Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10280
Denied by AI: How Medicare Advantage plans use algorithms to cut off care for seniors in need
Mar 13 2023
submitted by /u/lebushjr[visit reddit] [comments]...
statnews.com
Cyberattacks Are Increasing: How to Prepare
Mar 13 2023
When it comes to preparedness, we tend to focus on preparing for our financial futures. Unfortunately, this often includes providing our readers with tips for avoiding becoming the victim of cybercrim...
401kmaneuver.com
15 Biggest Retirement Mistakes You Will Regret Forever
Mar 13 2023
In this article, we take a look at the 15 biggest retirement mistakes you will regret forever. For more such retirement mistakes, go to 5 Biggest Retirement Mistakes You Will Regret Forever. Retiremen...
yahoo.com
Hypothetically, say I worked for Silicon Valley Bank and built a pension Bank fails Am I still entitled to receive company pension?
Mar 13 2023
I am not sure if this is the right forum to post question. submitted by /u/afunbe[visit reddit] [comments]...
reddit.com
Pack Your Bags for A 3-Year-Cruise
Mar 13 2023
Pack your bags. It’s time to live your digital nomad dream! How would you like to live and work from a cruise ship? If you work remotely, you really need to check this out. Life at Sea Cruises i...
retireby40.org
Focus on Your Spending Budget and Your Funded Status, Not on Withdrawals from Your Accumulated Savings
Mar 13 2023
It seems that every other article we read these days in the retirement media involves someone’s thoughts about how best to withdraw funds from accumulated savings to supplement income from other...
howmuchcaniaffordtospendinretirement.blogspot.com
How is Social Security base rate computed?
Mar 13 2023
I know all about how the amount we receive is adjusted by whether we retire at, before or after FRA. But what I’m trying to learn is which 35 highest years of income go into the equation- does i...
reddit.com
401k rate of return?
Mar 13 2023
Hi, I'm nowhere near retirement but I've been investing in my 401k for quite a while now. I know if I have demanding concerns I'll speak with an actual financial advisor, but I'm curious if anyone kno...
reddit.com
Five Problems People Have When They Retire
Mar 13 2023
Following the footsteps of others can give you a clearer path to your own retirement. Here are some challenges currently facing today’s retirees....
forbes.com
What are my next steps?
Mar 13 2023
I’m 60, SF, no kids and starting to seriously think about my next steps. I have a good job (85k) and benies and ~$500k in my 401k. Only have ~ $2k in savings and owe $5k on CC. Car will be pd in...
reddit.com
What should I chose? Im just starting my roth IRA today and am planning on putting in $100 per month what should I invest in?
Mar 13 2023
submitted by /u/MyNameNickk[visit reddit] [comments]...
reddit.com
Is this enough for my wife to live on?
Mar 13 2023
Hi. We are both in our mid fifties and live in Los Angeles. If I were to die tomorrow, a distinct possibility, could she make 300K last the rest of her life? She’s on permanent disability and re...
reddit.com
I just started a mission square retirement account at work that my employer contributes to I see two different accounts when I login, one labeled RHS & one labeled 457B I am brand new to this so
Mar 13 2023
submitted by /u/VicWoodhull[visit reddit] [comments]...
reddit.com
Can someone explain the reasoning behind penalizing SS benefits if you earn too much
Mar 13 2023
submitted by /u/Civil-Action-9612[visit reddit] [comments]...
reddit.com
The Upside Once The Fed Destroys The Middle Class
Mar 13 2023
Bear markets and bank runs aren’t good for most people. But let’s try to look at the upside if the Fed destroys the middle class, shall we? Thinking in extremes provides clarity to help ma...
financialsamurai.com
Need advice on ira portfolio diversification
Mar 13 2023
New to investing and recently opened a roth ira. Im wondering if this would be a good portfolio: 55% FXAIX 30% FTEC 10% FSGGX 5% FXNAX I'm 21 so I don't mind being aggressive, but wanted to know if th...
reddit.com
I have my own Roth IRA and my companies Roth 401k, how should I contribute?
Mar 13 2023
I’m just coming up on year one at my newish job. Decent pay (70k but a raise is in the works in the next two months that is negotiable). I’m currently 30M. Currently have about 15k in Roth...
reddit.com
No FDIC Insurance Why a Brokerage Account Is Safe
Mar 13 2023
News came last Friday that Silicon Valley Bank was taken over by the FDIC after it had a bank run. Silicon Valley Bank was the 16th largest bank in the country with over $200 billion in assets. Such a...
thefinancebuff.com
Silicon Valley Bank Failure FDIC & SIPC Explained
Mar 12 2023
Hey FAANG FIRE, Next week is is going to be different. By now you have been inundated by news that Silicon Valley Bank has failed. This is the largest bank failure since 2008. It started with SVB shar...
andrenader.substack.com
Back End Slats A SLAT, ILIT, DAPT, Or SPAT By Another Name?
Mar 12 2023
SLAT, DAPT, SPAT - Demystifying the Trust Alphabet Soup including the latest moniker "Back Door SLAT" to help you really plan....
forbes.com
The Danger Of Dualism In Financial Planning
Mar 12 2023
In the age of blogging, vlogging, podcasts, and TikTok, bite-sized personal finance instruction is abundant. But is that helpful or hurtful?...
forbes.com
Highlights and Behind the Scenes Stories from WCICON23 (Where One Doc Became an Actual Hero)
Mar 12 2023
By Josh Katzowitz, WCI Content Director Now that the giant stage and video screens in Phoenix have been broken down and now that everything else from the Physician Wellness and Financial Literacy Conf...
whitecoatinvestor.com
Dividend investing and Social Security vs Sequence of Return risk and owning bonds
Mar 12 2023
I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
reddit.com
How do I get over the fear of spending my 401k?
Mar 12 2023
submitted by /u/mmura09[visit reddit] [comments]...
reddit.com
For those considering early retirement, I found mom's state and county property tax statement the year I was born
Mar 12 2023
She bought a typical suburban home in Texas and paid $3.33 in state and county property taxes. Times have certainly changed since 1960. submitted by /u/Wizzmer[visit reddit] [comments]...
reddit.com
The Sunday Best (03 12 2023)
Mar 12 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Is There An Ideal Age To Retire?
Mar 12 2023
Some of us are naturally drawn to optimizing things. Can your retirement date be one of those things? There are ... Read more...
physicianonfire.com
Saving on streaming services
Mar 12 2023
I have entirely too many. How many of you cancel then resubscribe for planned binging? I’m thinking I need to start doing this. submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
reddit.com
Can you explain to me like a 5 year old: how does one take distributions from portfolio in good years and then in bad years?
Mar 12 2023
For example, if your portfolio earned 12% one year, do you stand by the 4% rule and leave the rest to keep working? submitted by /u/Americantruther2023[visit reddit] [comments]...
reddit.com
Retire in Portugal (via D7) and purchase retirement home possible?
Mar 12 2023
Since Portugal's Golden Visa has come to an end, I was thinking of retiring there instead. My question is it possible to buy residential real estate using my retirement fund (e.g., 401k, IRA, etc.)? W...
reddit.com
How Taxes Work in Retirement | Sensible Money
Mar 12 2023
In retirement, each source of income has its own set of tax rules. You may need to set up withholding and quarterly payments. Here are the tax rules that apply....
sensiblemoney.com
HOW DOES YOUR PERFECT FRIDAY LOOK LIKE IN RETIREMENT?
Mar 12 2023
Friday night is our witching hour, beginning with craft cocktails with freshly squeezed grapefruit juice, Japanese plum wine, Sake, and tequila. The drink, O-REN Ishii, is named after the female assas...
reddit.com
Time spent gardening is associated with better mental wellbeing and life satisfaction in Mid-to-late adulthood, especially in older adults
Mar 12 2023
submitted by /u/totemp0le[visit reddit] [comments]...
sciencedirect.com
What do you feel is the single most important thing you do to keep your brain and your mind fit?
Mar 12 2023
Although I do several things, the single most important one to me is healthy eating choices. It's true you need good nutritious food to keep your body fit, but the nutrition you gain from good food al...
reddit.com
Get Rid of Estimated Tax Payment Vouchers from TurboTax
Mar 11 2023
The previous post Opt Out of Underpayment Penalty in TurboTax covered how TurboTax calculates an underpayment penalty that the IRS may not actually assess. You have to take an extra step to decline th...
thefinancebuff.com
$60,000 A Year Is How Much An Hour?
Mar 11 2023
In this article, we answer: $60,000 A Year Is How Much An Hour? In today’s economy, it’s not uncommon for people to wonder how much their salary equates to in hourly pay. Knowing your hour...
inspiretofire.com
People Of Color See Higher And Rising Unemployment In Possible Signs Of Softening Economy
Mar 11 2023
The labor market is still going strong overall, but communities of color still struggle with higher and, in some instances, worsening unemployment. Further economic pain can quickly spread amid politi...
forbes.com
Have a Retirement Bucket List? Don’t Hesitate to Dive In
Mar 11 2023
Early in retirement is when you are most likely to have the three necessary elements going for you at the same time — money, health and time....
kiplinger.com
401k vs Roth 401k how to decide?
Mar 11 2023
Im hoping to get some clarity on deciding. The usual advice i see is if you think youll be in higher tax bracket in retirement then go roth, if same tax bracket it doesn't matter and if lower tax brac...
reddit.com
best investment
Mar 11 2023
I have made an informal study of my widowed mother in law (funeral was yesterday - she was 93) and my own parents (dad and mom/ 88 - dad died last October) and compare their retirement years for my ow...
reddit.com
Reality Check Please Retired last year at 71 and started collecting SS
Mar 11 2023
My understanding is I can earn up to $21,240 this year without any impact on my SS benefits. Is this true or did I miss something? submitted by /u/mrcanard[visit reddit] [comments]...
reddit.com
Keep contributing to my 403b or pay my student loans?
Mar 11 2023
Hi everyone. I have approximately 53k in student loans that I want to pay off. It’s like a black cloud over me. My company contributes 10% of my pay to my 403b~ $176 per paycheck while I contrib...
reddit.com
Is Roth IRA enough
Mar 11 2023
I'm 33 years old and just recently started saving for retirement. Maxed out my Roth IRA last year( put it all into VOO on vanguard) and will max it out again this year, but I have no 401k at my job an...
reddit.com
In praise of the mystic
Mar 11 2023
I wrote this tounge in cheek essay for an ezine around 2005 or so. Enjoy! Knowledge is irrelevant to the mystic. The true mystic strives for something greater than knowledge. Knowledge is but the logi...
earlyretirementextreme.com
How Our Private Real Estate Investments Performed in 2022
Mar 10 2023
[Editor's Note: The vast majority of the world’s millionaires have created wealth by investing in real estate. The White Coat Investor wants to show you how that’s possible for you. That&r...
whitecoatinvestor.com
Top 10 Ways to Lower Your Taxes
Mar 10 2023
If you want to lower your taxes, it’s important to have more than a vague understanding of how our tax ... Read more...
physicianonfire.com
How to Retire Like an Adult: A 10-Point Checklist for Responsible Freedom
Mar 10 2023
If you are in your 40s, 50s or 60s, you are probably hoping to find the fountain of youth and you are ready to feel like a kid again with a happy go lucky retirement. However, when you plan your golde...
newretirement.com
The Basics of FIRE
Mar 10 2023
March 10, 2023 After seven years of blogging in the personal finance and FIRE community, I realize that there’s one type of post I’ve always avoided: How to explain FIRE to a complete newb...
earlyretirementnow.com
Secure 2 0 Act's Automatic Enrollment Provision Pros and Cons
Mar 10 2023
The new legislation requires employers to automatically enroll employees in retirement plans like 401(k)s. What are the benefits and drawbacks?...
kiplinger.com
Jobs Report Is So-So For Workers
Mar 10 2023
Wage growth adjusted for inflation is the lowest in over 60 years....
forbes.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.