Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10268
A Candid Conversation with My Physician Spouse About Burnout, Guilt, and Resentment
Feb 24 2023
[Editor's Note: It’s less than a week until the best medical conference of the year, and even if you can’t attend the Physician Wellness and Financial Literacy Conference (WCICON23) in per...
whitecoatinvestor.com
529 plans get a boost with tax-free rollovers to Roth IRAs
Feb 24 2023
Thanks to the SECURE 2.0 Act, you’ll soon be able to roll over funds from your 529 into a Roth IRA, as long as certain conditions are met. Here’s what you need to know about the new change...
kiplinger.com
Nearing retirement? Here'show to transition your portfolio from growth to income.
Feb 24 2023
After decades of saving and investing, it is time to start taking income from your retirement account. Here are a few things to keep in mind....
marketwatch.com
Link to study from Fed about timing of taking SS
Feb 24 2023
submitted by /u/keeperoflogopolis[visit reddit] [comments]...
nber.org
The Joy of Spending My Money Guilt-Free
Feb 24 2023
Frugality is hard habit — for some, it’s hard to learn, and for others, it’s hard to break. A lifetime, ... Read more...
physicianonfire.com
How much money do you need to retire in Canada? Is it really $1.7 million?
Feb 24 2023
Retired Money highlights Canadians think they need $1.7 million to retire, according to a BMO poll How to save $1.7 million in RRSPs Other factors for determining how much you need to save for retirem...
moneysense.ca
The Cost for an American to Comfortably Retire in Every State and Country
Feb 24 2023
submitted by /u/wewewawa[visit reddit] [comments]...
netcredit.com
Revisiting my earlier post about retiring at age 63 - new medical information dropped on me today
Feb 24 2023
So I posted a few days ago about retiring at 63 yrs old. https://www.reddit.com/r/retirement/comments/117hr3z/am_i_crazy_to_be_thinking_about_retirement_age_63/?utm_source=share&utm_medium=web2x&a...
reddit.com
Why “10 Times Your Income” Isn’t a Smart Retirement Goal
Feb 24 2023
ChatGPT has been making headlines since it launched last year and gained 1 million users in the first week. If you’re not familiar with ChatGPT, it’s an artificial intelligence computer pr...
bankonyourself.com
Your Experience with Medicare Advantage Plans
Feb 24 2023
I am looking to enroll in one to begin in April this year. I am currently looking at Optimum HealthCare, Inc. | Plan ID: H5594-002-0 but am seeing mixed reviews all over the place. I have medical issu...
reddit.com
Social Security amount question
Feb 24 2023
I understand that the sooner you start collecting, the lower the amount you receive will be. But what about if you retire before you start collecting? Will the estimated amounts be lower than what SSA...
reddit.com
Any AZ snowbirds shuttling between Socal and AZ?
Feb 24 2023
Planning to retire within 5 years. I live in an LA-area house that’s fully paid off. Looking to downsize then by buying a cheaper and smaller house, perhaps in southern OC or SD, and one in PHX....
reddit.com
Using Widow’s Benefit for IRA Contribution?
Feb 24 2023
Hi, I was wondering if you’re allowed to use social security survivor’s benefit / widow’s benefit payments to contribute to a personal IRA. My mom is 61 and is receiving benefits fro...
reddit.com
SSA Underpays Delayed Credits in First Year
Feb 24 2023
I'm amazed not to have read the following anywhere while planning retirement, so I thought I'd alert others to how delayed credits work. As you all know, your benefit is increased by 1/12 of 8% (2/3%)...
reddit.com
Roth IRA income ceiling exceeded - looking for other tax advantaged options.
Feb 24 2023
This year was the first year where we exceeded the income ceiling for being able to contribute to a Roth IRA. Of course, I didn't know that that would be the case until well after I'd already made my ...
reddit.com
You're Probably Wrong About How You'll Pay for Retirement
Feb 24 2023
Investments alone aren't going to cut it....
money.com
What route should we take?
Feb 24 2023
Hello all, We are in a pickle... We need some good advice on where we should start, but first a short story. We started off very poor and we had to work very hard to get to where we are now. My Fiance...
reddit.com
Best guess on an old, old topic
Feb 24 2023
I realize there has been a plethora of threads about ibonds, but I would like your current best guess at the reset interest rate coming in a couple of months. I would also like to thank those who in t...
reddit.com
The Perfect Retirement Investment Nobody Wants, Part 2
Feb 24 2023
It doesn’t exist, but could it?...
nytimes.com
Being Happy Makes You Rich. (It's Not Just Me, It's Science.) - Five Year FIRE Escape
Feb 23 2023
Money can’t buy happiness. I’m pretty sure we’ve all heard that cliche, complete with some chiding reason to abandon your financial goals altogether. And while I agree with that statement at fac...
fiveyearfireescape.com
10 Ways to Retire Even If You Think You Haven’t Saved Enough
Feb 23 2023
If you think you haven’t saved enough for a truly secure retirement, think again. The impossible could become possible with any one of these 10 creative ways to retire. You see, saving diligentl...
newretirement.com
2023 Tax Brackets: The Best Income To Live A Great Life
Feb 23 2023
Taxes are most likely our largest ongoing liability. Therefore, we should understand the latest tax brackets for 2023. I go through this exercise every year. Based on a thorough understanding of the 2...
financialsamurai.com
Rekindling Retirement: Avoid Burnout by FIRE
Feb 23 2023
After years of slowly kindling among fringe enthusiasts, the trend of penny-pinching to quit work is catching on like wildfire. FIRE (Financial Independence-Retire Early), first popularized as a core ...
wealthofgeeks.com
State Tax-Exempt Muni Bond Interest from Mutual Funds and ETFs
Feb 23 2023
The previous post State Tax-Exempt Treasury Interest from Mutual Funds and ETFs covered how to get state income tax exemption on the portion of mutual fund and ETF dividends that are attributed to int...
thefinancebuff.com
Staying Healthy In Early Retirement
Feb 23 2023
I never thought staying healthy would be my biggest challenge in early retirement. Before I quit working full-time, I expected money would be my biggest challenge. I figured we wouldn’t be able ...
retireby40.org
4 Arguments for Retaining Your Mortgage in Retirement
Feb 23 2023
We hear it all the time, most people want to be debt free when they retire. It is all about peace of mind and wanting to be free from financial obligations. However, mortgages are considered “go...
newretirement.com
NewRetirement Review: The Complete DIY Retirement Calculator
Feb 23 2023
NewRetirement is an online retirement calculator and planning tool. It’s the most comprehensive financial tool I’ve ever used — miles better than any elaborate spreadsheet. I’v...
retirebeforedad.com
WSJ article on taking SS early.
Feb 23 2023
High Price Retirees pay for taking SS early. (Sorry, I don't know how to link without a firewall. I will figure it out and post here later.) submitted by /u/Chinacat_Sunflower72[visit reddit] [comment...
reddit.com
Pre-retirement spending higher than realized
Feb 23 2023
Update: as someone who never created a spending budget (link below), I finally did one as we get closer to retirement. Tried Mint and Personal Capital, but neither worked well for me (PC couldn't down...
reddit.com
What are your plans for your immobile years?
Feb 23 2023
Yesterday as we were delivering Meals on Wheels to so many who can barely make it to the door, I asked my husband what his plan was for when he can’t drive anymore and for when we are shuffling ...
reddit.com
TFSA vs. RRSP: Where Should You Put Your Money?
Feb 23 2023
Back in 2009, the Tax-Free Savings Account (TFSA) was introduced to Canadians. Since then, TFSAs have grown in popularity, and as a result, there have been many great debates over the Registered Retir...
retirehappy.ca
SSDI and rolling over to IRA and financial advisors. Fiduciary and/or RIA?
Feb 23 2023
Hello. I am retiring soon. I am receiving SSDI. I have a 401a and I also have a regular pension which I have the option to take payments or take a lump sum. I am going to take the lump sum, combine it...
community.aarp.org
What’s on your bucket list in retirement?
Feb 23 2023
Mine is running a 5k with my grandkids. submitted by /u/Captain-Popcorn[visit reddit] [comments]...
reddit.com
What do you think about 55+ Communities?
Feb 23 2023
submitted by /u/The_Bow_Dasher[visit reddit] [comments]...
reddit.com
Broadband in High Disability Areas is Subpar
Feb 23 2023
The Internet has become a necessity in our modern society. Yet 42 million Americans live in areas of the country where the connections to technology are subpar or, in extreme cases, nonexistent. At th...
squaredawayblog.bc.edu
The Costs of Moving (and How to Combat It)
Feb 22 2023
By Dr. Charles Patterson, WCI Columnist Moving is a part of life for physicians. While there are doctors who spend their entire educational and medical career in one state, they tend to be the excepti...
whitecoatinvestor.com
What Long-Term Care Insurance Policyholders Need to Know
Feb 22 2023
Long-term care insurance can be confusing at times, so here are some insights about premium increases, when you can use your benefits and other issues....
kiplinger.com
Itching to Check Your Portfolio? It’s Time to Start Looking Again
Feb 22 2023
Though the markets are still fluctuating, this expert sees an encouraging upward trend and is giving himself permission to check his investments....
kiplinger.com
Senior Living Focus Group
Feb 22 2023
3S Health is Recruiting Senior Living Focus Group Participants Do you or someone you care for live in a senior living community (Assisted Living, Independent Living, Nursing Home, Memory Care, etc), r...
reddit.com
How Do You Build A Successful Side Hustle?
Feb 22 2023
Why reinvent the wheel when you can benefit from the experience of others? Here are some real-life stories from folks who have created sustainable side hustles....
forbes.com
Medigap Misconceptions Can Lead To Medicare Mistakes
Feb 22 2023
With Medicare, what you think you know can hurt you....
forbes.com
Rising Popularity of ADU’s a Blessing for Retirees
Feb 22 2023
February 23, 2023 — One of the hottest acronyms in the real estate world is ADU, which stands for Accessory Dwelling Unit. Demographic shifts from Covid, exploding real estate prices, and a shor...
topretirements.com
Do you have any regrets? What's your biggest regret in life?
Feb 22 2023
Mine is that I didn't travel more when I had the opportunity. I let it slip away. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
reddit.com
Tom Brady on retirement
Feb 22 2023
From AARP magazine source: https://www.aarp.org/entertainment/celebrities/info-2023/tom-brady-interview.html Q. You retired, then unretired last year. Is retirement overrated? A. “Retirement&rdq...
reddit.com
Lifestyle in retirement
Feb 22 2023
Those of you who are retired and don’t have a pension and didn’t save 1mm dollars, how comfortable are you in retirement with SSec and a moderate retirement savings? Did you downsize your ...
reddit.com
Open AI Chat GPT: Why The Stock Market Will Go Up Or Down In 2023
Feb 22 2023
Open AI Chat GPT was asked to write two articles—one about why the stock market will go up and another about why it will go down. While this technology is in its infancy, it’s already impr...
forbes.com
Improving Retirement Planning by Employing Basic Actuarial and Financial Economic Principles
Feb 22 2023
In our post of July 23, 2020 entitled, “How to Fix Advisor Retirement Planning Models,” we summarized some of the problems with commonly used Monte Carlo approaches used by financial advis...
howmuchcaniaffordtospendinretirement.blogspot.com
Realization
Feb 22 2023
A couple of things happened recently, I was on a cruise and I have started taking over 50 exercise classes at the local Rec’ center and more than once I looked around and said to myself “t...
reddit.com
Why Do Financial Advisors Do Crap Like This?
Feb 21 2023
Here’s a scenario that’s played itself out several times since I started writing about personal finance. A couple, at or ... Read more...
physicianonfire.com
Popular Topics
Filter content by these topic groups:
Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.