Curated articles and podcasts from trusted financial experts and real retirees.
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Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan.
Homeownership is often sold as a path to wealth. Part 1 of this series explains why mortgages function more as forced savings than a reliable wealth‑building tool.
The plan would shift much long-term care from Medicaid to Medicare. It would for anyone with a significant need for care but tie benefits amounts to income and assets.
So, my normal school anxiety dreams (late for class, not studying for final exam..) have been replaced with the same scenarios, but now for work. I'm showing up to work without my badge to get into th...
MyAppFree Review 2026: Is It a Legit Way to Make Some Extra Cash?
Saving into Roth instead of traditional accounts to bring down required minimum distributions in retirement, and whether retiring early is in the cards: that's today on Your Money, Your Wealth® podcas...
Millennials may not have saved enough for retirement, but how bad can it be if your fake i.d. name is "McLovin"?
For those who work in AI, let me share a cautionary tale based on history. You may be getting incredibly rich right now, but there’s little point in being rich if your safety is constantly at risk. Ba...
After publishing my piece on the shocking cost of eldercare, a question kept nagging at me that I couldn't shake: when money is finite and the people you love are not, how do you decide who to help or...
Earlier this year, I decided to give up cable to simplify my life and save $120 a month. I don't watch much TV, and when I do, it's sports. But with so little time, I watch the condensed 10-minute hig...
There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was sitting in the hot tub with my two children at Everline Resort in L...
One of the key ways to FIRE is to save and invest aggressively. You've forecasted your misery, therefore, you know that by the time your misery becomes a reality, you'll have invested enough money to ...
Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than you should, and you feel helpless. But when you have childre...
One of the more common retirement concerns I hear from new subscribers is the transition from saving for retirement to spending retirement savings. During our careers, we’re programmed to sacrifice sp...
Chris Orestis, founder & president of Retirement Genius, answers the question: “Is Social Security going bankrupt?” “If we don’t address the financial shortfall… it would trigger an immediate 20% or g...
Dr. Wade Pfau explains four ways to beat sequence of return risk and turn your retirement savings into retirement income. For most of your working life, retirement planning feels relatively straightfo...
Chris Orestis, founder & president of Retirement Genius, explains how to make more informed Social Security decisions. Social Security is one of the most important decisions in retirement. And yet, ma...
Does this seem like a good plan for my HSA? Retirement date is 2 years out. How do most people manage this? (I'll get a medigap plan which can't be deducted from a HSA) TIA for any feedback you can pr...
Hello. I (59F) have been trying to plan to retire early-ish for years. I would like to very much soon. I have tried to make my plans generally as fitting the circumstance at the time only to have the ...
Experts explore whether financial independence is compatible with long-term travel, highlighting remote work, geoarbitrage, and cost-efficient “bleisure” lifestyles. The post Financial independence an...
Dual-physician households want for nothing. In the eyes of the observer, they’ve won the lottery of life. A combined household ... Read more
The government ratings for nursing homes are volatile and have significant shortcomings, according to a recent study.
401(k) mistakes aren’t just about saving too little – they’re also about poor planning. Common issues like tax-heavy accounts, lack of diversification, and early withdrawals can reduce your retirement...
We were so close to moving to our dream neighborhood in our dream city. But it turns out that not living in the "cool city" isn't a bad idea. The post The Financial Benefits of Avoiding the ‘Cool Plac...
Kevin asks about using leveraged ETFs (2x and 3x return) for his retirement savings. LEverage Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John...
Ann asks about making qualified charitable distributions from her 457 plan. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their ind...
Unless you're listening to this while flying in your own Gulfstream, federal estate taxes probably aren't something you need to worry about. In 2026, they only apply to estates over $15 million, or $3...
If you're one of the 8,000 Meta employees getting laid off in May, the difference between a good and great outcome could be worth $50,000 or more. The main reason for the layoffs the company mentioned...
You’ve done everything right. You saved consistently. You built a portfolio. You figured it out on your own. So why would you ever need a financial advisor now. That question makes sense. And for many...
You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to. In this episode, J...
As you get close to retirement, something unexpected starts to happen. The math looks good. The plan works. And yet, you hesitate. In this episode, James Conole explores the quiet mental traps that sh...
One of the biggest fears people carry into retirement is running out of money. But for many retirees, the greater risk is something else entirely. Running out of time. In this episode, James Conole, C...
It's "a tradition unlike any other." The $1.50 pimento cheese sandwich. Every year at the Masters, you'll hear TV commentators wax nostalgic about what makes the world's most famous golf tournament un...
Concerns over debt, Social Security and Medicare are fueling a decline in confidence about retirement.
Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.
You may be sitting on a lot of home equity – but deciding to sell isn’t so simple.
The 401(k) has been a remarkable success in getting Americans to save for retirement. How are you doing with yours?
Overlooking these three important, albeit boring, tasks could have disastrous consequences for the retirement savings you've worked so hard to accumulate.
Lifestyle creep can quietly influence long‑term financial security. Here's how to check in on your spending and realign with your goals.
Millennials don't have the same approach to wealth as older generations. How can ultra-high-net-worth families and their advisers keep a legacy on track?
Pulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated.
So many Americans are now responsible for not only building their retirement savings but also deciding how much they should ... Read more
Fidelity Investments notified a customer that her phone number and email address had been removed from her profile. When she logged in, her accounts and savings were nowhere to be found.
We want all our grandkids to have a great childhood. How do we help their mother, our needier child, without creating resentment?
Here’s how your 401(k), IRA and Social Security can help you pay for storm-related costs.
If you’re going to try, here are some ideas on how to do it safely.
Money is only part of the appeal of continuing to work during your 60s and 70s.
Most people don’t know about these tax perks for retirement savers.
Specific groups of retirees will have to pay higher premiums in 2017.
Here’s how to find a lower cost Medicare prescription drug plan.