A retirement portfolio is a collection of investments that are held in a retirement account, such as a 401(k) or Individual Retirement Account (IRA). The purpose of a retirement portfolio is to help you save and grow your money for retirement, while also taking into account your risk tolerance and investment goals.
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Ok. So my financial advisor confirms today that my portfolio is in great shape and we’re progressing on track to retirement in 5 years. The question of a new vehicle came up. How would you finan...
A reader asks: I am a 22-year-old CFA Level 3 candidate. I work as a portfolio analyst for a wealth ... Read more...
For almost three decades, I built an income-producing portfolio of dividend stocks and ETFs to support my targeted early retirement. The idea was that it would fund my lifestyle approaching retirement...
We ask financial experts for advice....
Navigating market volatility in retirement requires more than the traditional 60/40 portfolio. This episode explores three critical risks every retiree must address to maintain financial security thro...
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly. The post 5 Good Times to Retire (and 1 Bad Time) appeared f...
A retirement story that challenges everything you thought you knew about what’s possible in your golden years. Meet Michael and Lisa: a couple in their early sixties with $2 million saved who ar...
Most early retirement advice leans on a single number: the 4% rule. Withdraw 4% of your portfolio each year, and you’re supposed to be safe. But here’s the reality: almost no early retiree...
Limit exposure to your employer's stock, sell it periodically and maintain portfolio diversification to protect your wealth from unexpected events....
You have people who made life-changing portfolio gains, not from betting against the herd but investing alongside it. Why would ... Read more...
Is a diversified portfolio overrated? Would a 60/40 portfolio actually be better for you? We talked to three experts to see what they think. The post Is a 60/40 Portfolio Better Than a Diversified Por...
Exchange-traded funds come in a multitude of 'flavors' these days, from passive to active to factor-based. Their flexibility is what makes them so delicious....
The '120 Minus You Rule' updates an older retirement rule, with a twist. Here's how this approach to retirement portfolio construction can work for you....
Alternative investments can often avoid the impact of volatility, counterbalancing the ups and downs of stocks and bonds during times of market stress....
Alternatives can play an important role in a portfolio by offering different exposures and goals, but investors should carefully consider their complexity, costs, taxes and liquidity. Here's an alts p...
Episode 482 Use strategic diversification to create your own personal ETF. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ -----------------------------...
Retiring at 59+. Probably 62. Want to see if people can pick apart my logic in constructing my different accounts. Thanks ahead of time! Work retirement accounts / 401Ks: Target dates set for right ar...
Your bottom line when it comes to successful investing for retirement isn’t maximizing returns. Instead, survival should be your primary goal; not only avoiding disastrous financial outcomes, bu...
After a sharp rebound in the market, you may still feel the lingering effects of recent volatility. But before the next tide of turmoil, now is an ideal time to deploy the "Sleeping Point" Strategy: a...
How should you modify your portfolio for retirement? It doesn’t take a one-size-fits-all approach, but let’s begin with the basics. In this episode, we discuss: How your emergency fund mig...
Amid rising uncertainty and inflation, effective portfolio diversification needs to extend beyond just stocks and bonds to truly manage risk....
Yes, it's hard, but if you tune out the siren song of high-flying sectors, resist acting on impulse and focus on your goals, you and your portfolio could be much better off....
Jeremy Keil explores Barron’s 5 strategies to respond to market volatility with your retirement portfolio. Are you feeling nervous about what today’s market volatility could mean for your ...
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio....
“May you always life in interesting times.” –Ancient Chinese Proverb To which I reply: Shut the Hell up, Ancient China! Oh, we live in interesting times alright. A little too interes...
Republican lawmakers proposed a retaliatory tax on foreign investors that experts warn could lead to job losses in the U.S....
In an analysis stretching back to 1926 of 75 different retirement scenarios, Craig Israelsen compares five different retirement portfolio withdrawal strategies, from a fixed annual amount to the 4% ru...
Hi- I decided to self-direct our retirement portfolio and would like a second opinion on my AA.I had my head buried in the sand until recently when I decided to take a proactive approach to our retire...
? Show Notes In this episode, Roger Whitney dives into the essential elements of not just surviving, but thriving in retirement. We kick off with a listener's story about the challenges of early retir...
Thermodynamics vs. Your Retirement Portfolio The universe is rigged against your wealth (here’s proof) Dr. Chen, physics isn’t just theoretical—it’s ... Read more...
In this episode, we walk through a retirement planning scenario involving a couple in their early 60s with a $4 million investment portfolio. Their financial plan reveals something surprising: they ma...
Tariffs killed Carl’s investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Y...
Real estate investing professional explains the tax advantages and efficiencies of investing in car wash real estate....
If you’ve ever watched your portfolio take a nosedive during a market downturn, you have probably felt that gut-wrenching feeling, ... Read more...
What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your ...
Episode 471: Market review and a list of stocks from my portfolio that are exhibiting long term strength and resilience. Sign up for free ALERTs & Market Commentary at: https://www.investablewealt...
Jeffrey and Cindy came to me with $3 million saved and one big question: How much can we actually spend in retirement? In this video, we walk through a retirement planning scenario—looking at sp...
Simplifying your financial life is hard. Here are 16 real-life dilemmas where I'm trying to figure out how I can erase portfolio complexity. The post Simplify, Simplify, Simplify — Real-Life Dil...
And reduce volatility. A few decades ago, private equity was considered a 'cottage industry.' Now, it is a multitrillion-dollar asset class....
Shielding Your Wealth: How Precious Metals Fortify Your Portfolio in 2025’s Economic Chaos...
If a significant chunk of your portfolio is tied up in a single stock, you'll need to make sure it won't disrupt your retirement and legacy goals. Here's how....
Most investors rely heavily on traditional stocks and bonds to build their wealth — and for good reason. These assets ... Read more...
A few weeks ago, we did an example of how our portfolio is taxed after retirement, and showed that by constructing a portfolio using low-cost index ETFs and holding those assets in the right retiremen...
It’s that time of year again: Earth Day! You’re probably thinking it’s about planting trees or maybe getting lectured about ... Read more...
If you’ve built up the courage to check your portfolio lately, you might have felt a jolt. As of the ... Read more...
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post How Flexible Might You Have to Be in Retirement? app...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
In "A Wealth of Well-Being," Dr. Meir Statman helps us construct a portfolio not simply consisting of financial assets, but a portfolio of life....
American workers have an abundance of retirement accounts to choose from, but which are best? Even experts disagree on the ideal mix of retirement accounts....
This week’s blog post points to my latest YouTube video where I share an update on my two taxable dividend income portfolios. The combined portfolio pays me about $13,633 per year in dividend in...