Curated articles and podcasts from trusted financial experts and real retirees.
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As hopes for a "Santa rally" rise, advisors and their clients are feeling more hopeful about the economy than they have in months....
The current strong economy is an opportunity to address the Social Security shortfall, update contribution rates, and expand retirement savings options....
Abstract This paper compares Social Security outcomes for non-Hispanic Black, Hispanic, and non-Hispanic white beneficiaries and assesses the capacity of various benefit enhancements to narrow racial ...
Investors who want to lock in safe income may be hurt over the long haul if they don’t also hold stocks, our columnist says....
My wife and I are not big travelers at all, but are considering making a select few number of trips over the next couple of years while we are still young (age 66, ha!). We visited London once, and Pa...
I’m just getting started with retirement at 67, but it’s pretty low key. Working a part time job for fun, something not very taxing and that gets me out of the house. Other than that, it&r...
The post Millennial Money Acquired by MMG Media Group appeared first on Millennial Money. I’m excited to announce that I’ve re-acquired Millennial Money from The Motley Fool through my hol...
The post How to Live Within Your Means for Financial Independence appeared first on Millennial Money. You’ve most likely heard this formula for financial independence: Live within your means by ...
Almost 71 year old retiree, career academic with all my retirement funds in TIAA. I am seriously considering annuitizing the TIAA traditional part of my money, about 30% of the total (the rest is in i...
Swagbucks earned the following reviews: 4.4 Stars on the Apple App Store (103,300 reviews) 4.2 Stars on TrustPilot (35,000 reviews) 4.2 Stars on the Google Play Store (131,000 reviews) 4.3 Stars on Th...
Today, we are answering your questions off the speak pipe. We talk about structured notes, asset protection, I Bonds, cash balance funds, and fees for different investments. We also talk about the imp...
SCHD and VYM are two Vanguard ETFs geared towards generating dividends. SCGH invests in the Dow Jones U.S. Dividend 100 ... Read more...
New higher HSA contribution limits have been announced for 2024. Keep reading as we share to tips to get the most benefit from your Health Savings Account....
Do your homework regarding your finances before you pull the plug and retire early....
Anyone who was paying attention to COVID’s devastation, whether in terms of being exposed to the virus at work or deaths, could not miss the racial aspect of it. A new study of Americans over 50...
My wife is a teacher in a public school system in Georgia, and plans to retire at the end of the current school year. The system she has always worked for (35 years) does not participate in Social Sec...
By Dr. Jim Dahle, WCI Founder There is a lot of discussion out there these days about securities lending income programs being offered by major brokerages. Let's talk about what's going on so you can ...
Cardiologists are one of the highest-earning physician specialties in the United States. According to a recent report by Doximity, cardiologists ... Read more...
In this week’s video, we’re going to talk through one of the most difficult decisions a couple can make: can they live on a single income to be able to stay at home with their kids. This u...
Short rentals have become really popular over the last 5 years with the creation of AirBNB, VRBO, etc. Besides the benefits of cash flow and holding an asset that hopefully grows over the long term, s...
Retirement communities offer plenty of perks, but the entrance and monthly costs are often steep....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Live a Longer and Richer Life. Su...
When we fall behind on our holiday shopping lists, there are usually some last-minute deals and expedited shipping options that can help us catch up. But if you fall too far behind on your annual fina...
Fidelity Investments, the largest provider of 401(k) plans, just reported that the average 401(k) account balance barely budged in the 5 years since the 3rd quarter of 2018. They increased by only $1,...
Not retired yet, 2 years away. My hubby (73) is retired, I’m 63. We have a 5 acre rural “homestead” with extensive flower & veggie gardens, chickens, ducks etc. it requires a lot...
Episode 436: High Yield is a marketing euphemism for JUNK. I don’t often buy bond or bond funds, but when I do, I only purchase INVESTMENT GRADE. Sign up for free ALERTs & Market Commentary ...
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
Millionaires tend to focus on protecting wealth, saving for retirement and managing volatility....
The way does not exist–there is no one correct way to do things. We are all finding our own ways in life and retirement. Working with an agile structure will help give you the scaffolding to cre...
Good day community! Besides being a place for us to discuss, another goal here is to be a resource. In support of that - Today is the debut of Wiki Wednesday. These posts will highlight an item in the...
If you think of your 401(k) plan in the context of how to leverage your retirement savings, think about 401(k) matching....
Custodial Roth IRAs have become popular for parents looking to help their children build their savings. These accounts offer a ... Read more...
Because it’s us, the first thing I did after Little Matchstick was born was apply for his passport. The second thing I did was apply for his Social Insurance Number so I could start opening new ...
By Eric Rosenberg, WCI Contributor Cryptocurrency and other blockchain assets offer unique opportunities for charitable donations. Like cash, you can send cryptocurrency to a charitable organization, ...
By Dr. Rikki Racela, WCI Columnist The founder of this website is often baffled by the amount of questions/grievances/headaches that WCI followers face when attempting the Backdoor Roth IRA. It seems ...
After a bull market in 2023, let's look at the 2024 Wall Street forecasts for the S&P 500. Overall, the 2024 S&P 500 targets range from 4,200 to 5,500, implying returns between -8.1% and +20.3...
Hey everyone! Oh wow, it is December already. Did you have a good Thanksgiving? We stayed home and had a low-key holiday. However, we spent more money than usual during the Black Friday sale. Someone ...
Depending on how much you keep up with technology, you may or may not have a decent understanding of what AI chatbots are (AI being artificial intelligence). Heck, you may not have even heard the term...
Anyone who thinks that moving an elderly parent out of her home and into a facility will eliminate the need for most of the care they’ve been providing should think again. Two University of Penn...
Thebrief’skey findings are: The 2022Survey of Consumer Financesshows how 401(k)/IRA saving fared from 2019-2022. The answer is not obvious given all that went on: COVID, economic disruption, see...
The gap between the desire for annuities and actual holdings likely due to logistical impediments. My colleagues, Karolos Arapakis and Gal Wettstein, have just published a really interesting paper on ...
A health savings account has various tax benefits to help you save money on medical care. Do you know what qualifies as an HSA eligible expense?...
Retirement experts Tyson Thacker and Ryan Thacker have issued a critical warning to Utah residents who are planning to file for Social Security in the next five years. “Social Security is a crit...
You want to pay less in taxes. But did you know that during retirement, you CAN control that? Retirement is when you have the most control over how much you pay. All it takes are some simple tax-plann...
To celebrate the release of JL Collins’ new book, Pathfinders, I collected all the best advice from his Financial Independence Podcast interviews! Jim has been on the show three times: First, ba...
By Josh Katzowitz, WCI Content Director Ever since I became financially literate, two phrases run through my head constantly. One, which you’ll hear often from WCICON24 keynote speaker Paula Pan...
Hi all, I've been in the community for a little while, and I have seen many posts which pretty much have the same exact format... "I have this amount of money... I have a pension... can I retire now? ...
I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...
I know there are some people who will say if you’re working at all, you’re not retired. There are others (like me) who work a little because it’s mentally and physically healthier to...
I'm (f57) am considering opening Roth accounts for me and my husband (60). I'm maxed out on my 401(k) and plan on being in a lower tax bracket when we retire. We're not eligible for a traditional IRA,...