Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 10280

Social Security in Multigenerational Families

Mar 07 2023

It’s not unusual for Black and Latino children to live with their grandparents, who are either the primary caregivers or members of a multigenerational family. And just as the grandparent is int...

squaredawayblog.bc.edu

What have you stopped doing because you re afraid of falling?

Mar 07 2023

I stay off of extension ladders and I no longer clean our gutters (two story house). submitted by /u/Scott-A-Gese[visit reddit] [comments]...

reddit.com

is this the right place to post a question on NPV of pension options?

Mar 07 2023

Or is there a better subreddit? Thanks! submitted by /u/iamsoouttahere[visit reddit] [comments]...

reddit.com

Best easy books on estate planning?

Mar 07 2023

Written on a for dummies level submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...

reddit.com

MIL unexpected retirement need guidance

Mar 07 2023

Thanks everyone for all the resources provided! Editing post down for privacy reasons, everything ends up on tiktok these days. submitted by /u/browsielurker[visit reddit] [comments]...

reddit.com

Investing Family Money Can Be A Stressful Full-Time Job

Mar 06 2023

I finally clearly understand why I haven’t been able to shake some of the stress I’ve been feeling lately. Despite writing less, doing less business deals, and exercising more, I still fee...

financialsamurai.com

More reasons to keep on rolling (to an IRA, that is)

Mar 06 2023

Photo credit: jb We have discussed in the past that it is usually better to rollover an old 401(k) plan from a former employer to an IRA – more flexibility in investments, (usually) lower costs,...

financialducksinarow.com

Ira

Moving to a Cheaper City Can Net You an Extra $100,000 in Retirement

Mar 06 2023

Some say it'd take "a miracle" to pull off....

money.com

Why Millionaires Don't Have to Pay Any More Social Security Taxes This Year

Mar 06 2023

You, on the other hand, probably have to pay Social Security taxes all year long....

money.com

Thinking About Semi-Retirement? What You Need to Know

Mar 06 2023

Whether you need time to rebuild your nest egg, or you want to ease into full retirement, some financial planning can make the transition a smooth one....

kiplinger.com

Let’s Go Exploring! Slovenia: Switzerland without the Lavish Price Tag

Mar 06 2023

Long term readers of this blog know that ever since we quit our jobs to travel the world in 2015, we’ve been playing this game we like to call “Schengen Bingo”. For those that don&rs...

millennial-revolution.com

How AI can help your personal finances Today

Mar 06 2023

When it comes to managing our personal finances, many of us struggle to keep track of our income, expenses, and savings. But with the rise of artificial intelligence (AI), managing our finances has be...

financiallyalert.com

Why is the Actuarial Profession Reluctant to Advance Actuarial Solutions to the Decumulation Problem?

Mar 06 2023

As a retired actuary who advocates the use of basic actuarial principles and processes to help retirees and near retirees make better financial decisions, I frequently wonder why my profession is so r...

howmuchcaniaffordtospendinretirement.blogspot.com

Caregiving and Its Effect On a Family

Mar 06 2023

When I asked for ideas for subjects you would like me to tackle, you offered enough to keep me busy for the rest of the year! I genuinely appreciate the input and will be attempting to address all of ...

satisfyingretirement.blogspot.com

Short term options for idle cash

Mar 06 2023

Retired late last year, and just received my final bonus payout that amounted to roughly $50k. Without these funds I would have started drawing about $5k a month from my IRAs in the next month or two....

reddit.com

Social Security and Medicare Premium

Mar 06 2023

We are already on Medicare A & B. As we have not started SS yet, I pay the premiums directly on a quarterly basis. My understanding is once SS starts, the premiums will be taken from our monthly c...

reddit.com

I Dont want my dad to invest his IRA into Gold. Am I wrong?

Mar 06 2023

I've been super worried about my dad's plan to invest his IRA in gold, like pretty concerned about it. I understand that gold is seen as a safe investment, but I'm worried about the risks and I know H...

reddit.com

I need to decrease my taxable income or else I need to payback my Health Insurance Premium Tax Credit. How can I turn my Roth IRA to a traditional IRA for 2022?

Mar 06 2023

I funded my Roth IRA for 2022 back in January 2022. Can I take that money out? And then add it to my traditional IRA? How does Vanguard know that I'm taking the money out for 2022 so that I can put th...

reddit.com

Cost Cutting Round 1: Battling 3 Behemoths

Mar 06 2023

After a decade of retirement when we watched our net worth grow steadily, we began to indulge in the luxury of ignoring our monthly expenses. But the double-digit market decline last year coupled with...

caniretireyet.com

Ho Hum… or Retirement Outlier, How Does Your Retirement Compare

Mar 06 2023

March 7, 2023 — It is the rare person who strikes out on the unbeaten path, and that includes their route to retirement. Usually we prefer to follow a track made by someone else, learning from t...

topretirements.com

Brokerage vs Bank CDs

Mar 06 2023

Hello. I'm buying CDs and the rates through my brokerage account are higher than my bank. Am I giving anything up for these higher rates? Is there a disadvantage for the brokerage CDs? Both are insure...

reddit.com

Will buying a couple of multi family’s in my 20s be enough to be ready for retirement in my 60s?

Mar 06 2023

submitted by /u/Capital-Ant-1303[visit reddit] [comments]...

reddit.com

Are You a Retirement Outlier, or Very Much in the Mainstream?

Mar 06 2023

March 7, 2023 — It is the rare person who strikes out on the unbeaten path, and that includes the route to retirement. Usually we prefer to follow a track made by someone else, learning from the...

topretirements.com

Triple Paycheck Month 2023 + California Tax Delay

Mar 05 2023

For Meta and Google employees, March is one of the best months to accelerate your savings and investment goals! The reason? Triple Paycheck Month! Before we dive into Triple Paycheck Month, I wanted t...

andrenader.substack.com

Opt Out of Underpayment Penalty in TurboTax and H&R Block

Mar 05 2023

When you do your taxes in tax software, the software sometimes calculates an underpayment penalty. It thinks you owe the penalty when your tax withholding plus any estimated tax payments were below a ...

thefinancebuff.com

SECURE 2.0 Act Helps Small Businesses Encourage Employees to Save

Mar 05 2023

Enhanced credits for small-business retirement plans, expanded 401(k) options and other provisions support businesses that give their employees a leg up on saving....

kiplinger.com

I Retired At 55 With One Regret - I Should Have Retired At 50

Mar 05 2023

submitted by /u/dirtee_1[visit reddit] [comments]...

youtu.be

Planning to Retire in 10 Years? Do These 3 Things First. | The Motley Fool

Mar 05 2023

Taking these steps now can lead to a more comfortable retirement....

fool.com

The Sunday Best (03/05/2023)

Mar 05 2023

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...

physicianonfire.com

Stories of Early Retirements that Almost Didn't Work Out Financially?

Mar 05 2023

Anyone retire early then find out the numbers didn't quite work? If so, how did you make it work? Did you just adjust your spending? Or did you get a part-time job or even go back full-time? Some comb...

reddit.com

High-yield savings vs Vanguard cash reserves.

Mar 05 2023

I’ve heard so much about High-yield savings to keep your cash in that I started looking into it and they are paying 3.5 to 3.8%. It’s definitely better than a regular savings account but I...

reddit.com

401k and retirement?

Mar 05 2023

Hello I am a 28 year old business owner and have run a pretty successful business for the last 5 years. I have been so focused on growing and building the business that I never really thought about re...

reddit.com

Should I Liquidate my 401k to pay off the mortgage? I'm over 60

Mar 05 2023

I'm still working but on the verge of retirement. In an effort to eliminate monthly expenses, I'm eying my 401k, which is sitting at a 450k balance to pay off my first and only home loan. It has a sim...

reddit.com

I like to retire living on dividend income

Mar 05 2023

Im 46 yrs old is it true that you can retire and live on dividend income is this something reliable and safe submitted by /u/Quiet-Capital-9275[visit reddit] [comments]...

reddit.com

I recently asked this forum about moving to either Florida or Texas

Mar 05 2023

Because of the great response I received, I've decided on Northern Florida. But now there's a third option. My brother-in-law who lives close to the Alabama border has got me to thinking of Southern A...

reddit.com

National Slam the Scam Day – March 9

Mar 05 2023

March 5, 2022 — How many people do you know who have been scammed? Chances are, there are a lot more than you know about, including many friends or relatives who are too embarrassed to talk abou...

topretirements.com

The 15 Worst Tax Reduction Techniques

Mar 04 2023

[Editor's Note: Looking to change your life by creating multiple income streams? Looking for inspiration from other docs who have become successful entrepreneurs? Then, mark your calendar for the onli...

whitecoatinvestor.com

Retirement Home (Doc, 2017, 94', Portugal) Now available on Tubi

Mar 04 2023

Dear friends, I talked about this documentary I made before here. It's called Retirement Home. I had really enlightening feedback about it from this community. The film was recently made available on ...

reddit.com

Small Steps That Can Boost Your Retirement Savings

Mar 04 2023

The Secure Act 2.0 will help a lot. But there’s much more that can be done....

wsj.com

Deferring job income?

Mar 04 2023

Just got a contract and will be making pretty serious money for next year, maybe longer. 2-3 hundred k. 63 and looking for legal ways to defer money to retirement - that’s 1 at least years out. ...

reddit.com

Real Estate Professional for tax purposes

Mar 04 2023

It was suggested to me that I look into becoming a real estate professional for tax purposes. From what I've read, this is a special designation on tax returns if the tax payer performs more than 750 ...

reddit.com

I qualify for retirement pension but I'm on disability. Should I get my pension?

Mar 04 2023

To explain, I went on disability 8 years ago after I was fired from my 28-year career (state government). I am entitled to retirement pension this month. HOWEVER, I now owe over $15k in med bills and ...

reddit.com

The Reddit Hustle for Turning your Karma into Cash

Mar 04 2023

Have you ever tired to start an online business or a Side hustle to make money online? Have you tried various tactics and strategies, but nothing seems to work? Which platforms did you use ? You might...

reddit.com

A MEDITATION ON RETIREMENT

Mar 04 2023

Like a well-behaved, good-tempered infant, I adore mornings. I rise at dawn, eagerly make coffee, write essays, and listen to music. This morning, Mr. Chow, a jazz-pop song by Acoustic Alchemy, plays ...

reddit.com

Retire in Canada

Mar 04 2023

I am in the U.S. but thinking of Canada as a retirement location (Whistler to be specific). I have a lot of questions about if this is really possible and would appreciate any help. I was born in Cana...

reddit.com

National Slam the Scam Day – March 9

Mar 04 2023

March 5, 2022 — How many people do you know who have been scammed? Chances are, there are a lot more than you know about, including many friends or relatives who are too embarrassed to talk abou...

topretirements.com

IRA Rollovers, IRA Transfers, and 15 Other IRA Basics | Sensible Money

Mar 03 2023

This article covers rules around IRAs, contribution limits, IRA rollovers, and transfers....

sensiblemoney.com

Ira

Annuities: 10 Things You Should Know

Mar 03 2023

Love ’em or hate ’em, annuities are back. And as always, there's plenty you should know before getting an annuity for yourself....

kiplinger.com

What Is Catastrophic Disability Insurance, and Is It Something You Need?

Mar 03 2023

By Stacey Ritzen, WCI Contributor No one wants to think about the worst-case scenario, the event that a traumatic illness or injury robs us of our ability to work and perform basic household duties. B...

whitecoatinvestor.com

Ask an advisor: Am I too rich for a Roth IRA?

Mar 03 2023

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financial-planning.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.