Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 7273

First Week of Retired Life - It does not suck!!!

Oct 08 2024

I am just a month shy of my 63rd birthday and I just retired at the end of last week. I worked at my company just under 25 years as a corporate lawyer. There were lots of lunches, dinners and even a c...

reddit.com

Inspiring retirement story French pastries anyone?

Oct 08 2024

https://rootrivercurrent.org/a-tiny-bakery-thrives-in-newburg/ I love that this couple found a place to fulfill their retirement aspirations ...off the radar. (The Midwest is a great place to retire.)...

reddit.com

55+ communities-Rules for adult children

Oct 08 2024

It is difficult to get straight answers as to whether adult children are allowed to live in these 55+ communities between college and grad school or such. Obviously they cannot buy or rent, but do the...

reddit.com

Am I The Only Retired Person That Thinks International Travel Is Overrated?

Oct 08 2024

I've reached a stage where I can travel anywhere, but I want to do something other than travel. Although I grew up poor with immigrant parents, I earned and saved during my sales management career, am...

reddit.com

The First Step to Choosing the Right Retirement Calculator

Oct 08 2024

I was recently invited to speak at the EconoMe conference about the process of creating more accurate retirement projections. In preparing for my talk, I reviewed Darrow’s extensive work on reti...

caniretireyet.com

Listener Q&A: Social Security, RMDs & Annuities

Oct 08 2024

We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....

keilfp.com

How To Get The Most Out of Your U.S. and Canada Retirement Accounts With Joe Curry

Oct 08 2024

Tune in to learn about differences that Canada and the U.S. have when it comes to retirement accounts, tax, pensions and benefits. Find out how to get the most out of your u.s. and canada retirement a...

keilfp.com

Restricted Stock Units: The Basics of RSUs and How to Use Them

Oct 08 2024

ames responds to a question from Chris regarding restricted stock units (RSUs) and how to avoid costly mistakes when managing them. He explores whether it’s wise to hold onto company stock or di...

buzzsprout.com

Is Your Portfolio Big Enough to Benefit From Roth Conversions?

Oct 08 2024

What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile. This episode explores key factors: Changes in tax bracket Spo...

buzzsprout.com

Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?

Oct 08 2024

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...

buzzsprout.com

10 Smart Ways To Manage A Financial Windfall

Oct 08 2024

Unexpected jackpots can profoundly improve your life — if you carefully manage the money....

forbes.com

Spend RMDs, or Reduce Reduce Distributions and Taxes With Roth Conversions? - 498

Oct 08 2024

Hawkeye and Elle are age 61 and in the 32% tax bracket. How should they get money into their Roth accounts for tax-free retirement income? Clark and Ellen are 69 and 68, expenses will pretty much be c...

purefinancial.com

401(k) Ins & Outs, Roth Conversion Benefits, and Divorce Finances - 469

Oct 08 2024

Erik in MN is divorced, and the OC Birdman of South OC is getting divorced. Should Erik contribute to pre-tax retirement accounts or Roth? How should the Birdman and his soon-be-ex time the sale of th...

purefinancial.com

No Retirement Advice or Recommendations, Just Spitballing - 453

Oct 08 2024

Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minn...

purefinancial.com

Expect more rate cuts from the BoC

Oct 08 2024

Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) The Bank of Canada has two more interest rate announcements this year. One later this month and another in December. Although the U.S. ec...

freedomthirtyfiveblog.com

Do Falling Interest Rates Make Bonds More Attractive?

Oct 08 2024

A Wall Street Journal Your Money Briefing podcast appeared on my feed shortly after the recent Fed interest rate cut. The title was As Interest Rates Fall Bonds Become a More Attractive Investment. Th...

caniretireyet.com

The Evolution of your Emergency Fund, Ep #226

Oct 08 2024

Reaching your financial goals builds confidence and peace of mind, which are essential for making informed decisions that benefit your entire family. In this episode, we’re following a fictional...

financialsymmetry.libsyn.com

?? Age 50+ Views on Personal Financial Security & Top Concerns (AARP Article)

Oct 08 2024

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! By Jennifer Sauer, AARP Research. Published October 07, 2024. The AARP Personal Finance Poll Series provides timely insights on the views of Americans age 50...

community.aarp.org

Big LOSERS on Wall Street 230923

Oct 08 2024

Episode 427: The Market has been down for two consecutive months…how bad will it get? Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ -----------...

wealthsteading.com

July 2024 Best of the Web

Oct 08 2024

The decade of July 2024, or at least it feels that way, is finally coming to an end. I have a great collection of resources to provide a break from the political news and current events of the day. I ...

caniretireyet.com

I’m Retiring in My Mid-40s; Here’s How I’ll Start Drawing Down My Accounts

Oct 07 2024

My wife and I will retire in our 40s, and we need to decide how to draw down our investments. So, we created a Retirement Drawdown Statement. The post I’m Retiring in My Mid-40s; Here’s Ho...

whitecoatinvestor.com

Investing in Dual Citizenship for a Secure Retirement: How the Portuguese Golden Visa Opens Up New Horizons

Oct 07 2024

Investing in Dual Citizenship for a Secure Retirement: How the Portuguese Golden Visa Opens Up New Horizons...

kiplinger.com

Six Reasons to Have Life Insurance

Oct 07 2024

The peace of mind from knowing your family is financially protected if something happens to you is invaluable, but there are other compelling reasons, too....

kiplinger.com

How To Find Out If You Have Missing Money

Oct 07 2024

More than a trillion dollars sit in forgotten bank accounts, abandoned pensions or other misplaced assets. Here’s how to look for your unclaimed property....

forbes.com

September 2024 FIRE Update

Oct 07 2024

Hey everyone! Did you have a good month? September was glorious in the Pacific Northwest. The weather turned cooler, RB40Jr started 8th grade, and life settled into a familiar rhythm ... Read more The...

retireby40.org

Debatable Issues

Oct 07 2024

I viewed about 15 minutes of each of the infamous debates. I don't take them too seriously because as we know, the way politicians get elected is not to tell us what they intend to do, but to tell us ...

sightingsat60.blogspot.com

3 Ways to Pay for Long-Term Care

Oct 07 2024

Long-term care is a reality that many retirees will face, but the question is—how will you pay for it? In this episode, we break down the three primary ways to cover long-term care expenses. We&...

sites.libsyn.com

Rolling Over an Unnecessarily Complicated SIMPLE IRA

Oct 07 2024

A SIMPLE IRA through a small employer is often set up with an expensive broker. Roll it over to a Traditional IRA after two years. Learn the Nuts and Bolts I put everything I use to manage my money in...

thefinancebuff.com

Ira

? The 10 States Where Social Security Goes the Furthest (AARP Article)

Oct 07 2024

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! See how retirement benefits stack up to cost of living where you live. By Andy Markowitz, AARP. Published October 07, 2024. Social Security was never intende...

community.aarp.org

Is Medicare a Good Reason to Wait Until 65 to Retire?

Oct 06 2024

The average retirement age is 62, but many people wait until Medicare starts at 65. Should health care be the key driver of your retirement date?...

kiplinger.com

Late to Retirement Planning? Four Ways to Help Catch Up

Oct 06 2024

If you're afraid you're behind in saving for retirement, it's important to act. You can do something. Here are four ways to help get back on track....

kiplinger.com

How Fast Can You Get Out of Debt?

Oct 06 2024

Get as mad at debt as I am! Do the math, make a plan, take control, and seize the life you want by paying off your debt FAST. The post How Fast Can You Get Out of Debt? appeared first on The White Coa...

whitecoatinvestor.com

An Early Retiree’s Perspective on Dave Ramsey’s Blueprint To Early Retirement 

Oct 06 2024

Retiring early is more than just a dream, it’s a reality that many people can achieve with the right plan. If you’re like me, you’ve thought about leaving the 9-to-5 grind before the...

dadisfire.com

Unexpected Challenges with Retiring Early (That No One Prepares You For)

Oct 06 2024

For many, early retirement feels like the ultimate goal. More time with family, pursuing hobbies, and saying goodbye to the daily grind. When I retired early, I imagined relaxation, adventure, and mor...

dadisfire.com

Personal Life Goals needed before retiring.

Oct 06 2024

I'm 59 1/2 and my wife and I are wanting to plan retirement but we have quite a few issues to safely retire. We are still having to be caretakers of parents and don't have funds really set aside to fi...

reddit.com

Investement Income during retirement

Oct 06 2024

I'm retiring at the end of the month (Happy Halloween!). Until I am eligible for Medicare in 3 years, I will be getting health insurance through the exchange. When I'm asked for my income, do I put my...

reddit.com

The Sunday Best (10/06/2024)

Oct 06 2024

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...

physicianonfire.com

Want to Be Happy? Here's How Much Money You Need

Oct 05 2024

Here is the latest research on happiness and wealth. Do you have a 'happiness number' you're trying to achieve?...

kiplinger.com

Buffered ETFs — What You Need to Know

Oct 05 2024

What are buffered ETFs? Are they something you should be investing in, or is it a product made to be sold? Here's the scoop. The post Buffered ETFs — What You Need to Know appeared first on The ...

whitecoatinvestor.com

How Much is My Pension Worth?

Oct 05 2024

Learn how to value your pension with different methods, understand its worth, and make informed financial decisions for retirement....

physicianonfire.com

Retirement Accounts: Please Avoid These Actions!

Oct 05 2024

Planning for retirement is crucial to financial stability, but many individuals unknowingly jeopardize their future by making poor decisions regarding their retirement accounts. Understanding the comp...

baby-boomer-retirement.com

Five Windows of Opportunity for Roth Conversions

Oct 05 2024

When you convert a traditional IRA to a Roth IRA matters if you want to limit how much you pay in taxes....

kiplinger.com

Distributions in retirement, annual or monthly?

Oct 05 2024

I think I know the right answer but …I plan to retire at some point next year and I know I have to roll my 401k and pension into a IRA but do most pull out the money on a monthly basis or pull ...

reddit.com

How can I live in two countries?

Oct 05 2024

I own a home in the U.S. but want to live in Australia. Due to its visa restrictions, I can only be there three months at a time, which means I'd split my "residency" between the two countries. Plus, ...

reddit.com

?? 5 Things to Help You Make the Most of Your 401k (AARP Article)

Oct 05 2024

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 5 Features to Help You Make the Most of Your 401(k). It’s more than just a place to park a chunk of your pay until retirement. By Alani Asis, AARP. Pub...

community.aarp.org

Have you volunteered for any disaster relief organizations?

Oct 05 2024

I often think that when I reach retirement (less than 5 years), that I might like to register to be a volunteer for disaster relief. Wondering if any of you have done so, and what it's been like. Also...

reddit.com

Ode to the Passbook Savings Account

Oct 04 2024

On December 1st, 1986, my Mom took me to open my first bank account at the local Dollar Bank branch. I was 11 years old and a little skeptical of giving the bank teller my $21.60. I walked out with a ...

retirebeforedad.com

Why Retiring Early Is Obviously Better Than Retiring Rich

Oct 04 2024

There are two things most financially-conscience people aspire to: retiring rich or retiring early. But which is better? Many people who haven't retired believe early retirement sounds fantastic, espe...

financialsamurai.com

The 20 States Real Estate Investors Should Avoid Unless They Love Filing Tax Returns

Oct 04 2024

It's not always easy determining how much you owe in state taxes for passive investments. Here's a guide that will help you figure it out. The post The 20 States Real Estate Investors Should Avoid Unl...

whitecoatinvestor.com

How Much is My Pension Worth?

Oct 04 2024

A few weeks ago I saw a tweet that said that Tim Walz, the Democratic vice presidential candidate, had a net worth of around $330,000. I didn't know much about Walz at the time, but I did know that he...

ofdollarsanddata.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.