Seeking Retirement

Spending

Showing 50 results of 287

3 Smart Ways to Use Your Tax Refund in 2026

Your tax refund can be more than extra spending money. Using it strategically – such as boosting retirement savings, paying down debt, or building an emergency fund – may strengthen your long-term fin...

401kmaneuver.com Apr 06 2026

Small adventures on the cheaper side

I know some retirees end up spending a fair amount of well-earned money at the start of retirement, living Big Adventure dreams. A month in Greece and Turkey. Buying an RV and spending a year or two o...

reddit.com Apr 06 2026

Some Thoughts on Spending

Photo by Gabriel Meinert The subject of spending seems to be getting a lot of attention of late in and around the financial independence (FI) community. The issue seems to be that those pursuing FI ar...

jlcollinsnh.com Apr 01 2026

Behavior-Proof Your Retirement Planning with Ethan Lohr

Author Ethan Lohr shares how the four buckets retirement income strategy helps retirees behavior-proof their retirement. Many retirees face one similar problem that they struggle to name: the emotiona...

keilfp.com Mar 27 2026

How do you replenish emergency fund?

We all know we need to have an emergency fund, mine is around 6-8 months of expenses, but what's your strategy for if and when you dip into it, how do you go about replenishing it when you're on a tig...

reddit.com Mar 11 2026

Healthcare Before Medicare: Retiree Feedback

Roger Whitney dives into practical strategies for navigating health care before Medicare, sharing insights from retirees, survey results, and listener questions. Together they explore real-world solut...

share.transistor.fm Mar 11 2026

Not retired again! We’ll see what happens this time.

I retired then went back to work for six months then quit again. Figured I was truly retired now. Went on a month long cruise / vacation after. Work wants me back. Told them my new employee hourly rat...

reddit.com Mar 07 2026

Retirement Finances, first 20 months

I retired June 1, 2024. My wife is still working, her planned last day is June 30, this year. Here's a few things I've noticed.... I'm maintaining our 'retirement fund' portfolio at Vanguard in the 60...

reddit.com Feb 28 2026

Can You Afford to Remodel Your Home in Retirement?

Your spouse wants to remodel your kitchen and several bathrooms in your house. You’ve received a quote for the work for about $100,000. Using a strategic withdrawal approach and a Monte Carlo modeling...

howmuchcaniaffordtospendinretirement.blogspot.com Feb 27 2026

Healthcare Before Medicare: Creating Your Own Action Plan

Roger Whitney wraps up the four-part series on navigating health care before Medicare by introducing a practical decision-making framework using the OODA Loop—observe, orient, decide, act—to help you ...

share.transistor.fm Feb 25 2026

The 5 Biggest RMD Mistakes in Retirement

Jeremy Keil explains the 5 RMD (Required Minimum Distribution) mistakes in Retirement and how to avoid them. A retiree recently called for help. It was their first year taking Required Minimum Distrib...

keilfp.com Feb 24 2026

I’ve Never Seen So Many Retirees Make This Same Mistake

Most retirees who make this mistake aren’t reckless. They’re careful. They’re doing what they believe is responsible, and that’s what makes it so painful to see when it backfires. James explains why t...

buzzsprout.com Jan 15 2026

This Is What a $10M Retirement Actually Looks Like

A $10 million retirement is often imagined as the finish line — complete freedom, unlimited spending, and no financial stress. The reality is more complex. James walks through what an eight-figure ret...

buzzsprout.com Jan 15 2026

Living off more, less or the same?

When planning for retirement a major question is how much money will you need per year to live on. For all you who have been through that and are retired, are you finding that you are spending more in...

reddit.com Jan 14 2026

Almost Burned Down My Parent’s Home Twice In One Week

I’m back in Honolulu for the winter holidays, visiting my parents, and I’ve been looking forward to this trip for months. Especially after spending about $41,000 remodeling and furnishing a neglected ...

financialsamurai.com Jan 07 2026

The Five Questions for Peace of Mind in Retirement

Like many pre-retirees, it was the single most important question on my mind. "Do I have enough money?" Actually, being married, it was, "Do WE have enough money?" My wife and I were retiring at the s...

reddit.com Jan 05 2026

How to Retire in 2026: 5 Steps to Reach the Finish Line

Jeremy Keil explains the 5 steps you can take if you are planning to retire in 2026 or 2027. If you’ve been planning to retire in 2026 or 2027, it might feel like you still have plenty of time. But in...

keilfp.com Jan 04 2026

The Top 3 Tax-Smart Ways to Give to Charity in 2025

Jeremy Keil explains the top 3 tax efficient strategies for charitable giving in 2025. Most people give to charity because it’s meaningful to them — not because of the tax break. And that’s the right ...

keilfp.com Dec 19 2025

How Long Do You and Your Spouse Plan to Live, Part 2

This post is follow-up to our post of December 22, 2024 and will again highlight the benefits of using the Actuaries Longevity Illustrator (ALI) to help you develop reasonable lifetime planning period...

howmuchcaniaffordtospendinretirement.blogspot.com Dec 14 2025

The Woman in Black

Many years ago, in that world of work I invariably wore black. Dull, sombre coloured suits with white blouses and heeled shoes were viewed as appropriate attire for both office and court room. I think...

aretirementblog.blogspot.com Dec 10 2025

How to Avoid Holiday Debt: 8 Steps to Stay on Budget

Holiday spending is rising sharply in 2025, with shoppers planning to spend more on gifts and online purchases than last year. This guide shares 8 steps to help you avoid holiday debt, set clear expec...

401kmaneuver.com Nov 25 2025

Changing Colours

When I wrote about our trip to Portugal, I did say we were searching for inspiration for a recovery trip. On a whim and with a definite need to experience a little more European sunshine before winter...

aretirementblog.blogspot.com Nov 19 2025