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FROM THE ARTICLE. How Your Savings Can Get You a Bigger Social Security Payout. A ‘bridge strategy’ to delay your benefit claim could make your money last longer, but few retirees try it. ...
Traditionally, the best way to manage a portfolio is to use a fixed asset allocation. But that's not the only way to manage your bonds. The post Bond Allocation: Fixed Amount vs. Percentage appeared f...
As Q4 begins, now is the time to review your 401(k) plan and make sure your retirement strategy is on track. Waiting until December often means scrambling or missing out entirely. But acting now can a...
Tiktok, Reels, and Facebook, are all relentlessly targeting me with ads for a new retirement strategy that does not include annuities, life insurance, 401(k)s, IRAs, and proposes to me that it will ge...
How many 401k rollovers per year can you do? Understand the one-per-year rule, direct rollovers, taxes, and smart timing with Boldin’s Savings Playbook. The post How Many 401k Rollovers Per Year...
Charitable giving is a cornerstone of many comprehensive retirement plans. It's also a cornerstone of our mission at Keen Wealth Advisors. Our whole team takes great pride in serving as active members...
I am 60 and set a target retirement date for me and my spouse of Jan 1, 2028. 2 years + 3 months. Based on my savings/spending and conservative growth projects, I think we should be fine. What is your...
Most people think the annual 401k limit is $70k. They're wrong. If you switch jobs or have a side hustle, you can open up a second 401k limit. Learn the strategy to contribute up to $140,000 into tax-...
What should you invest in if you're really, really worried about the current level of the US debt? There are plenty of options to consider. The post The National Debt and World War III — How Sho...
Rebalancing investments is a critical part of any strategy. Learn about setting asset allocation targets and the finer points of rebalancing. The post Rebalancing Investments: Why, How and When appear...
Your 401(k) shouldn’t be a “set it and forget it” investment. While automation makes saving for retirement easier, it doesn’t mean your account should be left untouched for yea...
Your personal financial plan needs to include a formal exit strategy for your business, or you could be in trouble....
Mid-year is a common time for people to reassess their finances – including their 401(k) strategy. From market changes to personal life events, the second half of the year often brings new infor...
Investors must be able to free up cash to meet short-term needs from time to time. This strategy will help you access capital without derailing your long-term goals....
Once my wife retires (I am already), we are planning on doing the opposite of snowbirding--spending summers in Maine, spending roughly 3 1/2 months away from our permanent home. What is the best way t...
To read this story on KSL.com, click here. “You’ve heard of ‘compounding interest,’ right?” asks Utah financial advisor Ryan Thacker. “It’s your money rolling...
What is an index fund? Discover this low-cost, efficient investment strategy—recommended by the world’s greatest investors. The post What is an Index Fund? And, Why Are They Good for Your ...
Episode 483 The trade deals with the EU & Japan are further confirmation of the long term shift in USA national security strategy and the reshaping of global trade. Sign up for free ALERTs & M...
If you're a business owner looking to sell and retire, it can take years to complete the process. Use this five-year timeline to prepare and stay on track....
In his June 25, 2025 Kitces.com post, Adam Van Deusen encouraged financial advisors to help their clients understand when they may have enough retirement savings to “Coast-Fire” and keep w...
What is the Buy, Borrow, and Die strategy, and can physicians and other high earners really make it work for them? The post Does ‘Buy, Borrow, and Die’ Work for Physicians? appeared first ...
Conventional financial wisdom encourages you to delay collecting Social Security benefits until age 70, but in certain cases, your “optimal” claiming age might actually be to pull benefits...
This was my first attempt at short-term trading, trying to take advantage of market volatility with a strategy to score some quick cash. The post The Emotions Behind Short-Term Trading: The Other 5% o...
When retiring early, married couples can use this little-known (and legitimate) strategy to take a six-figure income every year — tax-free....
Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses.It’s a framework that’s helped me st...
Happiness Through Subtraction is still an effective strategy, but you need to be aware of the positives you may be removing in the process. Read more → The post Happiness Through Addition appeare...
College isn’t the only way. And for many, it’s not even the best way. You can get a license or certification in months, weeks, sometimes days, and qualify for real jobs that actually pay. ...
If you're like many retirees we meet with, you may struggle to spend confidently in retirement, even when you've saved enough. Here, we explore a potential strategy: an alternative to the annuity-base...
In an analysis stretching back to 1926 of 75 different retirement scenarios, Craig Israelsen compares five different retirement portfolio withdrawal strategies, from a fixed annual amount to the 4% ru...
Like presidents, tariffs come and go. Policy changes also shift about every two years with the election cycle. If you're paralyzed by uncertainty, you could be missing opportunities to benefit your fi...
Understanding the nuances of Roth conversions can help you avoid forking over more money in taxes than you need to....
I recently received a question that boils down to this: How do you know when you have enough money? And once you do, when is it time to shift from chasing excess returns to simply maintaining what you...
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons. The post What Is the Guyton-Klinger Guardrails Approach for Re...
Paying full price is usually a choice, just not a smart one. Retailers bank on urgency, impulse, and people who don’t know any better. But with a little patience and a solid strategy, most of th...
The Social Security Fairness Act's big changes and new opportunities could require adjustments in tax strategy for some Social Security recipients....
A little-known feature of RMD tax withholdings could help minimize a client's effective tax burden. Not all financial advisors are on board with the strategy....
Historically, the best way to weather a volatile environment is to avoid making short-term moves that can backfire....
A financial professional recommends thinking in terms of three financial stages — active years, slower-paced years and later years — assigning each one a unique bucket of investments....
See how your retirement investment choices impact replacing your income in retirement. Discover the impact various combinations of stock and bond mixes can make....
I had never heard of Grant Cardone until I got on X and saw one of his ads. He was telling people to pull money out of their 401(k)s to buy real estate, not with a no-money-down strategy, just straigh...
Financial literacy often brings to mind budgets, investments, and market headlines. But beneath the spreadsheets and strategy is something just as powerful: psychology....
Creating an investment game plan is a crucial part of building lasting wealth. Without one, you're likely to accumulate far less over your lifetime. Now that the S&P 500 briefly corrected by 20% i...
Splitting retirement funds into three buckets with distinct tax treatments can help you avoid a nasty tax bill down the line. Here's how the strategy works....
I’ve been retired for three years and, so far, my investments have grown more than I spend. Although 2022 was a tough year to retire into, my total annualized return is currently about 11%. I ha...
How is a cash balance retirement plan like a Kardashian? Everybody’s talking about them, and…...
If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help. It’s called rebalancing. And failing to rebalance your portfolio could me...
You might’ve heard whispers about the “Buy, Borrow, Die” strategy. Sounds like something only billionaires in boardrooms talk about, right? But it’s not. It’s a perfectly...
How Does Home Equity Fit Into a Financial Independence Strategy...
What Industry Experts Say About Financial Strategy and Business Growth...
Maximize your retirement savings and minimize your tax burdens by taking advantage of the strategic 'Golden Window' before Social Security and RMDs begin....