Showing 50 results of 603
I am retired but still have some ESPP stock from my last two employers. I know that when I sell these ESPP shares the 15% discount I received will be deemed "ordinary income" and as such I will need t...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
Greetings. I am retired but not yet collecting social security, which I plan to do when I turn 67 in about 4 years. I use some retirement planning models which have you look up you projected benefit a...
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
I spent some months before I retired thinking seriously about what I wanted retirement life to be like. How much "home time" did I want? Did I have big travel aspirations? What kind of people did I wa...
I gave up essentially all social media a decade ago when I realized I felt like I needed a shower afterwards. My only remaining ones are LinkedIn (which I seldom look at except to track former junior ...
Dividing your money this way can help ensure you don’t run out during the many years you spend happily retired....
I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...
Sooo…. Scenario is husband will be retiring 5-7 yrs. He is over 55 now, and we are looking forward. We are looking at new states that are military friendly mainly. I am also looking at states t...
For this topic, I'm not asking anything about your income or draw-down rate. I'm only interested in what your annual expenditure is, as a thermometer for how much it takes to survive comfortably in re...
I am 65, semi-retired. I hired my first financial planner about 10 years ago, and when I asked how they were doing compared to their performance benchmark, the literally could not answer the question....
You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even......
At the beginning of each calendar year, we encourage our retired (or near-retired) readers to perform an actuarial valuation of their household assets and spending liabilities to see whether changes s...
I lived in Costa Rica for 20 years (thinking I would live there forever) but returned to the US when my health declined and it was impossible for me to continue to live alone. I began receiving Social...
Read real-world examples of people who “retired” early by applying creative strategies....
There are a few things you need to know before you retire. If you’re not retired, it’s impossible to know what it’s REALLY like to be retired. Without knowing, it’s difficult t...
After 31 years with my current employer, 39 total working years, I am retired as of today. Whew--I work in IT, and this year was particularly stressful, with many high-pressure, large-scale projects t...
In 2014, my wife had just retired from her stressful Pathologist role when I uprooted her to fulfill my dream ... Read more...
Laura Stover, RFC is solo today for a special episode as we cover this week’s featured article from Kiplinger “Consistency Is the Key to Investing When You're Retired.” We need to fo...
Retired parents who have a child with a disability say the income they and their children receive from Social Security is critical to their survival. Yet, for some, it still falls short of what they n...
My wife and I are both retired at 67. I'm deferring Social Security until 70 to maximize the monthly benefit; my wife is collecting hers because it makes sense to. Our lifetime, based on family, will ...
My husband (61) is 100% retired. I'm (62) mostly there but did work part time for half the year so have earned income. Is there any reason we absoluteely should (or should not) contribute to our Roth ...
I retired at age 57 last year. Nowadays I have fiduciary financial advisors to help me navigate all the complexities of being a person that has to file quarterly taxes and figure out how to best move ...
Hiya! I retired 5 years ago at 57 (single) with 1.2 million net worth. Financial advisor told me 99% chance plan would work until I was 99. Told him my spending would be around 5k net a month. I will ...
I was laid off at 58, 59 now. I have accepted being retired. I’m thinking of getting a HELOC. Will I run into problems getting approved because I am retired? I just want it for home emergencies ...
Hello, I am glad to have found this thread. After working for 30 plus years in the finance industry, I'm finding retirement to be an interesting adjustment. I've always operated on a very regimented s...
The Actuarial Approach recommended in this website involves periodically (generally annually) comparing the present value of a retired household’s assets with the present value of its anticipate...
I’m just getting started with retirement at 67, but it’s pretty low key. Working a part time job for fun, something not very taxing and that gets me out of the house. Other than that, it&r...
Not retired yet, 2 years away. My hubby (73) is retired, I’m 63. We have a 5 acre rural “homestead” with extensive flower & veggie gardens, chickens, ducks etc. it requires a lot...
I know there are some people who will say if you’re working at all, you’re not retired. There are others (like me) who work a little because it’s mentally and physically healthier to...
I was recently a guest on the podcast Awe-Inspired and Retired.We talked about all things retirement, from where we're going to live, to what we're going to do, to who we're going to do it with . . . ...
So, I've been retired for 10 years now and had forgotten how horrible it is to get up, shower, shave and be out the door at 7am. Once again I have convinced myself that even contemplating part-time wo...
About me: Retired since 2017, 67 years old, single, child-free, no family nearby. I presently live in an affluent Coastal California mid-size city. My townhome is fully paid. I live a peaceful life, e...
I want to acknowlege that this may sound self-indulgent and annoy anyone who is struggling right now. I am not and I am thankful, even though maybe going through a rough patch today. The gift of time ...
I’m 59. My husband is 65 and semi-retired. Pro’s: 1. I’m soooo tired, 2. I need more time to exercise and stay healthy, 3. We definitely have enough to live on, 4. I’d like to ...
I am highly motivated in retirement (I have been retired for less than a year) and am never bored. I study and exercise every day. I enjoy these activities, but also I want to prove to myself that all...
I am single and approaching retirement. Most of the post I see seem to be from couples. I would love to hear some experiences from single and retired people? submitted by /u/NovaLouAdded[visit reddit]...
The holiday season is here. This post was contributed to Leisure Freak by Jim McKinley, a retired banker and the creator of Money With Jim. Having fun while staying on seasonal financial track is a wi...
I’m not retired yet but probably within the next year. I just bought a small 110 cc cycle for cruising around town and i love the thing. I’m in my sixties and it’s my first cycle eve...
Following numerous posts here and on AskReddit. Curious about your ideas/thoughts of retirement, and if your retired, is it all it's cracked up to be? Or more, or less? I've posted numerous times, tha...
I am a married, retired man. Our gym has exercise classes. Yoga. Zumba. Aerobics, stretching, etc. At my senior center the vast majority of attendees are women. Most of them seem reluctant to talk to ...
I posted this in r/healthcare and didn't get any responses. Maybe someone here can answer? I am retired to there is that :-) I appreciate anyone who answers. I think I understand how this works, but w...
I’ve been retired for almost two years and I’m pretty content with my mix of activities during the day. Some active, some relaxed. Some purposeful, some for fun. Some social, some alone. S...
While the 2024 COLA is far lower than last year’s 8.7% increase, it’s still higher than average thanks to stubborn inflation....
The snowbird lifestyle is an appealing choice for many retirees who seek to escape the harsh winter months. For those newly retired, this lifestyle offers the freedom to migrate between two homes, one...
Me (59) and my husband (69) both retired in 2021, and over the last 2 years we basically just traveled around the world to the places that we simply didn't have time to go to when we were still workin...
Over twelve years of blogging, several books, a national magazine profile, and countless friends, both virtual and real, Satisfying Retirement has been a central part of my retired life. In fact, I ha...
I had a lot on my plate, and had planned to retire in January. My work changed dramatically over the past 9 months, and it really just felt like too much. I was also feeling sick and exhausted all the...
Please only vote IF retired and USA loans. Thanks! Just this month payments have resumed on student loans. Despite what many people believe, yes some Retirees have student loans. It is yet another tug...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...