Curated articles and podcasts from trusted financial experts and real retirees.
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We have never been big fans of Monte Carlo models for determining how much one can afford to spend in retirement from year to year. As actuaries, we believe that following the simple “3M” ...
I have a theory that those who have no trouble with adjusting to the slower pace were overloaded prior to retirement. I’m just curious, but looking for anecdotal evidence to support this. As a l...
How many vacation days did you take this year? How many does your employerallowyou to take? Did you work through ... Read more...
Something Changed on the Social Security Yearly Statements. I am very diligent about getting my SS Yearly Statements from their website. (I also run a Benefits Estimator set of reports - using income ...
529 plans are way more flexible than people realize, and if you know the rules, there are smart ways to use those funds without getting hit with penalties. Considering that as of June 2024, there were...
Early retirement is great. I retired three years ago in my 40s. I love it. But you have to prepare for, and in some cases, accept, the negatives. Most people picture early retirement as endless freedo...
I'm 60, just paid off my $1 million home and have $750K in retirement savings — can I retire now?...
If you have cryptocurrency in your estate, you'll need meticulous plans and clear instructions to ensure beneficiaries don't lose out after you're gone....
You can cut the cost of retirement planning by doing it yourself. But for something this important, it might be wiser to call in the professionals....
It seems like most of the seminars I go to have a heavy emphasis on taxes in retirement. I was taught 'don't let the tax tail wag the dog'. Why is this? Is it a marketing scheme to get you to use thei...
I’m a 68m, retired and married. My wife has a very rewarding job she loves with lots of business travel and no desire to retire I’ve seen ads for solo travel tours that could be fun though...
Fraudulent brokerage account transfers via ACATS are rare but devastating. Learn how to protect your accounts from ACATS fraud in this case study. Learn the Nuts and Bolts I put everything I use to ma...
Just a quick note today about some appearances around the internet! I’m on The Struggle Is Real podcast this week. I talk about frugality, spending experiments (including the joy of failure), an...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Many workers choose an IRA rollover when changing jobs. Unfortunately, it's not uncommon for accounts to be neglected, or never invested....
Robert F. Kennedy, Jr. was confirmed today to head up Medicare. Here are five ways his leadership might change your retirement....
Answering reader questions about I Bonds and if they are still a worthwhile investment or if it might be time to let them go, buffer assets and if they're worth it, and the best way to invest in small...
If you're spending a lot of your day scrolling on social media or glued to cable news, you might feel like your emotions are running a little high right now. Major life transitions can also cause our ...
Now that we’re well into 2025, there’s no better time to look back on 2024 – a year that brought ... Read more...
Last nite on CNN, host Laurie Coates interviewed DAVID FAHRENTHOLD, INVESTIGATIVE REPORTER, NEW YORK TIMES on this. CNN 02/12/2025 - Laurie Coates interview (transcript) It is the very last interview ...
In this episode, we're talking about the importance of a strategic withdrawal plan in retirement to keep taxes in check and set you up for long-term financial stability. Ari and I break down why a sim...
Taxes aren’t fun. They aren’t optional either. Most people just file, hope for the best, and move on. The problem? That approach leads to overpaying, sometimes by thousands. The IRS won&rs...
Learn what it is like to live in a retirement community from someone living there. What you need to know to enjoy living there....
The Social Security Agency at this point does not have a specific timeframe as to when benefits will be adjusted....
The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that financial advisors can use to highlight the value of HSAs....
Retirees living abroad must complete a questionnaire every 1 to 2 years when sent by the SSA. Failure to respond can lead to the suspension of your benefits; here's how to fix it....
January's CPI report shows inflation is running hotter than the Fed would like, at 3%. That's hard on retirees. Is Social Security keeping up?...
These five strategies will safeguard your retirement savings and spending during this period of rapid change....
See three fabulous real estate listings of homes in Portugal for a vibrant retirement, as part of Kiplinger's "Listed" series....
You're saving hard for retirement, but if you're not thinking ahead about taxes and the cost of health care, your savings — and your legacy — could be at risk....
Does Warren Buffett really think you should have a 90/10 asset allocation? Let's dive into what the multi-billionaire really believes. The post The 90/10 Warren Buffett Portfolio? appeared first on Th...
Anyone have a good framework for a living agreement? My GF and I are empty nesters, and have been living together for about a year in my place. Her condo just sold, and we'll be living here until I re...
What are the benefits and differences between exchange-traded funds and mutual funds? Mike in Colorado wants to know. How should Lauren in Florida approach the fixed-income portion of her investment p...
Learn how to turn regrets into motivation to build a better retirement with guest Lori Emerick of Aspen Group Consulting....
FROM THE ARTICLE: 9 Ways Retirement Will Be Different in 2025. How changes in Social Security, Medicare, 401(k) contributions and more will affect your finances. By Andy Markowitz, AARP. *** There are...
The running joke – for years now – is that millennials are too busy buying avocado toast over becoming homeowners. ... Read more...
James challenges the idea that financial security comes from always having more—more savings, more income, more investments. Studies show that no matter how much people have, they often feel lik...
FROM THE ARTICLE: New Administration Tells AARP Social Security Payments Are Protected. 67 million Americans receive benefits that they have earned. By Andy Markowitz, AARP. Published February 12, 202...
The Consumer Financial Protection Bureau has done a lot to protect consumers, including retirees, since its inception nearly fourteen years ago....
Do you believe that decades ago, I used to hate Southwest Airlines? I thought it was just a mess of an airline and way too chaotic. Fast forward to the past decade and it’s my preferred airline ...
? Show Notes In this episode, we tackle the essentials of retirement planning with an engaging discussion led by Roger Whitney. We explore the importance of prioritizing what truly matters in your ret...
One of the reasons I left my job at Credit Suisse was that I no longer felt I was being paid based on merit. After the global financial crisis, the firm—like many others—faced tough times,...
hi thanks for listening! Not yet retired. I am 65 in April and love my healthcare admin job, Husband won't be 65 til Aug 26 and has a love/hate relationship with his job. My FIL died last July and we ...
Talking about money between generations has always been a little awkward. On one side, you’ve got boomers who built their wealth and now want to enjoy it, and on the other, younger generations d...
Many taxpayers may be surprised by a larger tax bill if the TCJA isn't extended. Check out these proactive strategies to help mitigate some of the impacts....
Just because large value stocks have performed well lately doesn't mean you should stop diversifying your portfolio. Here's why not. The post Don’t Abandon Your Diversification appeared first on...
The latest news from CFP Board, HSA Bank, T. Rowe Price, and more...
Both bills would open a path for 403(b) plans to invest in CITs...
The latest news from CFP Board, HSA Bank, T. Rowe Price, and more...
PensionBee and SS&C say the partnership allows former employees to reconnect with their…...