Spending

Showing 50 results of 117

22 Unique Ways to Save Money That Most People Overlook

Mar 27 2025

If you’ve ever tried cutting back on spending but still felt like your money disappears too fast, you’re not alone. Traditional budgeting helps, but sticking to the same old advice doesn&r...

dadisfire.com

21 Reasons Why America’s Poor Stay Poor

Mar 20 2025

Poverty isn’t just about working harder or spending smarter. If it were that simple, millions of people wouldn’t be stuck in the same financial hole, generation after generation. The truth...

dadisfire.com

The new baby boom: Inside the $358 billion product market

Mar 20 2025

Babies are big business: The global baby products market was estimated at $357.9 billion in 2024, with two-income families in the U.S. spending as much as $23,380 yearly on average bringing up babies....

empower.com

Price check: Find out which states spend the most on groceries

Mar 20 2025

While soaring egg prices and picked-over egg aisles seem to dominate the headlines, supermarket prices on the whole are on a steady climb, and consumers in some states are spending more than others....

empower.com

Mar 17 2025

FROM THE ARTICLE: Is It Time to Retire These Retirement 'Rules'? Why the conventional wisdom on saving, spending and Social Security isn’t always right. By Martha C. White and Penelope Wang, AAR...

community.aarp.org

All About That Process

Mar 15 2025

The future isn’t going to happen as you (or your financial advisor) assume, and your spending goals and actual spending are likely to change over time. Therefore, as previously discussed in our ...

howmuchcaniaffordtospendinretirement.blogspot.com

488: From Accumulating to Spending: 20 Lessons for a Happy & Successful Retirement with Christine Benz

Mar 11 2025

Today, I'm very excited to welcome Christine Benz back to the podcast. Christine is the Director of Personal Finance and Retirement Planning at Morningstar. She has become a trusted voice in the indus...

retirewithpurpose.com

Awaken Your Inner Vulture Investor To Survive And Thrive

Mar 08 2025

With fears of a recession rising again largely thanks to the Trump administration’s aggressive policy measures—tariffs, spending cuts, aggressive layoffs, and an increasingly combative tra...

financialsamurai.com

? Acting Social Security Chief Talks About Spending Cuts (AARP Article)

Mar 06 2025

FROM THE ARTICLE: Acting Social Security Chief Says Agency Moves Will ‘Prioritize Customer Service’. Dudek addresses spending cuts, office closures, data privacy fears in response to AARP ...

community.aarp.org

The 'Die With Zero' Rule of Retirement

Mar 05 2025

If spending makes you nervous, the 'Die With Zero' rule might be be for you. Because you don’t want to be the richest person in the graveyard....

kiplinger.com

The Best Retirement Spending Stories I've Heard This Year

Mar 04 2025

Are You Spending Your Money on What Truly Matters? A few weeks ago, I challenged you to do the most important thing you can with your money this year—not Roth conversions, not optimizing Social ...

buzzsprout.com

21 Ways to Invest in Yourself Without Spending Much

Mar 03 2025

Most people think investing in themselves requires big money. That’s a lazy excuse. The smartest investment isn’t in stocks, real estate, or business ventures, it’s in leveling up yo...

dadisfire.com

The Unsung Economic Engine: Retiree Pension Spending

Mar 03 2025

Retiree spending powered by U.S. private and public sector defined benefit pensions is substantial: $1.5 trillion in economic output, supporting 7.1 million jobs....

forbes.com

REPLAY | The Surprisingly Hardest Part of Retirement

Mar 03 2025

For countless retirees, the greatest challenge isn't saving money, but spending it. After years of diligent saving, the transition to drawing down those hard-earned funds can be fraught with anxiety a...

sites.libsyn.com

One Simple Tip to Make Spending Easy in Retirement

Feb 25 2025

One of the biggest ironies in retirement is that the people who save and invest the most often struggle the most with actually spending their money in retirement. In this video, I’ll walk you th...

buzzsprout.com

This Fintech’s Visa Card Keeps Grandpa From Blowing His Nest Egg

Feb 23 2025

True Link Financial offers a debit card with spending controls expressly designed for people with dementia, other cognitive deficits or addiction issues....

forbes.com

Root Talks: How to Overcome the Scarcity Mindset and Start Spending in Retirement

Feb 20 2025

You’ve worked hard, built wealth, and reached financial security… so why is it still so hard to spend? In this episode, we dive into the unexpected challenge of shifting from a saver&rsqu...

buzzsprout.com

Podcast Appearance And A New Show!

Feb 13 2025

Just a quick note today about some appearances around the internet! I’m on The Struggle Is Real podcast this week. I talk about frugality, spending experiments (including the joy of failure), an...

1500days.com

The Hidden Money Traps That Could Derail Your Retirement

Feb 13 2025

If you're spending a lot of your day scrolling on social media or glued to cable news, you might feel like your emotions are running a little high right now. Major life transitions can also cause our ...

keenonretirement.libsyn.com

Your Retirement Savings and Spending Should Change Under Trump

Feb 12 2025

These five strategies will safeguard your retirement savings and spending during this period of rapid change....

kiplinger.com

Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It

Jan 31 2025

You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset. The post Going from a Saving to a Spending Mindset: How to Stop...

boldin.com

16 Ways to Stop Wasting Money and Save More for Retirement (Like $100,000 More)

Jan 24 2025

It's easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement. The post 16 Ways to Stop Wasting Money and Save M...

boldin.com

Where do the biggest spenders live? Connecticut tops the list at $7,068 monthly

Jan 24 2025

While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....

empower.com

GLP-1 medications: Transforming health and spending habits

Jan 24 2025

Appetite-suppressing medications like Ozempic, Wegovy, and Zepboundare reshaping more than waistlines — they’re transforming personal budgets, food habits, and even the economy....

empower.com

Retirement Researcher Advocates Actuarial Concepts for Adjusting Spending in Retirement

Jan 19 2025

Dr. David Blanchett, Head of Retirement Research at PGIM DC Solutions, has been recently active on LinkedIn, advocating his 2022 paper “Redefining the Optimal Retirement Income Strategy.” ...

howmuchcaniaffordtospendinretirement.blogspot.com

Child Tax Credit, Childcare Tax Credit, and Childcare Flexible Spending Accounts (FSA)

Jan 18 2025

Raising children is ultra-expensive, but there are ways that your kids can save you money when you're paying your income taxes. The post Child Tax Credit, Childcare Tax Credit, and Childcare Flexible ...

whitecoatinvestor.com

15 Reasons You'll Regret an RV in Retirement

Jan 17 2025

Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle....

kiplinger.com

Retirement Spending Is Ridiculously Tax Advantaged

Jan 15 2025

It can be pretty amazing how much income one can have in retirement while paying very little tax at all. Here are 16 examples. The post Retirement Spending Is Ridiculously Tax Advantaged appeared firs...

whitecoatinvestor.com

Why It Might Be Time for a Spending Break

Dec 26 2024

America, it may be time to hit pause on spending. Even if just for a little while. The statistics from Clever speak volumes: Nearly three-quarters of Americans (71%) have regrets about their spending,...

401kmaneuver.com

The Sunday Best (12/22/2024)

Dec 22 2024

Welcome to this week’s edition of The Sunday Best, where we explore the nuances of determining a safe retirement spending ... Read more...

physicianonfire.com

Take Charge of Retirement Spending With This Simple Strategy

Dec 22 2024

To make sure you're in control of retirement spending, rather than the other way around, allocate funds to just three purposes: income, protection and legacy....

kiplinger.com

Why You May Need To Rethink Your Retirement, Work, And Spending

Dec 20 2024

Living a long time in retirement with limited financial resources means you’ll need to be resourceful and creative to live long and well....

forbes.com

Bonds and Annuities, Social Security and Retirement Spending - 508

Dec 18 2024

John in Pennsylvania doesn’t have bonds in his investment portfolio. Should he add them, and if so, where? That’s today on Your Money, Your Wealth® podcast number 508 with Joe Anderson...

purefinancial.com

The 12 Best Things Rich Retirees Do

Dec 17 2024

From prioritizing spending and investing to using debt wisely and developing a giving attitude, rich retirees develop habits to live by....

kiplinger.com

Should You use a Dynamic Process with Guardrails to Keep Spending on Track in Retirement? Yes, But Not with a Monte Carlo Model Typically Used by Financial Advisors

Dec 16 2024

This post is a follow-up to our post of March 7, 2021 and several other of our posts and articles noting that a model like the Actuarial Financial Planner (AFP) is a better model to use when employing...

howmuchcaniaffordtospendinretirement.blogspot.com

Plans to spending more in Retirement

Dec 09 2024

My wife and I have lived most of our lives cutting back and working hard and being fiscal responsible. As we look forward to retirement, we want to enjoy it and not just maintain. It seems most articl...

reddit.com

How to Plan for 35 Years of Retirement Spending With Smart Roth Conversions - 506

Dec 03 2024

What’s a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of “guaranteed” retirement spending? How aggressively should they convert their retireme...

purefinancial.com

The Actuarial Approach--Better Than The 4% Rule, Simpler Than Monte Carlo Modeling and More Effective Than Either

Nov 25 2024

Looking to keep your spending on track and consistent with your spending goals in retirement? Forget the 4% Rule and complicated Monte Carlo simulations. Use the same basic approach/process that actua...

howmuchcaniaffordtospendinretirement.blogspot.com

Half of Retirees Stress Over Spending Retirement Savings

Nov 24 2024

Roy Gori will stay on as an advisor at Manulife after retirement to support the transition...

401kspecialistmag.com

Americans Spend More on Streaming Services Than Retirement

Nov 24 2024

Close to half of respondents in a First Merchants Bank study listed streaming as a spending…...

401kspecialistmag.com

468: The Psychology of Spending More in Retirement to Increase Happiness with Dr. Michael Finke

Nov 18 2024

Today, I’m talking to Dr. Michael Finke. Michael is the Professor of Wealth Management at the American College of Financial Services. His research is focused on retirement income planning, retir...

retirewithpurpose.com

SEC Docks Invesco Advisers $17.5M for Misleading ESG Statements

Nov 14 2024

New Spending in Retirement study shows big increase in spending more than they can afford…...

401kspecialistmag.com

1 in 3 Guilty of Overspending in Retirement: EBRI

Nov 14 2024

New Spending in Retirement study shows big increase in spending more than they can afford…...

401kspecialistmag.com

Retirees, a Rich Life Does Not Require Spending More Money

Nov 11 2024

Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don't worry whether you're "underspending." Learn the Nuts and Bolts I put everything I use to ma...

thefinancebuff.com

3 Ways to Reduce Spending on Phone Number Location Tracking Services

Nov 02 2024

Hey there! Are you looking for an effective way to track someone's whereabouts without breaking the bank? We get it. If you need to find your kid's location right now, spending hours searching through...

thinksaveretire.com

Obsessing about NOT spending money

Oct 27 2024

I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...

reddit.com

7 Common Retirement Spending Mistakes To Avoid

Oct 18 2024

There’s a lot to consider when building a retirement income portfolio and avoiding common spending mistakes. Take the time to do the job right!...

forbes.com

Building Relationships with Grandkids: Make the Most of Your Time with Them

Oct 15 2024

Whether your grandkids live next door or states away, it is likely you will want to make the most of every second you spend with them. Spending quality time with your grandchildren can be one of the m...

baby-boomer-retirement.com

How to Overcome Fears of Spending in Retirement

Oct 01 2024

Ben has been a saver his entire life, which helped position him for an early retirement at the age of 53. Yet, he faces a big challenge. Having maintained his modest lifestyle, Ben’s comfortable...

buzzsprout.com

How to Overcome Fears of Spending in Retirement

Sep 25 2024

Ben has been a saver his entire life, which helped position him for an early retirement at the age of 53. Yet, he faces a big challenge. Having maintained his modest lifestyle, Ben’s comfortable...

buzzsprout.com