Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 6768

5 Surprise Retirement Expenses

Jul 05 2022

These unexpected expenses can derail your retirement. Here's how to get ahead of them....

schwab.com

In Defense of Dollar Cost Averaging

Jul 05 2022

Exactly 12 weeks ago I released my first book, Just Keep Buying. Though the responses to the book have been overwhelming positive, one critique I have seen a few times is that the book's main philosop...

ofdollarsanddata.com

How to apply for Social Security

Jul 01 2022

A quick and easy guide for how to apply for Social Security retirement, spousal and disability benefits as well as for Medicare....

aarp.org

The 10 Best Places to Retire in the U.S.

Jun 29 2022

To help you decide where you’d like to hang your hat—or, dare we say, park your vintage convertible?—we've rounded up the best places to retire in the U.S....

cntraveler.com

When Should You Hire a Financial Advisor?

Jun 28 2022

Should you hire a financial advisor? Are they worth the cost? Is now the right time? If you've ever asked yourself any of these questions, then this article is for you. With all the wealth that has be...

ofdollarsanddata.com

60 Creative Ways to Make Money in Retirement

Jun 27 2022

Many of us need to make extra money in retirement. Are you in need of a creative idea for side income?...

sixtyandme.com

Required Minimum Distribution Rules | Sensible Money

Jun 24 2022

The IRS requires you to take withdrawals from retirement accounts once you reach age 72. Here's how it works....

sensiblemoney.com

Think Outside the Portfolio

Jun 21 2022

It's official—we've entered a bear market. With the brutal selloff last week, the S&P 500 is now 23% off its highs.But what makes this bear market particularly difficult is that many other asset...

ofdollarsanddata.com

Which is Safer: Rental Houses or Stock Investments? (a Case Study)

Jun 21 2022

During our recent discussion on Inflation, a Badass reader stopped by and caught my attention by dropping the following block of wisdom into the comments section:  “A final note if you are worr...

mrmoneymustache.com

Too Good to Be True

Jun 14 2022

A friend of mine was laid off a few months ago and has had a tough time on the job market since. After weeks of applying and getting nowhere, they received a bit of hope—a glowing email response. Th...

ofdollarsanddata.com

What is Retirement Like? - Eggstack

Jun 14 2022

Have you ever wondered what retirement is like? Many people haven’t given it much thought. Today on Eggstack, we gaze into the crystal ball to see what retirement is like. Continue reading...

eggstack.com

Solve Life Backwards

Jun 07 2022

My college advisor once told me something that would fundamentally change how I make decisions: Solve life backwards I didn't know what he meant when he first said it, so he went on to explain: It's m...

ofdollarsanddata.com

A Guide to Your IRA

Jun 02 2022

You can reduce your tax bill by saving for retirement in an IRA....

money.usnews.com

Ira

What Is an Annuity and How Does It Work? | Personal Capital

May 31 2022

What is an annuity? What are the pros and cons of annuities? Should you add annuity to your retirement portfolio? What should you know before you buy?...

personalcapital.com

Rallies to the Bottom

May 31 2022

After seven straight weeks of losses, the S&P 500 posted a weekly gain of 6.6% through last Friday's close. The good news is that the market pain we've been experiencing might be over. As Bret Ken...

ofdollarsanddata.com

How to Start Saving for Retirement | Personal Capital

May 27 2022

The most important step for retirement is to simply start saving for it. Get five actionable strategies to kick off your retirement planning....

personalcapital.com

The Most Affordable Places to Retire in the US - Leisure Freak

May 24 2022

Are you looking for the most affordable places to retire in the US? We've got all the best ones in this guide!...

leisurefreak.com

How to Not Panic

May 24 2022

Does the following quote seem accurate to you? Throughout the pandemic, the nation lacked a uniform policy about gathering places, and there was no central authority with the power to make and enforce...

ofdollarsanddata.com

Finally, a Stock Market Crash!

May 20 2022

Well, that was kinda sudden! In the three months or so since we last spoke, the world has become an entirely different place – at least for those of us who keep up with any sort of international...

mrmoneymustache.com

Ways to Improve Your Financial Decision Making

May 19 2022

Making the right decision is important. Financial decision making is especially critical. Here are 13 tips for a wealthier future....

newretirement.com

10 Steps to Max Out Your IRA

May 17 2022

Here's how to reduce your tax bill while saving for retirement....

money.usnews.com

Ira

Revenge is Easy, Kindness is Hard

May 17 2022

I once got two guys fired because they pissed me off. But, before we get to that, some context... In the psychological literature, the Big Five personality traits are considered the gold standard for ...

ofdollarsanddata.com

Right Now, But Wrong Later

May 10 2022

Though the market is only 15% off its highs, as my colleague Michael Batnick recently wrote, "It feels a lot worse." And it does. Bonds are having one of their worst years ever, stocks are down, and i...

ofdollarsanddata.com

Three Years of FIRE

May 09 2022

What are my thoughts about early retirement three years after leaving the corporate job?...

stopironingshirts.com

We All Knew This Would Happen

May 03 2022

One of the most expensive dining experiences you can have in New York City is at Masa. An upscale sushi restaurant located in Midtown Manhattan, Masa offers an omakase tasting that starts at $750 per ...

ofdollarsanddata.com

The Most Reliable Way to Build Wealth Revealed

Apr 29 2022

This week I sat down with Charles Payne at Fox Business to discuss my new book, Just Keep Buying, and why it's never been more relevant for individual investors: Watch the latest video at foxbusiness....

ofdollarsanddata.com

Roth 401k vs. Roth IRA: Key Differences | Personal Capital

Apr 27 2022

The biggest differences between a Roth 401k vs a Roth IRA are contribution limits, eligibility criteria, and required minimum distributions in retirement....

personalcapital.com

A Stock is Not an Index

Apr 26 2022

Last week Netflix's share price fell 37% after reporting its first loss in subscribers in more than a decade: As Michael Batnick tweeted, this erased all of Netflix's gains going back to February 2018...

ofdollarsanddata.com

The 15 Worst Ever Pieces of Financial Advice

Apr 22 2022

What's the worst ever financial advice you've heard? Some of the financial dogma you hear makes sense for most, but some of it is downright dumb....

physicianonfire.com

What Is a Bitcoin Roth IRA?

Apr 21 2022

You may be able to put cryptocurrency in your Roth IRA....

money.usnews.com

16 Retirement Numbers You Need to Know for a Secure Future

Apr 20 2022

How to make sense of retirement planning? Here is your guide to the 16 retirement numbers that are most important for a secure future....

newretirement.com

Money Management Tips for a Windfall

Apr 19 2022

If you are owed unexpected money from back taxes, a pension-payout or even the sale of your home, here are a few ways to manage the extra funds.​...

aarp.org

You’ve Been Thinking About Inflation All Wrong

Apr 19 2022

With the most recent CPI data coming in at 8.5% over the prior year, there's been a lot of talk online about inflation and it's impact on your finances. Unfortunately, one of the most common arguments...

ofdollarsanddata.com

Retirement Tightwads - Eggstack

Apr 18 2022

Studies have shown that some retirees draw down their savings much more slowly than anticipated. In this installment of Eggstack, we look at retirement tightwads, why they become such overzealous spen...

eggstack.com

The Ideal Withdrawal Rate For Retirement Does Not Touch Principal

Apr 17 2022

The ideal withdrawal rate for retirement does not touch principal. Ideally, you want to live off your retirement principal income for the rest of your life. This way, you won’t have to stress about ...

financialsamurai.com

Save for Retirement or Pay off Debt? | Personal Capital

Apr 13 2022

It’s more important than ever to balance paying off debt with saving for retirement. Should you pay or save first? Learn more....

personalcapital.com

Just Keep Buying (The Book)

Apr 12 2022

Say it with me: Just. Keep. Buying. These three words could change your life. These three words could make you rich. But before I tell you how, let me explain how these three words changed my life. Fi...

ofdollarsanddata.com

10 Reasons to Save for Retirement in a Roth IRA

Apr 11 2022

Reduce your retirement tax bill with a Roth IRA....

money.usnews.com

Understanding the Time Value of Money

Apr 11 2022

Making better financial decisions requires understanding time value of money and the related concepts of compounding and discounting....

caniretireyet.com

The Yield Curve Just Inverted…Now What?

Apr 05 2022

Last week the yield curve inverted for the first time since August 2019. For the uninitiated, a yield curve inversion occurs when the interest rate paid on short-term debt exceeds the interest rate pa...

ofdollarsanddata.com

Retirement Plans for the Self-Employed | Personal Capital

Mar 31 2022

One of the best ways to save for retirement is through your employer. But what if you are your own boss? We've outlined four plans to help you save....

personalcapital.com

Choose Your Status Game Wisely

Mar 29 2022

When I was a kid I didn't really understand status. I didn't understand why some people would grant more social value to others based on their wealth, fame, or talents. I grew up in the middle class a...

ofdollarsanddata.com

The worst states for retirement in 2022

Mar 24 2022

No matter how you intend to live out your golden years, you want to be comfortable wherever you do it....

moneywise.com

How Do Rising Interest Rates Impact Bond Investments?

Mar 23 2022

Interest rates are going up to fight soaring inflation. How does that impact your bonds and what can you do to protect yourself?...

caniretireyet.com

How to Prioritize Your Retirement Travel Goals As You Age

Mar 22 2022

Retirement travel experts give their advice on how to pull off dream trips in your golden years....

cntraveler.com

When the Optimists are Too Pessimistic

Mar 22 2022

Two years ago today the world was in a panic. The U.S. stock market was nearly 33% off its highs (the largest decline since 2008/2009) and no one knew what would come next. Around that same time I sta...

ofdollarsanddata.com

The Best Places in the World to Retire

Mar 15 2022

From cultural hubs in Europe to outdoor havens in Central and South America, these are the 10 best places to retire in the world....

cntraveler.com

Great Depression or Bust

Mar 15 2022

Ladies and Gentlemen, fear is back. With U.S. stocks down over 10% and international stocks down even more, investors are worrying about their portfolios yet again. But this isn't the first time I've ...

ofdollarsanddata.com

How I failed my daughter and a simple path to wealth

Mar 14 2022

I started her early. Allowance. Envelopes for spending, saving and charity....

jlcollinsnh.com

Calculators

Mar 14 2022

Calculators, Videos, Articles, Resources and a Poem...

jlcollinsnh.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.