Strategy
Showing 50 results of 129
Should We Always Pull From our Brokerage Account First in Retirement? (Hint: No)
Oct 01 2024
Patrick and Mary will soon both be retired. They are curious about what their withdrawal strategy should be as they balance various retirement accounts, including a pension, IRAs, and a brokerage acco...
buzzsprout.com
How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)
Oct 01 2024
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...
buzzsprout.com
3 Things Money Can’t Buy—Naval Ravikant
Sep 29 2024
Before answering the question about what money can’t buy, Ravikant offers a concise summary of what it can and the best way to acquire it....
forbes.com
How to Avoid Common Pitfalls in Your Retirement Withdrawal Strategy, Ep #225
Sep 24 2024
Retirement, a phase many of us anticipate for a long time, comes with its own set of financial intricacies. Specifically, how do you effectively withdraw funds from your savings to ensure a comfortabl...
financialsymmetry.libsyn.com
Why the Wheel Strategy Doesn’t Work – Options Series Part 12
Sep 17 2024
September 17, 2024 – Welcome to another installment of my Options Trading Series. Please click here for the Options Landing Page for more details about the strategy. People frequently ask me how...
earlyretirementnow.com
Considering a 721 Exchange? Adopt a Buyer Beware Mindset
Sep 11 2024
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
kiplinger.com
Pleasure-Way Eulogy: Selling a Small RV
Sep 09 2024
Change is constant. Each season of life inevitably transitions into the next, and windows of opportunity eventually close. So, an essential strategy for happiness in retirement is to group your experi...
caniretireyet.com
Direct Indexing: A Growing Investment Strategy Among The Wealthy
Sep 04 2024
One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup in 2024, I had never really heard of Direct Indexing. If I di...
financialsamurai.com
Stories from Unique Retirements
Sep 04 2024
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
share.transistor.fm
Stories from Unique Retirements
Aug 28 2024
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
rogerwhitney.libsyn.com
Which is Better: Dollar Cost Averaging or Buying the Dip?
Aug 22 2024
Dollar cost averaging, also known as DCA, is an investment strategy that’s been popularized in the financial media for a ... Read more...
physicianonfire.com
Approaching Retirement With Inadequate Savings? Try This Strategy
Aug 13 2024
If you haven’t saved enough for the retirement you want, consider downshifting as your retirement Plan B....
forbes.com
How to Adapt Your Investment Strategy for Lower Interest Rates
Aug 06 2024
No one can exactly predict the direction of interest, although we can make educated guesses. According to a recent article ... Read more...
physicianonfire.com
451: License to Spend: A Retirement Income Strategy That Helps Combat Longevity Risk
Aug 02 2024
You worked hard for your money. To truly enjoy that money confidently in retirement, making smart investment decisions and having a personalized retirement income strategy is key. In this episode, we ...
retirewithpurpose.com
446: The Most Powerful Financial Skill: Quiet Compounding
Jul 05 2024
The most powerful financial skill is having the ability to stay focused on your retirement strategy despite what’s happening around you. It means taking away the yard stick and avoiding comparis...
retirewithpurpose.com
Our Frugal Grocery Shopping Strategy
Jun 12 2024
Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...
retireby40.org
How To Build A $1 Million 401(k) With A Savings Strategy
Jun 03 2024
With the recent market jumps, the number of investors with $1 million in their 401(k) has also seen a boom. Here's how you can save and enjoy the next market push....
forbes.com
The Best Way to Defer RMDs (and Their Tax Bills): QLACs
May 29 2024
Concerned about RMDs? Worried about outliving your retirement savings? A qualified longevity annuity contract defers some RMDs and guarantees lifetime income....
kiplinger.com
What’s the Best Way to Book Travel and Find Cheap Flights?
May 27 2024
I’ve done my fair share of traveling over the years, mostly while I was young and living on a tight ... Read more...
physicianonfire.com
Is a Retirement Bucket Strategy Right for You and Your Money? (And, How to Calculate)
May 23 2024
A retirement bucket strategy can be an effective way to determine your ideal asset allocation. Furthermore, a bucket strategy may give you confidence to manage your savings and investments for lifelon...
newretirement.com
Infinite Return – A Tax-Free Strategy To Grow Wealth
May 09 2024
Occasionally, the term “infinite return on investment” is mentioned in real estate investing. This strategy helps real estate and business ... Read more...
physicianonfire.com
The Right Way to Select a QDIA
May 02 2024
Fully documenting the process of analyzing and selecting a strategy that aligns with…...
401kspecialistmag.com
Survey Reveals Common Keys to Retirement Satisfaction
May 01 2024
Examining key takeaways and trends uncovered in the Allspring Global Investments Retirement Survey results with Nate Miles, Allspring head of Global Client Strategy. I’m always looking for more ...
keilfp.com
The case against the Bucket Strategy
Apr 27 2024
I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...
reddit.com
The Motley Fool Review: Unbiased Review of Investment Services
Apr 25 2024
Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...
physicianonfire.com
Giving A Gift Card Is The Best Way To Help Frugal People Spend
Apr 25 2024
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I...
financialsamurai.com
Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy
Apr 24 2024
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
buzzsprout.com
Anchor strategy for 401k, should I do it?
Apr 21 2024
Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...
reddit.com
6 Legit Ways to Get Paid to Watch Ads (Updated 2024)
Mar 27 2024
Good news: you can. Not-so-good news: it isn’t the best way to make extra money. While you can get paid to watch ads, you may find that the earnings aren’t worth the time spent. We found s...
thinksaveretire.com
The Best Way to Get Things Done
Mar 21 2024
In today's fast-paced environment, it can feel like there's never enough time to accomplish all of our goals. Between career obligations, socializing with friends and family, and our own personal deve...
ofdollarsanddata.com
Hope is NOT a financial strategy. What do YOU want from your money?
Mar 19 2024
If past financial crises has caused you to pause and re-evaluate what you want your money to do for you, you are not alone. Tens of millions of Americans who trusted the traditional approach to saving...
bossretirement.com
How to Maximize Social Security with the “Bridge Strategy”
Mar 02 2024
One of the most critical decisions we make once we decide to retire is decisions related to Social Security. Specifically, ... Read more...
physicianonfire.com
Spitballing Retirement for Fat Wallets - 470
Feb 28 2024
Barney and Betty in Maryland hit the jackpot. How’s Barney’s strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownershi...
purefinancial.com
How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)
Feb 27 2024
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...
buzzsprout.com
Coast FIRE: A Retire-Early Strategy For Retirement
Feb 23 2024
Learn what is Coast FIRE and how it can help you achieve financial freedom to help you enjoy retired life before your 60s....
forbes.com
The Most Dangerous Early Retirement Strategy To Follow: Coast FIRE
Feb 23 2024
In 2009, I established my first rule of FIRE: generate enough passive income to cover your basic living expenses. Once achieved, you attain financial independence and the freedom to pursue your desire...
financialsamurai.com
Housing/Mortgage strategy feedback
Feb 22 2024
Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...
reddit.com
Cross country move. Best way to do it.
Feb 19 2024
I was hoping to get some advice from folks who have done this. My wife and I currently live in Seattle. We have lived here 30 years but it getting too expensive. At 62 I still have a mortgage to pay o...
reddit.com
Don’t Ruin Your FIRE Strategy with International Tax Compliance Issues
Feb 13 2024
Hey FAANG FIRE! Last year, I partnered with Jane Mepham CFP, to help us all better understand the details of “FIRE Planning While on a Work Visa”. I started following Jane after reading he...
andrenader.substack.com
NUA Strategy - Frank Duke Method
Feb 08 2024
Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...
reddit.com
Money-saving strategy for retirees and near-retirees
Feb 08 2024
At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...
reddit.com
When Can You Stop Being Frugal?
Jan 22 2024
Hey everyone! How are you doing on your journey to Financial Independence? If you’re just starting, the best way to surge ahead is to be frugal and invest more. My advice is to save 15% of your ...
retireby40.org
415: 7 Steps to Use Strategic Thinking to Create the Life (and Retirement) You Want
Jan 19 2024
What does it look like to build your own life strategy, and why do you really need one? In this episode of the Retire With Purpose Podcast, we’re exploring seven questions business corporations ...
retirewithpurpose.com
Should Bitcoin ETFs Change Your Investment Strategy?
Jan 17 2024
After months of speculation, last week the SEC approved spot Bitcoin ETFs. In the months prior to the approval, Bitcoin reentered the public consciousness. Its price jumped by over 60% in just under t...
caniretireyet.com
My Retirement Drawdown Strategy: Why I Don’t Follow the 4% Rule
Jan 13 2024
YOU HAVE WORKED HARD, SAVED, INVESTED — all with the goal of having enough to live the retirement life you ... Read more...
physicianonfire.com
Deliberately shrinking the footprint - our personal strategy
Jan 12 2024
Sorry for the length. I'm looking for reactions to our approach to downsizing and staying out of managed care. We've watched a number of people our age dealing with parents who are forced to move out ...
reddit.com
Strategy help with allocation for soon to be retired
Jan 11 2024
I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...
reddit.com
15 Surprising Financial Facts to Round Out 2023, Ep #206
Dec 26 2023
In our usual episodes, we aim to arm you with a particular insight or strategy that can help you inch closer to your ideal retirement. But, with todays show, we want to close the year by providing a l...
financialsymmetry.libsyn.com
This Four-Part Retirement Strategy Can Help Withstand Bad Timing
Dec 23 2023
Simple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less ef...
redefiningwealth.info
Should You Use a Bucket Strategy For Your Retirement Portfolio?
Dec 18 2023
I recently received the following reader comment: “In regards to spending in retirement, I wonder if you could educate your readers, including myself, about differences between a 60/40 asset all...
caniretireyet.com
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About Strategy
A retirement strategy is a plan for saving and investing in order to have enough money to live on during retirement. Here are some steps you can take to develop a retirement strategy:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Consider diversifying your investments: Diversifying your investments can help spread risk and potentially increase your chances of achieving your retirement goals.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's important to start planning for retirement as early as possible in order to give your savings and investments time to grow. A well-thought-out retirement strategy can help you reach your retirement goals and feel financially secure in your later years.