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There’s talk of dark clouds looming on the economic horizon. If you’re retired, that may be the best news you’ve heard today....
I’m looking to retire at the end of 2026 (hopefully not get retired this year) and just starting to plan the financial stuff. I got wiped out in divorce at 48 so very proud of myself for even be...
Life used to be a lot more affordable. Our grandparents bought homes, raised families, and retired without drowning in debt. Millennials? They’re stuck with sky-high rent, student loans, and a c...
I am being "early retired" by my employer due to budgetary pressures; I'm one of many aged 60 and over offered a package to retire. I am going to be 61 in a few months. I am not sure that I want to st...
In this episode of the "Rock Your Retirement" podcast, host Kathe Kline and guest host Barbara welcome Rebecca (Becky) Blue as a special guest. Rebecca, an accomplished author and retired nurse, discu...
I retired about a month ago and last posted an update after the first few days HERE. Now that it's been 30 days, a few more notes and a couple of questions for you: 1) Still have not had a work dream ...
Boomers made saving look easy. They built wealth, bought homes, and retired with money in the bank. Millennials? They’re stuck with sky-high housing costs, crushing debt, and a paycheck that bar...
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Podcast 88: Invest with Impact with Toussaint Baile...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
Hello, I have a HELOC of approximately 200,000. I am semi retired. I need to withdraw approximately 80 K per year to supplement my income. I am not collecting my pension or Social Security yet. once I...
I have a friend who complains that he spends way too much time doomscrolling on multiple SM channels now that he’s retired, and he doesn’t really know how it got that way so fast with him,...
Retirement is a difficult transition. Retirement Readiness is the key to making it easier. As I was preparing for retirement, I talked with some of my co-workers who retired before […] The post...
Assuming you have retired and figured living expenses already, consider ubering people around. If you do it in the day time, it shows you the life you may now be missing - as folk chat about whatever....
The Social Security Fairness Act retroactively reverses some 1983 reforms and increases benefits for some retired state and local government employees....
The 2.5% cost-of-living adjustment (COLA) will begin with benefits payable to retired Social Security beneficiaries in February when their January 2025 payments arrive....
I've been considering moving closer to family. I've wanted to move for years but was stuck by my job. I had seniority and great pay.. Quitting and moving would have been wrong. Now I'm retired, but wh...
Hiya, first post in this sub, but I've been in the personalfinance sub for years. This is an honest question, so please don't knee jerk assume I'm some kind of doom and gloomer. I'm recently retired, ...
I'm recently retired (June 1 last year), and so far, things are going well. Something that recently came to mind, regarding retirement funds, that is a new concern. Because of the way things rolled ou...
Early retirement is great. I retired three years ago in my 40s. I love it. But you have to prepare for, and in some cases, accept, the negatives. Most people picture early retirement as endless freedo...
I’m a 68m, retired and married. My wife has a very rewarding job she loves with lots of business travel and no desire to retire I’ve seen ads for solo travel tours that could be fun though...
hi thanks for listening! Not yet retired. I am 65 in April and love my healthcare admin job, Husband won't be 65 til Aug 26 and has a love/hate relationship with his job. My FIL died last July and we ...
The Actuarial Financial Planner (AFP) workbooks (for single retirees and retired couples) are robust actuarial models integral to each of the three “M” steps outlined below in our recommen...
I'm 65, not retired. I've been renting ever since my divorce 12 years ago but now think I should buy since rents are going crazy and at least I could have some equity someday. I've got about $110K in ...
Hubs and I are both retired in our 60's and 70's. We owe about $120K on our house at a 2.75% rate. No kids, thus no grandkids. We have several nieces and nephews that we are close to that have been ve...
Sure, now that you’re retired, there are some major sources of stress now gone. No more awful colleagues or bosses, no deadlines or quotas, no performance reviews, no fluorescent lights. But thi...
If you're retired, or soon will be, riding out a roller-coaster market can be nerve-racking. Try to hold steady and focus on balancing your investments....
Learn how to find meaning and purpose in retirement after a life in public service with retired librarian and current retirement coach Susan Hawk Schneider....
At 70, I felt a phase of my life close and another open. Having retired at 63, I have been a competitive tennis player and gym rat for the last 40 years. However, joining the septuagenarian club struc...
I have some money in a retirement accout from my previous employer. I am retired now but don't need to start taking disbursements for another 6 years. I am very worried about the stock market as I los...
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Retirement Ready: Confidence, Planning, and Purpose...
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
I have one Ira that was made from a 401(k) rollover when I retired. I am working part time to supplement my income. My question, is I have about 90% of the Ira in ETFs and 10% in the money market opti...
I have been retired for exactly 1 month and am wondering how long it takes to get used to being retired? I am a “hare” personality and have worked since babysitting at age 12. Can’t ...
I'm 67, retired, good income from various sources. I have a pretty significant IRA I haven't touched. Really don't anticipate tapping into it for several more years, possibly only when required minimu...
Hi all, I am posting here to get the collective wisdom of this community on the subject of credit cards. I am 66 years old and retired last year at age 65, although that was not of my own choosing. I ...
How about this twist? We just started Medicare January 2025 We got hit with IRMAA because our 2023 MAGI was too high HOWEVER, I retired in 2023 (life changing event - work stoppage) and our MAGI for 2...
My husband carries the insurance and will retire at 64. I’m retired early due to an injury and I’m collecting SS I’m 64 in April. My question..if he retires at 65 in January, I will ...
I am obsessing about the past, now that I am retired and have a lot of free, idle time. I can’t seem to stop regretting things I did. Or did not do well. Or should have done. I hate the feeling....
On January 1st we conducted our Annual Financial Review for our retirement portfolio. I’m smiling. Since I retired in June 2018, the S&P 500 has had a nominal annualized return […] Th...
When I retired at 42, it wasn’t a sudden decision or a stroke of luck. It was the result of over two decades of careful planning, intentional living, and a commitment to financial independence. ...
Background information: I'm currently 66-4 months and full retirement age is 66-8 months. My wife is 55. I retired 2 years ago and my wife will be retiring in 2 months. We both are collecting decent p...
Low-income retired couples with less than $3,000 in assets can get Medicaid to supplement their Medicare insurance or pay for a nursing home. This asset cap, set by state governments, mainly applies t...
What do you all do about dental and vision insurance/care, especially for those who retired before 65? We are all set for medical care due to a wonderful old time pension that includes health insuranc...
I am a 75 year old retired father who would like to understand how to efficiently withdrawal from my two accounts. Here is more information about my current situation. Debt: No debt and house is fully...
Now that I've been retired over a year, I feel I have an established morning ritual that sets the tone for the day and celebrates the retired status. It goes like this: Wake up without an alarm, which...
I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing...
TL;DR I love retirement and have no regrets. I’d like to share some thoughts after being retired for a full year. -I’m still amazed at how easy the transition from worker to retiree was. A...
For those Not yet retired … How much longer do you have? Seems the end/ beginning of the year is popular.. Also - did you decide to keep track of it? Maybe you are marking it off on a calendar?...
If you worked a non-traditional schedule before retiring, do you have any suggestions for adjustment to retirement life. Husband just retired from the airline industry. For over 43 years, he's been wo...
Retired couples spend lots of time together. Without the distractions of work and raising kids, miscommunication can cause trouble. Here's a way to avoid that....