Curated articles and podcasts from trusted financial experts and real retirees.
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Rethinking retirement certainly includes financial considerations. But it sits within a complex system that includes much more than money and math....
Today’s reader case comes from the Czech Republic (now Czechia). I loved Prague when we visited, Czechia will always hold a special place in our heart for the classical medieval architecture com...
The rich are frequently criticized for not contributing their fair portion of taxes. However, when examining income taxes, it becomes evident that the wealthy actually contribute more than their fair ...
Photo credit: coop It’s a little known fact that certain costs for caregivers, licensed or unlicensed, may qualify as medical expenses for tax deductions. Maintenance and personal care service c...
For a growing number of older adults, debt has become an unwelcome financial burden. There are ways to pay it down....
Being the executor of an estate can be overwhelming, but breaking the process down into individual steps can help make it much less daunting....
Deciding how much of your wealth to give to charity or your kids depends on your life stage. Here are key considerations based on age....
People who are happier in retirement tend to have a few things in common....
A phased retirement has a lot to offer. But there are important financial factors to consider depending on your age and financial situation....
After years as an industry leader, I am trying to figure out if/how to use Linkedin now that I am retired. Do I just lurk and see what my former colleagues, friends, former employers, and former compe...
In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...
Hello fellow retirees, I am 5 weeks into retirement and having some anxiety issues. I worked over 40 years in tool and die, also supervised and managed tool rooms. I have never really had an issue wit...
I also share links to valuable research tools and model portfolios from the week....
Financial planning is less about knowing what to do and more about doing what we know....
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Just because wealthier people have a lot of money doesn’t mean they don’t make mistakes. Here are five common ones that this financial adviser sees....
The previous postSplit-Year Backdoor Roth in H&R Block, 1st Yeardealt with contributing to a Traditional IRA for the previous year and recharacterizing a previous year’s Roth IRA contributio...
The best way to do a backdoor Roth is to do it “clean” by contributing for and converting in the same year — contribute for 2023 in 2023 and convert in 2023, contribute for 2024 in 2...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
My last work day was last Friday but I have been on garden leave for 4 weeks before that so it’s been a month of not working already. I am finally fully retired. Woo hoo! The first thing that I ...
B.O.S.S. Retirement Solutions is proud to sponsor the Treasure Valley Silver Awards By:Idahonews.com BOISE, Idaho (CBS2) — They say if you love what you do, you never work a day in your life. Th...
With Americans living longer these days, maximizing your Social Security is more important than ever. Here are some ways to make the most of your benefits....
Here is the secret sauce for how to retire early. Just be sure it's what you really want....
I'm still a few years away from being required to withdraw from my IRAs. A big part of the dollars needed to satisfy the minimum RMD is being generated by dividends and interest. In the event that I n...
Has anyone been forced to retire early either by illness or being laid off? I’ve just been dx with some spine and neck issues that will only worsen. It can be managed with medication but not cur...
I am 55 1/2. Lost my wife 7 months ago. I have a job I enjoy, but working 40+ hours a week has been a grind and am looking forward to the day I can retire and start to do the hobbies that I thoroughly...
Hello Again, Three years ago My 86 year old Mother-in-law who lost her husband who was receiving Social Security Retirement. She called to inquire about Survivor’s Benefits as a Widow & was ...
Every so often we discuss a few hypothetical financial questions that pose a variety of interesting situations. As you listen in on our discussion, we hope you find some useful insights. Glenn is avai...
The "magic number" Americans think they'll need for a comfortable retirement went way up this year — but their actual savings went down....
Virtually all high-income workers in this country are saving in some type of employer retirement plan. But only a minority in the lowest-income group are. A new study tackles this serious shortfall fo...
Taking into consideration the time of the month and the time of the year can make a difference in your retirement income....
A rollover IRA might be in order to help protect your retirement savings from potential (and potentially disastrous) market downturns....
I’ve been a self-directed investor for almost thirty years. Self-managing my investments has saved me tens of thousands in fees, though I’ve been susceptible to my own investment biases an...
After delving into the exorbitant prices of new luxury cars, I've come to the realization that a larger segment of the population is purchasing such vehicles than I initially thought. This trend poses...
Below, we’ve created a list of 12 true online, work-from-home positions with no upfront investment. None of the roles listed below require purchasing inventory, buying a paid course, or any othe...
In making their decision, they ran all the numbers, including arguably the most valuable one of all: time....
VOO and CSPX are two S&P 500 Index ETFs. They aim to track the performance of the largest 500 companies ... Read more...
Citing a rapidly aging society, difficult job market and uncertainty about the future, some young people are rejecting the idea of saving for old age....
If you’ve reinvented your life after retiring from a career, we want to hear how it’s going and any advice you have for others....
The Wells Fargo Active Cash has mastered the art of simplicity without compromising on value. With 2% cash back on ... Read more...
Focusing on “the number” is the wrong way to decide whether you can afford to retire and it won’t help you manage your retirement finances....
Years ago, people turning 65 would retire and enroll in Medicare. But that has changed. Today, more people are working longer....
JEPI and SCH are two of the market’s highest-performing and well-known dividend ETFs. Both of these ETFs aim to generate ... Read more...
Recently, a doctor finishing training asked me how to start their investing path for Financial Independence (FI) even if they ... Read more...
The dream of retiring comfortably has become more expensive than ever for most Americans, study shows....
Here are some do’s and don’ts (plus a never) for when it comes time to create your retirement income plan....
Let me tell you a story about two of my friends, Adam and Benjamin (not their real names). Adam grew up under some difficult circumstances. His parents filed for bankruptcy when he was just five years...
A mentally ill family member can wreak havoc with aging parents. Families are often reluctant to take legal action to protect vulnerable elders....
At first glance, the Capital One SavorOne and Quicksilver look more like twins than siblings. They share common features such ... Read more...
Don’t leave your legacy up to someone else....