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Most people think the annual 401k limit is $70k. They're wrong. If you switch jobs or have a side hustle, you can open up a second 401k limit. Learn the strategy to contribute up to $140,000 into tax-...
The hidden complexities of Social Security could cost retirees tens of thousands over a lifetime. While it may seem like a simple income source, the right strategy can dramatically improve your financ...
Rebalancing investments is a critical part of any strategy. Learn about setting asset allocation targets and the finer points of rebalancing. The post Rebalancing Investments: Why, How and When appear...
Your personal financial plan needs to include a formal exit strategy for your business, or you could be in trouble....
Mid-year is a common time for people to reassess their finances – including their 401(k) strategy. From market changes to personal life events, the second half of the year often brings new infor...
Your retirement savings may need to last 30 years or more, so don't pick a withdrawal strategy without considering all the options. Here are four to explore....
What is an index fund? Discover this low-cost, efficient investment strategy—recommended by the world’s greatest investors. The post What is an Index Fund? And, Why Are They Good for Your ...
Melaina Cano and her team help wealth creators and their heirs align on legacy, taxes and long-term strategy long before wealth transfers occur....
Forget market declines or rising inflation. With this strategy, you won’t have to worry about any of that during retirement....
Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream....
Episode 483 The trade deals with the EU & Japan are further confirmation of the long term shift in USA national security strategy and the reshaping of global trade. Sign up for free ALERTs & M...
This month, the Bipartisan Policy Center released “Hedging the Risk of a Longer-than-Expected Life—The Value of a Social Security Bridge Strategy” authored by Emerson Sprick. Among t...
What is the Buy, Borrow, and Die strategy, and can physicians and other high earners really make it work for them? The post Does ‘Buy, Borrow, and Die’ Work for Physicians? appeared first ...
Buffett just invested $15 billion in oil and gas, and you can leverage the same strategy in your IRA to potentially generate 8% to 12% quarterly cash flow while taking advantage of tax benefits that a...
After a sharp rebound in the market, you may still feel the lingering effects of recent volatility. But before the next tide of turmoil, now is an ideal time to deploy the "Sleeping Point" Strategy: a...
Market volatility is inevitable. Whether you’re 10 months or 10 years into retirement, it’s vital to ask: is your investment strategy prepared? In this episode, we discuss: Why market vola...
This was my first attempt at short-term trading, trying to take advantage of market volatility with a strategy to score some quick cash. The post The Emotions Behind Short-Term Trading: The Other 5% o...
The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare the two to see how they stack up....
Once you've saved for retirement, you'll need your nest egg to support you for as many as 30 years. For that, you need a clear income strategy, not guesswork....
Is your Social Security strategy costing you tens of thousands of dollars? In this must-listen episode ofRetirement Solutions The Podcast, Ryan Thacker welcomes Brian Ward, a top advisor at B.O.S.S.&h...
After 18 years of writing about Social Security and conducting hundreds of analyses for singles, couples, widows, widowers, and divorcees, I figured I had my own claiming strategy nailed down. [&helli...
Retirement accounts like 401(k)s and IRAs often get all the attention, but there’s another tool that can play a powerful role in your long-term strategy: the humble brokerage account. Unlike ret...
Happiness Through Subtraction is still an effective strategy, but you need to be aware of the positives you may be removing in the process. Read more → The post Happiness Through Addition appeare...
College isn’t the only way. And for many, it’s not even the best way. You can get a license or certification in months, weeks, sometimes days, and qualify for real jobs that actually pay. ...
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons. The post What Is the Guyton-Klinger Guardrails Approach for Re...
Paying full price is usually a choice, just not a smart one. Retailers bank on urgency, impulse, and people who don’t know any better. But with a little patience and a solid strategy, most of th...
A fundamental strategy for any U.S.-based DIY retirement planner is to accumulate as much retirement money as possible in a Roth IRA. Roth IRA contributions and conversions grow tax-free, and withdraw...
The Social Security Fairness Act's big changes and new opportunities could require adjustments in tax strategy for some Social Security recipients....
Historically, the best way to weather a volatile environment is to avoid making short-term moves that can backfire....
An emailer asked about the best way to buy a $3 million home without selling their current home. Here are seven options to think about. The post How to Move Up to the Next Level and Buy a Multi-Millio...
I had never heard of Grant Cardone until I got on X and saw one of his ads. He was telling people to pull money out of their 401(k)s to buy real estate, not with a no-money-down strategy, just straigh...
Tax-loss harvesting is a strategy where you sell losing positions to get a tax deduction. Here's how to tax-loss harvest with Vanguard. The post How to Tax-Loss Harvest with Vanguard appeared first on...
They understand the difference between what might be real challenges to an investor's strategy and fear brought on by market volatility....
Planning for retirement as a couple is a team sport that takes open communication, thoughtful planning and a solid financial strategy....
Financial literacy often brings to mind budgets, investments, and market headlines. But beneath the spreadsheets and strategy is something just as powerful: psychology....
Advisors and investors alike have long deferred to the 4% rule when planning for retirement, but new research shows the popular strategy is not as robust as once thought....
Making money while you sleep isn’t a fantasy, it’s a strategy. Passive income builds wealth without trading hours for dollars, giving you more freedom to live on your terms. The right inve...
If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help. It’s called rebalancing. And failing to rebalance your portfolio could me...
You might’ve heard whispers about the “Buy, Borrow, Die” strategy. Sounds like something only billionaires in boardrooms talk about, right? But it’s not. It’s a perfectly...
Don’t ignore the threat of long-term care expenses since they seem so far away; everybody needs a strategy to address this threat....
Tax loss harvesting is a strategy that can help minimize taxes in your investing plan. In this post, I asked ... Read more...
You should check out the mega backdoor Roth tax-planning strategy. The huge life time tax savings can improve the health of your retirement income....
A simplified estate strategy will expedite the settlement of your estate after you're gone, lower audit risk, reduce costs and cut your beneficiaries' stress....
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part of an RRSP, and which withdrawal strategy may be the most tax-efficient? The post ...
Feeling lonely isn’t good for anyone. Recent studies show the connection between loneliness in elders and dementia risk. Families need a strategy to mitigate this risk....
Understanding investment trends can help you refine your own strategy and stay ahead in the ever-evolving world of investing. Are you keeping up? The post 8 Investing Trends Across Generations: What&r...
Unsafe aging parents who refuse to move or get help create a huge worry for their adult children. Strategy to address this is needed....
Tl;dri need to change my investing/debt payoff/savings strategy because of my age (and lack of sleep). I'm looking for responses from people who understand how finances and investment strategies chang...
Semi-retirement can be a great strategy for improving your finances and lifestyle, but it will take smart planning to make it successful....
When you retire, you'll need to adjust to the reality of depending on assets instead of a regular paycheck. For that, you'll need a new financial strategy....