Curated articles and podcasts from trusted financial experts and real retirees.
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This stock is many things... but is it a “Buy”? The post The Thanksgiving Turkey King You Never Think About appeared first on Wealthy Retirement.
A parent may transition a business to children as part of a succession plan. Be careful about the transfer of goodwill as the IRS may argue it was a gift.
One of my book clubs finished reading a light romance called Nora Goes Off Script by Annabel Monaghan, which stimulated some conversation about the script we were brought up believing we needed to fol...
Americans shopping for Affordable Care Act (ACA) marketplace insurance plans during open enrollment – which began this Saturday – are experiencing confusion and dramatically more expensive premiums. T...
Author Beth Pinsker shares her experience overcoming the challenges of financial caregiving based on her book “My Mother’s Money.”
You won’t believe some of these numbers... The post Dynex: Will This 15% Yield Get Cut Again? appeared first on Wealthy Retirement.
? Show Notes In this Thanksgiving Eve episode, Roger Whitney encourages listeners to carry gratitude into everyday life, emphasizing the value of recognizing specific moments and taking “mental snapsh...
Holiday spending is rising sharply in 2025, with shoppers planning to spend more on gifts and online purchases than last year. This guide shares 8 steps to help you avoid holiday debt, set clear expec...
Imagine it's 2004 and I explain to you what a mortgage-backed security (MBS) is. I show you how they work and how banks are using them to sell groups of mortgages to investors. Even with this knowledg...
Most families are not prepared for the moment when someone must step in and take over another person’s financial life. Whether it happens suddenly or gradually, it happens far more often than people r...
Without a long-term care (LTC) plan, decisions about your future could fall to others if you become incapacitated, and their choices may not align with your wishes. Failing to leave clear […] The post...
The nation's longevity boom faces a caregiving crisis. Families are unprepared, overwhelmed, and bearing rising emotional and financial costs, demanding urgent action.
Thinking about tapping into your 401(k) during a time of financial stress? Learn the rules, risks, and more strategic alternatives before making a costly mistake.
Ever since we had a kid, my friends and family were like “well, I guess you’re going to have buy a house now!” After all, they reasoned, we couldn’t possibly raise a kid in a one-bedroom apartment, ri...
Happy Thanksgiving, everyone! Wow, 2025 has been a tumultuous year. Life has been pretty crazy at the RB40 household as well. RB40Jr started high school, Mrs. RB40 retired, the Retire ... Read more Th...
Retiring with a pension changes everything about your retirement math. Most people think about retirement in terms of net worth—how close they are to a million, two million, or more. But if you have a...
The highlight of my social calendar in the last few days was an Alpine Evening organised outside the gym where four large tepees were installed on the lawn, complete with a gondola carriage for photog...
This blog traces the journey of a composite Baby Boomer who came of age in the 1970s, embracing the hippie ideals of peace, music, and communal love. As adulthood arrived, he joined the workforce, tra...
Many people getting married who have assets in trust believe they do not need a prenuptial agreement. That is most likely not true.
As I continued to study the markets early in my career, I learned something stunning... The post I Use These Strategies to Put Extra Cash in My Pocket appeared first on Wealthy Retirement....
People knock real estate for being slow and tedious. I get it. It’s not nearly as exciting as chasing big tech or the latest AI winner. But slow and steady might be exactly what the doctor order...
Explore how gratitude can improve your financial life by grounding decisions, reducing anxiety, and helping you plan in a way that reflects your values. The post Gratitude and Money: How Thankfulness ...
Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more… The post Want Reliable Retirement Income? Use the Sp...
Explore why de-cluttering is the ultimate retirement and estate planning task. 7 compelling reasons to clean out your closets this year. Read now... The post The Gentle Art of Swedish Death Cleaning: ...
Let’s run this sure and steady asset manager through The Value Meter. The post T. Rowe Price: Quiet, Consistent, and Minting Money appeared first on Wealthy Retirement....
Updated: November 2025 According to the IRS (Notice 2025-67, released November 13, 2025), the 401(k) contribution limit will rise to $24,500 for 2026, up $1,000 from 2025, while the IRA contribution l...
Are you dreaming of the day work is an option? Are you on track for financial freedom or perhaps Coast Fire? Which is betst for your financial goals?
This week’s mixtape: AI-proof skills, spotting B.S., a new affiliate play, a creativity unlocker, and Stone Temple Pilots on repeat...
A recording from Andre Nader and Brent Sullivan's live video...
During our recent visit to Crete, Mister E and I stayed in a small boutique hotel renowned for its gastronomic offering. Still on UK time, we reserved a table in the restaurant on our first night for ...
The IRS just announced the official 2026 contribution limits for 401(k)s, 403(b)s, IRAs, Roth IRAs, SIMPLE plans, and catch-up contributions, and there are some meaningful increases you don’t wa...
This week’s mixtape: midlife pivots, category design, Gen X grit, and some LL Cool J
Transform how your family discusses money. Apply Rotary's Four-Way Test to create honest, fair, and beneficial financial conversations that strengthen trust.
You’ve worked and paid into Social Security for decades. Deciding when to claim those benefits is one of the few choices that can truly move the needle on your retirement income. For most retire...
Research finds that younger workers today show job retention patterns that closely mirror previous generations at the same stage of their careers....
The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap in retirement?...
On rare occasions, I read something so insightful that I feel compelled to share it with the readers of this blog. Today’s article is an example of one such occasion. […] The post The Gap...
There are about half as many stocks trading in the U.S. today as there were in 1996 — 4,010 vs. 8,090. Fewer public companies means less of the economy is available to everyday investors. Passiv...
Today’s reader case touches on an issue that’s near and dear to my heart, so without further ado, let’s dive in! Hi Firecracker & Wanderer! I’ve been an avid reader of your...
The worst investments I've ever owned all share one thing in common—I couldn't sell them.Whether we are talking fractional shares of expensive artwork or private investments in friends' companie...
When I wrote about our trip to Portugal, I did say we were searching for inspiration for a recovery trip. On a whim and with a definite need to experience a little more European sunshine before winter...
Year-end is when many employees and executives choose how much of next year's income to defer in nonqualified deferred compensation (NQDC) plans. Here's what to consider....
Back in 2009 (a year when retirement wasn't even on the horizon) I visited the first ever Durham Lumiere Festival. It left quite an impression, not least of the Son et Lumiere depicting the history of...
On the road to financial independence, sacrifices must be made. And perhaps more importantly, once you achieve financial independence, further sacrifices should be made to stay free and appreciative o...
A quick overview of Medicare’s 2026 cost increases, including new Part A and Part B premiums, deductibles, IRMAA brackets, and Medicare Advantage out-of-pocket limits....
Hey Everyone! I hope you are doing well. Life keeps changing, and we all have to adapt. It’s a pain in the butt, isn’t it? Mrs. RB40 is back in ... Read more The post The RB40 Sandwich Par...
Navigating the complex and fragmented systems of medical and long-term care is one of the biggest challenges family caregivers face. New services are filling the gaps....
Being happy does not have to be hard. Look for small moments of joy. Be awake and pay attention. Little joys are all around you. Happiness is found in small moments....
I saw a term recently that resonated. “No”-vember. It encouraged “saying no” to the things that drain us.And a deliberate “yes” to the very best things—the th...
? Show Notes In this episode, Roger Whitney dives into the essentials of required minimum distributions, explaining the age thresholds, how the amounts are calculated using IRS life expectancy tables,...