Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10280
How To Prepare For Another Bank Run As The Contagion Spreads
Mar 10 2023
Sadly, Silicon Valley Bank (SVB, $SIVB), the 16th largest bank in America at the end of 2022, experienced a bank run. Now the contagion has spread to other regional banks such as First Republic Bank, ...
financialsamurai.com
Administration's Greenbook Proposal Will Make Trust Reporting Horrendous Privacy Is Dead
Mar 10 2023
The Administration's Greenbook budget proposal includes broad, invasive and harsh reporting requirements for most trusts....
forbes.com
How Elders Are Affected By The Current Mental Health Crisis
Mar 10 2023
Depression and isolation are common problems in aging, made worse by the aftermath of the pandemic. Getting help can change lives. Treatment is usually very effective for elders....
forbes.com
Retired and looking to start a business
Mar 10 2023
I retired from the military a few years ago. Both wife and I are stay at home parents. I’ve been working in several startup. How many of you who retired young, don’t have to work if you do...
reddit.com
The "American Dream" Has It Changed?
Mar 10 2023
In a post written almost nine years ago, I asked for your feedback on the validity of the so-called American Dream. That was a few years into the Tea Party movement and the economic recovery after the...
satisfyingretirement.blogspot.com
Age and Wisdom? 1 in 9 Seniors Say They Still Don t Have Life Figured Out
Mar 10 2023
Although age brings wisdom, one in nine Americans 64 and older still don’t have life figured out, according to new research. A survey of 2,000 Americans 64 and older dispelled the idea that olde...
wealthofgeeks.com
Getting a home equity loan in retirement
Mar 10 2023
My dad is retired now and he and my mom would like to move to be closer to my family. They have a nice house that is paid off that they will be selling, it’s in a pretty desirable area, so we ar...
reddit.com
Let's Have A Low Stress Tax Season
Mar 09 2023
April 15th, that dreadful tax day is fast approaching. But it doesn’t have to be stressful. In previous years, I’d be going over our accounts and entering the numbers into H&R Block by...
retireby40.org
While French Workers Strike To Protect Their Pensions U S Elders Fear More Social Security Cuts
Mar 09 2023
Yesterday, French workers amped up their protest over President Macron’s proposal to cut pensions by raising the retirement age from 62 to 64....
forbes.com
Navigating a Lawsuit
Mar 09 2023
Today, we interview a doc who shares his experience of navigating a lawsuit. While he keeps the details of the case private, he shares what he learned through this long and arduous several-year proces...
whitecoatinvestor.com
Biden Calls for Doubling of Capital Gains Tax Rate
Mar 09 2023
President Biden wants to increase the capital gains tax rate and the Medicare tax rate to have wealthy people pay a “fairer” share of taxes....
kiplinger.com
Best Investments For Inflation What To Buy In A High CPI Environment
Mar 09 2023
Is inflation scrambling your nest egg? Fortunately, there's still time to add inflation-resistant investments to your portfolio. A good mix of asset classes can smooth out your volatility, both for th...
forbes.com
The 9 Best Income Producing Assets to Grow Your Wealth
Mar 09 2023
Want to get rich? Then you should just keep buying a diverse set of income producing assets. While this advice sounds easy enough, the hard part comes when deciding what kind of income-producing asset...
ofdollarsanddata.com
Running Fast To Slow Down
Mar 09 2023
Running fast to slow down. It seems an oxymoron, but it’s a reality that many of us face at various seasons in our life. Seasons such as… …cramming for Final Exams to enjoy the sum...
theretirementmanifesto.com
Social Security at 62 v ACA subsidies a dilemma and request for advice
Mar 09 2023
I would appreciate some advice concerning the timing of my Social Security payments, and how that interacts with ACA subsidy payments. I am 60. I will turn 65 in August of 2027. I have an ACA plan. Du...
reddit.com
Connecticut Teachers Retirement transfer to Fidelity Account
Mar 09 2023
I'm hoping I can get some insight on how to handle this. I was a Connecticut teacher for 6 years, so have accumulated a bit of retirement through the CT Teachers Retirement Board (TRB). Just last year...
reddit.com
Early retirement
Mar 09 2023
Hypothetically, if you had a pension that you were given early in life (20+ years before normal retirement) that covered 90-100% of your expenses, would you retire early and reduce your expenses? Edit...
reddit.com
Post COVID View of Nursing Homes Erodes
Mar 09 2023
COVID has moved from a central place in our lives to a risk that, while still important to heed, has moved out of the foreground. One thing we will not forget, however, is COVID’s toll on nursin...
squaredawayblog.bc.edu
Market Timing & Interest Rates
Mar 09 2023
Link to the full article (3 min read)Short-term rates are closing in at 5%, making the yields more appealing to investors who have been forced to take on risk. There’s no way to know for sure wh...
reddit.com
Quit a job years ago
Mar 09 2023
At the time I did not know I could cash out my retirement just curious if anyone would know if I would still be able to now? Or would it be gone at this point? Thanks submitted by /u/AdMundane8697[vis...
reddit.com
The Fortysomething Guide to Creative Self Employment
Mar 09 2023
I spent the summer of 1996 tending the 13th street beach stand just off the boardwalk in Ocean City, MD. Beachgoers came to me for rentable beach chairs, umbrellas, and bodyboards. On a good day, I&rs...
retirebeforedad.com
Point me to some good news please
Mar 09 2023
I was hoping to retire this year, but the media's daily dose of FUD is giving me doubts. I need to read some retirement articles (hopefully somewhat recent) to help convince me that the world is not o...
reddit.com
3 ways to create community and counter loneliness - Harvard Health
Mar 08 2023
Loneliness boosts risk for many health problems, and can even contribute to an early death. Many people find it hard to reach out to make new friends, but there are strategies that can help.......
health.harvard.edu
Why You Should Use Retirement Accounts Even If You Are Going To Retire Early – The Long Game | A Blog By Thomas Kopelman
Mar 08 2023
Retiring early is one of the most common goals I see from our generation. It's an awesome idea to want to be work optional at an early age, but it also...
thomaskopelman.com
How Much Money Buys Happiness? - The Big Picture
Mar 08 2023
I love the idea of convergence — those rare times when multiple stories about very different issues seem to all land on the same “Grand Truth,” albeit from very different perspectives. Yester...
ritholtz.com
Shifting Retirement Assets From Tax Deferred To Tax Now By 2026
Mar 08 2023
The tax-now Roth IRA will increase in popularity over the coming years. Let me explain why. When Congress passed the Tax Cut and Jobs Act (TJCA) of 2017, it inaugurated an eight-year period of the low...
financialsamurai.com
Biden Would Make Big Changes In How Medicare Hospital Insurance Is Funded
Mar 08 2023
Biden’s package, which the White House previewed yesterday, combines cost savings with tax increases....
forbes.com
Moving In Retirement Can Bolster Your Finances. Here’s How Much.
Mar 08 2023
New research from Vanguard details how a retire-and-relocate strategy can add to your savings, but it’s not a strategy that works for everyone....
barrons.com
How does retirement cash flow from 401k actually work?
Mar 08 2023
Okay, so this may seem like a silly question, but consider me completely uninformed regarding retirement and cash flow. I will provide a little bit of my situation for context. I am 52 and married. Th...
reddit.com
W2 vs 1099? Last hurrah before retirement Defer income?
Mar 08 2023
Based on prior input of deferring income … https://www.reddit.com/r/retirement/comments/11hxw3b/deferring_job_income/?utm_source=share&utm_medium=ios_app&utm_name=iossmf Looking at ~$12...
reddit.com
Where to invest a large sum of money right now for someone who is 77 years old?
Mar 08 2023
Long story short: my grandparents own the house next door to them and they’re in the process of selling it. They don’t have a financial planner and refuse to get one so they’re looki...
reddit.com
Your current status and your future wishes for retirement
Mar 08 2023
I'll start Low 50's DINK's Wife and I have been employed since high school. Once I'm done, I have zero desire to work ever again. I have 22 years with current company and my wife has 10. No ki...
reddit.com
DIY investing of IRA during retirement Who to use as a holding institution for funds
Mar 08 2023
After doing research on the difference in returns of ESG funds/ETFs looking to DIY asset allocation. Previously using Vanguard to hold $$$$s but they are being pushed further and further into ESG. I j...
reddit.com
The Secret To Perfect Happiness Revealed Make Over 500 000 A Year
Mar 08 2023
Are you interested in learning about the secret to perfect happiness? The answer is to make over $500,000 a year, a top one percent income. In an amazing Gallup poll highlighted by the Wall Street Jou...
financialsamurai.com
Six Most Important Decisions To Make During The Critical Retirement Transition Zone
Mar 08 2023
Decisions you make between ages 60 and 70 are just as life changing as the critical decisions you likely made between ages 20 and 30....
forbes.com
The Advantages And Disadvantages Of Raising The Retirement Age
Mar 08 2023
Do you benefit more or less from increasing the retirement age? There are definitely plusses and minuses. Which side of the ledger is greater for you?...
forbes.com
Roth eligibility?
Mar 08 2023
Can someone tell me what the limit is for being able to contribute to a Roth IRA? I’m not sure if I make too much or what the limits and rules are. Thanks for your help! submitted by /u/RedStar-...
reddit.com
Talk me into waiting until 70 years old to take SS
Mar 08 2023
From age 62 to 79, I will get $393,720 from Social Security. If I wait until I am 70, it will take me 9.65 years to earn $393,720. That is a long time before I start losing money. It will be basically...
reddit.com
Anyone who s moved into a retirement (55 ) community what are the pros and cons?
Mar 08 2023
submitted by /u/giantrons[visit reddit] [comments]...
reddit.com
The r retirement community has 19 8k members
Mar 08 2023
From one (low) to ten (high), how important is this community as part of your daily social activities? What's your favorite aspect of it? submitted by /u/Scott-A-Gese[visit reddit] [comments]...
reddit.com
Leaving an Inheritance? Is It Better to Give to Kids Now or Later?
Mar 07 2023
Retirees should secure themselves first, and if you’re all set there, then consider a few other things, such as the impact on the kids and tax issues....
kiplinger.com
Backdoor Roth IRA 2023 A Step by Step Guide with Fidelity
Mar 07 2023
In 2023, I made my eleventh pair of “backdoor Roth” IRA contributions. It’s a great way for high-income professionals to ... Read more...
physicianonfire.com
Volatility is the price you pay for long term gains
Mar 07 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) The cost of higher returns One advantage stock investors have over fixed income investors is higher returns over a long period of time. B...
freedomthirtyfiveblog.com
How Do You Evaluate and Compare Mutual Funds and Exchange Traded Funds?
Mar 07 2023
By Dr. James M. Dahle, WCI Founder Given how much of my portfolio (85%) is invested in publicly traded traditional mutual funds and exchange traded funds (ETFs), we spend way too little time around he...
whitecoatinvestor.com
Signs Of Spring
Mar 07 2023
Along with crocus and pussy willows signs of spring include more home buyers. Consequently, as a seller I’m preparing to put my house on the market. I can’t afford to build the new house w...
kathysretirementblog.com
The 4 best money management tips they didn t teach you in school
Mar 07 2023
The average student will spend 12-16 years going to school, yet leave without the basic skills needed to manage their money. This massive amount of time spent at school can further be broken down into...
thinksaveretire.com
Saving For Retirement In Your 20s And 30s? Your Future Self Will Thank You
Mar 07 2023
For many people in their early careers, saving for retirement is low on the list of priorities. By starting early, people in their 20s and 30s can create a more comfortable future for themselves....
forbes.com
Why Do They Keep Talking About Raising The Retirement Age?
Mar 07 2023
Should you take the current debate seriously? Or should you just accept Social Security won’t be around when you need it?...
forbes.com
The 7 Streams of Income to Get Rich
Mar 07 2023
If you're looking to build wealth and financial stability, diversifying your streams of income can be a powerful strategy. By generating multiple sources of revenue, you can reduce your reliance on an...
ofdollarsanddata.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.