How To Prevent A Retirement Bummer
Today’s pre-retirees face a tough retirement reality and will need to do their homework to live well in retirement....
forbes.com
Jan 23 2024
Showing 50 results of 13340
Reader Case: We have an Infant and are House Horny. Help!
Guess what? Today, we’re going to do a reader case because the title caught my eye, and it was simply too tempting to pass up. I saw this: “we had our first baby 8 months ago and now we&rs...
millennial-revolution.com
Jan 23 2024
Index reaches new high, lead by technology
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) The S&P 500 hit a record high this week of 4850 points. And it may continue moving even higher. ? But this doesn’t mean the ove...
freedomthirtyfiveblog.com
Jan 23 2024
Protecting Yourself from Fraud, Theft, and Scams (Part 1)
Last month, I published a guest post from David Champion about the benefits he’s derived from gamifying his retirement spending. A discussion developed in the comments related to the challenge o...
caniretireyet.com
Jan 23 2024
What's the Right Roth Conversion Amount to Avoid a Tax Nightmare in the Future?
Sammy, a 51-year-old retiree, is seeking advice on how much she should convert from her traditional IRA to a Roth IRA each year to avoid jumping tax brackets and minimize the taxation of her social se...
buzzsprout.com
Jan 23 2024
Why did my monthly benefit estimate for when I retire in three years increase from 2023 to 2024?
Greetings. I am retired but not yet collecting social security, which I plan to do when I turn 67 in about 4 years. I use some retirement planning models which have you look up you projected benefit a...
community.aarp.org
Jan 23 2024
Why the ubiquitous & loud obsession over taxes when retirement income is lower?
Having had some good fortune while working, especially in my last three years, my estimated retirement income is ~72% less than while working. Accordingly, my income tax rates should also plummet as w...
reddit.com
Jan 23 2024
Personal Finance 101: How to Teach Teens About Money - 465
How and what should we teach teenagers about money, to make the next generation financially literate? That’s what CJ in Philadelphia and Teresa want to know, today on Your Money, Your Wealth®...
purefinancial.com
Jan 23 2024
Limits on Social Security Disability Coverage
Photo credit: steelo When you leave full-time employment, there is a period of time after that when you will continue to be covered by Social Security Disability Benefits. Welcome to the 20/40 Rule. T...
financialducksinarow.com
Jan 22 2024
Best Mid Cap Growth ETF
Midcap growth ETFs can be an attractive investment option for investors looking for a balance between risk and reward. In ... Read more...
physicianonfire.com
Jan 22 2024
Are These 5 Bad Financial Habits Sabotaging Your Retirement Savings?
It’s no secret that many Americans struggle to save for retirement. The hard truth is that this is often due to bad financial habits. Consider the fact that Americans’ credit card balances...
401kmaneuver.com
Jan 22 2024
When Can You Stop Being Frugal?
Hey everyone! How are you doing on your journey to Financial Independence? If you’re just starting, the best way to surge ahead is to be frugal and invest more. My advice is to save 15% of your ...
retireby40.org
Jan 22 2024
6 Legit Ways to Get Paid to Advertise on Your Car in 2024
Advertising on your car offers a unique opportunity to earn passive income simply for driving around like you normally do. While there are a few requirements to get started, you could earn upwards of ...
thinksaveretire.com
Jan 22 2024
Trump Vows To ‘Always Protect Social Security’—But What Does He Mean?
The bottom line has been clear for many years: Barring congressional action, Social Security will be unable to pay retirees their full promised benefits within a decade....
forbes.com
Jan 22 2024
Be Sure You Have The Most Important Document In Every Estate Plan
The priority of every estate plan shouldn't be taxes, investments, gifts, or other financial issues....
forbes.com
Jan 22 2024
6 Best Semiconductor ETFs in 2024
Semiconductor ETFs have been gaining popularity among investors in recent years, thanks to the rapid growth of the semiconductor industry. ... Read more...
physicianonfire.com
Jan 22 2024
American Express Gold Card Review 2024
Mammoth grocery bills and eye-popping restaurant checks aren’t the most exciting part of family life. So having a credit ... Read more...
physicianonfire.com
Jan 22 2024
What am I going to do with myself?
I can retire in a year but with one kid just starting college, I’ll likely wait 4 years until I’m 65; besides, I just received a huge pay increase to stay when I was being ‘poached&r...
reddit.com
Jan 22 2024
Question on spouse taking SS early and possible income penalty
My wife is no longer working, so she has no income. She just turned 63. If she starts taking her SS now, does she get penalized for my income if we file taxes jointly? Her difference between taking at...
reddit.com
Jan 22 2024
Should I spend my first year of retirement abroad?
I'm 53 and starting to think about what I will do during retirement at age 62 or 63. I'm thinking about what it would be like to spend my first year of retirement outside the US. I've always wanted to...
reddit.com
Jan 22 2024
The Semantics of Finance and How to Tune Out All the Noise
[Editor's Note:At The White Coat Investor, we value the feedback of our readers. It helps us understand you, and it helps us do our jobs even better. That’s why we’d love for you to take j...
whitecoatinvestor.com
Jan 21 2024
The 529 to Roth IRA Rollover (Including for Yourself)
[Editor's Note: If you’re looking to take immediate steps to increase your income that will continue you on the path toward financial security, enrollment is now open for Expert Witness Startup ...
whitecoatinvestor.com
Jan 21 2024
Emotions, Ego, & Envy: Avoid Financial Failures With “Clear Thinking”
Counter your "four defaults" that hold you back financially through the lens of Shane Parrish's new book, "Clear Thinking."...
forbes.com
Jan 21 2024
The Sunday Best (01/21/2024)
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
physicianonfire.com
Jan 21 2024
What to do when tenant destroys rental property
There is a big fear that keeps people from being landlords. People are afraid that a tenant will destroy rental property. Yes. It happens. Every landlord has horror stories. The stories aren’t m...
dadisfire.com
Jan 21 2024
CouponCabin Review 2024: A Real User's Thoughts
Our CouponCabin Review: 4.5 Stars CouponCabin offers a straightforward way to earn and save, with robust cashback and coupon offers. They allow for daily withdrawals once you’ve hit the payout t...
thinksaveretire.com
Jan 20 2024
5 Things I Wish I Knew Before Retiring
I recently retired after a 40-year career as a financial executive and accounting professor. My wife retired from being a ... Read more...
physicianonfire.com
Jan 20 2024
Here's the Average American's Retirement Savings by Age in 2024 | The Motley Fool
It might be time to boost your retirement savings....
fool.com
Jan 20 2024
Retirement Tips for 2024 From Five Retirement Experts
From Rothifying IRAs to navigating changing tax laws, these fiduciary advisers share the recommendations they’re making to their clients this year....
kiplinger.com
Jan 20 2024
Top 6 Semiconductor ETFs in 2024
Semiconductor ETFs have been gaining popularity among investors in recent years, thanks to the rapid growth of the semiconductor industry. ... Read more...
physicianonfire.com
Jan 20 2024
Keeping a Midlife Crisis From Wrecking Your Retirement Plan
Entering your 40s can throw you into an emotional tailspin — one that may lead you to spend more and jeopardize your nest egg....
nytimes.com
Jan 20 2024
Actuaries Confuse the Primary Causes of the Social Security Funding Shortfall
The American Academy of Actuaries (Academy) recently published its annual Actuarial Perspective on the annual OASDI (Social Security) Trustees Report. Usually, these briefs are published by the Academ...
howmuchcaniaffordtospendinretirement.blogspot.com
Jan 20 2024
What to do after we reach the TDF end?
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
reddit.com
Jan 20 2024
W-4P for periodic installments permitted by my 401K plan after retirement.
My company's 401K plan permits periodic distributions/installments after termination from employment upon reaching early or normal retirement age. I retired at the normal age last month. The plan admi...
reddit.com
Jan 20 2024
It's been 5 months and getting no answers from SS
I applied for SS retirement benefits on August 17, 2023. At that time I also applied for disability but to be honest I wasn't hopeful for that. My retirement is at step one of 3 and my disability is c...
community.aarp.org
Jan 20 2024
Active Retirement Communities and large PETS
I've been looking specifically at Wisconsin and Michigan, but am open to anything except coastal or hot weather places. I've been having a hard time finding any such community that allows dogs that we...
reddit.com
Jan 20 2024
An Extended Car Warranty Is Probably Not Worth The Cost
In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the time, I had been driving a Honda Fit but sought a larger vehicle as my wife was expecting in early 2017. During the pur...
financialsamurai.com
Jan 19 2024
Could traditional pensions make a comeback in the private sector?
Did IBM just kick off the next big trend in the world of employee retirement benefits? Big Blue made headlines recently when it announced plans to end its 401(k) matching contribution in favor of a ne...
retirementrevised.com
Jan 19 2024
How To Deal With Aging Parents Who Refuse Help With Finances
Trying to get financial control over an impaired aging parent's finances can be highly frustrating. Learn what to do as an appointed agent with power of attorney....
forbes.com
Jan 19 2024
Top Social Security Strategies For Married Couples
Married couples can boost their lifetime retirement income by many thousands of dollars by using creative strategies to claim their Social Security benefits....
forbes.com
Jan 19 2024
For those NOT retired yet but who are going to in 2024: what does retirement look like for you?
I spent some months before I retired thinking seriously about what I wanted retirement life to be like. How much "home time" did I want? Did I have big travel aspirations? What kind of people did I wa...
reddit.com
Jan 19 2024
Mastercard Black Card Review 2024 (Is It Worth It?)
Today, I’m reviewing a 22-gram black metal card that screams flamboyant—and no, I’m not talking about the black card ... Read more...
physicianonfire.com
Jan 19 2024
Why Big Banks (and Some Odd Allies) Oppose a Plan to Protect Banks
Federal regulators want to raise capital requirements for big banks. Their plan is drawing criticism from groups that aren’t normally aligned with the industry....
nytimes.com
Jan 19 2024
Medicare Premiums
Hello, Can someone please help me sort out my medicare premiums problems? Here's the issue. After working for a company for 44 years I retired in Feb 2022 at the age of 64 and received early retiremen...
community.aarp.org
Jan 19 2024
When you call Social Security, expect to wait even longer
Few government agencies touch the lives of more Americans than the Social Security Administration — the agency pays $1.4 trillion in benefits to more than 71 million people every year. But Socia...
retirementrevised.com
Jan 19 2024
Why I Don't Regret Retiring by FIRE
Here’s what you can do to retire early and be prepared for the next decades....
money.usnews.com
Jan 19 2024
When Does It Pay To Be Patient?
On this episode we explore a variety of situations when it just might be advantageous to consider some delayed gratification. As you listen in on our conversation, we hope you discover a few insights ...
retirementroadmappodcast.podbean.com
Jan 19 2024
The Most Often Overlooked Step In Retirement Planning
Beginning with a vision is a fundamental difference between retirement planning and investment planning. What do you want your life to look like in retirement?...
forbes.com
Jan 18 2024
Rates Are High and Demand Is Low . . . So Why Aren’t Home Prices Falling?
[Editor's Note: The best medical conference of the year will arrive in a few short weeks, and if you can’t be at the Physician Wellness and Financial Literacy Conference (WCICON24) in person, yo...
whitecoatinvestor.com
Jan 18 2024
I Have $150,000; Should I Be Nervous About Lump Sum Investing It When the Stock Market Is at an All-Time High?
By Josh Katzowitz, WCI Content Director One of the classic investing questions that seems to have a right answer but maybe actually doesn’t is whether one should lump sum or dollar cost average ...
whitecoatinvestor.com
Jan 18 2024