Discover the Best Insights for Every Stage of Retirement

SteadyWise Review: Your Pathway to Financial Freedom

SteadyWise Review: Your Pathway to Financial Freedom...

Retirement Abroad? Three Countries With No Inheritance Tax

These 2025 top-retiree-friendly countries have an added benefit: potential tax savings for you and your heirs....

Learning The Best Ways To Give Helps Your Causes And You

Few people are deliberate and strategic in their charitable activities, so they don't optimize the impact of their giving....

A Checklist for Retiring in 2025

Navigating the final stretch of your professional career can be daunting. We've compiled a checklist to help you put your best foot forward into retirement....

Three Possible Tax Impacts for Retirees Under Trump

How might a second Trump term affect your tax bill in retirement — or the inheritance tax bill for your heirs? This pro has three predictions....

What to Know About Leverage and Bitcoin's Meteoric Rise

Leverage in the financial world can lead to astonishing success or a crushing collapse. How are investors using leverage to invest in bitcoin?...

How Do You Know When It's Time to Change Financial Advisers?

Sometimes a breakup is for the best. Here's how to handle 'the talk' and make the switch to a new professional who's a better fit for you....

10 Steps To Prepare Your Finances For Retirement

After years of saving during your working years, what changes should you make to prepare your finances for retirement? When your paycheck stops, you’ll depend on your portfolio to fund […...

2025’s Super Catch-Up 401(k) Contribution: What You Need to Know

If you’re between the ages of 60 and 63, 2025 marks a golden opportunity to supercharge your retirement savings. Thanks to the SECURE 2.0 Act, the IRS is rolling out a special “super catch...

Medicare Advantage Plans Have Two Caps

It’s good to know that a Medicare Advantage plan has two caps that limit costs, especially since those who elected this coverage face another chance to change plans...

Estimating Your 2024 Tax Bill

I was annoyed that the online calculator I previously used to estimate my taxes wasn’t updated for 2024 tax data. So I decided to just build one myself. I wanted it to be simple and quickly answ...

You Need an Estate Plan

If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...

Meta Benefits, RSU Details, 401k Match, and more

Discover everything you need to know about Meta's exceptional employee benefits. From competitive compensation and stock grants to generous parental leave and unique perks like the Meta Recharge progr...

The FAANG FIRE Audience Insights

The initial data for the 2024 FAANG FIRE audience survey is in. More time is needed for the full analysis, but this post includes all the initial high level data into the results....

FAANG FIRE Book Club

There was overwhelming support for a broadly FIRE themed book club! We’ll cover a mix of classic staples like The Simple Path to Wealth by JL Collins and The Little Book of Common Sense Investin...

Reader Analytics Survey + Book Club

This is the first annual FAANG FIRE reader survey. Were you ever curious whoreads FAANG FIRE and how you compare? How many are already FIRE? Whatare there FIRE numbers? Do they plan on retiring in the...

HSAs are ?: Health Savings Accounts for Early Retirement

This year my family switched from our EPO health insurance plan to a High Deductible Health Plan with a Health Savings Account (HSA)....

Volatility Is Back on the Menu

Volatility is back, but for long-term investors, it’s business as usual. Focus on your goals, stick to your plan, and avoid panic decisions. Read more on how to manage market swings....

A "Real" Summer.

This summer was really challenging. I think it was one of the tougher summers I’ve experienced. Tougher than last year when I was laid off. I am semi-retired officially. My daughter finished kin...

My Investment Rebalancing Process

One reason to hold different asset classes is that they are not perfectly correlated. Over time, if you don’t rebalance your portfolio, your asset allocation will naturally drift away from your ...

Advanced Direct Indexing With Tax Loss Harvesting Using Frec

Since the first robo-advisors came on the market, I have been “robo-curious”. Robots could manage hundreds of individual positions while creating daily tax loss harvesting opportunities. B...

The Marriage Penalty Impacting FAANG

Would you consider not getting married to your partner for an extra $10,000 per year? That is a very real question that high earning dual income couples can face. The issue has to do with how the US f...

Where to Put $100k in Savings Per Year

FAANG Savings Prioritization. Discover strategic investment scenarios for mid-level FAANG employees and tech professionals looking to optimize $100k in annual savings. This guide covers various financ...

Mega Backdoor Roth IRAs & 401k True Ups

You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought it was some exotic, complicated, advanced strategy. ...

How Much is Enough to FIRE in San Francisco?

Welcome to the second part of the series where I am trying to identify how much is “enough” to retire early in San Francisco. Two years ago I had determined that my “Enough Number&rd...

The 3 Tax Mistakes That Could Cost You Thousands

Hey FAANG FIRE! I just returned from 7 days in Oahu, Hawaii. All contributing towards my goal of increasing spend on vacation that I mentioned in my last post where I outlined my current spending. We ...

Medicare supplement G international travel health coverage

Medicare supplement G provides health coverage during overseas travel. There is a $250 deductible and it provides 80% coverage. Has anyone had experience with any claims for this coverage? I’m c...

Encore careers looking for guidance

I am 55 and planning to semi retire at 62 and have an encore career as a part time therapist. I have all the certifications done and think this could be a rewarding way to stay active and be helpful t...

Leave Your Life Story as a Legacy for Your Heirs

Here are eight resources to help pass your life story on to your family. How do you want to be remembered?...

Dear High Paid W2 Tech Worker,

(Except Rohan)...

Happy Vesting + RSU Workshop

This week, many of you will be having RSUs landing in your brokerage account. If you felt stuck on what options you have, this post will go through all the resources I have written on the topic....

Your RSU Questions Answered

Over the past year I have hosted multiple free live Q&As to help answer your pressing RSU questions....

Beware! An HSA Is Great But . . .

When my wife took a new job, I was pumped she could finally get an HSA. But as I crunched the numbers, I wasn't sure it was the right move. The post Beware! An HSA Is Great But . . . appeared first on...

How to Get the Maximum Social Security Check in 2025

The maximum Social Security check is $5,108 in 2025, up from $4,873 in 2024. Even if you don't qualify for the maximum monthly benefit, you can still increase your payments....

The Best Ways to Use Your Year-End Bonus (and the Worst)

'National Lampoon's Christmas Vacation' shouldn't be anyone's go-to for financial advice, but it does remind us how not to spend a holiday bonus....

Never Talk About Money? For Women, That Can Spell Disaster

How can you plan for retirement when your husband holds the purse strings and talking about money is taboo? Help is at hand for this common problem for women....

The Social Security Fairness Act Is a Bad Idea

This legislation would allow some workers to double-dip and speeds the exhaustion of the trust fund. On November 12, the House passed the Social Security Fairness Act to repeal the Windfall Eliminatio...

Caring For Aging Parents With Alzheimer’s Disease? How AI Can Help

AI is becoming more prevalent in healthcare. A new tool for helping families with a member who has dementia is now available from the Alzheimer's Foundation of America....

2025 Housing Price Forecasts: Continued Strong Gains

Now that I’ve shared the 2025 S&P 500 target price forecast, let’s dive into housing price forecasts for 2025. The outlook from housing analysts is positive, with expected gains rangin...

Acorns Review 2025: Is Acorns the Best Investment App for Beginners?

Discover how Acorns simplifies investing for beginners in 2025. This in-depth review covers features like Round-Ups, diversified portfolios, pricing, and new updates, helping you decide if it's the ri...

Cheapest Car Insurance in New Hampshire 2025: Find the Best Deals

Discover the best car insurance in New Jersey for 2025 with this comprehensive guide. Learn about state requirements, average costs, top providers, money-saving tips, and discounts to help you find af...

Real Estate Market Outlook

Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Will Canadian Housing Finally Cool in 2025? The average Canadian home sells for about $700,000 today, similar to last year. (Orange line ...