Curated articles and podcasts from trusted financial experts and real retirees.
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2024 brings the option to roll money from a 529 college savings plan into a Roth IRA. Check out the requirements and when this could make sense for you....
For what it’s worth, I retired at 42. With over two decades in financial services, a CFA designation, and a mix of real estate and investment strategies, I reached financial independence without...
Is there a good US Federal Income Tax/Medicare/SS planning or estimation software that has some visualization of taxes owed and distribution? Something like this: Understanding Tax Brackets: Interacti...
What are your good reasons for deciding when to start your Social Security benefits?...
Taxpayers should give consideration to the form in which they make charitable donations. They might deliver more benefits to themselves and the charities....
Medicine is now a vast cacophony of different and exciting specialties that have emerged over the last few years. Nowadays, ... Read more...
In his article, “The Retirement Income Death Spiral,” retirement researcher James B. Sandidge concludes that, “[there] is not a smooth transition from sustainable to failing because ...
Thanks to everyone who responded to the recent book giveaway. Your encouragement and kind words were uplifting. The responses gave me lots of topics to focus on in 2025. I received 104 responses. Cong...
Big changes are afoot with the start of 2025. See what's in store for your bottom line. The post 9 Big Economic Developments and How They’ll Help (or Hurt) Your Finances in 2025 appeared first o...
Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let's dive into what this new Trump presidency could mean for ...
I am hoping for a couple of things: 1. If this new found bounty + their other income puts them into the Medicare IRMAA territory that they are NOT given a 1 X wavier for this. 2. That no stupid politi...
Some 38 million family caregivers spend an estimated 36 billion hours a year caring for their loved ones. The patchwork of federal and state assistance available to them doesn’t match up to the ...
The traditional safe deposit box tucked away in a secured vault might go the way of landlines or vinyl records as more consumers shift to digital banking....
The options for same-day delivery of prescriptions are more abundant as pharmacy chains become more digital-friendly and online retailers jump into the business....
Hi all, After semi-lurking on this sub for about a year, I finally made a significant change this year, and I wanted to share my experience with you. Hopefully, it resonates with some of you or inspir...
There is an update on the SSA site on this matter: I am just posting this as a courtesy. https://www.ssa.gov/benefits/retirement/social-security-fairness-act.html...
A trusted retirement coach can help bring purpose, clarity and contentment to your post-working years....
Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested....
I'm likely going to retire 3 to 4 years before my spouse will retire. Various reasons, but this has always been the plan. He is fine with it. Very supportive. I've had a minor taste of this for years ...
I've got 3 years until I retire at 61, I'm currently maxing out my 401k salary contributions. The monthly amount going in doesnt have much of an impact any more as the gains FAR outstrip the contribut...
I am 59 and I had planned on working full time until I was 62. However things have recently changed at work and in life that is leading me to rethink my plan and retire next year. I am a little worrie...
Financial freedom doesn’t happen by chance, it happens through choices. Every decision you make sets the tone for your future. I know this because I’ve walked the talk. In my teens, I mapp...
Moving to a retirement community is a big decision. Many of us want to stay in our house for as long as we possibly can. But that can lead to isolation and loneliness....
As the holiday season approaches, many of us find ourselves thinking about gifts. While gifts can come in many forms, monetary gifts often cause the most confusion. In this episode of Financial Symmet...
The Social Security Fairness Act, signed into law on January 5 by former President Joe Biden, repeals the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), which previously red...
Joined by tax guru Alexis Gallati, we have another Friends of WCI episode, where we answer questions about the benefits of hiring your spouse and children, the tax implications of hiring a nanny, and ...
Financial freedom is a choice anyone can make, no matter where you are on your financial journey. It starts with the habits you build today, taking control of your money, not the other way around. Mos...
In recent years, many companies have stepped up their efforts to attract and retain older workers. But many older workers aren't seeing the impact. Here's what to do about it....
Retirement, often portrayed as a glorious era of freedom and relaxation, has its own set of challenges beyond the financial arena. This week, we’re exploring the psychology behind retirement and...
Root Financial is redefining what it means to serve clients by putting team culture front and center. In this episode, James and Ari dive into the firm’s bold move to hire a Head of Culture&mdas...
For over half my life, I’ve been involved in the real estate industry as both an investor and a landlord. When it comes to home improvement, I’ve learned a great deal about what works and ...
I'm 67, retired, good income from various sources. I have a pretty significant IRA I haven't touched. Really don't anticipate tapping into it for several more years, possibly only when required minimu...
So, for most of my working life, I NEEDED diet coke to keep me going (I don't like coffee, so this was my caffeine fix). Now, that I'm retired was thinking of kicking the diet coke habit, since I know...
I was watching a video on baby boomer regrets. One of the regrets was not taking care of their health. We were fortunate in that we don't have any chronic illnesses which I believe is in part due to w...
See three dreamy real estate listings of homes in Puerto Rico for a wonderful retirement....
The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....
New SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on for strategies to help beneficiaries....
“Cruising is the best way to travel with kids.” “Family travel is much easier on a cruise because you don’t have to continuously pack and unpack.” “Why fly when you...
I'm turning 61 soon and my 401k haa been 100% in stocks. I'm doing ok and I'm thinking in 4 years I might retire or go part time at a fun job like Home Depot. So I've been thinking and advised to star...
Stupid investment question here. My retirement accounts (IRAs, trust, etc.) have been managed by the same guy at the same firm for 20+ years. I'm quite happy with him overall. The portfolio has been g...
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
This is how WCI spent the last year and what we have planned for 2025. As always, we want to give thanks to our community for your support. The post State of the Blog 2025 appeared first on The White ...
Building an emergency fund is a financial skill that often feels tedious, until life proves how essential it is. Unfortunately, this is a reality for the majority, as 62% of Americans reported they&rs...
Some jobs offer nice paychecks and great benefits, yet they are not popular. Why is that? Well, the reason they pay well is because the demand for the positions is low. This article highlights 24 jobs...
If there's one thing I don't recommend, it's buying stock on margin. Due to the volatility of stocks and high margin interest rates, borrowing money to buy stocks is a bad idea. Conversely, I'm not op...
? Show Notes Join us in this episode as we celebrate a special birthday and dive into the intricacies of retirement planning with our ongoing case study featuring Laura and Nick. Discover the unique f...
Unlocking the power of relationships to enrich your retirement and reap the health & wealth benefits of social fitness with Susan Hogan....
I have been exploring different options for retirement. Do I hire a financial planner? Do I hire an investment firm? Do I do it myself since there are a few excellent resources that can help… p...