Curated articles and podcasts from trusted financial experts and real retirees.
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In December 2019, Congress passed the Setting Every Community Up for Retirement Enhancement, otherwise known as the SECURE Act. This legislation seeks to simplify and broaden access to retirement savi...
How do you define “old”? What does being old mean to you? Here's a provocative look at retirement fitness and longevity....
The following post applies to U.S. pre-medicare taxpayers who need to buy health insurance. Can anyone recommend some calculators, books, or websites to optimize modified adjusted gross income (MAGI) ...
Spouse passed unexpectedly a couple weeks ago. I am 61 and utterly lost about how to handle insurance. I have never worked and do not have employer options. Should I be applying for 2023 coverage thro...
I am single and approaching retirement. Most of the post I see seem to be from couples. I would love to hear some experiences from single and retired people? submitted by /u/NovaLouAdded[visit reddit]...
Well, after almost a month of living in our new trailer at two local campgrounds to get the hang of things, we’re finally off and running. We’ve started our road trip around the country wi...
It provides some up-to-date information on what these family members do, why they do it, the burden it places on them, and how they can get critical help....
Here's what happens to your Social Security benefits when you pass away....
It feels like many retirement articles and posts are about married people. When you entered retirement (or if not already, while preparing for), what was your marital status? View Poll submitted by /u...
I’ve never posted on a personal issue before. I’d like to thank all of those who provided the “group therapy” on my angst earlier this week. I was offered the package in the RI...
n this episode of "Rock Your Retirement," host Kathe Kline welcomes guest Betsy H, who shares her recent adventures in retirement. Betsy excitedly talks about her upcoming trip to Italy during a less ...
Ask yourself the right questions to tell whether you’re ready to close the chapter on your career...
Social Security alone is simply not enough, new Vanguard study confirms. People often assume that the retirement needs of low-wage workers are covered by Social Security’s progressive benefit fo...
What is LegalShield? LegalShield is a legal services company with the mission of making legal protection both accessible and affordable to everyone. They’ve operated for over five decades and of...
The IRS just announced contribution limits for qualified retirement plans for 2024. Keep reading below to find out exactly how much you can contribute for 2024, and start making plans now to do what y...
After COVID it feels like a number of my friends’ families and distant family are getting older and need a ... Read more...
You may have heard that the Health Savings Account (HSA) is the ultimate retirement account because it’s triple tax-free. Contributions go in tax-free. The balance grows tax-free. Withdrawals ar...
Optimizing your tax planning can help business owners reach financial freedom faster. Maximizing your Solo 401(k) benefits can help you pay fewer taxes....
Health is similar to finances in that there are many overly-complex things people say youneed to do, but there are just a few simple things that actually matter. What is the “spend less than you...
VMRXX (Vanguard Cash Reserves Federal Money Market Fund ) and VMFXX (Vanguard Federal Money Market Fund) are two money market ... Read more...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
If you want to succeed long-term, make sure you are working mostly for intrinsic rewards not extrinsic rewards. I believe the right balance for success is to have >70% intrinsic motivation and <...
When I started this blog at age 51 about twelve years ago, topics such as Social Security and Medicare were distant on the horizon. My focus back then was on living frugally and managing our investmen...
Getting there won't be easy, but you have some options for how to get there....
Achieve a secure retirement that leaves behind an estate and legacy....
The truck belong to my recently deceased husband. Husband was an alcoholic, so there is some minor body damage. Truck runs great and is kind of fun to drive. I also have a 2014 Nissan Pathfinder with ...
I (M66) am retired. My spouse (F65) is winding down her business and will basically be retired after the first of the year. Between Social Security and savings we have enough to live on in a reasonabl...
Hiya, I hate me sometimes. I thought I did the research, but with all "this and that" this year, I dropped the ball. The sales staff said everything was covered. But, I should have looked so much clos...
Many financial advisors employ time segmentation buckets (sometimes simply referred to as “bucketing”) to help their clients fund their desired retirement spending. This usually involves t...
Please explain. My husband is a recently retired postal employee and we are confused if we can take out large amount out of 401k and not lose his pension? He says he can only make $22,000 a year now t...
I just can’t do it. 9 years here in Washington state, and I have not adjusted to the grey days for these incredibly long stretches of time. It’s beautiful here, don’t get me wrong. M...
Managing your own investments can be intimidating, but the right tools can make it a more enjoyable experience. Among Canadian investors, one of the most popular online investing platforms is Wealthsi...
I officially retired at the age of sixty-one in the summer of 2021 after a rewarding career of four decades. ... Read more...
In today’s ever-evolving real estate landscape, investors are met with a mix of optimism and skepticism. There’s no denying the ... Read more...
If you haven’t done this yet, do it as part of your retirement planning! You aren’t going to be alive and well forever. Yeah, I know thinking about this is a bummer. You and your spouse/pa...
Jobs Report Reflects UAW Strike And 5.4% Real Wage Loss Since January 2021. Hourly wages are up as workers slowly get wage increases to make up for inflation....
The holiday season is here. This post was contributed to Leisure Freak by Jim McKinley, a retired banker and the creator of Money With Jim. Having fun while staying on seasonal financial track is a wi...
– The thing that drew me to early retirement is freedom, and that’s still the best part of it. Back in 2005, the primary reason for this freedom-seeking was being able to devote my best ho...
Don’t get trapped by binary thinking in retirement planning. Creativity helps you find the balance between living a great life today and planning for tomorrow....
Hourly wages are up as workers slowly get wage increases to make up for inflation....
The insurance broker sent us an estimate of policy cost and maximum benefits. I asked for information on price increases over the past several years so that I could get a feel for what to expect. He t...
We have owned our house for ~28 years and it's all paid for like it says in the title. The house is way too big for the two of us and it's a lot of upkeep. I would like to sell it and buy a smaller ho...
It's time for another discussion of common retirement questions. Listen in on our conversation as we delve into another round of questions that often come up when thinking about retirement and plannin...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
As a real estate investor since 2003, I've been disappointed by the real estate buying and selling process for a long time. While transaction costs have declined to zero or near zero for every industr...
The stock market has its stomach-churning moments. Dedicating a portion of your portfolio to investing outside of the stock market can help put your mind at ease when the market gets inevitably uncomf...
First public look at controversial new rulemaking comes after White House event at 3:30 p.m.…...
NAGDCA and Savvy Advisors appoint new leadership, JULY receives a CEFEX certification, and more...
Among the many new alterations to the federal student aid application include the removal of…...
Additionally, close to one-third believe the economy will drop to a recession if their…...