Showing 50 results of 216
Retirement plans that worked for Baby Boomers may not fit the bill for Gen Xers. If you're nearing 60, it's time to bring your retirement strategy up to date....
Upstream basis planning can help younger wealthy people pay less taxes on highly appreciated assets if they appoint an aging relative as a trust beneficiary....
Patrick and Mary will soon both be retired. They are curious about what their withdrawal strategy should be as they balance various retirement accounts, including a pension, IRAs, and a brokerage acco...
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...
Before answering the question about what money can’t buy, Ravikant offers a concise summary of what it can and the best way to acquire it....
Retirement, a phase many of us anticipate for a long time, comes with its own set of financial intricacies. Specifically, how do you effectively withdraw funds from your savings to ensure a comfortabl...
September 17, 2024 – Welcome to another installment of my Options Trading Series. Please click here for the Options Landing Page for more details about the strategy. People frequently ask me how...
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
Change is constant. Each season of life inevitably transitions into the next, and windows of opportunity eventually close. So, an essential strategy for happiness in retirement is to group your experi...
One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup in 2024, I had never really heard of Direct Indexing. If I di...
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
Dollar cost averaging, also known as DCA, is an investment strategy that’s been popularized in the financial media for a ... Read more...
If you haven’t saved enough for the retirement you want, consider downshifting as your retirement Plan B....
No one can exactly predict the direction of interest, although we can make educated guesses. According to a recent article ... Read more...
Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...
With the recent market jumps, the number of investors with $1 million in their 401(k) has also seen a boom. Here's how you can save and enjoy the next market push....
Concerned about RMDs? Worried about outliving your retirement savings? A qualified longevity annuity contract defers some RMDs and guarantees lifetime income....
I’ve done my fair share of traveling over the years, mostly while I was young and living on a tight ... Read more...
Occasionally, the term “infinite return on investment” is mentioned in real estate investing. This strategy helps real estate and business ... Read more...
Fully documenting the process of analyzing and selecting a strategy that aligns with…...
Examining key takeaways and trends uncovered in the Allspring Global Investments Retirement Survey results with Nate Miles, Allspring head of Global Client Strategy. I’m always looking for more ...
I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...
Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I...
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...
Good news: you can. Not-so-good news: it isn’t the best way to make extra money. While you can get paid to watch ads, you may find that the earnings aren’t worth the time spent. We found s...
In today's fast-paced environment, it can feel like there's never enough time to accomplish all of our goals. Between career obligations, socializing with friends and family, and our own personal deve...
If past financial crises has caused you to pause and re-evaluate what you want your money to do for you, you are not alone. Tens of millions of Americans who trusted the traditional approach to saving...
One of the most critical decisions we make once we decide to retire is decisions related to Social Security. Specifically, ... Read more...
Barney and Betty in Maryland hit the jackpot. How’s Barney’s strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownershi...
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...
Learn what is Coast FIRE and how it can help you achieve financial freedom to help you enjoy retired life before your 60s....
In 2009, I established my first rule of FIRE: generate enough passive income to cover your basic living expenses. Once achieved, you attain financial independence and the freedom to pursue your desire...
Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...
I was hoping to get some advice from folks who have done this. My wife and I currently live in Seattle. We have lived here 30 years but it getting too expensive. At 62 I still have a mortgage to pay o...
Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...
At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...
Hey everyone! How are you doing on your journey to Financial Independence? If you’re just starting, the best way to surge ahead is to be frugal and invest more. My advice is to save 15% of your ...
After months of speculation, last week the SEC approved spot Bitcoin ETFs. In the months prior to the approval, Bitcoin reentered the public consciousness. Its price jumped by over 60% in just under t...
YOU HAVE WORKED HARD, SAVED, INVESTED — all with the goal of having enough to live the retirement life you ... Read more...
Sorry for the length. I'm looking for reactions to our approach to downsizing and staying out of managed care. We've watched a number of people our age dealing with parents who are forced to move out ...
I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...
In our usual episodes, we aim to arm you with a particular insight or strategy that can help you inch closer to your ideal retirement. But, with todays show, we want to close the year by providing a l...
Simple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less ef...
I recently received the following reader comment: “In regards to spending in retirement, I wonder if you could educate your readers, including myself, about differences between a 60/40 asset all...
I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...
Just curious how many other old folks are into gaming. For me getting a steering wheel for my PC (for race sims) was one of my better retirement purchases; also play strategy games. (I have to laugh w...
Make quick calculations with this income strategy to withdraw $1,000 each month in retirement....