Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10268
True Finance Review: Is it legit for checking your credit score? (2023)
Mar 03 2023
If you don’t have any existing credit history, building credit should be one of your financial priorities. However, getting started can be tricky. You won’t be approved for certain types o...
thinksaveretire.com
Three Financial Tips for Women’s History Month
Mar 03 2023
Women still face unique economic and social challenges today, so here are some key things to consider that can lead to a more secure financial future....
kiplinger.com
You can now live on a cruise ship for $30,000 per year - Retirement Option?
Mar 03 2023
submitted by /u/That-Mess2338[visit reddit] [comments]...
reddit.com
Having a pet in retirement? Any opinions appreciated.
Mar 03 2023
We are a couple of years away from retirement and our dog died at the end of December. We miss having a dog terribly, it is the first time in over 30 years that we have not had a dog. But we did think...
reddit.com
Roth IRAs, 401(k)s and 529s
Mar 02 2023
We always know when it is the beginning of the year, because we get so many questions about retirement accounts and everything related to them. This episode answers more of your questions about employ...
whitecoatinvestor.com
Do Your Heirs A Favor: Make A Plan For The Family Home
Mar 02 2023
Decide now what you want to do with the family home after you are gone — and then write it down and update as necessary...
forbes.com
Autobiography is not Financial Advice
Mar 02 2023
The Atlantic writer Derek Thompson wrote an article about the best career advice he’s come across that “might be marginally useful.” Your Career Is Just One-Eighth of Your Life was a...
retirebeforedad.com
SECURE 2.0 Act Lets Retirees Defer Some Taxes Longer
Mar 02 2023
Here’s how retirees can benefit from changes in required minimum distributions (RMDs), qualified longevity annuities and IRA catch-up contributions....
kiplinger.com
Burned Out? Sabbaticals Are a Great Alternative to Quiet Quitting or Retiring Too Early
Mar 02 2023
The data is clear, many of us are burned out and ready to quit are jobs. However, are you really ready for a life of leisure: emotionally? financially? Have you considered a sabbatical as a way to rea...
newretirement.com
28 Retirement Investing Tips from Today’s Financial Geniuses
Mar 02 2023
Were you the kid in kindergarten that shot her hand up to answer every question? The shy one who secretly ate paste in the corner? Or were you the one solving all the math equations from the end of th...
newretirement.com
The Marginal Value of the Backdoor Roth. Is it Worth the Trouble? - Physician on FIRE
Mar 02 2023
The backdoor Roth is touted as an important, no-brainer move for a high-income investor to make. This post explores the marginal benefit of doing so....
physicianonfire.com
How Your Retirement Savings Compare To The National Average
Mar 02 2023
The national average for retirement savings varies depending on age, but according to the Economic Policy Institute, the median retirement savings for all working age households in the US is around $9...
forbes.com
The $3 Million Dividend Growth Portfolio That Could Secure Your Retirement
Mar 02 2023
High retirement expectations data shows that the average investor is far from prepared. Click here to find out what makes dividend growth investing so powerful....
seekingalpha.com
The Importance of Mid-Term Goals
Mar 02 2023
What are mid-term goals and why is it so important to define them? We all have short-term and long-term goals, but many of us neglect the crucial mid-term goals. We need to set mid-term goals because ...
retireby40.org
Advantage Plans Deny 6% of Treatments
Mar 02 2023
Here’s something you should know about Medicare Advantage plans: the vast majority of these insurance policies require prior approval before a person can receive some medical treatments and serv...
squaredawayblog.bc.edu
Messed up saving when I was younger how much should i save in my 401k now?
Mar 02 2023
I just turned 34 I only have about 9k in my 401k and it’s aggressive investments (since I’m still somewhat youngish) right now I have 10 percent going into traditional (+ 6 percent match)a...
reddit.com
Completing the SSA-1724
Mar 02 2023
I need help completing the form for claiming amounts due in the case of a deceased beneficiary. Question #1...name of surviving widow - that's me...I entered my SS#, I answered "yes" to living in the ...
community.aarp.org
Retirement portfolio
Mar 02 2023
Will v ballance stand the test of time Can it be used with the 4% rule. What should be expected in terms of returns submitted by /u/No_Environment3777[visit reddit] [comments]...
reddit.com
Is anyone writing about retirement?
Mar 02 2023
if you're writing a newsletter on substack about retirement, or know of those who are, leave a comment please! Would love to recommend retirement-related publications to others via my own! Or if you h...
reddit.com
Credit Union CD rates
Mar 02 2023
I'm just looking to hear some opinions on what you think will happen to the current 4.70% - 5% rates on 18 month CDs. I highly doubt the Fed will pivot but my bank hasn't done an increase on CDs since...
reddit.com
IRA vs. 401(k): Which One Is Better? | Bankrate
Mar 01 2023
Is an IRA or 401(k) a better investment choice for you? Consider these factors to help you decide....
bankrate.com
How Much is Enough? - Physician on FIRE
Mar 01 2023
Understanding the concept of Enough is crucial. John Bogle gets it. So does Joseph Heller. Do you know what Enough means in your life?...
physicianonfire.com
Should Doctors Invest in CBD?
Mar 01 2023
[Editor's Note: It’s finally here! After months and months of planning, the Physician Wellness and Financial Literacy Hybrid Conference (WCICON23) starts today. But don’t worry: there&rsqu...
whitecoatinvestor.com
2023 Social Security COLA Is Huge: Traditional Retirees Rejoice!
Mar 01 2023
I don’t know if you’ve heard, but the 2023 Social Security COLA (Cost Of Living Adjustment) is a whopping 8.7%! This increase is both huge and head-scratching. The 2023 Social Security COL...
financialsamurai.com
Planning Your Dream Retirement? Reconsider These 3 Scenarios
Mar 01 2023
When deciding on the ideal place to retire, a little homework can spare you a lot of headaches...
forbes.com
What You Need To Know To Land A Job In 2023
Mar 01 2023
With the unemployment rate near record lows, the odds favor job seekers — especially those with the right skills (but not necessarily a college degree). Here are 5 top trends....
forbes.com
Alaska State Workers Hoodwinked Into Believing 401(k)-Style Retirement Plan Was As Good As A Pension
Mar 01 2023
From Alaska to Florida, America’s state and local governments have been pushing their workers out of pensions into 401(k)-type retirement plans—misleadingly claiming the retirement benefit...
forbes.com
Caregiving can sap retirement savings. Here's how advisors can help
Mar 01 2023
...
financial-planning.com
Backdoor Roth IRA 2023: A Step by Step Guide with Vanguard - Physician on FIRE
Mar 01 2023
A step by step guide that shows you how to successfully complete a Backdoor Roth IRA contribution via Vanguard in 2023 (for a mutual fund or brokerage IRA)....
physicianonfire.com
7 Ways To Optimize Your Finances – The Long Game | A Blog By Thomas Kopelman
Mar 01 2023
Optimizing your finances is a great goal. But it's something very few people I come across have done well. Optimizing is about using the options at your...
thomaskopelman.com
Brokered CDs return?
Mar 01 2023
I am new to investing and had a question about brokered CDs being offered on Vanguard. Currently there are offers of 3 month CDs that offer a return of 4.8%. Does this mean if I were to invest a milli...
reddit.com
retire right now?
Mar 01 2023
I got a lot of stuff going on. I have kidney cancer, I am 64 and have a federal job that now has changed and I question my skills at it, I have a wife who quit her job and has retired but without draw...
reddit.com
Age-Friendly Jobs Are More Common But Older Workers Are Struggling To Get Them
Mar 01 2023
A surprising study suggests there’s a significant difference between age-friendly jobs and age-friendly employers...
forbes.com
Questions: COBRA / Marketplace Open Enrollment (US)
Mar 01 2023
I'm retired and on COBRA (extension of employer insurance) for 18 months. That ends in the 3rd quarter of next year, not lining up with the Healthcare.gov marketplace, which is based on calendar year....
reddit.com
I feel retired, my finances don't show it though. What does it feel like to you guys?
Mar 01 2023
For me it feels like I'm aiming less for money and more for financial stability. I'm probably living in a delusion. It just feels like I have less to worry about and can budget my finances well enough...
reddit.com
IRA question
Mar 01 2023
I previously changed employers. I was paying into a 403b and I want to know the best avenue of getting that money. Should I do a cash out? Should I do a rollover into a specific IRA? I paid into it fo...
reddit.com
One time IRA-to-HSA Rollover Question
Mar 01 2023
What is the advantage of using the One time IRA-to-HSA Rollover vs a withdrawal from your IRA (taxable event) and then contributing the same amount (reducing taxes) into your HSA? The income from the ...
reddit.com
Benefit amount
Mar 01 2023
I know that when you retire, they use your best 35 years to determine your benefit amount. If you retire lets say at 64 years old, but you still work, does the amount you make after you start collecti...
community.aarp.org
VRS Retirement PLOP
Mar 01 2023
Does anyone have ideas on whether to work additional years past 30 years and do the PLOP program through the Virginia Retirement System? submitted by /u/Salt-Inspection9396[visit reddit] [comments]...
reddit.com
Master the Art of Anticipation: How Travel Planning Can Double Your Vacation Fun!
Feb 28 2023
It’s hard not to enjoy a good vacation… a chance to get away from the “same old” just for a little while. Traveling can be an opportunity to visit places you’ve never be...
routetoretire.com
New 401(k) Rules and Benefits for 2023
Feb 28 2023
Big changes are coming to 401(k) benefits this year and the next few years. If you want to maximize your retirement savings and your retirement lifestyle, it’s critical you are aware of these ch...
401kmaneuver.com
5 Traits Doctors Share with Successful Entrepreneurs and Investors
Feb 28 2023
[Editor's Note: Last year, we gave away 29,000 books worth $850,000 for our WCI Champions program. But there’s still plenty of room for improvement in our mission—to get a free copy of The...
whitecoatinvestor.com
SWR Toolbox
Feb 28 2023
If you used the Early Retirement Now SWR Toolbox or read Karsten Jeske's blog and used his spreadsheet, here is a video explaining how to fill in the spreadsheet! It's one of my favorite tool in my to...
reddit.com
Small Businesses, Self-Employed Should Watch Out For This Important 2023 Tax Deadline
Feb 28 2023
With tax season in high gear, you might not have eyes towards 2023 taxes. But there's a key deadline for the self-employed or small business owners, which can ease next April's worries....
forbes.com
Reality Check-Know What Medicare Does Not Cover, Ever
Feb 28 2023
Lots of folks expect that Medicare or Medicaid or a combination of these will pay for assisted living for their aging parents. When care is needed, and the parent is low on funds, find out the truth....
forbes.com
Here’s How To Reduce Your Cost Of Basic Expenses By 50% Or More
Feb 28 2023
Here are three examples of places where you can invert your budget allocation to spend less on basic necessities and more on the things you enjoy....
forbes.com
Clarifying RMDs For An Inherited IRA
Feb 28 2023
Due to new laws and IRS waivers, taking required minimum distributions from an inherited IRA can bring a lot of questions....
forbes.com
Budget Skiing and Other Oxymorons
Feb 28 2023
Budget skiing. Thought by most to be a mythical beast like the unicorn, the humble Hollywood plastic surgeon, or the ... Read more...
physicianonfire.com
Things important, and unimportant
Feb 28 2023
Photo by Megan Ruth on Unsplash Important: Investing for the long-term. Think decades. My holding period for VTSAX is forever, other than maybe selling a few shares while living on my portfolio. I am ...
jlcollinsnh.com
6 Excellent Travel Credit Cards of 2023
Feb 28 2023
In the past 10 years, I have flown to the following cities for free - Kiev, Frankfurt, Toronto, Los Angeles, New York, Miami, Las Vegas, Dallas, and Sarasota. In addition to free flights, I had free h...
thinksaveretire.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.