Curated articles and podcasts from trusted financial experts and real retirees.
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[Editor's Note: The Financially Empowered Women (The FEW), a newly created WCI community that supports women on their path to financial success, will make its 2024 debut next Wednesday, January 17, an...
Birth is a sort of lottery. Babies may be born into wealth and privilege, poverty and struggle, or something in between. The question is whether, when they grow up, they will choose an occupation that...
I will be 63 this year & hubs is 4 years younger & retired 2 years ago with his pension. We never made saving for retirement a priority, AT ALL. No 401k or savings account. I am still working ...
I'm not great with numbers, and not financially all that savy, so here goes. Please be kind. ? I'm almost 60. I'm planning to retire next year. I have 32 years in a state pension (and other investment...
Hi, I've been researching the new Hybrid LTC insurance policies. Both of my parents had LTC policies and both made use of them before they passed away. Having seen what a lifesaver these policies can ...
Today, we have our friend Paula Pant of Afford Anything, on the podcast. She is one of our keynote speakers at WCICON24 that you will not want to miss. Today, Paula and Dr. Jim Dahle cover a whole hos...
[Editor's Note: Tonight is going to be an amazing night for The Financially Empowered Women (FEW). That’s because tonight is when you can stop trying to be all things to all people and learn to ...
By Dr. Jim Dahle, WCI Founder After creating a post on Financial Waterfalls for Residents and New Attendings, we received a lot of requests for a waterfall for older docs, particularly pre-retirees an...
The traditional 60/40 investment portfolio may be too conservative, according to some financial experts, but the allocation can be a helpful guidepost....
As someone with shoulder problems, this episode caught my attention. The Retirement Starts Today (radio) podcast is listed as a resource in our large Wiki for our community. I like that the episodes a...
At the end of 2023, the Keen on Retirement podcast crossed a significant milestone: 200 episodes. To put that number in context, less than half of the 460,080 active shows on Apple Podcasts reach epis...
If you’re over the age of 50, you likely have fond memories of watching The Wonder Years. The coming-of-age series ran from 1988 – 1993 and featured the likeable Kevin growing up in the la...
The Internal Revenue Service provided initial guidance to aid employers in establishing pension-linked emergency savings accounts, an outgrowth of the wide-ranging SECURE 2.0 Act of 2022....
When it comes to figuring out how to invest your money, there is no shortage of advice on the matter. Many financial experts recommend choosing your portfolio based on factors such as your age or your...
Thereport’s key findings are: About half of private sector workers are not covered by an employer retirement plan at any given time; this coverage gap is driven by small firms. To encourage more...
The Pew Charitable Trusts recently reported that retirement assets in active auto-IRA programs have reached $1 billion. Auto-IRAs, which began in 2017 when Oregon launched its OregonSaves program, now...
After months of speculation, last week the SEC approved spot Bitcoin ETFs. In the months prior to the approval, Bitcoin reentered the public consciousness. Its price jumped by over 60% in just under t...
Do you like lemonade? If so, you won’t want to miss out on the lemonade I make on today’s episode. We’re discussing goals on this episode of the Retirement Plan Live series and we ge...
Here's what I'm trying to do and what I found out, but would like to confirm. I'm a U.S. citizen and permanent resident of Japan, having lived here 40 years. I live with my same sex partner of more th...
Growth Exchange-Traded Funds (ETFs) are investment tools engineered to expose investors to high-growth companies, dynamic sectors, and innovative industries. These ... Read more...
Artificial Intelligence (AI) is reshaping industries, economies, and the fabric of our daily lives. As AI demonstrates its potential to ... Read more...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for Is Your Retirement Plan Flawed? Summary:...
I applied for Medicare part B during the last week of December to presumably begin in January. The SS website says my Medicare premium should be $174.60 but the check I just got has a medicare deducti...
In a compelling TikTok video, Brittany Pietsch chronicles her own experience of being laid off at Cloudflare, a publicly-traded tech company. The call involves an HR (Human Resources) representative n...
I gave up essentially all social media a decade ago when I realized I felt like I needed a shower afterwards. My only remaining ones are LinkedIn (which I seldom look at except to track former junior ...
WSJ article from a few years ago: https://www.wsj.com/articles/retirees-spend-time-money-for-forever-home-sell-it-11636402781 [Archive.is link here if you don't have a WSJ subscription] I thought it w...
What a year 2023 has been! We started the year off with every economist out there predicting a terrible, horrible, no-good recession hitting the US as a result of all the interest rate hikes the Centr...
I’ve been investing for many years now. I’ve invested in the stock, real estate, and cryptocurrencies. I’ve also worked as ... Read more...
This article takes a look at the 30 cheapest places across America where you will want to retire. If you wish to skip our detailed analysis on retirement savings in the US, you may go to 10 Cheapest P...
Older Americans, low-income workers, and people with disabilities are over-represented in remote areas of the country. But rural enrollment in federal and state programs tends to be low, creating a sh...
Thebrief’skey findings are: Tax preferences for saving in retirement plans are expensive – about $185 billion in 2020, according to Treasury estimates. Strikingly, they also seem a bad dea...
Introduction The U.S. Treasury estimates that the tax preference for employer-sponsored retirement plans and IRAs reduced federal income taxes by about $185-$189 billion in 2020, equal to about 0.9 pe...
We’ve all heard it before. One of the tricks to having a happy retirement comes down to feeling purposeful. Great! However, feeling a sense of purpose requires understanding what that even means...
For those who wonder, “How much should I contribute to my 401(k)?” you’ve come to the right place. As much as we’d like to be able to tell you an exact amount to contribute, we...
Travel perks, exclusive Mastercard benefits, and a 24k gold-plated card. Sounds like the epitome of luxury, especially wrapped in its ... Read more...
Maximizing your Social Security benefits is impertive. We share 6 tips to get the most money from Social Security in retirement....
Seniors saw a boost in Social Security benefits in 2023. But there's a downside—the increase may result in a higher tax bill this tax season for some taxpayers....
In today's episode, Devin reveals a significant transformation in his professional approach — the transition to a flat fee structure. After a period of subtle hints, the change is now official a...
James addresses a common concern for a couple approaching retirement through a listener’s question. Listener Rob plans to collect Social Security early at 62, raising questions about his wife&rs...
It’s crazy to think that we’re already 4 months into our 9-month RV adventure around the country. We completed our first loop (of 3 planned) and went from Ohio to Texas and back. We’...
It’s a voice message extravaganza as Joe and Big Al talk about tax gain harvesting on Dante in New York’s daughter’s custodial account, and the tax impacts of Leon in Chicago investi...
I'm trying to figure out how much of my 401k I'd need to withdraw per year after I retire to have an amount of 'take home pay' equivalent to my current situation. These are the factors that can think ...
With about 2 year left on a 20 year policy, we know the rates will go up - quite a bit being 68 in 2024. What alternatives do we have? Take out smaller policies of a smaller denomination? Can I sell o...
Episode 441: Small Cap stocks are the canary-in-the-coalmine early warning system of the stock market and right now they’re underperforming. As an alternative to the IWM consider SPSM which scre...
My husband and I have been in 12 Step Recovery programs, Alcoholics Anonymous and Al Anon, for over 40 years, since we were both in our 30s. As young adults, alcohol abuse was already having a bad eff...
At the end of 2023, feeling burnt out and in need of a peaceful environment to work on my book, I opted for a wellness retreat lasting just one day. Instead of spending $2,000 a night at a wellness ce...
Photo credit: jb If you or someone you know has inherited an IRA from a spouse, there are several options available for handling the account. You could transfer the IRA to an inherited IRA, properly t...
Dosh is a free cashback app that allows you to earn real money on shopping, dining, and booking hotels. While the app allows you to earn without scanning receipts or activating offers, there are maint...
Ia Orana! (yo-rah-nah) That’s Hello in Polynesian. French is the official language in French Polynesia, but everybody likes to say Ia Orana. Mrs. RB40 enjoyed listening to all the people around ...
I put in my notice on January 2 and tomorrow is my last day. Here's the thing... I am inexplicably anxious. I expected the actual "I'm quitting" conversation with my manager to be uncomfortable, but t...