Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8221
How A 529 Plan To Child IRA Conversion Can Turn Your Teen Into A Middle-Class Millionaire
Jan 28 2023
Beginning in 2024, you can convert your child’s 529 plan to a Roth IRA. This backdoor Child IRA now becomes a valuable planning tool. Here’s a step-by-step process you can start today....
forbes.com
America Needs To Improve How It Treats Its Older Workers
Jan 28 2023
Because near retirees have no significant source of retirement income besides Social Security many will have to take any job they can find....
forbes.com
10 Myths That Could Sink Your Retirement
Jan 28 2023
January 28, 2023– Myths, misunderstandings, and just plain faulty thinking occur in retirement, just like they do in every other phase of life. But unlike earlier stages in our careers, where th...
topretirements.com
Retirees Must Ask These Questions Before Hiring A Financial Professional
Jan 28 2023
Any annual review—whether year-end or your birthday—prompts thoughts of “Can I do better?” Well, it’s best to look before you leap because the grass is not always greener...
forbes.com
How to Avoid 5 Common Mistakes With Your IRA and 401K!
Jan 28 2023
How much money have you saved in your IRA and 401K? Making contributions to one of these tax-deferred retirement accounts is the easy part. But withdrawing this money in retirement gets complicated. T...
bossretirement.com
10 Myths That Could Sink Your Retirement
Jan 28 2023
January 28, 2023– Myths, misunderstandings, and just plain faulty thinking occur in retirement, just like they do in every other phase of life. But unlike earlier stages in our careers, where th...
topretirements.com
Getting Divorced? 3 Retirement Moves to Make Immediately | The Motley Fool
Jan 28 2023
It may not be easy, but these things need to get done....
fool.com
17 Micro Financial Habits for More Wealth and Peace of Mind
Jan 27 2023
Have you heard about micro habits? A micro habit is a small and easy to adopt routine that can have a big impact on your emotional, physical, and financial wellness. A micro habit doesn’t have t...
newretirement.com
Let’s redefine the FIRE acronym once and for all!
Jan 27 2023
As I near my 10th year of early retirement, I’ve had a lot of time to reflect on what it means to “FIRE”. And, I’ve been toying with the idea of redefining FIRE altogether. If ...
financiallyalert.com
My job is being eliminated and I will get a severance package. Is that considered income for IRS limits on Roth IRA contributions?
Jan 27 2023
'Is it possible to contribute to a new 401(k) account to get additional matching?'...
marketwatch.com
5 Ways the SECURE Act 2.0 Can Boost Your Retirement Savings
Jan 27 2023
On December 29, 2022, the SECURE Act 2.0 of 2022 was signed into law to enhance America’s retirement savings outlook. Discover 5 ways the SECURE Act 2.0 can boost your retirement savings....
forbes.com
Inflation makes saving for retirement harder. Here's what to do
Jan 27 2023
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financial-planning.com
Dementia Prevention: Do You Love Your Brain?
Jan 27 2023
If you want to avoid Alzheimer's disease, one of our greatest fears, consider these preventive strategies from experts in research. Yes, it's lifestyle, not a pill....
forbes.com
Adventures In Yoga
Jan 27 2023
After a long holiday hiatus, yoga classes picked up again at my local community center. I never thought I would be so excited about an exercise class. But, as I learned during the past few months, yog...
kathysretirementblog.com
How To Save Your Retirement Plans From Falling Apart
Jan 27 2023
Your retirement plan can stay on track when you avoid these big mistakes....
forbes.com
How Much Do I Need to Retire at 55?
Jan 27 2023
If you're thinking of retiring early, you may be wondering how much you need to retire at age 55. The exact amount of income you should have put away is going to depend on different factors. But if yo...
yahoo.com
Want an ‘Average’ Retirement Lifestyle? You’ll Need More Than $1 Million—Sometimes a Lot More—in These Cities.
Jan 27 2023
It now takes retirees more than a cool million to fund an average lifestyle in nearly 40% of the 384 U.S. metropolitan areas....
barrons.com
Geoarbitrage: The Ultimate Guide & Resources
Jan 27 2023
Geoarbitrage is best defined as moving to a lower-cost-of-living area to enjoy a better lifestyle with the same income level. This can be a great life hack in pursuing Financial Independence/Retire Ea...
inspiretofire.com
How To FI: Everything You Need (With FI Calculator)
Jan 27 2023
In this article, we show you How To FI: Reaching financial independence is a goal that everyone should strive towards. Financial independence, also known as FI, means finally having the freedom to liv...
inspiretofire.com
Your Investment Lost Money Last Year. So Why the Big Tax Bill?
Jan 27 2023
When you invest and where matters for taxes. But a few rules of thumb can stave off some nasty surprises, our columnist says....
nytimes.com
What’s Passive Income? It’s Not What Influencers Say It Is.
Jan 27 2023
Misconceptions about passive income abound, namely that it’s easy to earn....
nytimes.com
What is a Safe Withdrawal Rate?
Jan 27 2023
When you retire, you will need to switch your thinking from being a saver to being a spender. The trick is to balance your withdrawals from spending too little and potentially dying with too much mone...
retirehappy.ca
Retirement Rebootcast Episode Four: Navigating Medicare
Jan 27 2023
Welcome tothe Retirement Rebootcast. That’s what I’m calling this special podcast series on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track...
retirementrevised.com
Living Off Dividends: It Works, We’re Doing it Right Now
Jan 26 2023
My Uncle gifted me one share of Chevron stock in 1995, seeding my lifelong dividend stock investment portfolio. But I didn’t start living off dividends until I left my IT career in 2022. There w...
retirebeforedad.com
I MIss Starting My Day This Way
Jan 26 2023
Like many folks in my generation, a morning paper in the driveway was part of my life for as long as I can remember. My parents subscribed forever, and I developed the same habit. Except while away at...
satisfyingretirement.blogspot.com
Is Delaying Social Security Benefits Still A Good Deal?
Jan 26 2023
Don’t be mistaken into thinking that rising interest rates can justify claiming Social Security benefits early....
forbes.com
We retired early and split our lives between Mexico, California and a van -- and never looked back
Jan 26 2023
Traveling between two countries and two lives...
marketwatch.com
A Resilient Economy Faces Substantial Policy Risks
Jan 26 2023
The economy grew at a substantial 2.9% in inflation-adjusted terms in the last quarter of 2022. Continued monetary policy tightening and massive fiscal policy uncertainty over Republicans’ stanc...
forbes.com
5 Questions To Ask Yourself About Your Retirement Finances
Jan 26 2023
Motivate yourself to spend time developing strategies that address common challenges facing retirees....
forbes.com
SECURE 2.0 Glitch Appears To Remove Your Ability To Make Retirement Catch-Up Contributions In 2024
Jan 26 2023
Whoops! One of the most advertised benefits of SECURE 2.0 may have been accidentally eliminated because someone removed a subparagraph in the thousand-page law....
forbes.com
Head’s Up Insight: Here’s Where SECURE 2.0 Falls Short And Will Disappoint You Today
Jan 26 2023
There’s a problem looking at all things SECURE 2.0 through rose-colored spectacles....
forbes.com
Cryptocurrency Was Sold To State And Local Pensions As ESG
Jan 26 2023
Not so long ago, cryptocurrency was sold to state and local government pensions as consistent with their ESG objectives....
forbes.com
IRA reinvestment that's low risk
Jan 26 2023
My 70 year old retired mom has a IRA that's she has to withdraw from, roughly $150K. She wants to reinvest in a consistently well performing but low/moderate risk fund. I'd be very grateful for recomm...
reddit.com
What to do with 401k
Jan 26 2023
I’m retiring later this year and have a company 401k of $350k. I contacted the company asking about withdrawing after I retire. They told me I would have to choose how long I want to withdraw an...
reddit.com
What are some of the 'out of the ordinary' activities you do to keep yourself both mentally and physically fit.
Jan 26 2023
I think we all know the more common ones like walking or doing crossword puzzles. Who out there is creative and resourceful? When it comes to activities I need to do better. I'm looking for answers. W...
reddit.com
Being Purposeful in Retirement
Jan 26 2023
I see many posts where people feel that after years of being productive in their career, they feel they still need to contribute in retirement. For me, I feel I did my time, for most things, but I hav...
reddit.com
Vanguard or Fidelity?
Jan 26 2023
I apologize if this is an oversimplified question but when I retire soon I want to roll my company 401k into an IRA (about $600k) and my current position uses Fidelity and my former job has Vanguard. ...
reddit.com
Long term retirement advice
Jan 26 2023
Sometime last year I converted an old 401k from a previous employer to a traditional IRA then to a Roth IRA. I have around $10,000 in the Roth. I am also contributing to my current employers match rat...
reddit.com
Donât Lose Faith in the 60/40 Portfolio
Jan 25 2023
Inflation holds the key, but over time, the approach still looks sound....
morningstar.com
Discussing Retirement Bucket Strategies with Fritz Gilbert – SWR Series Part 55
Jan 25 2023
January 25, 2023 Welcome to another part of my Safe Withdrawal Rate Series. Today’s topic: Bucket Strategies in retirement. As you know, my blogging buddy Fritz Gilbert has written extensively o...
earlyretirementnow.com
A clear line
Jan 25 2023
Hello, my friends. I hope this new year is treating you well. It's been excellent for me so far. Soon I need to announce the 2023 Ecuador chautauqua about money and meaning, but before I do I'll give ...
getrichslowly.org
7 Financial Tips to Start 2023 on the Right Track - DREAM OF LEGACY
Jan 25 2023
I am excited to share with you actionable steps you can take today to start 2023 on the right track when it comes to your finances....
dreamoflegacy.com
Masterfully Crafted: How ChatGPT Wrote a Compelling Article on the Power of Saving and Investing
Jan 24 2023
I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...
routetoretire.com
A Fundrise Review After 5 Years Invested
Jan 24 2023
In January of 2018, I made some of my first passive real estate investments, including an allocation to a diversified ... Read more...
physicianonfire.com
Financial Planning Should Be Intergenerational
Jan 24 2023
Overcoming the unspoken rule that money is too taboo a topic to discuss among family members is important going forward. The reality is that families, at some point, will need to be on the same page a...
kiplinger.com
How to Actually Get Paid as an Expert Witness (or Any Other Side Gig)
Jan 24 2023
By Dr. Gretchen Green, Guest Writer Many physicians see patients and perform procedures and then get paid every few weeks, often without having had direct conversations with patients about cost. We ma...
whitecoatinvestor.com
Friday FIRE-Side Chat & Q&A
Jan 24 2023
Join me this Friday at 12pm PST for a FIRE side chat open to all subscribers! Register Now You can register directly through Zoom. This will be a very casual FIRE chat with your fellow FIRE enthusiast...
andrenader.substack.com
Part-time job for older people
Jan 24 2023
What are some (parttime) mimium wage job ideas for any old ppl that doesnt know any english? Or possibly higher than mimum wage? And is tired all the time apparently and is scare of pain and in pain s...
reddit.com
The Best High-Interest Savings Accounts for 2023
Jan 24 2023
High-interest savings accounts have garnered more attention in recent months, with inflation sending interest rates soaring. If you’re sitting on cash in a regular chequing or savings account th...
retirehappy.ca
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.