Discover the Best Insights for Every Stage of Retirement

The New 65: Why the Healthiest Retirees Are Planning for 30 More Years

Planning to live to 95? Why your retirement strategy needs a 'healthspan' reset.

Forget 'Trust Reveal' Parties: This Is How to Successfully Transfer Wealth

Wealth transfer isn't about dramatically revealing the size of an inheritance. It's about communicating your story and preparing heirs to uphold shared values.

The Financial Lessons I’ve Learned from Watching My Favorite TV Shows

They say too much TV will rot your brain. I spent many hours watching television, and my brain is fine—and I learned plenty about finance. The post The Financial Lessons I’ve Learned from Watching My ...

How did you handle a bump up in income after you retired?

[Long] This might be one of those “Shut up, good problem to have” things, but I honestly don’t have a grip on it. I’ve been retired for 2.5 years and in 6 months, I’ll claim Social Security when I hit...

Your weekly /r/Retirement roundup for the week of March 31 - April 06, 2026

Tuesday, March 31 - Monday, April 06, 2026 Most Commented score comments title & link 182 128 comments Small adventures on the cheaper side 377 79 comments I've Been Retired For Three Years. It's Time...

Better Than Venmo and Zelle: Transfer Money with ACH/EFT

Having an account that supports ACH to another person's account makes it easy to transfer a larger amount than using Venmo or Zelle. Learn the Nuts and Bolts I put everything I use to manage my money ...

Concentrated Company Stock in Your ESOP? Waiting to Diversify Could Tank Your Retirement

Holding too much company stock can be disastrous — as Silicon Valley Bank and Kodak employees learned the hard way. The key is to diversify as soon as you can.

The Business of Life is the Acquisition of Memories

My family was in Florida on spring break this past week. One day I was walking to get something from ... Read more

Retirement Mistakes My Boomer Parents Made That I'll Avoid

We inherit many traits from our parents, but these retirement mistakes don’t have to be among them. Gen Xers and Millennials can thrive in retirement.

Energy Investing Is a Long Haul: How You Can Prepare the Road Ahead for Your Heirs

Oil and gas investments can play a lasting role in a diversified portfolio, but be sure to consider how they fit into your broader strategy and estate plan.

Please straighten me out. Are retirees settling for a less comfortable ret.?

I've this idea that retirees are settling for a less comfortable retirement because they are funding various aspects of their children's and grandchildren's lives and activities. Should not one's adul...

SS + pension = 120% of needs. Transition to hell-for-leather Aggressive Growth?

When I claim SS my wife and I suddenly have another $5700 monthly coming in (mine+spousal). That WELL exceeds what we need to live on - even with a generous vacation budget. I'm thinking that at that ...

Who still has nightmares about their job

It's already been almost 2 years since I retired and I still sometimes wake up in a panic that I'm late for work, or I didn't finish some project or something. I retired as my kids were starting colle...

70 years old. Sold house, bought condo, renovating before moving in.

Both 70. Sold Del Mar home. Bought La Jolla condo. Needed kitchen and both bathrooms updated before we could move in. Timeline was brutal. Had to be out of rental by end of April. Only had 10 weeks fo...

How to Pay Taxes in Retirement and Avoid IRS Penalties

Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you. The post How to Pay Taxes in Retirement and Avoid IRS Pena...

5 High-Impact Retirement Planning Strategies Most People Never Use

Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money. The post 5 High-Impact Retirement Planning Strategies Most Peo...

ChatGPT for Retirement Planning: Does It Work?

Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied. The post ChatGPT for Retirement Planning: Does It Work? appeared firs...

We're 59 and Retired With $5.3 million. We Want to Spend $250,000 a Year Until Medicare and Social Security Start. Are We Nuts?

We are retired and want to spend $250,000 a year, but once Medicare and Social Security start, we'll need less. Are we nuts?

I'm a Financial Adviser: This Is How to Ensure Your Kids Never Hear, 'We Might Lose the House'

Instead of seeing retirement planning as a game of optimizing returns, try to view it as building a plan that keeps your family steady when life punches first.

Oregon Could Be the Retirement Haven You Don't Know About: 13 Facts to Consider, From a Financial Planner Who Lives There

Looking for a great retirement destination? Oregon has no sales tax, no state tax on your Social Security, highly rated health care and a temperate climate.

Roth IRA Conversion? Yes or No?

I just turned 65 so I will not have to start taking RMDs until I'm 75. Since IRMAA is based on income from 2 years prior, that means I won't get hit with IRMAA until I'm 77 (2 years after my RMDs star...

FIRE Psychology During a Stock Market and Economic Downturn

As someone who's been writing about FIRE (Financial Independence Retire Early) since 2009 and actually leaving full-time work for good in 2012, it's been quite an interesting ride. For the most part, ...

Quiz: Could You Age in Place Today? Test Your Readiness

Your home, your life, your rules. Master the basics of aging in place and take control of your future with our 10-question home safety knowledge check.

This One's for You (and Barry Manilow Fans) if You're Asking, 'Am I Really on the Right Financial Track?'

If you're asking, 'Am I really on the right financial track?', it's time for a deep-dive review of your finances to ensure all the pieces are working together.

I finally wiped out my work contacts.

The precipitating event was that I had all these contacts tied to my old work Outlook account on my iPhone that weren't editable. So I went through and deleted almost all of them. Just over 600 names....

What Participants Really Think with Invesco’s Greg Jenkins

There’s a lot of increased attention about adding private markets investments to 401(k) plans in the wake of President Trump’s 2025 Executive Order on alternatives, and participants are starting to ta...

We thought our retirement budget was set, but these 6 'spring surprises' are costing us a fortune

Spring is here, but so are the bills. From HVAC tune-ups to surging travel costs, here are 6 hidden expenses retirees must plan for in 2026.

Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement

Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash.

This $6.6 Billion Advisor Specializes In Entrepreneurial Exits

With 166 exits under his belt, David Karp of Cresset works closely with entrepreneurs and ultrawealthy families, emphasizing discipline, customization and long-term wealth stewardship.

This $4.4 Billion Neuberger Berman Advisor Calls Her Firm Is A Safe Space For Clients

Holly Kroft focuses on ultra-wealthy families, emphasizing asset allocation, trust and long-term discipline.

This $1.8 Billion Morgan Stanley Advisor In Rural New York Loves Dividend Stocks

Kathleen Grasmeder of Morgan Stanley emphasizes planning, education and team culture, but relies on equities to stay ahead of inflation.

Feeling Uncomfortable Is Good Says This $42 Billion California Advisor

Robert Skinner II emphasizes high-conviction investing, tax efficiency and disciplined decision-making during volatile markets.

Protecting Your Nest Egg When Leaving Federal Service For Private Industry

As federal workers move into private-sector jobs, bigger paychecks may come with retirement tradeoffs. What happens to your public plan, and future 401(k) savings could shape long-term financial secur...

Why Most Doctors Retire With Too Much Money (And What to Do About It)

Physician conversations around money and saving almost always circle back to how doctors are notoriously spendthrift and “bad” with money. ... Read more

3 Smart Ways to Use Your Tax Refund in 2026

Your tax refund can be more than extra spending money. Using it strategically – such as boosting retirement savings, paying down debt, or building an emergency fund – may strengthen your long-term fin...

If you are over 78 do you still travel? How has it changed from your 60's?

submitted by /u/Mid_AM[visit reddit] [comments]

Complacency cautionary tale involving stairs!

(65M) in good health here, urging all my friends to be careful around the house, as danger lurks where we least expect it and we don’t heal like we used to. Two days ago I nonchalantly headed downstai...

Your weekly /r/Retirement roundup for the week of March 24 - March 30, 2026

Tuesday, March 24 - Monday, March 30, 2026 Top Comments score comment 28 /u/Beginning_Lifeguard7 said I retired 6 years ago at 60. I’ve always said there are two birthdays that count 21 so you can dri...

7 Assets to Leave Out of Your Roth IRA, From a Financial Planner

Instead of treating your Roth IRA as "the best account" for everything, consider keeping these seven assets in accounts with better tax benefits or flexibility.

Is Your Financial Adviser's Fee Model as Outdated as a Flip Phone?

Your adviser probably uses technology that lets them manage your portfolio at the touch of a button, so why haven't they updated how they charge for their work?

Q1 2026 FIRE Update

Hey Everyone! I’m still here. The Retire by 40 blog is on life support, but I’m committed to posting at least once per month this year. Did you know Retire ... Read more The post Q1 2026 FIRE Update a...

What are the things I should be doing NOW before I retire ?

I posted this question a year or so ago. I also discussed this with my financial advisor. He gave me all sorts of things to do. I'm asking here because I forgot, and a 2nd and 3rd opinion always helps...