these FIRE (Financial Independence, Retire Early) steps now....
Don’t take a non-expert’s advice on when to claim Social Security benefits — they don’t know everything about your unique situation....
If you don’t have children or a support system of close friends nearby, you face some special challenges. For peace of mind, answer these seven questions....
For many people, the subject of money carries a certain stigma in social settings, especially when discussing income, retirement savings, ... Read more...