How to Tell if You Have a Lousy 401(k) Plan
Not all 401(k) plans are created equal. Here’s how to tell if yours could be more competitive....
money.usnews.com
Oct 28 2024
Showing 50 results of 14997
Can Financial Planning Really Be Life-Changing?
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. But can we do better?...
forbes.com
Oct 27 2024
Focus on These Five Critical Areas in Retirement Planning
Worried about how you'll pay for your retirement? It can help to structure your finances around five key areas: taxes, income, medical, legacy and investments....
kiplinger.com
Oct 27 2024
Is Downsizing Right for Your Retirement?
The lower costs of a smaller home in retirement might sound appealing, but be ready for the trade-offs that come with making this big decision....
kiplinger.com
Oct 27 2024
Advice From Experts About Making Friends After Retirement
It is not easy to make friends after careers. It takes intentional effort to increase our circle of friends. This article includes strategies to meet new people....
forbes.com
Oct 27 2024
Obsessing about NOT spending money
I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...
reddit.com
Oct 27 2024
52 - Laid off - Traditional IRA
I am 52 and I am always thinking ahead. Hypothetically, let's say I have $1 million in a traditional IRA and I get laid off this Fall (before 2025). If I don't earn income in 2025, why would I not tra...
reddit.com
Oct 27 2024
The Sunday Best (10/27/2024)
Welcome to The Sunday Best, where we filter through the digital expanse into must-read insights each week. This week, we ... Read more...
physicianonfire.com
Oct 27 2024
The Minimum Savings You Need To Retire in All 50 States
Are you concerned you haven't saved enough for retirement? Here are the average annual expenses and minimum savings amounts needed to get by in all 50 states....
kiplinger.com
Oct 26 2024
Market Dips Can Be Retirement Busters: Ways to Guard Yourself
It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...
kiplinger.com
Oct 26 2024
Charles Lamb: Thoughts on Retirement
I opened a book at random this morning and saw this encouraging perspective on retirement from English essayist Charles Lamb (1775-1834). In his day, attaining the age of fifty made one "superannuated...
reddit.com
Oct 26 2024
Move 401Ks to an IRA that can give us equal 401k growth after retirement?
I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...
reddit.com
Oct 26 2024
Budgeting and Saving During Residency
Over half of all residents say they aren’t paid enough, and that’s a fair point, given that we basically live ... Read more...
physicianonfire.com
Oct 26 2024
How To Slash Taxes On Employer Stock In A 401(k) Plan
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. But you have to meet all the qualifications....
forbes.com
Oct 26 2024
Fell for a Financial Scam? Might Be Time to Test for Alzheimer's
Falling for financial scams may be an early indicator of Alzheimer's among older adults....
kiplinger.com
Oct 26 2024
Poetic Retirement Planning For Couples
We get creative in this episode by utilizing Haikus designed to provide retirement planning insights for couples. We hope you find our conversation both entertaining and helpful in your retirement jou...
retirementroadmappodcast.podbean.com
Oct 26 2024
How Much House is Too Much?
Homeownership is a cherished part of American society and a cornerstone of the American Dream. With the homeownership rate at 65% within the U.S. and home prices near record highs, the question is: ho...
ofdollarsanddata.com
Oct 25 2024
Planning is the Missing Link to True Financial Security
The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan. The post Plan...
boldin.com
Oct 25 2024
Are You Better Off Waiting to Start Social Security Benefits?
There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait. The post Are You Better Off Waiting to Start Social Security...
boldin.com
Oct 25 2024
Inheritance, Simplified: How Assets Are Passed Down
Here's a breakdown of the logistics, including probate, taxes and who gets what if you die without a will....
kiplinger.com
Oct 25 2024
Market Downturns Have Upsides: How to Take Advantage
One of the biggest benefits of a market downturn involves shifting market losers into a Roth IRA account to save big-time on taxes in retirement....
kiplinger.com
Oct 25 2024
Ready for Retirement? Find Your Distribution Planner
Does your financial planner specialize in accumulation or distributions? In this free clip from the online course, “Retirement Ready: Building Your Financial Plan,” you’ll learn why ...
theretirementsolution.com
Oct 25 2024
Should I start 401k participation at my age - 59
I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...
reddit.com
Oct 25 2024
Wine and Whiskey: Investing for Enjoyment and Diversification
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential fo...
financialsamurai.com
Oct 25 2024
Surviving the Financial Vortex: 5 Ways to Find Calm in the Swirl of Competing Financial Priorities
Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex. The post Surviving the Financial Vortex: 5 Ways to Find Calm in the ...
boldin.com
Oct 25 2024
Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retirement Facts
If you're near retirement age, then perhaps what scares you more than spiders and goblins is your financial future. The post Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retir...
boldin.com
Oct 25 2024
? AARP Keeps Spotlight on Social Security Customer Service (AARP Article)
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! ? VIDEO INCLUDED WITH ARTICLE ? AARP-Backed Research Keeps Spotlight on Social Security Customer Service. New report, web discussion point to impact of budge...
community.aarp.org
Oct 25 2024
Navigating Medicare Changes for 2025: What Seniors Should Know
As we approach the Medicare open enrollment period, it’s crucial for seniors to be aware of significant changes affecting their healthcare coverage in 2025. With many insurers adjusting their of...
theretirementsolution.com
Oct 25 2024
Albert App Review 2024: Pros, Cons, and More
Explore the 2024 Albert App Review, covering its budgeting, savings, investing, and cash advance features. Learn the pros and cons, safety measures, and whether Albert Genius is worth the subscription...
thinksaveretire.com
Oct 25 2024
What to Do When the Helper Needs Help: Therapy for Physicians
As a physician, you’re supposed to be the one who has it all together. Real life superhero. But when your ... Read more...
physicianonfire.com
Oct 25 2024
Try This Guide To Design A Satisfying And Happy Retirement
Ask yourself five probing questions to help guide yourself to a fulfilling and happy retirement. You might improve your financial security in the process....
forbes.com
Oct 25 2024
Should You Spend Your Nest Egg or Leave a Legacy?
Should you try to die with zero in the bank or leave a big inheritance? Why not both?...
money.usnews.com
Oct 25 2024
Nine Tips to Create a Smart Retirement Income Strategy and Gain Peace of Mind
Don't wait until you're no longer working to determine where your new income will come from....
kiplinger.com
Oct 24 2024
Is a Roth Conversion Right for You Before the Election?
If you’re concerned about possible tax policy changes after the next president takes office, you might want to consider a Roth conversion now....
kiplinger.com
Oct 24 2024
Harris vs. Trump on Retirement: How They Stack Up on Social Security, Medicare and More
...
money.com
Oct 24 2024
Democrats and Republicans Actually Agree on These Ideas to Fund Social Security
...
money.com
Oct 24 2024
IRS Regulations Clarify Impact Of SECURE Act, SECURE Act 2.0 On IRAs, 401(k)s
The IRS is filling gaps, fixing glitches and answering questions about the SECURE Act and SECURE Act 2.0, and about required minimum distributions (RMDs) in general....
forbes.com
Oct 24 2024
Touchy feely question: only for people who have already retired
Question: Other than the loss of stress that you used to suffer in full time work, what shift in outlook or attitude or priorities have you noticed since you retired? Did you discover it right away or...
reddit.com
Oct 24 2024
Golden parachute results: positive feedback and lessons learned
Six months ago, I posted about my fears and elation about getting the offer of one year's salary upon voluntary relinquishment of tenure and immediate retirement (see here: https://www.reddit.com/r/re...
reddit.com
Oct 24 2024
The post-'stretch' home stretch for Roth IRA conversions
The first Secure Act was a "game-changer for IRAs and Roth IRAs," according to a retirement expert. Here's the compelling case for paying taxes sooner....
financial-planning.com
Oct 24 2024
Savings Boost from Auto-Enrollment Wanes Over Time
Forty percent of U.S. private-sector workers in a 401(k) retirement plan are in plans with automatic enrollment, and the widely agreed-upon story is that these plans work well. Now comes a more nuance...
crr.bc.edu
Oct 24 2024
Social Security Really Helps Low Earners – Even Though They Might Not Live as Long
Including disability benefits provides a more complete picture. The Social Security actuaries just released a study that takes a new look at the progressivity of the Social Security program – th...
crr.bc.edu
Oct 24 2024
5 Contract Topics Every Physician Needs to Review
You finally made it. College, med school, residency, and fellowship, and now you have an offer for your first “real” ... Read more...
physicianonfire.com
Oct 24 2024
Does Medicare Cover Mental Health?
Love it or hate it, Medicare has become one of the major pathways to healthcare in America. With all the ... Read more...
physicianonfire.com
Oct 24 2024
Why “Aging In Place” Is Not Always A Good Plan
Remaining at home as long as possible is what most people want. But age brings serious safety risks for those living alone. Consider the family's options....
forbes.com
Oct 24 2024
How Can Your Investments Act as Your Financial Safety Net?
A securities-backed line of credit (SBLOC) lets you borrow against your investments without forfeiting their growth potential....
kiplinger.com
Oct 24 2024
Master Medicare with These 6 Simple Steps
Learn how to master Medicare and get the coverage you need at the best rate available....
keilfp.com
Oct 24 2024
Are You Financially Better Off Today Than You Were on January 1, 2021?
According to many of the talking heads at Fox and other conservative media sources, a huge factor in selecting who to vote for in the upcoming presidential election is whether you are better or worse ...
howmuchcaniaffordtospendinretirement.blogspot.com
Oct 24 2024
What’s the New 2025 Estate Tax Exemption?
The IRS just increased the exemption as we enter what could be the final year of TCJA....
kiplinger.com
Oct 23 2024
Think Smart, Retire Smarter: 3 Mental Models For Retirement Planning
Using the three mental models outlined, discover how to enhance your retirement planning and become a better decision maker....
forbes.com
Oct 23 2024