Recalculate delay retirement
I retired in May of 2022 at 69+2 two month which should have given me 25.3 delayed credits birthday being 3/23/53 however I only received 22.7 credits witch put my credits back to January 2022 I was t...
Showing 50 results of 534
I retired in May of 2022 at 69+2 two month which should have given me 25.3 delayed credits birthday being 3/23/53 however I only received 22.7 credits witch put my credits back to January 2022 I was t...
For those that keep track/spreadsheet expenses, are you able to share your total all-in medical/healthcare cost for a year? I'll be retiring end of this year. Husband already is retired but on my comp...
What kind of logical and/or illogical reasons stop you from spending in retirement and drawing down your nest egg? submitted by /u/victorlazlow1[visit reddit] [comments]...
Lately, I've been pondering why I have less admiration for men who claim to be retired but have a working spouse. Is it fueled by envy? It's possible, considering I wouldn't mind if my wife were the b...
I am retiring soon just coming up to sixty. I am a little concerned that when I retire, I will not have things to do. I know I have lots of tasks to do round the house and garden, but I mean social ac...
I'm retired living on Long Island, New York. My son lives in California and I'd like to be near him. Is it best to have my furniture sent via moving company and drive there with my daughter or (as my ...
I’m 67, and I have an active HSA account from my former employer, though there is zero balance in it because we spent it down last year and of course there are no more employer contributions. No...
If you had to pick one, just one favorite thing about being retired what would it be? Spending time with grandchildren? Not having a boss to answer to? Sleeping in? The pure overall freedom? Feeling a...
ANYONE MOVED BACK TO THEIR "HOMETOWN" TO RETIRE OR LEFT FLORIDA OR WANT TO MOVE TO FLORIDA? ? WELL, I AM LIVING IN "BOTH" FLORIDA AND VIRGINIA WHILE I "VERY SLOWLY" MOVE BACK TO FLORIDA. RETIRED! ? FR...
Let’s change the subject a bit. Whether you have retired or not, do you have one favorite photo that brings back a great the memory of the place you have been? My wife and I love to travel and v...
A few weeks ago my husband (60) received an early morning phone call from his manager and the HR representative, letting him know that he is retired effective immediately. He had planned to work anoth...
There is a looming retirement crisis. It’s not a possibility. It’s about to be a reality for many Americans. According to a survey by Clever, “Two-thirds of retired Americans say the...
Aside from your spouse or partner, if applicable, who is the first person you told once you made the final decision to retire? Why that person? I have friends who have retired and my guess is that I w...
I'm single, retired and all my friends have relocated to warmer climes. Luckily, I have 3 cats to keep me company, and I'd like to make sure they don't end up in shelters if (god forbid) something hap...
I am enjoying being retired so far. Haven't really done much except for a little more reading. My question is what have you retired folks done to ensure your brain stays healthy? My husband is 70 and ...
We're 10 years retired, in adequate health but not up to hikes, and tired of the culture. The things that have sustained us such as live music pale as we no longer want to go out at night. TV sucks, e...
Hi all. I'm realizing that I cannot do all the things I want to do in retirement. I was so stressed in my previous job that I felt I had to retire. Now that I'm feeling healthier, is it wise to return...
I am curious to learn from those who retired. I am almost there or even there from a financial perspective. But I am finding myself delaying citing the following reasons I don't hate my job- it is tol...
Have any of you retired to the EU in your retirement? Are you splitting your time between the USA and the EU or are you retired to the EU 100% of the time? How is that going for you overall? Was it wh...
I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...
I am a little over three years away from retirement. I feel like I don't have much energy left after a day of work. My job is not physically demanding, but it is stressful. I feel like it is too close...
When I retired I began reading academic publications that were relevant to "retirement." I created a free resource... Designing Your Retirement is a free instructional manual to help retirees have hap...
I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...
Life of the Newly Retired – I may be turning into fodder for the Progressive commercial about your parents. I was “retired” by virtue of a RIF at the beginning of this year, so while...
In 2019, I retired from the practice of medicine, giving up my day and night job as an anesthesiologist for ... Read more...
Maybe those are two different things - I'm not sure. However, we have discussed the transition into retirement and how it's often not as easy, joyful, or smooth as people dream about. I retired as of ...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
I have interviews today and Monday with one of the Big4 accounting firms today. I retired from the IRS 3 months ago. I retired because I felt marginalized. I am not sure if they found me on LinkedIn o...
For those who are anxious about whether they'll have enough money, the good news is that the cost of living generally falls when you retire, for a lot of reasons. Here's a list of things that pertain ...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
Note: Class B is an RV purpose built van for camping. It’s slightly larger than a regular van. A Class B+ is based on a van but then the back is removed and a camper is built in the frame. It&rs...
I am retired but still have some ESPP stock from my last two employers. I know that when I sell these ESPP shares the 15% discount I received will be deemed "ordinary income" and as such I will need t...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
Greetings. I am retired but not yet collecting social security, which I plan to do when I turn 67 in about 4 years. I use some retirement planning models which have you look up you projected benefit a...
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
I spent some months before I retired thinking seriously about what I wanted retirement life to be like. How much "home time" did I want? Did I have big travel aspirations? What kind of people did I wa...
I gave up essentially all social media a decade ago when I realized I felt like I needed a shower afterwards. My only remaining ones are LinkedIn (which I seldom look at except to track former junior ...
Dividing your money this way can help ensure you don’t run out during the many years you spend happily retired....
I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...
Sooo…. Scenario is husband will be retiring 5-7 yrs. He is over 55 now, and we are looking forward. We are looking at new states that are military friendly mainly. I am also looking at states t...
For this topic, I'm not asking anything about your income or draw-down rate. I'm only interested in what your annual expenditure is, as a thermometer for how much it takes to survive comfortably in re...
I am 65, semi-retired. I hired my first financial planner about 10 years ago, and when I asked how they were doing compared to their performance benchmark, the literally could not answer the question....
You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even......
At the beginning of each calendar year, we encourage our retired (or near-retired) readers to perform an actuarial valuation of their household assets and spending liabilities to see whether changes s...
I lived in Costa Rica for 20 years (thinking I would live there forever) but returned to the US when my health declined and it was impossible for me to continue to live alone. I began receiving Social...
Read real-world examples of people who “retired” early by applying creative strategies....
There are a few things you need to know before you retire. If you’re not retired, it’s impossible to know what it’s REALLY like to be retired. Without knowing, it’s difficult t...
After 31 years with my current employer, 39 total working years, I am retired as of today. Whew--I work in IT, and this year was particularly stressful, with many high-pressure, large-scale projects t...
In 2014, my wife had just retired from her stressful Pathologist role when I uprooted her to fulfill my dream ... Read more...
Laura Stover, RFC is solo today for a special episode as we cover this week’s featured article from Kiplinger “Consistency Is the Key to Investing When You're Retired.” We need to fo...