Showing 45 results of 645
My wife and I are currently on Obamacare. She turns 65 on February 25, thus will go on Medicare. Do we sign her up for AHA for two months, or can she go on Medicare since she is so close at the beginn...
I guess the real question is based on this: wife (57f) and I (M59) moved from the area we both grew up in two years ago. We traveled the US for a year in our RV prior to settling in an area we liked. ...
The decision to move out of our home was made shortly after 4:30 AM, just as my wife pulled out ... Read more...
I have sold rental property and have about $350G from the sale. I am 61 and plan to retire at the end of this year. My wife is 63. We have about 1Mil in investments, mostly stock and bonds. I would ap...
Imagine a married couple. Both work, and their earnings are identical. But one spouse’s employer is matching every dollar of her 401(k) contributions up to a cap. The other spouse’s 401(k)...
By Josh Katzowitz, WCI Content Director If my psychiatrist wife hadn’t begun taking care of our money and our investing strategy so many years ago and if I hadn’t made a New Year’s r...
I’m 65, my wife is 62. I plan to start drawing next year, I was going to wait until FRA, but have seen too many people die and get nothing. If I start drawing, what is the best option for my wif...
I currently have a very good, but very big job/career. My husband is older than me an already retired, so I am and have been the primary earner. Our kids are in college without student loans (either a...
So I have a pension and social security and I'm retired, just for argument sake, if my spouse gets half of my income will she get half of my pension AND half of my social security? She currently does ...
My wife and I are in our 50's and will probably stop working in 5-10 years. We don't have kids and live in a small metro area in the northeast. A little over a decade ago, we built our "forever home" ...
By Anonymous One of our long time Members and his wife visited Embrey Mill recently. We thank him for sharing his observations on the visit! May 1, 2023 — We’ve been in our present home for ab...
Before I retired I promised myself, "When I retire I'm moving to Costa Rica". I was serious and my wife was all for it as well. When I finally retired it was a different story. My wife didn't want to ...
How many have opted for long term care insurance? It's a huge cost, but the thought of needing care and leaving my spouse destitute is daunting. I know a lot of people my age (nearing retirement) that...
I just turned 67 and claimed my SS benefit when I reached my FRA, last year. My wife, who turns 66 this next week, was mostly a stay at home mom but did teach for a few years. Upon her turning 62, she...
[Editor's Note: We’ve long said that the best possible asset protection for your family is a regular date night with your spouse. But sometimes busy couples need a little more guidance. That&rsq...
I am a 38 year old married man and my wife is a couple of years younger than me. We have a 3 year old kid. I have seen posts here where people nearing or already retired are discussing adjusting to re...
My wife has a 401a from the company she retired from and wants to roll it into an IRA at Fidelity. The employer is telling her the distribution check will be made out to Fidelity FBO her, but is also ...
I retired from the military a few years ago. Both wife and I are stay at home parents. I’ve been working in several startup. How many of you who retired young, don’t have to work if you do...
I'll start Low 50's DINK's Wife and I have been employed since high school. Once I'm done, I have zero desire to work ever again. ​ I have 22 years with current company and my wife has 10. No ki...
After years of dithering on both of our parts, today my husband finally pulled the plug and formally announced his retirement date (May) at his very boring bank job. He’s now freaking out about ...
I got a lot of stuff going on. I have kidney cancer, I am 64 and have a federal job that now has changed and I question my skills at it, I have a wife who quit her job and has retired but without draw...
My wife and I are vacillating between moving to the Florida panhandle or north of San Antonio Texas. We have relatives in both areas. We've been to both places and done our research but still can't de...
Yesterday as we were delivering Meals on Wheels to so many who can barely make it to the door, I asked my husband what his plan was for when he can’t drive anymore and for when we are shuffling ...
Buying real estate with someone other than a spouse can be a costly mistake. A cohabitation agreement will make it easier if the relationship goes south....
If my spouse retires at age 62 and receives a reduced benefit on her own record, and I retire at my FRA when she is 65, which of her ages is used to determine her spousal benefit? 62 or 65?...
My husband’s employer offers a 3% match to a Simple IRA. When he turned in the form, they told him that he needs to set up an account on his own and they just make the contributions directly to ...
I had kids late. All 3 are under 14 so things are tight but I'm trying to prepare for retirement for my wife and I but don't know where to start. Everything I've read elsewhere seems to lead me to "WH...
Hi, Anyone rent in a 55+ community during the winter months? Spouse and I are retiring this year and would like to find some rentals for next winter in a 55+ community. I have one lined up in Florida ...
I am 53m with wife, 53f, one kid, 15. Retired from military in 2020 with 70k pension that I am currently receiving. Wife gets 30k if I die first. I expect 35k/yr social security at 67. Wife will colle...
I earned about 285k base plus some bonus. Spouse earns 220k all in. Am 48 years of age. 2.3 million in assets. 350k house equity, mortgage of 400k. Can I quit and still be on path to happy retirement....
In a little over four years, I will be 78, a fact that is sometimes hard to grasp. Betty and I agree that is when it would be wise for us to move to a continuing-care retirement community. My wife wil...
My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
My wife (of 35+ yrs) has earned much less than I have over the years. The calculators all say my wife should start drawing SS at 62 and I should start drawing at 67. If I die before I start drawing, w...
My wife and I each have separate HSA accounts. We each also had separate individual health insurance through our employers. My wife retired in 2022. In 2023, she will have no "earned" income. Can she ...
My wife and I are in our early 30s, but it's never too early to start thinking of when and how to retire. We want to retire early, like in our 50s, and if possible, earlier. The way we see it: the soo...
I’m a few years from full retirement. I currently pay $1100 a month in healthcare insurance for spouse and I under the ACA (self employed). We have a $7000 deductible and both max our HSA accoun...
I don't have any family that is able or willing to help. My husband died several years ago. Due to some personal problems and health concerns, I'm not comfortable living alone. I am not poor but I nee...
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
I'm 63 and plan to retire in a month. In my life I have had many different self-images: as an athlete, a student, a soldier, a worker, husband, father. It didn't matter that I wasn't particularly good...
I am 64 with 3 kids and retiring this year. My spouse and I both earned a relatively healthy income. When I see posts by folks that are retiring in the early 50s (or earlier in some cases), I can't he...
In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been several months since we paid off the mortgage, I realized there is a triple benefit...
Retirement is fast approaching. Our Fidelity rep says that we have more than enough, in fact, we could retire now (60) if we wanted. My spouse says that we must prepare for the worst so we rarely spen...
Most LTC policies are essentially 750,000 benefit right? For a husband and wife is 1.5 Million war marked seem fair? submitted by /u/Chasingfreedom1224[visit reddit] [comments]...
October 26, 2022 – The topic of spousal compatibility around retirement planning is an intriguing topic. We are not talking about how you and your spouse or partner get along day to day, but mor...