Curated articles and podcasts from trusted financial experts and real retirees.
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Real estate in either North or South California is insanely higher than most of the other areas in US (leave NY City or a few major cities). Usually, retiring implies downsizing, decluttering, letting...
Avoid penalties and minimize taxes when you pull money out of your 401(k) or IRA....
I retired in January and must decide whether to take my Company pension in a lump sum or monthly distribution. I am female, 65 and in good health. If I elect the lump sum I will get $187,382 and if I ...
Is the loophole that one can make contributions at age 65 (or 65+), tax free as expected, and do any of the following with no penalty: a. With drawl the full amount. At any time. And pay tax at your c...
Lately, I've been pondering why I have less admiration for men who claim to be retired but have a working spouse. Is it fueled by envy? It's possible, considering I wouldn't mind if my wife were the b...
Corporations have been raking in high profits and using those mainly to pay dividends to their shareholders and building up their stockpiles of cash....
Medicare Advantage enrollees have until March 31 to change plans. What to know....
Cash advances are short-term loans intended to get you to payday without going into debt or getting hit with an overdraft fee. They’re great for moments you’re in a pinch, but they shouldn...
A lot can go wrong (including inadvertent law-breaking) if you choose to go the easy route rather than using a trust to transfer real estate to your child....
The answers to these five questions can help you determine when it’s a good time to file for Social Security. The timing is different for everyone....
If you have gaps in your plan for retirement income, you might consider adding the value of your home to your planning....
One strategy is to consider your filing status, which can affect the net investment income tax (NIIT) that successful retirees pay on certain investment income....
Having a higher income doesn't mean you also have enough of the other things that make you feel truly happy and wealthy (relationships, hobbies, time)....
Two hypothetical examples of Roth conversions made at different times (all at once vs as you age) show a stark difference in what could be left for your beneficiaries....
Don’t be like the captain of the ‘Titanic’ and ignore warnings to be prepared for risks that lie ahead when planning for your retirement....
Capping Social Security clawbacks at 10% for some beneficiaries is among the changes that O'Malley plans to propose....
To prevent your retirement dream from becoming a nightmare, you should carefully consider the logistical and financial hurdles of retiring outside the U.S....
Why would a financial advisor suggest that Frank in Lake Wobegon sell a piece of inherited property, pay 25% tax, and invest the lump sum? Mark in Florida is 72 and invested in CDs. Should he go back ...
My spouse and I have worked in the same office for almost 15 years. We will be retiring at the same time three years from now). Has anyone been in the situation? I know people can struggle to along wi...
I’m 64 and getting very close to submit my retirement letter. Today, my wife and I usually head out for lunch and dinner. Nothing expensive and it breaks up the day well. However it would probab...
I'm about to retire and see occasional comments from people who regretted retiring. What do you miss? Is it your job you miss or the structure/paycheck? Have you found non-work related things to fill ...
I am retiring soon just coming up to sixty. I am a little concerned that when I retire, I will not have things to do. I know I have lots of tasks to do round the house and garden, but I mean social ac...
ANY COMMENTS? ? I AM NOT ON THE DISABILITY VERSION, JUST THE RETIREMENT ONE! ? FROM THE ARTICLE - READ ARTICLE FOR MORE. 6 Steps to Strengthen Your Social Security Disability Claim. Amid record wait t...
I am not sure if I read the rules correctly - it seems I can use my new Silver Sneakers benefit at any local gym that is set up for the plan. One gym that is way too expensive has an indoor swimming l...
My husband and I are thinking of moving to a land-lease retirement community of individual bungalows with basements. We would love a bungalow due to arthritis and other health issues. The community is...
I'm retired living on Long Island, New York. My son lives in California and I'd like to be near him. Is it best to have my furniture sent via moving company and drive there with my daughter or (as my ...
Check out the latest podcast episode on retirement planning and Social Security by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos...
For the past ten years, we have been exploring how to do retirement right so that you can get down to the business of living a great life. This is why this month we have had a series of special guests...
Are you setting a good example for your kid? Shouldn’t you work full-time at the office to support your family? What are you teaching your son by retiring early? These are valid questions. I lef...
If past financial crises has caused you to pause and re-evaluate what you want your money to do for you, you are not alone. Tens of millions of Americans who trusted the traditional approach to saving...
AARP program has helped homeowners get nearly $10 million in property tax relief...
While going through my reader case queue, this one caught my attention. This reader about to give birth and it immediately took me back to my labour and first months with Little Matchstick. Wow, time ...
Doug and I recently took a trip to see MMM’s Arizona Experiment in person. At Culdesac, we were joined by friends including Chad Carson, Paula Pant, Brad Barrett, David Baughier, and JD Roth. We...
The Roth 401(k) is gaining in popularity due to employers offering it inside their plans and also thanks to provisions in the Secure Act 2.0 that only pertain to the Roth option. The question is, is i...
So much of what you see and hear about Medicare can be misleading or flat out wrong. Do your research. Get all the details. Be a smart Medicare shopper....
I have 5 - 10 years until I retire (57F) and I want to find a job that is not stressful for my remaining working years. I am just so burned out with my current job. I’ve been there over 8 years ...
So I have set my retirement date! I am turning 60 this year and plan to retire at 65. March 15, 2030. I choose this date as I want my kids to be fully financially independent. My son is in grad school...
James responds to listener Jerry’s question about the optimal time to distribute inheritance or charitable gifts: before or after passing away. James walks listeners through four important thing...
Take this series of self-tests to find out if you’re above average — and what it takes to get there...
Join the leading figures in the workplace retirement plan industry at the 2024 NAPA 401(k)…...
As women grapple with financial stress, almost half believe their advisors aren't listening…...
T. Rowe Price report finds those with a plan also likely to contribute more to retirement...
Deal marks 2022 startup’s debut of white-label 401(k) plans and recordkeeping for plan…...
Is this sub Reddit appropriate for asking about pre-paying funeral expenses? If so has anyone had any luck with ordering grave site monuments thru on-line monument companies? I ask because my local mo...
Nearly all respondents surveyed in a CFP Board study believe that financial professionals…...
Workers report feeling unhappier at work due to burnout, stress, and economic uncertainty,…...
New CFA Institute research confirms that target date funds expose Boomers to much greater…...
There's been a big spike in retirement accounts worth $1 million or more....
Research shows that the majority of Americans favor pension benefits — but can this retirement-planning relic actually make a comeback?...
When you’re married to someone who has worked under the Social Security taxation system, you have two different benefits that may be available to you: Survivor Benefits, and Spousal Benefits. Th...