Strategy

The Right Way to Select a QDIA

Fully documenting the process of analyzing and selecting a strategy that aligns with…...

Survey Reveals Common Keys to Retirement Satisfaction

Examining key takeaways and trends uncovered in the Allspring Global Investments Retirement Survey results with Nate Miles, Allspring head of Global Client Strategy. I’m always looking for more ...

The case against the Bucket Strategy

I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...

Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy

Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...

Anchor strategy for 401k, should I do it?

Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...

Spitballing Retirement for Fat Wallets - 470

Barney and Betty in Maryland hit the jackpot. How’s Barney’s strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownershi...

How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)

The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...

Housing/Mortgage strategy feedback

Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...

Cross country move. Best way to do it.

I was hoping to get some advice from folks who have done this. My wife and I currently live in Seattle. We have lived here 30 years but it getting too expensive. At 62 I still have a mortgage to pay o...

NUA Strategy - Frank Duke Method

Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...

Money-saving strategy for retirees and near-retirees

At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...

Deliberately shrinking the footprint - our personal strategy

Sorry for the length. I'm looking for reactions to our approach to downsizing and staying out of managed care. We've watched a number of people our age dealing with parents who are forced to move out ...

Strategy help with allocation for soon to be retired

I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...

15 Surprising Financial Facts to Round Out 2023, Ep #206

In our usual episodes, we aim to arm you with a particular insight or strategy that can help you inch closer to your ideal retirement. But, with todays show, we want to close the year by providing a l...

This Four-Part Retirement Strategy Can Help Withstand Bad Timing

Simple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less ef...

Best strategy for withdrawals of investments

I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...

Any geezer gamers out there? Is gaming a retirement activity for you?

Just curious how many other old folks are into gaming. For me getting a steering wheel for my PC (for race sims) was one of my better retirement purchases; also play strategy games. (I have to laugh w...

What Is the $1K Per Month in Retirement Rule?

Make quick calculations with this income strategy to withdraw $1,000 each month in retirement....

Announcing retirement to my boss today for end of year.

It’s getting real! I’m meeting with my boss today to let him know my plans and prepare an exit strategy. I work at a government agency with no risk of getting booted upon the announcement....

Homelessness: Can You Pass this Quiz?

Do you know the main reason Americans slip into homelessness? Are you aware of the roots of this longstanding crisis? The best way to counter negative views of homelessness is to develop a better unde...

The Best RRSP Investment Options for Any Investing Strategy

With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...

Retirement strategy plan

I'm a canadian in my mid 20's. Since the past 2 years, I used the services of a financial advisor who works for an independant private financial service group. All of my investments are currently in m...

SS strategy with a WEP pension

Hello. I am 58 retiring at 60 with a public pension of $2700 and would have a base $1200 monthly SS (at full SS age 67) coming from pre-pension jobs. However, my SS is subject to the full monthly WEP ...

best way to save for retirement?

The Answer: Diversify! If you’ve saved $100,000 + for retirement in an IRA, 401(k), TSP or other retirement account, get your free guides written by me. I’m the company’s on-staff, H...