Seeking Retirement

Retired

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Is anyone else upsizing after retirement?

My husband just retired at 71. I (63) hope to work several more years - I really love my job. We just put an offer in on a house that is older (1828), larger and on a much bigger lot than our current ...

reddit.com Jun 03 2025

Required Minimum Distribution Question

I'm 67 and retired. I'm withdrawing from one of my 401k's even though I don't need the funds to live on at the moment. I'm putting the funds into an investment account at Vanguard so my heirs will hav...

reddit.com Jun 01 2025

Drowning in spouses attention.

So, indeed I'm head over heels in love with my wife. I have it really good. I retired almost 3 years ago & my wife joined me 3 months ago. We're Gen Jones boomers, with my wife truly a last gasp b...

reddit.com May 29 2025

13 Years After Early Retirement

Hey everyone! It’s been 13 years since I retired from my engineering career. Wow, has it really been that long? Hard to believe, but it’s true. Time flies. The big ... Read more The post 1...

retireby40.org May 21 2025

The Surprising Regrets of Wealthy Retirees | Root Talks

Retired with millions—but full of regret? In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financia...

buzzsprout.com May 16 2025

Social Security Letter Stating We Owe Them $

My wife is a retired teacher since 2014. The school system does not pay into Social Security. She retired 10 years ago and has been paying her Medicare premium through bank withdrawals. Now, 10 years ...

community.aarp.org May 13 2025

Where did nine years go - time is shrinking

We retired in 2016, I wanted to retire and my better half (wife) had to. I find it impossible to accept that this was 9 years ago. We are doing fine after a few bumps along the way. The time flew by a...

reddit.com May 11 2025

Are you continuing to accumulate in retirement?

If you continue on your current course will you die with much more money than you had the day you retired? What I mean is, will you have more $ (American centric question, but Euro and other residents...

reddit.com May 09 2025

Sleep Improvement Since Retiring

This data comes from my iPhone and Apple Watch. I had a very strict schedule (manager) when I was working so I had to be at work between 7:30 and 8:00. Once I retired after 60+ I continued to track my...

i.redd.it May 09 2025

Who has obsolete workplace skills?

I’ve retired at age 60, 13 years ago, and was looking back over my workplace skills and realized that if I had to rely on finding work with two of them today I would be out of luck. In the early...

reddit.com May 07 2025

Non-pension people - How's it going?

I'm one of those who retired without a pension. Fortunately, we worked hard and saved well. Having said that, I know that I can only enjoy the good life while my investement's are humming along nicely...

reddit.com May 03 2025

Realistic money needs per month etc.

For those retired in the Plains (for cost of living background) how much do you really need. Currently, 55. Owe 10 years on house. No other debts. 401k max, IRA, and too much cash in the bank. I want ...

reddit.com May 02 2025

Missed early retirement incentives

I retired in December at age 62. Today I learned that my former employer is offering an incentive of $117,000 to anyone over age 59 1/2 to retire early. It was kind of a bummer to hear that, but on re...

reddit.com May 02 2025

Work related large lump sum paid

Perhaps you can help a retired lady. I'm 77 and started collecting SS when 62. I still work part time and am self employed. Recently I won a work related lawsuit of $220,000.00. I've been relatively l...

community.aarp.org Apr 20 2025

JP Morgan Study of 5M Retirees Spending

Been retired 3 years. My spending has steadily declined each year. I prepared for retirement by paying off my mortgage and car loans. Retired debt free. My investments are 20% in VOO for money I don&r...

am.jpmorgan.com Apr 15 2025

Where does the day go? And are naps bad?

Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...

reddit.com Apr 08 2025

Rolling with the punches in retirement

My wife and are only 18 months retired, and we haven’t encountered anything that has seriously blown up our retirement lifestyle of choice — yet. But we know others that have. Kids have mo...

reddit.com Apr 03 2025

A recent sub that I started and a thank you

I recently asked why people continue to work when they have the means to retire. As someone who is retired and loves it, and someone who worked 40+ years and never woke up and said “I hate my jo...

reddit.com Mar 31 2025

Opinions sought on my withdrawal strategy

I’ve been retired for three years and, so far, my investments have grown more than I spend. Although 2022 was a tough year to retire into, my total annualized return is currently about 11%. I ha...

reddit.com Mar 31 2025

My thoughts on retirement after a couple of years

Context; I retired 2.5 years ago after a lifetime teaching biology and chemistry. I have a decent pension and a property portfolio so financially I’m secure and don have to worry about money, fo...

reddit.com Mar 30 2025

Building community in retirement

So I'm coming up on a year retired as of June 1. The biggest challenge seems to be in finding people to be around. Part of the problem, I know, is that I'm by nature an introvert. I'm not a group-join...

reddit.com Mar 28 2025

Some weeks I don't leave the house for days. Help!

My husband and I are retired, living in the north suburbs of Minneapolis. I feel like a useless shlub sometimes, when I don't leave the house for a couple of days straight, especially when the temp is...

reddit.com Mar 24 2025

I have a question about retirement withdrawals

We are retired and have a nice but not opulent nest egg that we withdraw a small amount from monthly for current expenses. My question relates to those expenses that aren't current. Let's say we have ...

reddit.com Mar 23 2025

A thank you & quick Introduction

Good evening everyone! Thanks for allowing me to join. I’m now 67 and I retired in 2021 after stints in the U.S. Army and at the VA. My original plan was to retire at 62. But, as fortune would h...

reddit.com Mar 20 2025

I don't miss my IT Leadership Job

Last night, my wife mentioned she thought I retired too early. Today, after catching up with some of my old team members over coffee, I realized I don’t miss the job at all. The man who replaced...

reddit.com Mar 19 2025

Equities vs fixed income for retirement next year

Retireing in a year need advice on equities vs fixed income I am working at 76 for another year since the sale of my business payoff required another year of my presence. Wife retired a few months ago...

reddit.com Mar 19 2025

Experience with Tricare For Life?

My husband is retired from the military and we became eligible for Tricare when he turned 60. I’m planning to retire the end of October at age 64. What have your experiences been with Tricare co...

reddit.com Mar 18 2025

23 Outdated Financial Advice That No Longer Make Sense

Finance changes, but some advice sticks around like an old myth that refuses to die. Bad financial takes get passed down like family recipes, even when they don’t work anymore. I retired early b...

dadisfire.com Mar 17 2025

Where to withdraw funds after retirement?

I hope this is not off topic here, but you all usually have very good advice. I retired Dec 31. I am 63 yrs old. In November a family member unexpectedly gifted investments to me and my siblings. I De...

reddit.com Mar 14 2025