Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 7270

Social Security COLA Increase Is Not Designed to Cover Retirement

Oct 22 2024

On October 10, the new Social Security COLA increase was announced, and many retirees were disappointed. Each year, there is a cost-of-living adjustment (COLA), which is determined by a measurement of...

401kmaneuver.com

Is there a different feeling when you retire from an on-site vs remote job?

Oct 22 2024

I work from an office, 5 days a week. My last day is December 6. My immediate post-retirement fantasies circle around padding around in sweatpants and leisurely drinking coffee without the rush and st...

reddit.com

The Importance of Medicaid for Older Americans

Oct 22 2024

Most people think of Medicare – not Medicaid – when considering government health care for older Americans. However, Medicaid, the program that covers the medical expenses of the poor, spe...

crr.bc.edu

The Funny Thing About Sequence of Returns Risk…

Oct 22 2024

If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might hav...

routetoretire.com

This Is the Single Most Important Thing You Can Do to Prepare for Retirement

Oct 22 2024

James sits down with someone who’s financially set to retire—mortgage paid off, kids through college, and investments in place—but he’s still grappling with one big question: w...

buzzsprout.com

Top Funniest Moments From the Your Money, Your Wealth Podcast, Vol. 2 - Ep. 500

Oct 22 2024

For 499 episodes of YMYW, Joe Anderson, CFP® and Big Al Clopine, CPA have been making fun of finance. On episode 500, we’re celebrating The Top Funniest Moments From the Your Money, Your Wea...

purefinancial.com

Is Downsizing Right for Your Retirement?

Oct 22 2024

Today we discuss the pros and cons of downsizing in retirement. We discuss how selling your home can reduce expenses, simplify your lifestyle, and free up money for travel or investments. But we also ...

sites.libsyn.com

Dog free for first time in 25 years

Oct 22 2024

submitted by /u/MidAmericaMom[visit reddit] [comments]...

reddit.com

How States Can Move Toward Healthy Aging

Oct 22 2024

This post was written by Harry Margolis, a new contributor to the Squared Away Blog. On my Risking Old Age in America podcast, I discuss healthy aging withTaylor Jansenof the Healthy Aging Data Report...

crr.bc.edu

How Market Volatility Influences Futures Margin Requirements

Oct 22 2024

Market volatility plays a critical role in shaping the environment for futures trading, influencing decisions and strategies employed by traders and investors alike. As volatility increases, it brings...

thinksaveretire.com

Take Advantage of National Estate Planning Awareness Week

Oct 21 2024

Is an estate plan something you need? There’s a whole week set aside that says you do....

kiplinger.com

Converting an Inherited 401(k) to Roth

Oct 21 2024

Things to consider with an inherited 401(k) plan - such as, you can convert the plan to a Roth IRA, enjoying tax-free withdrawals afterward. The post Converting an Inherited 401(k) to Roth appeared fi...

financialducksinarow.com

Want to Give Money to Your Adult Children? 10 Things You Should Know

Oct 21 2024

It’s less taxing to give money to your adult children than you might think. A good plan can help you avoid certain pitfalls — and drama....

kiplinger.com

The Pros And Cons Of Silent Trusts

Oct 21 2024

Some people want to create trusts but not let the beneficiaries know about them, at least for a while....

forbes.com

I Saved Hundreds Of Dollars Shopping My Medicare Part D Prescription Drug Plan

Oct 21 2024

Medicare’s website makes it easy to compare plans and convenient to enroll in a new plan....

forbes.com

Trump Would Undermine Social Security By $2.3 Trillion

Oct 21 2024

Without Congressional and Presidential action to raise revenues, benefits would be immediately reduced by 23 percent Under Trump's plan benefits will fall by 33 percent....

forbes.com

Will We Ever Expand Medicare To Cover Home Care For Elders?

Oct 21 2024

Medicare subsidizing home care for aging adults has been discussed in decades past Now it is part of the political discussion once again. It's all about the cost....

forbes.com

Which Retirement Withdrawal Strategy Is Best For You?

Oct 21 2024

Tax efficient withdrawal options depend heavily on relative balances in tax-deferred, tax-free and taxable accounts....

forbes.com

Overwhelmed, Not Bored: An Unexpected Challenge Of Retirement

Oct 21 2024

Before retiring in 2012, I didn't fear boredom or loneliness. It never occurred to me that I would be bored with so much potential freedom. My main fear was whether giving up a steady paycheck was an ...

financialsamurai.com

Cheapest Car Insurance in Minnesota 2024: A Comprehensive Guide

Oct 21 2024

Looking for the cheapest car insurance in Minnesota for 2024? Explore affordable coverage options, average costs, top providers, and tips to lower your premiums. Whether you're a young driver, high-ri...

thinksaveretire.com

Should the Election Impact Your Investment Portfolio?

Oct 21 2024

In less than a month, we’ll know who our next president will be and which party will control each of the houses of congress. Should investors make any changes to their portfolio in advance of th...

caniretireyet.com

Buybacks, Consumers, and Election Jitters: What’s Next?

Oct 21 2024

As corporate buyback windows near their November reopening, setting the stage for a potential year-end rally, attention turns to key ... Read more...

physicianonfire.com

TRENDS beyond the election 241021

Oct 21 2024

Episode 455: After the November circus is over, the reality of long term trends will continue to drive the stock market…most likely higher. Sign up for free ALERTs & Market Commentary at: h...

wealthsteading.com

How to Step Confidently Into Your Life After Retirement

Oct 20 2024

Retiring after decades in the work world can mean reckoning with issues related to identity and lifestyle. Here's how retirees can shed their career identities and embrace retirement....

kiplinger.com

Five Keys to Retirement Planning and Peace of Mind

Oct 20 2024

Long, worry-free retirements don't just happen. You have to make them happen. The good news is that it may not be as hard as you think....

kiplinger.com

Question on calculating effective tax rate in retirement...

Oct 20 2024

I am wondering if there is a decent calculator online or other advice on trying to figure out my taxes in retirement so I have a better idea of what gross amount I need to draw each month. My income w...

reddit.com

The Creation Mindset – Accelerate Your Wealth Trajectory

Oct 20 2024

Buying compact discs (CDs) used to be a thing. That’s how we bought music back in the 1980s and 1990s. Most of you remember. I spent a few thousand dollars on CDs throughout high school, college...

retirebeforedad.com

The Sunday Best (10/20/2024)

Oct 20 2024

Welcome to The Sunday Best, where we sift through digital noise to bring you the best insightful reads every week. ... Read more...

physicianonfire.com

Outside where you are - a musing

Oct 20 2024

Talking to a family member that is now on a different continent, they asked what does it look like outside? They are missing the changing of the season, from summer to fall we have here in midwest of ...

i.redd.it

The Rule of 55: One Way to Fund Early Retirement

Oct 19 2024

The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye....

kiplinger.com

Can You Sign Up for Medicare While Still on an Employer Health Plan?

Oct 19 2024

When you have private insurance through your employer, signing up for Medicare may still make sense. But beware some serious pitfalls....

kiplinger.com

Here's How to Find Your Way Out of the Inherited IRA Maze

Oct 19 2024

To navigate complex rules on inherited IRAs and RMDs, start by breaking down key terms and common scenarios. A clearer picture of your next steps will emerge....

kiplinger.com

A Dad’s Eye-Opening Conversation About Compliments: What I Learned About Raising Daughters

Oct 19 2024

I had an unexpected but enlightening conversation with a close friend the other day, and it made me rethink how I’m raising my twin daughters. I’ve always thought of compliments as a way t...

dadisfire.com

Testing out 55+ communities -- do any allow VRBO or airBnB

Oct 19 2024

My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...

reddit.com

Stay Close to Kids or Relocate?

Oct 19 2024

My wife and I are in our 50s and are looking to retire by 60. We have been talking about relocating to an active adult community closer to the coast... we have always wanted to be closer to the ocean....

reddit.com

Three Creative Ways to Lower Your Retirement Taxes

Oct 18 2024

You can apply key minimalism concepts for potential tax savings. Here’s how....

kiplinger.com

How IRAs Can Help Retirees Reduce Or Avoid Estimated Tax Penalties

Oct 18 2024

The number of taxpayers hit with penalties for underpaying estimated taxes has increased. But retirees can use a traditional IRA to help avoid the penalties....

forbes.com

What Could the Election Mean for Social Security and Medicare?

Oct 18 2024

With the presidential election just days away, here's a look at Harris vs. Trump on Social Security and Medicare....

kiplinger.com

Five Ways the Election Could Change Your Retirement

Oct 18 2024

From taxes to Social Security and beyond, the election could change your retirement depending on which candidate wins. Who takes the House and Senate also matters....

kiplinger.com

Should You Move Your 401(k) to an IRA Once You Hit 59½?

Oct 18 2024

Some 401(k)s allow for in-service withdrawals at age 59½, opening up greater investment options. Here are three reasons for taking the plunge....

kiplinger.com

Ira

The Low Stability of High Income

Oct 18 2024

A few weeks ago I read the following post on Reddit: HENRY -> NENRY: A cautionary tale from FAANG-land Imagine this scenario: You’ve been HENRY (High Earning Not Rich Yet) for say two years a...

ofdollarsanddata.com

How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now

Oct 18 2024

Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer's. The post How to Deal with Dementia or Alzheimer’s: 5 Finan...

boldin.com

7 Common Retirement Spending Mistakes To Avoid

Oct 18 2024

There’s a lot to consider when building a retirement income portfolio and avoiding common spending mistakes. Take the time to do the job right!...

forbes.com

The Myriad Racial, Ethnic Disparities in Health are Dramatic

Oct 18 2024

It does not seem like an exaggeration to say that the difference in older White and Black Americans’ health is shocking. A 51-year-old Black woman has the frailer health of a 69-year-old White w...

crr.bc.edu

If you have a fun part-time job, tell us about it.

Oct 18 2024

Some retirees — not all by any stretch — take a part-time job for the sheer enjoyment of it, not really because they need the money (though that’s a nice bonus to have “beer mo...

reddit.com

What’s your favorite simple pleasure that you couldn’t do before retirement?

Oct 18 2024

Now that I’m retired, I love sitting down every month with the latest Atlantic magazine and reading it cover to cover. I rarely had a block of time for such things when I was working—I&rsq...

reddit.com

Question about tax loss harvesting

Oct 18 2024

I have a non-retirement investment account where I have invested in a particular stock and has suffered losses. I would like to claim those losses this year to the maximum amount of $3000. I also own ...

reddit.com

Reflecting On A Year After Purchasing A House I Didn’t Need

Oct 18 2024

October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For ...

financialsamurai.com

463: Why Investment Survival is Key to a Successful Retirement Portfolio

Oct 18 2024

Your bottom line when it comes to successful investing for retirement isn’t maximizing returns. Instead, survival should be your primary goal; not only avoiding disastrous financial outcomes, bu...

retirewithpurpose.com

Boldin Selected as Top Innovator by the World Economic Forum through UpLink

Oct 18 2024

Boldin has been named as a Top Innovator in the Prospering in Longevity Challenge by UpLink, the open innovation platform of the World Economic Forum. Learn more about the award. The post Boldin Selec...

boldin.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.