Curated articles and podcasts from trusted financial experts and real retirees.
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When I first started Financial Samurai back in 2009, I had idealistic dreams of helping as many people as possible achieve financial freedom. My finances were crumbling during the global financial cri...
Becoming a self-made millionaire isn’t about luck. It’s about behavior. According to multiple studies of self-made millionaires, the real difference comes down to consistent money habits, ...
I really like her and the company and my career - I’m just ready. Frankly now that I have made the decision I would basically like to end now but I will offer 4-6 months and to be as helpful as ...
I am new here and will turn 62 at the end of the year. I have a modest state-sponsored pension that pays me $54k/yr since I retired at 55. I would have been laid off with all the others in the program...
My previous post really caught fire, and I think it led to some good discussions. I felt it was important to follow up. My wife and I had a great discussion last night. Although she didn’t come ...
I’ve done the money math. I’ve read this Reddit. I’ve listened to podcasts and even took a 10 week coaching course for how to thrive in retirement. So I feel “prepared”. ...
A new investor might not understand that looking at a fund's past performance doesn't mean it'll have similar future returns. Here's why. The post Why You Can’t Invest by Looking in the Rear-Vie...
How your choice of pharmacy affects what you pay for Medicare drugs—and why “preferred” doesn’t always mean cheapest. Tips to avoid costly surprises....
Household wealth declined by $1.6 trillion in the first three months of the year, total debt levels fell further relative to after-tax incomes....
Forget waiting for Social Security and Medicare to kick in. You may be able to retire sooner than you think....
A frequently asked questions from readers is “how do you save on groceries”? This surprises me because I thought it’s such a no brainer and boring topic that no one would want me to ...
Like presidents, tariffs come and go. Policy changes also shift about every two years with the election cycle. If you're paralyzed by uncertainty, you could be missing opportunities to benefit your fi...
Summer wants to be your financial frenemy. It shows up with promises of “seasonal savings” and “hot deals,” tempting you ... Read more...
For a long time, the American Dream meant something simple: buy a home, raise a family, earn more than your parents did, and maybe retire before your knees give out. That story used to be believable, ...
Retirement doesn’t mean sitting around. Many retirees still want a reason to get up in the morning. That reason could be extra money, staying active, or just avoiding boredom. This gallery break...
I shattered a glass table top on a outdoor table set I built. Woodworking is a hobby of mine so fixing it no big deal. It will definitely weigh more. I use it maybe twice a year. I have another smalle...
As ultra-high-net-worth individuals increase in number, many are turning to family offices to manage their complex finances. Here's how family offices work, courtesy of a finance professional....
The biggest question I hear from people planning for retirement is this: Am I going to run out of money before I run out of life? But here’s the thing, no matter how much you’ve saved, tha...
This post really targets a subset of subscribers to this subreddit: If you are of retirement age but you've decided to go back to work or you never quit work, and you don't see retirement in your near...
I have always and still work hard. I love my company, the job is rewarding, but as we grow the stress and drama are becoming more prevalent. In past jobs, my stress levels would rise to uncomfortable ...
My wife and I have been married for 28+ years, and one of the reasons is that we split everything down the middle. I worked for about 40 years, while she became a stay-at-home mom in 1996. Now that we...
You’ve heard debt is dangerous. And for most people, it is. But for the wealthy, it’s a tool — one that helps them buy assets, lower their taxes, and grow wealth without giving up co...
Some jobs are shrinking. Others are surging. This gallery highlights 16 careers expected to grow the fastest, based on real demand, not hype. These roles offer long-term job security, strong pay poten...
Hi- I decided to self-direct our retirement portfolio and would like a second opinion on my AA.I had my head buried in the sand until recently when I decided to take a proactive approach to our retire...
Are rising HOA fees derailing your second home dreams? Annual dues, insurance premiums, and taxes are rising, boosting total ownership costs. Here's what you can do....
Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This is a typical experience for many ... Read mo...
Many women care for older relatives. While commendable, it could put their retirement at risk … unless they find a way to prioritize themselves....
The financial implications of education strategies can be tough, but the question of how we educate our children can't be reduced to money. The post Education Costs: Why Jim Dahle Misses the Mark on P...
When Money Advice Doesn’t Land My dad told me to save for a rainy day. At the time, I was ... Read more...
Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to handle that during an unpredictable stock market....
Private markets are becoming increasingly essential for all investors, not just institutions, and they are now more easily accessible thanks to innovative investment structures....
He shatters the myth that free markets alone produced American prosperity. Instead, he chronicles a persistent, bipartisan tradition of “market crafting”...
The latest measurement of annual retirement confidence offers reassuring results....
Life isn't linear, so neither should your financial plan, I believe....
Many expats retire in Malaysia, a Southeast Asian country with a world-class city. Come for the affordable living, stay for the top-notch healthcare and cuisine....
Converting your traditional IRA to a Roth can be a fantastic tax-saving move, but you've got to be smart about two things: how much and when....
This retirement researcher notes that retirement confidence increases the most for those with access to advice who have a lower total level of savings....
When my son was born in 2017, I decided to focus on being a stay-at-home dad (SAHD). Every early childhood development book I read emphasized that the first five years are the most critical for a chil...
How to maximize the tax free income from your ROTH IRA today. Several valuable tax planning strategies to reduce your taxes on retirement income....
Happy Father’s Day to all the dads in this sub! Wishing you an amazing day …. you’ve earned it! Whether you're retired, nearing retirement, or looking forward to it down the road, m...
Does anyone here utilize the CFP’s available through Vanguard’s Personal Advisor select option? I am thinking of rolling over an old 401k to Vanguard simply because it says they have a fla...
I've read Cryptocurrency investing for Dummies and just finished Easy Money by Ben McKenzie. I can't figure out for the life of me why companies like Walmart and Amazon would be exploring getting on t...
I will be retiring this year. Planning to come back as a part-time substitute and keep my income under 22,000. My thought, is if I have the majority of that money go into my 403 B from a salary reduct...
Inside Broadview at SUNY Purchase: The retirement community where you can audit classes and attend concerts....
A perfect financial storm has been lashing this generation for years, but they still have time to get their retirement back on track with a few key moves....
Why Your Next Trip Might Be Your Best Investment My keyboard keys click and clack as the beautiful Colombian mountains ... Read more...
Quite accidentally, it looks like we timed our last talk about the stock market pretty darned well. Back in February 2025, the market put the perfect cap on a multi year climb before stepping onto the...
Understanding the nuances of Roth conversions can help you avoid forking over more money in taxes than you need to....
Financial adviser warns that life after work is coming, so start preparing … mentally, as well as financially. If you're nervous, take heart. Some simple strategies could ease the way....