Curated articles and podcasts from trusted financial experts and real retirees.
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Cuts to vital programs for many seniors like Medicaid and SNAP are in the same bill in the House of Representatives as tax extensions for the wealthiest....
You are probably worried about running out of money in retirement. Use this simple two-phase approach to significantly reduce your risk. The post Worried About Running Out of Money? Consider the 1-2 P...
Early retirement is the dream. But, it can also an unfortunate reality for many. Worried about a forced retirement? Here is a 5 step plan. The post Forced Into Retirement? Here Are 5 Steps to Take as ...
401(k) plans are designed to help in retirement, but if you don’t follow the rules, you may find yourself facing 401(k) withdrawal penalties. This is because the purpose of a 401(k) plan is to p...
Estate tax repeal may happen. What does that mean to your planning? (The answer is not to do nothing). Your will/revocable trust may not work without estate tax formulas....
We’ve all heard the old adage: Money Talks. And when it comes to longevity, it’s practically screaming from the rooftops. ... Read more...
Don't ignore this retirement income source, especially if you are wealthy or need portfolio diversification....
Ever wonder how much more money you’d have if you could rewind your top financial mistakes? Where there’s smoke, there’s often fire – crucial lessons in managing risk. In this&...
Older workers may want to forgo the 401(k) super catch-up and put their money to work elsewhere....
An interview with Dr. Lisha Taylor and Dr. Devon Gimble that's all about credit card hacking for travel. They talk about why they think high-income professionals are the perfect people to make use of ...
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs....
In this episode we are giving helpful tips to discuss with your children and grandchildren. Help them understand the importance of compounding interest at a tax free growth. We Also discuss the import...
FROM THE ARTICLE: Most older Americans count on monthly benefits as their largest source of income. By Kenneth Terrell, AARP. Published February 20, 2025. The acting head of the Social Security Admini...
In this episode, Tammy asks about the pros and cons of doing Roth conversions in retirement to manage Required Minimum Distributions (RMDs) down the road. With $2.9 million in combined IRAs and curren...
You’ve worked hard, built wealth, and reached financial security… so why is it still so hard to spend? In this episode, we dive into the unexpected challenge of shifting from a saver&rsqu...
There are plenty of reasons people choose not to have kids, with the cost of raising them being a major one. Another big factor is the fear that children will disrupt an ideal FIRE lifestyle. Many env...
What "magic number" will be enough to generate $100K a year in retirement income? We do the math for you....
When you retire, you'll need to adjust to the reality of depending on assets instead of a regular paycheck. For that, you'll need a new financial strategy....
Putting your aging parents' financial house in order can give you a clearer picture of where they need support and how to balance that with your own plans....
Are you ready for life to get more expensive? The January 2025 CPI report indicated inflation has ticked up. The year-over-year CPI is at 3%. That’s exactly what I chose ... Read more The post A...
Serious collectors often put a lot of time and other resources into their collections. The next and most difficult step is to develop a long-term plan to preserve the collection....
Hello, I am 61 and still working full time after more than thirty in medicine. Just last week, I decided to reduce my hours, but nobody noticed because I went from 13 to 8 calls a month. I also decide...
I’m still 10-12 years (12 years is my full SS retirement age) from my retirement. I honestly can’t wait to not be in a hospital all day but I’m always worried that I won’t do i...
People love to say, “Times are different now.” Sure, technology has advanced, and we’re not waiting in bread lines, but human nature hasn’t changed. Money mistakes today look a...
The housing market has been anything but predictable. Prices shot up, mortgage rates followed, and buyers were left wondering if they’d ever catch a break. If you’re hoping for a crash to ...
More than 20 years after I started working, burnout in emergency medicine still has not gone away. Here's what you can do to avoid it. The post What Emergency Docs Can Do to Beat Burnout appeared firs...
Exploring the unique challenges and needs of first responders in retirement with retirement coach and former police lieutenant Kimberly Stratman. When we need them most, first responders rise to answe...
has anyone else noticed these began when we discussed fighting back against SSA and IRS access by non-US born (but naturalized in 2002) led DODGE "senior advisor to the president"... Thoughts? (except...
? Show Notes In this episode, we explore the essential questions of retirement planning with financial expert Roger Whitney and guest Tanya Nichols from Align Financial. They dissect the case studies ...
Mass deportations could mean less money for already meager Social Security trust funds....
Eggs are a luxury. Eggs are used in so many processed foods like mayonnaise, baked goods, etc. so their prices escalate as well. Consequently they also have become a question of “is it worth the...
My father wrote a memoir. I didn't read through all of it until he was gone. Having done so, I'm really glad he did it. There were a lot of details and family history that he recorded in his memoir th...
Retirement isn’t just about the numbers—it’s about time, health, and the life you want to live. Too many people delay retirement, chasing "one more bonus" or "one more year" without ...
Just released today, this informative letter from the new Acting Commissioner of the SSA. Seehttps://www.ssa.gov/news/press/releases/2025/#2025-02-19 It addresses his own commitment to Social Security...
It doesn't seem that processing times are extraordinarily long such that there is a systemic problem (there is a problem but this is not it). A few thoughts on this: 1 - This article at SSA indicates ...
On this episode, we draw some analogies from impaired and distracted driving to potentially similar compromised judgement when it comes to finances. Glenn is available for in person and online meeting...
The 2.5% cost-of-living adjustment (COLA) will begin with benefits payable to retired Social Security beneficiaries in February when their January 2025 payments arrive....
We recently spent $95,000 on new solar panels for our house. We were supposed to see huge rewards for doing so. But how does it pencil out? The post Solar Panels: A Bad Financial Decision for Me appea...
Making money isn’t about grinding away at a 9-to-5, waiting for a raise that barely keeps up with inflation. The real game is figuring out how to make cash flow on your terms. Many people have t...
Nobody wants a letter from the IRS. Even if your taxes are spotless, there’s always that nagging thought, did you miss something? Did a simple mistake put you on the IRS radar? The Comprehensive...
I've been considering moving closer to family. I've wanted to move for years but was stuck by my job. I had seniority and great pay.. Quitting and moving would have been wrong. Now I'm retired, but wh...
These estate and legacy planning tools and strategies can help lower your taxes, protect your wealth and more, leaving you to relax during your golden years....
The FAANG FIRE Bookclub just finished our discussion of Ramit Sethi’s “Money for Couples”....
It’s been a while so it’s time for another reader case! This one caught my eye immediately because ever since I became a mom I developed an endless admiration for single parents. Some days...
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic....
Gold is soaring. Here's how to add a gold IRA or ETF to your portfolio in order to hedge against inflation and volatility. But retirees should tread carefully....
Here’s what Medicare beneficiaries need to know when it comes to the differences between diagnostic and screening tests....
I ended up making some pretty conservative quarterly estimated payments in 2024, and having just filed my returns, I’m getting most of them back. I had a hunch a year ago this would be the case,...
I am retiring at the end of March. It wasn't when I wanted to retire or how I wanted to retire. Effectively my employer is on a staff/cost reduction initiative and I was offered an early retirement. I...
If I don't continue at my current job, I'll need health insurance for approximately 1-1.5 years until Medicare is an option at 65. Cobra is expensive, so what have others here with perhaps similar sit...