Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10259
An Open Letter to Insurance Agents
Feb 21 2023
By Dr. James M. Dahle, WCI Founder Dear Insurance Agent, Both in the real and the online world, I have had the opportunity to interact with dozens of you. The vast majority of those encounters have be...
whitecoatinvestor.com
How do I purchase service so I can retire early? Working for a State agency.
Feb 21 2023
submitted by /u/The_Bow_Dasher[visit reddit] [comments]...
reddit.com
Do you mentally prepare for retirement?
Feb 21 2023
I understand being financially prepared and having that plan in place, I am having a hard time getting my brain to accept that I don’t need to work my ass off to seek promotion or new responsibi...
reddit.com
Age for determining spousal benefit
Feb 21 2023
If my spouse retires at age 62 and receives a reduced benefit on her own record, and I retire at my FRA when she is 65, which of her ages is used to determine her spousal benefit? 62 or 65?...
community.aarp.org
When delaying social security payout, is the amount received increased for each month of delay, or only at full year anniversaries?
Feb 21 2023
My FRA is 66 and 4 months, which I hit last month. But I'm still working and plan to delay my social security until July (when I'll be 66 and 10 months) -- believing (from some places I've read) that ...
reddit.com
New to a Simple IRA
Feb 21 2023
My husband’s employer offers a 3% match to a Simple IRA. When he turned in the form, they told him that he needs to set up an account on his own and they just make the contributions directly to ...
reddit.com
Finding your new identity in retirement.
Feb 21 2023
I have a friend who is being forced into retirement at age 69 by physical issues. This happened very suddenly, and he has not really thought about daily life in retirement. The health issue will force...
reddit.com
Almost 50 and have not done any retirement planning. I don't know where to start.
Feb 21 2023
I had kids late. All 3 are under 14 so things are tight but I'm trying to prepare for retirement for my wife and I but don't know where to start. Everything I've read elsewhere seems to lead me to "WH...
reddit.com
Q for those that retired early but still had to generate an income
Feb 21 2023
Curious to hear from folks that retired when they hit their employer’s “magic number” (well before being eligible for SSI and medicare) to receive health insurance benefits for life ...
reddit.com
VWO vs EEM: Which Is the Best Emerging Market ETF?
Feb 21 2023
We Compare VWO vs EEM: We’ll compare two popular emerging market ETFs: the Vanguard FTSE Emerging Markets ETF (VWO) and the iShares MSCI Emerging Markets ETF (EEM). Before we dive into the compa...
inspiretofire.com
How do you enjoy a retirement, when siblings hadn’t prepared and are near destitute?
Feb 21 2023
I’m concerned that my older sister has done nothing to prepare for retirement. It’s worse than that, she’s worked gig jobs and avoided paying taxes. At this point I doubt she’s...
reddit.com
Any suggestions on where to look for jobs for someone that is at retirement age or older (warehouse associate, manual labor jobs, or other)?
Feb 21 2023
We've been looking on indeed but that has been limited for these types of jobs. Looking for other sources where can search for jobs? My dad is physically pretty active but at this point doesn't want t...
reddit.com
How do successful retirees handle "survivor's remorse" when others around you are struggling?
Feb 21 2023
How do you handle feelings of guilt as you try to enjoy your retirement as others around you are struggling? I am very fortunate to be enjoying a modest retirement that allows me to make small charita...
reddit.com
401(k) Hardship Withdrawals – What You Need to Know
Feb 20 2023
A record number of Americans are taking hardship withdrawals and tapping into their 401(k)s. According to Fidelity, “Participants taking hardship withdrawals from their accounts rose to 2.4% las...
401kmaneuver.com
Reader Case: Entrepeneurs Closer to Early Retirement Than They Thought
Feb 20 2023
Hey peeps, before we get started with today’s reader case, I want to invite you to a Facebook live event where we talk about Passiv, one of our favourite investing tools. We’ll chat about ...
millennial-revolution.com
How to Retire Decades Early - The Best Interest
Feb 20 2023
submitted by /u/BestInterestDotBlog[visit reddit] [comments]...
bestinterest.blog
Exceptions to the One House, One Spouse, One Job Rule
Feb 20 2023
By Dr. James M. Dahle, WCI Founder Anyone who has been around the physician financial blogosphere has probably heard someone cite the “one house, one spouse” rule of thumb. In 2015, I expa...
whitecoatinvestor.com
Meme Stock Shock (Money Update)
Feb 20 2023
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
1500days.com
Why You Won’t Regret Buying Treasury Bonds Yielding 5%+
Feb 20 2023
Recently, I can’t help but shovel more money into Treasury bonds. With 3-month-to-1-year Treasury bonds yielding 5%+, I feel like the guaranteed return is too high to pass up. But the more Treas...
financialsamurai.com
Annuities: more favorable now that interest rates have risen?
Feb 20 2023
My Fidelity rep suggested I consider a guaranteed life single annuity being offered by NY Life, because they are offering an interest rate of 6.53%. For a $550K purchase cost, $3,010/month guaranteed ...
reddit.com
Dental & Vision Insurance on a Limited Income
Feb 20 2023
Any good deals (ha-ha!) for dental and vision insurance for senior citizens? I'll be taking early retirement from my job on 31 March and will turn 65 in September. I do not want to retire, but I live ...
reddit.com
How do you get rid of IRA contribution anxiety?
Feb 20 2023
submitted by /u/rar2929[visit reddit] [comments]...
reddit.com
Am I crazy to be thinking about retirement? (age 63 working part time)
Feb 20 2023
My job is not terribly difficult. I work from home, my hours are flexible, I can take time off pretty much whenever i want (but I don't get paid). I don't get paid hourly, or salaried, I am paid per t...
reddit.com
Who’s retirement looks like this ?
Feb 20 2023
https://youtu.be/5l00Mil3b4A submitted by /u/crabbitface[visit reddit] [comments]...
reddit.com
What is your biggest regret in retirement?
Feb 20 2023
Those of you who have recently retired, say in the past year or two, what would you do differently if you had the chance to do it over? I'm preparing myself for retirement in the next couple of years ...
reddit.com
If you apply for social security 3 months before you are eligible (as I've been advised to do) and you decide not to collect it, how hard is it to back out?
Feb 20 2023
submitted by /u/doofusgaloofus[visit reddit] [comments]...
reddit.com
The biggest driver of the stock market
Feb 20 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) What drives the stock market higher or lower? In one word, it’s liquidity. Below on the left is a bar graph of global liquidity in ...
freedomthirtyfiveblog.com
What happens when you don’t have enough for retirement?
Feb 20 2023
I have multiple family members in their 60s with very little (under 100k) in retirement and savings who rent apartments. They are talking about how to retire and I just don’t get it. What happen...
reddit.com
Know The Risks Of Self-Directed IRAs
Feb 19 2023
A coalition of regulators recently reminded taxpayers about the risks of some self-directed IRAs....
forbes.com
Is Financial Planning As Good As Couples Therapy?
Feb 19 2023
"This has been more helpful than couples therapy!" is something that good financial advisors will inevitably hear in their work with couples....
forbes.com
Retired people—describe your day from awakening to sleep. I’m still struggling with having too much free time. I should probably not watch those ridiculous gen z and millennial tiktokers—“What I do as
Feb 19 2023
submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
tiktok.com
How Do You Keep Track Of Side Hustle Finances?
Feb 19 2023
You can use the same tools the big firms use for your small-scale side hustle. And there’s a good reason you should....
forbes.com
How To Use Timeshares To Make Money And Still Take Low-Cost Vacations
Feb 19 2023
Timeshares are now a side hustle where you can make thousands of dollars each year and still use the investment to enjoy great vacations at little or no cost....
forbes.com
Ray Dalio All Weather Portfolio [The Definitive Guide]
Feb 19 2023
Imagine a portfolio that you can own for life. A portfolio that does well during inflation and during deflation. A portfolio that works in economic growth and economic stagnation. A portfolio for the ...
ofdollarsanddata.com
I am new to financial planning for retirement. Please help.
Feb 19 2023
I am 30yo and just recently started getting active in planning for retirement. I had about 14k from a previous 401k that I transferred to a a Fidelity account. I set it for Auto management and it is b...
reddit.com
the word retirement
Feb 19 2023
As I am zeroing in on retirement, I'm not sure if that is the correct word. I work for the US govt and will turn 65 before the EOY. I am concerned what my job is doing to me mentally so decided to ret...
reddit.com
Can someone explain 401k or pension to me like I am 7 year old. How much people end up receiving after they retire?
Feb 19 2023
submitted by /u/Detroit3_1_3[visit reddit] [comments]...
reddit.com
Can someone direct me to a link or explain what the deal is with annuities? Why do they have such a bad rep now? Are there some that are worthwhile?
Feb 19 2023
submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
reddit.com
The Sunday Best (02/19/2023)
Feb 19 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Rate my retirement.
Feb 19 2023
Just a working stiff here. Saving about $40,000/ year in retirement accounts. Self employed so using a SimpleIRA. Another xtra $13000/ year in a taxable Brokerage acct.,and $7500/ HSA Have 1million sa...
reddit.com
guidance on 401k
Feb 19 2023
I'm currently 35 and have a 401k set up in a wmu55 account . I been wondering about breaking it up or switching it to a black rock Russell 1000 or 2000 account. Can anyone shed light if this is a good...
reddit.com
Turning 62 soon. Having trouble finding decent work. Little to nothing saved, no 401k, no pension. House and car paid for
Feb 19 2023
Can't seem to find any meaningful work. My body just can't handle stuff I'm good at (type of work I'm doing now) and I've found that absolutely nobody wants to hire an old guy as a software developer....
reddit.com
Short Questionnaire on Social Well-being in Older Adults Who Are Employed vs. Those Who Aren't (65+)
Feb 19 2023
Hello everyone! My name is Ryan and I am a graduate student at CUNY School of Professional Studies. I am conducting a research study to examine the possible effects that working in older adulthood may...
reddit.com
Recession coming? Early 60s, no time to let a 401k bounce back if it tanks. A decent idea to pull it all out? Better to lose some potential growth, than lose a whole lot more?
Feb 19 2023
submitted by /u/rockinbluesbaby[visit reddit] [comments]...
reddit.com
Winter rentals in 55+ communities
Feb 19 2023
Hi, Anyone rent in a 55+ community during the winter months? Spouse and I are retiring this year and would like to find some rentals for next winter in a 55+ community. I have one lined up in Florida ...
reddit.com
Retire next year?
Feb 19 2023
I am 53m with wife, 53f, one kid, 15. Retired from military in 2020 with 70k pension that I am currently receiving. Wife gets 30k if I die first. I expect 35k/yr social security at 67. Wife will colle...
reddit.com
Will Social Security get fixed before 2034? And if so, how?
Feb 19 2023
The Congressional Budget Office (CBO) predicts that by 2034, Social Security will not have enough money to fully fund its obligations. In other words, as of that year, they cannot continue to pay out ...
reddit.com
Rate my retirement
Feb 19 2023
I'm currently 31. Planning to retire at 55. I work for my county government. As such. We are part of the state pension plan. If my income trends stay about how they've went. I'm looking at making appr...
reddit.com
Deep Sunday morning thoughts
Feb 19 2023
I feel as though if I knew how long I was going to live, I could make a much more educated decision about when to retire. Since none of us, unless we’re already terminally ill, know how long we&...
reddit.com
Only The Rich (Or Fools) Can Afford To Buy New Cars Today
Feb 18 2023
As someone who is planning to buy a new car by 2025, I’m having second thoughts. With the average new car price at almost $50,000, it seems like only the rich can buy new cars today! Think about...
financialsamurai.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.