Curated articles and podcasts from trusted financial experts and real retirees.
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In this episode, Devin and John dive into a variety of listener questions, discussing annuities, maxing out retirement plans, why HSAs aren't widely talked about, IRMAA, and more. Tune in as we explor...
Last month I wrote about how I’ve used the Affordable Care Act (ACA) to bridge the gap to Medicare. I pointed out that lowering the adjusted gross income (AGI) I report on my federal tax return ...
The single biggest retirement planning mistake to avoid, the problem with tax professionals, and answers to some of the most frequently asked retirement questions we get on YMYW: should you name a tru...
There is no reason to think that you can predict what will happen in the markets in the next few hours or in the near future. It’s better not to try....
Recently, we have had to do some renovations, and it got me thinking about the balance of FIRE and how ... Read more...
Amazon has changed its $5 RxPass prescription service to include Medicare beneficiaries — but you’ll still need an Amazon Prime membership....
Retirement offers opportunities and adventures if you change your perspective....
After being retired for 10 years and preaching about FIRE, I’ve learned somethings about why certain people are more resistant to FIRE than others, but overall, it’s still a mystery. In fa...
What is the best state to retire? Bankrate just issued its annual ranking of the best states to retire in the U.S....
If any of your retirement savings are in a tax-deferred account, then you will face required minimum distributions (RMDs). Not having a strategy could prove costly....
The devil is in the details with multifaceted products like fixed indexed annuities, so dig beneath the rosy sales pitches to see what you’re really getting....
Discover Commonwealth Casualty, a regional insurance provider specializing in affordable auto and home insurance. Explore their coverage options, customer satisfaction ratings, claims handling, and di...
I'm retired 11 months. But four months ago, I was onboarded as a contractor with my former employer for a six-month, half-time consultant, focused on a specific project. The project is interesting, an...
Hi all, and thanks in advance. My spouse and I each have a pension. They are roughly the same. Does it make more sense for us each to just claim and draw our pensions, or does it make sense for us to ...
Starting at age 45 in 2022, I consciously started focusing on decumulating wealth. I realized that my life was likely half over, and I needed to start spending more to prevent dying with too much mone...
Are you better off than 4 years ago?This is what we hear every presidential election. However, it’s really a trick question. Everyone should be better off after 4 years no ... Read more The post...
In today's episode, we're thrilled to welcome back Barbara, who will be sharing the exciting details of her long-awaited family trip to Costa Rica. After years of anticipation and multiple pandemic-re...
You can tap $1,000 from retirement accounts with no penalty, but is it a good move?...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 6 Reasons Savers Are Skittish About Annuities. Shifting assets into an annuity can provide a reliable income stream in retirement, but concerns remain about ...
We’ve been so focused on the length of retirement and not running out of money that we’ve neglected the quality of the existence we’re sustaining financially....
To prepare your children to take over your family's financial legacy, teach them about money as if they were interns on the path to senior management....
This was originally published 10/12/2021, a few weeks before I retired at 42. Last month, I wrote that we were almost ready to retire. In the next week, I plan to formally announce my retirement to my...
My wife would like to take long vacations abroad (e.g. 3 months), involving site seeing and stopping by the to visit family and friends. This makes me a little nervous. We typically get travel insuran...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Experts on retirement saving have plenty of ideas for making 401(k) plans work better. But most agree on the top priority: get these accounts into the hands of more people. Only about half of private-...
When you’re saving for retirement in a 401(k) account, the standard advice is to contribute enough to capture your employer’s matching contribution. That makes sense, since the contributio...
“You Have Too Much Debt, You Are Going To Go Bankrupt” When I was in my middle 20s I had around $1M in debt. It was shortly before the real estate collapse of 2008. My income from my salar...
Kiplinger explains what to watch out for in jewelry to invest in, how to find the goods, and how to have some fun with jewelry investments....
Making sure you won't run out of money once you retire starts with taking these simple but important steps....
Many of us experience mental health conditions or know someone close to us who does. Life is stressful and it only seems to get more stressful over time. The difficulties of day-to-day life can cause ...
Every business, no matter how large or small, can be compared to a lemonade stand. This simple concept has been the foundation for teaching my son, who is now 7 years old, about money. Ever since he w...
TL;DR; How did your desires and plans change during your go-go years? For example, did you expect to do huge amounts of travel only to burn out on it sooner than expected? Or, did your extra freedom o...
In the words of Harvard University, “Dopamine can provide an intense feeling of reward.” Its purpose is to help us feel pleasure “as part of the brain’s reward system.” S...
A planned senior care facility next to the Pro Football Hall of Fame was trumpeted a decade ago. Today, no such place exists and the idea seems to have been dropped....
Just wondering which companies you all decided to go with? What terms influenced your decision submitted by /u/IrishRogue3[visit reddit] [comments]...
Every so often we discuss some commonly asked retirement questions. So in this episode, we delve into 5 of these questions and different ways of looking at situations that might arise in answering the...
Many of us secured historically low mortgage rates for our homes in the past decade. We now find ourselves content with a 4% rate or better as our home values continue to rise. Our family refinanced t...
Bennett's daughters are suing their brother over the family trust, which could have been avoided had Bennett done some things differently....
Investing in your professional network pays off in the future because meaningful relationships are the top predictor of a long, happy life. Here's how to start....
It's pretty obvious that people who are retired generally receive less income. The question then becomes how do you stop your money from flying out the door? It's an age old question that everyone has...
The Inflation Reduction Act is taking steps to provide financial relief for beneficiaries by lowering drug costs....
Consider the idea of not converting any, some, or all of your Traditional IRA to a Roth IRA and go against the conventional wisdom....
Not here to crow, but rather to have a laugh at how utterly retired we have become: Slightly rushed morning to get our daily exercise regimen done early so that we could get to… The funeral of ...
I am fairly well off financially at 52 and have paid the max into SS for the last 15+ years. I began dating a great younger lady (37) who does not have a lot savings and lives pay check to paycheck (s...
The tax cut would reduce Social Security and Medicare revenues by $1.5 trillion over the next decade, sharply reducing benefits for millions of recipients...
From discovering a unique culture with a rich history to tasting a range of popular, typical dishes, Mexico has so much to offer teachers who decide to pursue their love of education there. But how mu...
I originally wrote this about fake financial gurus in Sept, 2021 a few weeks before I retired at age 42. I’ve made some updates to formatting, but left everything else the same. Oh no, not anoth...
At Keen Wealth, "tax season" is never really over. Our checklist-driven, comprehensive planning process is constantly taking in new information about the folks we work with and changes to tax law. By ...
Is timing the market when you withdraw money from your retirement accounts or do Roth conversions an effective strategy to minimize tax and maximize returns for YMYW listener Robert? That’s toda...