Curated articles and podcasts from trusted financial experts and real retirees.
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You don’t have to be a senior to be aware that scams of all sorts abound in both the physical and—increasingly—the cyber world. Since Saturday, June 15 isWorld Elder Abuse Awareness ...
Knowing how your 401(k) balance compares to your peers could be the catalyst to save more....
Do you feel like ditching the dusty suitcase and trading the jet lag for a floating haven that traverses through ... Read more...
A Queenslander who doctors gave just 12 months to live refuses to go quietly and insists on living every moment he has left to the fullest. A Gold Coast man might be completely immobile but this 77-ye...
I'm a 66 y/o male who would like to retire. My spouse is 63 so she is two years away from Medicare. The thing is, we currently have excellent insurance under my employer. January 1st would open up the...
AI chatbots have become essential tools in the fast-changing digital world, transforming how businesses talk to customers. These intelligent assistants are made to imitate honest conversations, giving...
The all-encompassing success of Google has made it difficult to look at SEO away from the search giant. However, good search engine optimization has far-reaching potential across the internet, and soc...
One of the most common pushbacks I get from some of my investing and economy-related articles is that the stock market isn't the economy. To conflate the two could be a mistake. I agree since not ever...
You’ve worked hard to build up your savings to ensure you have a comfortable retirement. What if cybercriminals stole from your 401(k)? Sadly, it’s happening, and experts are fearful it ma...
Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...
When your paychecks quit rolling in, will you be OK? Run through this pre-retirement checklist to see how ready you really are for life on a fixed income....
As a financial planner working primarily with people on the path to FIRE, preparing to retire, or making other life transitions, most people come to me for one reason more than any other. Planning can...
Birthdays are a time to celebrate, and what better way to do so than with freebies? Many companies love to help you celebrate your special day by offering free items, from food and drinks to beauty pr...
Hi. Curious what others do for financial planning when you don’t have much in investable assets but do have a lot in a company 401(k) and deferred compensation plan that will pay out over a numb...
We have not had cable for years. We subscribe to several pay streaming services but when we sit down to watch TV we are more likely to watch YouTube videos. We will watch a show on one of the streamin...
Wondering how much to spend on vacation while being fiscally responsible and still having a good time? In this post, I offer a vacation spending guide to help you manage your spending responsibly with...
If your company offers a Roth 401(k) you can convert your traditional 401(k) to pay lower taxes in retirement....
Last month the median U.S. home sale price hit a record high of $387,600, according to Redfin. This is at a time when 30 year mortgage rates are hovering around 7% (down from their highs of 7.7% in Oc...
A gentleman carefully considering his strategy while planning for retirement. As you approach retirement, it’s crucial to acknowledge and address the multitude of risks that can affect your fina...
A couple is meeting with their Fiduciary advisor. As you embark on the journey of your retirement, choosing the right financial advisor is paramount. Amidst the options available, understanding the di...
There is one subject that rarely comes up when it comes to Medicare: hospice, end-of-life care for the terminally ill....
Workers in the nation’s nursing homes have the inside story, and the staff shortages they describe are not pretty. “Lack of enough staff has put many of my residents at risk for falls, bed...
Bucket Investment planning is key to financial management. Bucket Investment Planning is a strategic approach to managing one’s investments, designed to achieve specific financial goals while mi...
Listener Sherry asks a good question: How do large, one-off expenses (like a new roof, new car, etc.) fit in the 4% Rule? James explains the concept of the 4% Rule and its limitations while demonstrat...
So in my mind I have envisioned moving to what I've heard called a "Memory Making Place", a place on the lake where our sons (and their future families) can visit and have a (cheap) vacation. Boating ...
I plan to retire in a few months and need advice on my mortgage and Helocs. My mortgage will be paid off (balance is $53,000) in ten years(interest rate is variable at 6.62 and will likely change in 1...
Typically folks seem to pick places near family, sunny climates or tax havens when they look to relocate for retirement. Anyone have experiences that run counter to those trends and thoughts on tips /...
Episode 448: The Fed has cut their balance sheet reduction by more than 50% while keeping mortgage rates high. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subs...
I recently discovered a buzzword called “spaving,” which combines spending and saving. It sounds odd – spending money to save ... Read more...
Photo credit: jb Many times it is among the best of ideas to establish a Roth IRA for your child. This way, your child can benefit from the long-term growth in the account and have a very good head st...
The probate process can be a long and expensive journey for heirs. Real estate, cars and even art often trigger probate, but other assets get a free pass....
You can’t depend on selling your company for big bucks to fund your dream retirement. Instead, consider these three smart saving, investing and succession tips....
![Average Car Insurance for Each Make [Updated for
2024]](/postImages/postImage8545.png)
Cheapest Insurance Deals for 2024 Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your ...
Here's how to roll over a 401(k) to a traditional IRA, Roth IRA or even to a Roth 401(k)....
A couple eagerly discussed their plan with their financial advisor. When considering financial advisory services, choosing the right advisor can be difficult. Among all your options, two primary compe...
If you regularly donate to your church or other charities, donor advised funds (DAFs) might be something you want to look into. These funds offer some big perks. First off, you get a potential tax ded...
Has anybody become a better housekeeper in retirement? We had someone come in twice a month to help with cleaning while we worked, but our cleaner retired before we did. I am not adverse to having som...
On Wednesday, Canada’s central bank officially ended the fastest and most dramatic interest rate-hiking cycle in our country’s history by dropping the benchmark interest rate by 0.25%. Thi...
FROM THE ARTICLE - SEE ARTICLE FOR MORE! Social Security Chief Warns Local Offices Could Buckle Amid Staff Woes. Some SSA field offices ‘teetering on the brink,’ O’Malley says in AAR...
Spend 20 years in a stupor, rather than getting anxious about daily stock market fluctuations, and reap the rewards of retirement investment returns adding up....
If a caller asks you for money or personal info like account numbers and passwords, you should hang up. Here’s how to spot scammers and protect yourself....
Many financial advisors follow a similar arc in their careers—from humble novice to knowledge-wielding superhero to wiser guide....
I live in Thailand where my SS check is sent. In the past I was able to transfer online and also had an ATM card. Now the Thai banks are saying that the US govt has said that all recipients must go to...
Context: I'm senior director for midsize software firm. I'm giving notice on Monday, and last day with the firm to be Sept 13. I do not intend to share that I'm retiring (though that's certainly the c...
I'm looking to diversify my income streams. I'd pick all of your brains for the best of the dividend stock universe. I'm looking for reasonably stable dividend history - no big ups and downs and reaso...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
![Premier Title Loans Review 2024 [Online Title Loans]](/postImages/postImage8528.jpeg)
Premier Title Loans offers the opportunity to use the equity in your vehicle to get a loan, even if you have poor credit. But is this actually a smart option for quick cash? In our full review of this...
When I was a kid, I remember lusting after sports cars. I’m sure I had a poster of a Lamborghini Countach on my wall. I remember even dreaming about cars as a kid and young adult. I thought it w...
![9 Remote Side Hustles for College Students [$5k Per
Month]](/postImages/postImage8513.png)
As a college student, balancing academics with in-person roles is challenging. Between coordinating schedules and commuting to work, it can quickly become quite unpleasant. With the rise of remote wor...
Lots of us didn’t learn about finances in school (or at home). No worries. To get ahead, you just need to dive right in and get started....