Curated articles and podcasts from trusted financial experts and real retirees.
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"Jim" (66) and "Karen" (64) both retired in the last six months. Jim has an IRA with $900,000, and Karen has a Roth IRA with $300,000. They inherited a brokerage account with $600,000 and a cost basis...
The massive China tariff is still in place, but others have been paused for 90 days. That gives retirees a window to stock up on some goods....
Look at your savings and think about work options before moving into retirement....
Assess how tariffs will impact your retirement finances and adopt strategies to help protect your retirement from financial damage caused by tariffs....
Tax planning might not top everyone's list of leisure activities, but in the middle of tax season there’s a hidden opportunity. What if, instead of seeing it as a mere logistic hurdle, we embrac...
If you are a long-time listener you know that we like to go through the nuances of financial planning that may be valuable to you. In this episode, Allison and I take a look at net unrealized apprecia...
As of the close of stock markets on April 8, 2025, the S&P 500 index was down about 15% from its close at the beginning of the year. It seems pretty clear that this decrease is primarily attributa...
If you think most millionaires are tech bros, Wall Street guys, or kids born into money, think again. Most millionaires aren’t even doctors, athletes, or lawyers like everyone thinks. The real m...
Some people are broke because they don’t earn enough. Others stay broke because they keep spending like they’re trying to prove something. One choice at a time, they dig the hole deeper, a...
I'm retiring soon and starting to clean up my work computer. I realized I have personal files saved on two separate dropbox accounts, one of which is tied to my work email address. I want to combine t...
My wife and I got letters yesterday from some outfit that is now connected to our primary care medical office called an "Accountable Care Organization". I've done some online searching about them, and...
As the title hints, I’m curious about those who were in a specialized occupation, how long did it take for your ex coworkers to stop contacting you once you retired? Did you pull the pin right a...
Saving money doesn’t have to feel like punishment. You can still live well, eat well, and sleep easy, without wasting cash on things that don’t matter. A recent study on mindful consumptio...
Prices are up. Paychecks aren’t. And most people are stuck wondering why their money disappears faster than it used to. According to recent data, 64% of Americans now say inflation is a very ser...
Recessions don’t ask for permission, they just show up, wreck the economy, and expect you to clean up the mess. Savings get hit, jobs disappear, and the pressure to make smart decisions ramps up...
When you've got to take required minimum distributions (RMDs) make some lemonade. Here are our top ideas for using the extra cash to enrich your life — or that of others....
Take a breath and step back. Focus on a solid fiscal foundation to stabilize your investments during stock market volatility....
The cost of goods and services is certain to rise over time, making it essential to have a financial plan that will help you keep pace....
There's a growing need for financial advisers. Why not take on a role that offers earning potential and work-life balance and helps change lives?...
Doctors could earn more income and reach financial freedom earlier by incorporating unconventional jobs into their careers. The post How Doctors Can Maximize Their Earning Potential with an Unconventi...
The U.S. healthcare system is fragmented and split between public and private insurance companies. Thus, health coverage for patients varies ... Read more...
With the stock markets up and down and tariffs on and off everyone including retirees may wonder what it means for the economy. Here's what the experts think....
As we move into the second quarter, now may be the perfect time to assess your finances, adjust your budget, and set yourself up for a stronger financial future. The second quarter offers a unique opp...
Retirees can do more than check their bank account balance online....
How you can avoid the 3 biggest retirement mistakes and set yourself up for a secure and meaningful retirement....
Deep staff reductions. New policies. Spreading misinformation. Since President Trump has taken office, the agency has been in tumult....
? Show Notes In this episode, we break down the essentials of asset allocation and time management in retirement planning. Join us as we explore why it's crucial to focus on the basics rather than get...
FROM THE ARTICLE: Social Security Eases Planned ID-Verification Requirements for Phone Applications. Vast majority of applicants won’t be forced to go to SSA office in person to apply for benefi...
Scott Bessent said on television that most people kept 401(k) money in a 60% stock fund. It’s not quite that simple....
Advisors and investors alike have long deferred to the 4% rule when planning for retirement, but new research shows the popular strategy is not as robust as once thought....
It's early days, but AI will bring new efficiencies and personalization to your workplace retirement plan....
Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...
Work isn’t just stressful anymore, it’s become unsustainable. People are clocking in tired, checked out, and one meeting away from walking out for good. It’s not just the job, it&rsq...
Is your retirement income safe if stocks continue to plummet? Most retirees don't know these reliable options to limit their market exposure....
All investments come with risk, but the secret is to take only enough risk to get you to your specific savings goals — and no more than that....
Welp, I guess we’re all headed into a recession now. It doesn’t matter whether you’re rich, poor, a leftie or a right-winger, Canadian, European, Chinese, or American. Stock markets ...
If you’ve built up the courage to check your portfolio lately, you might have felt a jolt. As of the ... Read more...
Some people are annoyed by having to collect Required Minimum Distributions and pay taxes on them. But here are some good ways to use them. The post 4 Things You Can Do with Required Minimum Distribut...
Across party lines, many believe saving Social Security trumps other financial considerations....
Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan....
I started receiving SS benefits at age 62 because of a job change. My FRA is 66 1/2. Over the 4.5 years of benefits, almost half of them (27 months to be exact) were withheld due to the earnings limit...
Want to pay less in taxes during retirement? You actually have more control over your tax rate than you might think. James breaks down how different investment accounts—like brokerage accounts, ...
From "super catch-ups" to the saver's match to "Rothification," 2025 looks to be a bumpy year for retirement nest eggs....
This article reflects the opinions of a credentialed financial expert with over 20 years in the industry. Let’s get one thing straight: the recent stock market plunge is alarming, but it’s...
I’ve been excited to tell you the details of our planned Europe trip for a while now. But I wanted to wait until we had the framework all planned out. We now have 38 nights of fun booked for thi...
Making money on your own terms isn’t some fantasy, it’s a necessity. The bills don’t wait, and neither do the late fees, the rent, or the extra costs life throws your way. If $20 an ...
Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at the American College of Financial Services, and th...
For retirees, the rule of 1,000 hours brings intention and clarity to your day. Because time is the most valuable thing you can spend....
Warren Buffett is known for his investing wisdom, his calm demeanor, and his ability to simplify complex financial ideas. But back in 2003, he did something a little different. He sounded the alarm, n...
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post How Flexible Might You Have to Be in Retirement? app...