Curated articles and podcasts from trusted financial experts and real retirees.
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Here's a framework for judging popular tax strategies by their effort-adjusted return to help determine if a tax strategy is right for you. The post Which Tax Strategies Are Actually Worth Your Time? ...
Of Dollars And Data focuses on personal finance using data analysis. Nick Maggiulli is the Chief Operating Officer for ... Read more
Public Service Loan Forgiveness is still exactly what it was in 2007. Anyone who works for a qualifying employer and ... Read more
SAVE is officially dead. A federal court entered judgment back in March, ending the plan for good, and loan servicers ... Read more
Episode 529 00:00 Introduction 00:48 Chinese Technology Threat 04:47 Lower Tech cost means more use cases: Technology lowers incremental cost 07:00 Technology is becoming a Utility 11:20 Is this a Tec...
These facilities provide care and companionship for those with dementia or other health conditions.
Retirement investing is all about discipline. Pick a strategy that’s optimized for maximum returns and lowest cost, then deploy it, and let time compound your wealth. Many DIY investors choose a passi...
Investors are increasingly turning toward the stability and attractive yields of Treasury securities and specialized bond ETFs to protect their capital.
Before I retired I made this long list of things I always said I'd do "when I have time." Now I have the time and honestly I don't know where to start. When I was younger I used to watch kids doing st...
Federal Reserve, JPMorgan, and Boldin’s own planning data point to the same story for millionaire retirement spending. Here’s the math. The post Millionaire Retirees Spend $70,000 to $120,000 a Year. ...
For a couple, Fidelity’s 2026 estimate climbs to $371,000. Here’s how costs break down, and what could make your own retirement different. The post Retirement Healthcare Now Costs $185,500 on Average....
An overlooked section lets defined contribution plan participants use funds to pay LTC premiums without early-withdrawal penalties.
I got an email yesterday, and I suspect all of you who use Vanguard received the same. It’s rare for me to write within one day of something happening, but […] The post Vanguard’s Security Audit – Wha...
An interview with Jeff Wingate—president of Rate Insurance—where we discuss how home, auto, renters, and umbrella insurance work; why homeowners insurance premiums have risen so sharply; and how to ma...
Hi, I am 60yo married looking to retire within the next couple of years. My house is paid off and per Zillow would likely sell for around $1M. I live in Seattle. I had a recent realization that I coul...
A research‑driven checklist of three Money & Happiness Green Zones to help you gauge retirement readiness and potentially find your next best financial move.
Bill Bengen's famous retirement withdrawal rule got an update last year. Here's what changed, and why the number isn't one-size-fits-all.
Learn what families need to be aware of when following the FIRE movement.
Wegovy, Ozempic and Zepbound have positives beyond weight loss – and Medicare’s change could accelerate the benefits.
Test your financial skills with this 10-question CFPB self-test and see how your score compares to the national average of 50. The post Financial Skills Self-Test: Can You Top the National Average? ap...
Photo by Andrew Keymaster on Unsplash Earlier this year I was getting a flood of concern over how dominate the tech/AI sector had become in the S&P 500, and by extension a total market ETF like VTI. I...
Not sure if you're ready for the next step? Consider these indications of retirement readiness and see if you're more prepared than you think.
Take The Assessment: SoundRetirementScore.com In today's podcast, I want to share a brand-new tool we've created to help you evaluate whether you're on track for retirement. Many people think retireme...
A new CMS program finally brings Wegovy and Zepbound within reach for seniors. But a hidden rule about your deductible could cost you thousands.
Don't get hit with a higher tax bill just when you've lost your spouse. You can deal with it once the worst has happened, but it's far better to plan ahead.
See full results from our retirement travel survey. Most surprising? For many people, it is not a money question. It’s primarily about time. The post Retirement Travel Survey: Financially Confident Re...
Hi everyone, My wife and i are hoping to retire in about 7 - 10 years, ultimately my question is have I forgotten anything important in my calculations. My wife will retire with a full pension and i w...
I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...
Not sure which sub to post this on. A little financial planning, a little healthcare but retirees probably are most familiar with this situation. Retired couple 61/60. Cobra about to run out. Looking ...
Taking action in areas like tax efficiency and estate organization can help you secure your future while also allowing you the freedom to enjoy your savings.
After reviewing dozens of financial tools on this site since 2009, ProjectionLab is one of the most comprehensive planning tools I've come across. It shows you how today's financial decisions play out...
The IRS penalizes taxpayers who did not take their full required minimum distributions. IRA owners should know about the penalty and how to avoid or minimize it.
I’ve been retired for coming up on three years. I consider myself lucky because I retired when I chose to, and I had already thought quite a bit about what my retired life should look like. And basica...
What if budgeting wasn't about restriction, but about giving every dollar a purpose? This week, Roger sits down with Jesse Mecham, founder of YNAB (You Need A Budget), to discuss the power of intentio...
Has anyone here either moved to New England or relocated within New England for retirement? I lived and worked on Boston's Northshore for 35 years and miss it during the summer and fall (not so much i...
Here's a step-by-step process (with screenshots) on how to open a 530A (Trump) account for the children in your family. The post How to Open a 530A (Trump) Account for Your Child appeared first on The...
Everyone says to "invest for the long term," but what does that actually mean when you're approaching or living in retirement? As part of our "By the Numbers" series, in this episode, you'll learn: Wh...
"Ute" (SUV), "chips" (French fries), "sunnies" (sunglasses), and "mates" (friends) are just a few of the slang terms I picked up earlier this year when the Keens visited our family in Brisbane, Austra...
Retirement planning is often dominated by withdrawal rules, Monte Carlo probabilities, and portfolio‑centric heuristics. But none of these tools directly measure the core financial question every reti...
Having a sense of humor is important as we age. This article includes several resources to remind us the value of laughing to enjoy life.
Creating an income stream that mimics a paycheck can help you safely loosen the purse strings. Personal finance writer Jean Chatzky shares her opinion.
Talking with your parents about their money can be awkward, but it's necessary to know what's up as they get older. These tips can help.
A custodial Roth IRA lets parents help a child with earned income start building long-term wealth. By starting early, children gain decades of potential tax-free growth while learning the value of sav...
In 2027, Medicare participants will pay more for their health care. Fortunately, Part B costs are expected to rise less than 5%.
When looking for a contractor or a financial adviser, hiring based only on price is risky. These questions will help you find the right person for the job.
IBR and RAP are both federal student loan repayment plans. The quick answer is that for most physicians with a ... Read more
“Micro-retirement? I thought that was a vacation?” Well, yes…and no. A micro-retirement is an extended, unpaid career break taken years ... Read more
My stepdad died last month. My mom’s been in and out of the hospital since then (broken heart?). As a former engineer, I have a mindset to observe and then improve things. It’s just how my brain works...
Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.
No stars. The rainy dark day just crept into night The air is thick with moisture and to... still The stream of crickets' song is uninterrupted and unwelcomed A critter, maybe a mole, is in the yard. ...