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IDK how much I can share here. You never know if someone you know is also here. After 28 years, I'm done. If the work were not so horrible, and the company so greedy, I'd probably stay and make it a f...
We are Gen Jones and are retired nearly 2 years now. Like many parents of our generation, we have an adult Millennial child still living at home. He has a skilled career and makes good money, but it w...
Afternoon all - A few days ago, I saw a video from a fianancial consultant who was advocating that if you own a home you should consider selling it when you retire, take the proceeds from the sell and...
Tuesday, April 07 - Monday, April 13, 2026 Most Commented score comments title & link 19 25 comments Retired folks: Best time of year to save money on home improvement projects? Top Comments score com...
We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How do I get my wife to say "yes"?
Americans have enjoyed lifestyles that would normally be out of reach to them by working remotely in countries with lower living costs.
Should medical residents be buying a house that they'll probably only live in for 3-5 years? I don't think it's a great idea. The post The Case Against Resident Homeowners appeared first on The White ...
We’ve all read the research about the “Go-go, slow-go and no-go” periods of retirement and decreased real-dollar spending as we age, but contrary to observed research, most decumulation strategies tod...
In anticipation of, and the initial years of, retirement, we're working through a list that was in part put together with the help of this board! We're currently doing some kitchen upgrades. One of th...
[Long] This might be one of those “Shut up, good problem to have” things, but I honestly don’t have a grip on it. I’ve been retired for 2.5 years and in 6 months, I’ll claim Social Security when I hit...
Tuesday, March 31 - Monday, April 06, 2026 Most Commented score comments title & link 182 128 comments Small adventures on the cheaper side 377 79 comments I've Been Retired For Three Years. It's Time...
On the scale of active to passive real estate investing, turnkey properties are in the middle. They could be a great spot for your portfolio. The post Why You Should Consider Turnkey Rentals appeared ...
When I claim SS my wife and I suddenly have another $5700 monthly coming in (mine+spousal). That WELL exceeds what we need to live on - even with a generous vacation budget. I'm thinking that at that ...
Both 70. Sold Del Mar home. Bought La Jolla condo. Needed kitchen and both bathrooms updated before we could move in. Timeline was brutal. Had to be out of rental by end of April. Only had 10 weeks fo...
Instead of seeing retirement planning as a game of optimizing returns, try to view it as building a plan that keeps your family steady when life punches first.
As someone who's been writing about FIRE (Financial Independence Retire Early) since 2009 and actually leaving full-time work for good in 2012, it's been quite an interesting ride. For the most part, ...
Your home, your life, your rules. Master the basics of aging in place and take control of your future with our 10-question home safety knowledge check.
When I think about the start of spring, I think about spending the Easter holiday with my family, the colors returning to our green spaces, a little more sunshine, and maybe a shower or two. Hail the ...
Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash.
(65M) in good health here, urging all my friends to be careful around the house, as danger lurks where we least expect it and we don’t heal like we used to. Two days ago I nonchalantly headed downstai...
I know some retirees end up spending a fair amount of well-earned money at the start of retirement, living Big Adventure dreams. A month in Greece and Turkey. Buying an RV and spending a year or two o...
In a previous post, I debated whether it’s better to buy a home with a bigger lot or an amazing view. One key point was that unlike increasing livable square footage, it’s nearly impossible to create ...
Financial independence isn't just about hitting a certain net worth or reaching a magic retirement number, it's a personal journey shaped by your habits, values, and the emotional baggage that money c...
Is your "forever home" actually a "Peter Pan house?" The age-in-place dream often hits these three unexpected roadblocks.
One of the challenges of obtaining home health care for seniors is its cost, which is often beyond the means of people and their families. The cost barrier is especially true of aides hired through pr...
First of all, I was very happy to find this subReddit last year, it has been a very helpful and comforting place as I planned (and re-planned) my own retirement. My last day will be end of June, I tol...
We are looking to downsize from a 4500sf home. Naturally, that will mean giving up space, but we’re having a hard time prioritizing. Every room in our current home is spacious and we have lots of stor...
Here's a look at the smart, luxury modifications that prioritize your recovery, relaxation and effortless entertaining.
My last day was mid December last year. Enough time has passed that I now sleep through the night and the home improvement projects are moving along nicely. I felt a little strange at first when money...
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how to build your own retirement AND support your kids financially, today on Your Money, Your Wealth® podcast number 575. "Lloyd and Diane" in Mo...
Gas prices are at least $1.00 more than when retirees and snowbirds headed for warmer weather. Here are some easy ways to save some of that cash.
If you see yourself in these four Midwestern Millionaire traits, you're among America's best savers. You're also most likely one of its most reluctant spenders.
Jeremy Keil explains how putting your cash in the wrong spot could prevent you from earning thousands in interest during your retirement. Many retirees spend a lot of time thinking about how to get be...
I’ve been trying to wrap my head around how the recent legislation could affect retirement income, especially when it comes to taxes, Medicare premiums, and withdrawals. A few things I keep coming bac...
Since I started Financial Samurai in 2009, I have been on a mission to help readers achieve financial freedom sooner rather than later. And one of the core strategies I keep coming back to is encourag...
We love our grandkids, but we're not a summer camp.
After a colourful career in high-tech/telecoms, I realized it was time to retire when I was suddenly reporting to a 22 year old who knew less about technology than the cashier at a dollar store, place...
Join us as we continue our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies designed to replace your anxiety with clarity and control. I...
I (F, 62) unexpectedly inherited my mother's house and some small investments which have enabled me to retire. It's been a tough year with Mom's death, house sale, all her 'stuff', my husband's job di...
Retirees are conditioned to think that market risk is the main threat to their future, but here's the real danger — and how to bring it under control.
Occasionally, I head to the r/overseventy to get a dose of their wisdom. This smaller subreddit has some great discussions. This comment was in response to a popular post of someone fearing turning ol...
Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.
? Show Notes Wade Pfau, author of The Retirement Planning Guidebook and creator of the Retirement Income Style Awareness (RISA®) assessment joins Roger for a wide-ranging conversation on the big quest...
One of the biggest conundrums parents face is managing their own emotions when a stock market, real estate market, or any other risk asset takes a dive. On one hand, it's painful to watch your portfol...
Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...
Hello. I was feeling pretty low 3 weeks ago, after my job of almost 26 years ended on January 30. What has helped me so far: Daily exercise. Walking 5 days a week, and dumbbells for upper body 2 days ...
See the end from the beginning and figure out how you're going to get out of real estate investing before you get into it. The post The 7 Ways to Get Out of a Real Estate Investment appeared first on ...
62 year old Canadian here. I'm currently in a situation where I am living on 1/2 my take-home pay so am slamming every other cent into savings. Theoretically in about a 1 1/2 years I should be able to...
Retired in my early 60's. Then spent 9 years working part time at a local business. As expected I was surrounded by much younger people. For them the job was a career. I didn't need the job which of c...