Real Estate
Showing 50 results of 380
Resist The Temptation To Do A Cash-Out Refinance As Rates Collapse
Sep 16 2024
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful reflection, my conclu...
financialsamurai.com
How Kamala Harris’s Housing Plan Could Drastically Change Wealth Transfer
Sep 16 2024
In this episode, we unpack Vice President Kamala Harris’s ambitious plan to lower housing costs, which would be funded by adopting Senator Elizabeth Warren’s sweeping estate tax overhaul. ...
sites.libsyn.com
Considering a 721 Exchange? Adopt a Buyer Beware Mindset
Sep 11 2024
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
kiplinger.com
Maximizing Real Estate Returns In A Multi-Year Rate Cut Environment
Sep 09 2024
At long last, the time has finally come for the Fed to begin cutting rates in September. As a result, real estate investors will likely benefit from a tailwind over the next couple of years, after a r...
financialsamurai.com
To not be in debt in retirement, when do you buy your last house?
Sep 09 2024
After an earlier post about advice to give to kids about retirement, one of the most common answers was to be debt-free at retirement, including a mortgage. I got to thinking about that, and what that...
reddit.com
"old person" housing in a state that do not tax on retirement income?
Sep 09 2024
hello! I've entered my 50's and I need to start planning for housing...I just like to plan things and of course, I'm single, so it's good for me to plan, too. someone in a subreddit somewhere on reddi...
reddit.com
Aging in Place Will Be Big Business for Home Builders
Sep 09 2024
Many people will be looking to make their homes aging-friendly in the years to come....
kiplinger.com
First-time snowbirder with a house
Sep 09 2024
Hello. I live in Vermont and after long Covid delays (shutdowns, crazy interest rates), I really do not want to be here all of winter 2024-2025. This is a one-time transition, though I may do it seaso...
community.aarp.org
IoT as a Service (IoTaaS): Simplifying Adoption for Enterprises
Sep 07 2024
IoT has transformed how we communicate with plain objects and machines. It has accelerated communication and data analysis making it more productive and efficient at home or the workplace. However, th...
thinksaveretire.com
Should I Get a Mortgage for My Retirement Home?
Sep 04 2024
Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off? In this episode, we explore Scott’s question about pursuing a mortgag...
share.transistor.fm
Should I Withdraw from My IRA to Pay Off My Mortgage?
Sep 04 2024
One of our listeners actually has a better mortgage rate than me! However, as they begin to test their retirement budget they have found that the mortgage payment leaves that budget a bit tight. So th...
share.transistor.fm
Where is home? Is there a home?
Sep 03 2024
We have been renting up in Maine for the past year (2 different properties) while also maintaining our primary home in Mass. it’s been a great experience for us. We can’t travel internatio...
reddit.com
Careful Giving Up Your Career To Be A Stay-At-Home Parent
Sep 02 2024
In April 2017, I made a commitment to be a stay-at-home parent for the first five years of my son's life. When my daughter was born in December 2019, I made the same commitment for the sake of equalit...
financialsamurai.com
Paying Mortgage Discount Points: A Powerful And Misunderstood Option
Sep 01 2024
Mortgage rates are always a hot topic in the news. Whether they are up or down they are newsworthy. There is a way to save on your mortgage and get a better great rate, regardless of whether rates are...
dadisfire.com
Want to Move to Portugal? What to Consider Financially
Aug 31 2024
Knowing what to expect when it comes to your taxes, investments, real estate, Social Security benefits and other money-related issues is critical....
kiplinger.com
The American Dream - Equity Growth Has Helped To Destroy It
Aug 30 2024
For many folks, their home is their only investment or a majority of it - for many, they think about the equity that it gains as a form of retirement financing - be that selling it for a hefty profit,...
community.aarp.org
How does retirement work with kids at home?
Aug 29 2024
People are getting married later and kids move out later. For instance I am 62 and going to back to school night tomorrow for my youngest. I can’t downsize yet and I still got my wife and three ...
reddit.com
A Different Way to Approach Your Mortgage in Retirement
Aug 28 2024
Conventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options....
kiplinger.com
Seeking investment advice for a concerened 61 yr old.
Aug 26 2024
I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...
reddit.com
Housing
Aug 26 2024
In the current election cycle, I am glad to see that people are talking about "affordable housing" and talking about needing MORE housing built - unfortunately builders are not building what is needed...
community.aarp.org
Is An Adjustable Rate Mortgage a Good Idea?
Aug 24 2024
When it comes to choosing a mortgage, one of the most significant decisions homeowners face is whether to opt for a fixed-rate mortgage or an adjustable-rate mortgage (ARM). While fixed-rate mortgages...
dadisfire.com
Would a Reverse Mortgage Work for You in a Gray Divorce?
Aug 21 2024
If you're getting a divorce but are reluctant to sell your home or can't afford to buy out your spouse's half, a reverse mortgage could be a solution....
kiplinger.com
Reader Case: Should this International Family Buy a House Abroad?
Aug 20 2024
What time is it? It’s reader case time! This reader case caught my eye because this international family decided to say no to the conventional North American 9-5 lifestyle by starting their own ...
millennial-revolution.com
Think Outside the Agent: Clever Things To Ask For When Buying a House
Aug 20 2024
When buying a house, many people are aware that they can negotiate the price. Some might even consider asking for a home warranty to be included in the deal. Home warranties are a common negotiation p...
dadisfire.com
Understanding Rental Property Depreciation Recapture: I’ve Paid It A Few Times
Aug 19 2024
Have you ever wondered why an old, worn-out car does not have the same value as a brand-new one? The same principle also applies in real estate, called rental property depreciation. As a real estate i...
dadisfire.com
Performance-Based Commission Rates By Top Real Estate Agents
Aug 19 2024
With the real estate industry finally lowering commission rates after August 17, 2024, a battle is brewing among brokerages and agents to win business. For example, Sotheby's has decided to charge 2% ...
financialsamurai.com
Four Things to Consider Before Giving Your Kid a Down Payment
Aug 16 2024
Younger generations sometimes face an uphill battle to buy their first home. Here’s how to decide if you can help — or if you should....
kiplinger.com
Proof The Real Estate Industry Is Finally Lowering Commissions
Aug 16 2024
I recently received an email from an agent at Sotheby’s, a prominent real estate brokerage with 1,115 offices located in 84 countries and territories worldwide, and I thought it was worth sharin...
financialsamurai.com
Why Your Retirement Likely Will Include An AI Humanoid Robot
Aug 15 2024
Home robots have been a futuristic fantasy, but advances in robotics and AI are converging with global aging. Tomorrow’s retirement plan might include a humanoid robot....
forbes.com
The Wonders of Telemedicine for a Doctor
Aug 12 2024
If you want to increase your income, telemedicine can be a viable option, and it can be done from the comfort of home. Here's what to know. The post The Wonders of Telemedicine for a Doctor appeared f...
whitecoatinvestor.com
Why Buying a House is Financially Better Than Renting (Includes Calculator)
Aug 09 2024
As a Chartered Financial Analyst with over 20 years of experience in real estate investing and financial services, I’ve seen firsthand the financial advantages of owning a home versus renting. I...
dadisfire.com
How Much House Can You Afford?: The McDonald’s Principle
Aug 08 2024
It’s hard to know how much house you can afford. Actually it’s easy to know how much house you can afford. It’s hard to know how much house you should afford. The McDonald’s Pr...
dadisfire.com
How 'Home-Based Planning' Can Address Long-Term Care Costs
Aug 07 2024
Traditional planning for the cost of long-term care doesn't reflect the realities of what the costs are and how they'll be paid....
kiplinger.com
Home Upgrades That Are (and Aren’t) Worth the Money
Aug 05 2024
Recently, we have had to do some renovations, and it got me thinking about the balance of FIRE and how ... Read more...
physicianonfire.com
The Demise of an N.F.L. Retirement Home Trumpeted a Decade Ago
Aug 03 2024
A planned senior care facility next to the Pro Football Hall of Fame was trumpeted a decade ago. Today, no such place exists and the idea seems to have been dropped....
nytimes.com
Get Smarter About Your Mortgage (Calculator Spreadsheet + Video)
Aug 02 2024
Many of us secured historically low mortgage rates for our homes in the past decade. We now find ourselves content with a 4% rate or better as our home values continue to rise. Our family refinanced t...
retirebeforedad.com
What Is The Best Real Estate Niche? Consider My Goldilocks Principle
Jul 31 2024
Real estate is a vast field with countless niches, making it challenging to determine where to start. When I was a teenager, I used to go to the library and read books on real estate. I also stalked t...
dadisfire.com
3 Key Factors to Consider Before Paying Your Mortgage Off in Retirement
Jul 31 2024
Connor plans to retire soon and wonders if he should pay off his mortgage of $300,000 or invest those funds, especially since he has a low interest rate. James gives a detailed response and reveals wh...
buzzsprout.com
The New Sunbelt
Jul 30 2024
I retired to Pennsylvania because we had some family in the area, the cost of living is less than our old home in metropolitan New York, the winters are a little warmer, and it's not so far away that ...
sightingsat60.blogspot.com
Last Week of Vacation Blues
Jul 29 2024
Hey everyone! I’m heading home later this week. Woohoo! I’ve been away for almost 6 weeks and am anxious to get home. Travel is fun, but I’m completely worn out. ... Read more The po...
retireby40.org
What Is A Mortgage Recast, And When Is Better Than A Refinance?
Jul 26 2024
Imagine a financial strategy that can lower your monthly mortgage payments, save you thousands in interest, and bring you closer to the dream of early retirement. Mortgage recasting is a powerful tool...
dadisfire.com
Young Adults: the Search for Affordable Houses
Jul 19 2024
One in four 20-somethings in the Boston metropolitan area said in a recent survey that they are planning to quit urban life. Their biggest reason: high housing costs. South Carolina, on the other hand...
crr.bc.edu
Financial question on the use of debit cards vs credit cards
Jul 14 2024
I have been retired for two years. I am very blessed financially. Not to the level of having that beach house but we don’t have any worries for our needs. We use debit card for everyday purchase...
reddit.com
Having Cash Could Make You Poorer In Many Ways – Be Careful
Jul 07 2024
During a recent liquidity crunch, I kept thinking how nice it would be to have more cash sitting in my bank account. Once I received a $106,000 real estate capital distribution, I felt a tremendous re...
financialsamurai.com
Tell me the truth about RVs. Thinking of buying for post-retirement life.
Jul 06 2024
Husband and I are planning to retire in a little over 2 years. Planning to sell current house and buy a little land, downsize by building a smaller house (not tiny) but enough for 2 people. While we a...
reddit.com
It's time to move on to something else.
Jul 06 2024
Shortly after retiring last September, I took a part-time job and then took on a consulting gig for half-time and six months, mostly to get me out of the house and to learn something new. I loved bein...
reddit.com
8 Great Places for Snowbirds to Land
Jul 04 2024
These affordable warm-weather cities for snowbirds offer plenty of housing options, abundant activities for retirees and access to good health care....
kiplinger.com
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