Curated articles and podcasts from trusted financial experts and real retirees.
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Many middle-income people want to buy a long-term care policy to defray the staggering costs in the future. But they lack the cash for its premiums. Now there may be a solution....
When adult kids make financial mistakes, their parents can suffer. So, step in early to help your kids succeed, instead of letting their regrets become yours....
A new survey asked if Harris or Trump will better protect Social Security. The GoBankingRates report shows who 1,000 Americans prefer....
I qualify for Medicare this October. As a military retiree, I am already covered by Tricare. Both of my knees need replacement. I understand that Advantage Plans cost less, and often include dental an...
Discover the cheapest car insurance in Arkansas for 2024. Explore options for full and minimum coverage, learn how factors like age and driving record impact rates, and find the best deals tailored to...
In my conversations with my kids, one topic that frequently comes up is the idea of knowing when enough is enough. It’s a lesson that, while simple, holds profound significance for our happiness...
Are you going to college or is your kid going to college? Serious question. Let’s be honest. Many parents live ... Read more...
I am semi-retired now, down to working two days a week. When I worked full time and on the days I still work, I was/am mentally exhausted and just watch tv. I’ve found on my ‘retired&rsquo...
I’m planning to retire next spring and have managed my own Roth, IRA, 501k, and HSA my entire career. But I feel the need for guidance on a strategy that is personalized for handling all of my i...
What is an exchange fund and is it a good thing if you have a lot of capital gains like Bryan in New York? That's today on Your Money, Your Wealth® podcast 492 with Joe Anderson, CFP® and Big ...
A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider....
You don't necessarily need to have the best organizational system known to humankind to succeed. Sometimes it just has to be good enough. The post The Good-Enough Financial Organization System appeare...
Working a part-time retirement job comes with benefits and drawbacks....
We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven't appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs f...
It's that time again for this post. Where is your favorite place to visit (or wanting to visit)? Post some photos and let us know your favorite place(s) that we need to pencil in our bucket list. Let'...
Chris has been retired for a little over a year while his wife has continued to work. Now that Chris has “tried on” retirement and found the fit good, his wife will likely join him within ...
I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...
Do you know what due diligence is for claiming credits on your income tax return? If you use a preparer, you can bet he or she does. The post Earned Income Credit and Due Diligence appeared first on G...
Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....
Raising kids is expensive, even if you're in a dual-income family. Here are a bunch of options for childcare for those who have high incomes. The post The Childcare Options for a High-Income Family ap...
When my wife was pregnant with our first child, I put a lot of thought into what life lessons to teach our kid. I was in my late 30s and stewing over how old I would be as they grew up. I kept thinkin...
Me: approaching 62, been a software engineer for my whole career, about 35 years. I still love my job, the people and the actual work, and I can easily see sticking it out for another 3-5 years. After...
Trusts designed to protect wealth sometimes backfire and harm heirs....
In 2021, shortly before I retired, I found myself on a run with a friend who has always been a source of inspiration to me. We are the same age, but while I was preparing to leave behind the structure...
Needless to say, a $20 million net worth is a substantial amount of money. It firmly places you within the top 1% of net worth, with the current threshold around $13 million. Previously, we discussed ...
I would absolutely not want to drive one of those huge busses around, but the "Class B" vans look pretty interesting! They are all in the 20-24 feet long range it seems, with a variety of manufacturer...
When an irrevocable trust no longer makes sense, you're not stuck with it. You can modernize it, but you must follow the rules and consider the consequences....
In the current election cycle, I am glad to see that people are talking about "affordable housing" and talking about needing MORE housing built - unfortunately builders are not building what is needed...
A phased retirement is an attractive choice for several reasons, especially among employees who have spent decades developing work-related knowledge and skills....
These retirement savings accounts, which are often pitched to young investors, can be a good option for older and retired workers....
Today, Devin and Alexander are back answering listener questions. Tune in as we explore: Jamie's request for a detailed walkthrough of a monthly brokerage account statement, explaining where to find a...
I have some fantastic resources for you all. We will start by reinforcing one of the core principles this blog has embraced over its history: simplicity in your finances and life. Articles will challe...
As the rate of gray divorce increases, we look at why older couples are splitting up and some ways to make it work....
Here are three scenarios in which you might want to consider claiming Social Security benefits later if you have saved a significant chunk of change....
Rather than despairing over a lack of retirement savings, try to focus on what you can do to help ensure a more confident retirement for you and your spouse....
Now that I'm retired I decided to go on a bus trip for a week with a friend as I have never been on one before. My friend has, and talked about bringing books and magazines for us to read on the bus (...
Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...
It's been five years since we opened our plastic surgery practice. Here are all the lessons we've learned in the past half-decade. The post Our 5-Year Update After Starting a Medical Practice appeared...
Doctors are keenly aware of their own health history, and they might fear how they will be treated when they apply for disability insurance. The post Can You Still Get Disability Insurance with Your H...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Answering reader questions about 401(ks) and if you should have more than one, what to do with a crummy retirement account, and if you should be worried that your 403(b) is referred to as an annuity. ...
When it comes to choosing a mortgage, one of the most significant decisions homeowners face is whether to opt for a fixed-rate mortgage or an adjustable-rate mortgage (ARM). While fixed-rate mortgages...
...or maybe I don't. I got to "the number" in my retirement account, and I'll get a small pension (about $800/month), and social security. I'll be 60 in a couple of months. I'm also not happy with my ...
However, financial advisors have been trying to ease client fears by taking a longer view....
All that money in your tax-deferred retirement accounts? Uncle Sam is going to want his cut, so here's how to prepare for that....
Abstract We examined descriptive patterns in the frequency of medical continuing disability reviews (CDRs) for child Supplemental Security Income (SSI) recipients. These CDRs are designed to determine...
Luxury retirement communities for the ultra-wealthy are springing up in the U.S....
I use a Google Voice number for 2FA in all my financial accounts. Making the Google Voice number permanent puts it securely under my control. Learn the Nuts and Bolts I put everything I use to manage ...
Abstract This paper reexamines impacts from the Benefit Offset National Demonstration (BOND) to explore previously unexamined racial differences in participant outcomes. It examines whether the impact...
Over the last few years, there has been a surge in interest in all things Artificial Intelligence, and because of this, it should be no surprise that some traders are exploring its potential to capita...