Planning
Showing 50 results of 1171
Vast Majority of 401(k)s Have a ‘Red Flag’ Fiduciary or Regulatory Violation: Study
Jan 31 2025
Abernathy-Daley analysis of Form 5500 filings indicate over 600,000 plans at risk...
401kspecialistmag.com
Key Takeaways to Consider in Wake of American Airlines ESG Opinion
Jan 31 2025
Judge’s recent decision in landmark case gives plenty for plan fiduciaries, sponsors and…...
401kspecialistmag.com
Retirement Ready: Confidence, Planning, and Purpose with Mike Richardson
Jan 31 2025
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Retirement Ready: Confidence, Planning, and Purpose...
boldin.com
Recordkeepers Slowly Integrating AI in DC Plans
Jan 31 2025
Cerulli Associates finds that a few DC plans are already using AI on its plan management and…...
401kspecialistmag.com
Sophisticated Planning With Flexible Irrevocable Trusts
Jan 30 2025
A flexible irrevocable trust can minimize taxes on capital gains, ordinary income, estate tax and property tax....
kiplinger.com
Post-Disaster Financial Planning: How to Protect Your Assets
Jan 30 2025
A financial adviser who knows all about surviving natural disasters recommends ways to mitigate long-term damage to your financial health after a disaster....
kiplinger.com
Best affordable cell phone carrier?
Jan 30 2025
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
reddit.com
Can You Really Switch Medigap And Medicare Advantage Plans Any Time?
Jan 29 2025
The ability to switch Medicare plans isn’t as available as many beneficiaries are told or believe....
forbes.com
Rocking a Solo Retirement: Nick's Views/Laura's Views
Jan 29 2025
In this final episode of the Retirement Plan Live series, we welcome back Laura and Nick to discuss their unique perspectives on investment risk and aging, particularly from the viewpoint of individua...
share.transistor.fm
Retirement Done Right: 20 Strategies to Secure Your Future
Jan 28 2025
Retirement isn’t a one-size-fits-all plan, it’s a personal roadmap to financial freedom. Some want to retire early, others aim for a secure and stress-free future. No matter your goal, the...
dadisfire.com
70 with no financial plan - looking for advice
Jan 28 2025
I’ve had a turbulent relationship with money and have been scarred when I got scammed out of a lot of money a few years ago. Since then I’ve kind of stuck my head in the sand and tried not...
reddit.com
The Asset Protection Gap Most People Need To Close
Jan 28 2025
There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle....
forbes.com
Should You Retire at 62? Five Tips to Know You're Ready
Jan 27 2025
To retire at 62, kick the tires to see if your retirement plan is a classic car or a jalopy....
kiplinger.com
You've Saved for Retirement: Now You Need a Safe Income Plan
Jan 27 2025
You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do wonders to help your savings last....
kiplinger.com
Wills Gone Wild: How to Avoid Estate Planning Disasters
Jan 26 2025
These wills gone wild may be extreme examples of poor estate planning, but experts explain how easily a will can go to the dogs....
kiplinger.com
How New 529 Plan Rules Can Help with Retirement Planning
Jan 26 2025
Starting in 2024, 529 plan owners now have the option to use excess 529 plan funds to jumpstart the retirement savings of their beneficiaries....
kiplinger.com
Question about planning wife's SS benefits
Jan 26 2025
I have seen contradictory information about this question online and don't find anything on the SSA website that addresses it. I am 75, the high wage-earner, and started collecting my benefits at age ...
community.aarp.org
Market Volatility: Creating an Adaptable Retirement Plan
Jan 25 2025
A successful retirement plan takes advantage of favorable market conditions while safeguarding against downturns. Here's what to consider when building yours....
kiplinger.com
Advice Needed on Giving Notice
Jan 25 2025
Interested in any advice anyone may have about giving notice of retirement to my employer. I plan to retire in late February, right after my 2024 bonus is deposited. I have only worked for a year and ...
reddit.com
Tax Planning/Estimation/Visualization website or software
Jan 24 2025
Is there a good US Federal Income Tax/Medicare/SS planning or estimation software that has some visualization of taxes owed and distribution? Something like this: Understanding Tax Brackets: Interacti...
reddit.com
Risk On, Risk Off: The Mr. Miyagi Approach to Retirement Planning
Jan 22 2025
The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....
kiplinger.com
I need help deciding where to retire
Jan 22 2025
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
reddit.com
Rocking a Solo Retirement: Nick's Resources/Laura's Resources
Jan 22 2025
? Show Notes Join us in this episode as we celebrate a special birthday and dive into the intricacies of retirement planning with our ongoing case study featuring Laura and Nick. Discover the unique f...
share.transistor.fm
Key DC Trends Shaping the Retirement Industry in 2025
Jan 21 2025
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
401kspecialistmag.com
Gen X Worried Rising Cost of Living Will Hurt Retirement Plans
Jan 21 2025
New Allianz Life survey finds 81% of Generation X has this worry as oldest members turn 60...
401kspecialistmag.com
Acquisitions Remain Aplenty as RIAs Begin Succession Planning
Jan 21 2025
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
401kspecialistmag.com
3 Major 401(k) Changes in 2025 You Need to Know
Jan 20 2025
Retirement savers, take note – 2025 is bringing big changes to 401(k) plans. That’s because the SECURE Act 2.0 introduces changes that could offer investors new opportunities to enhance th...
401kmaneuver.com
A Social Security Storm Is Gathering: Here's Your Safety Plan
Jan 20 2025
If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....
kiplinger.com
How to Avoid These 10 Retirement Planning Mistakes
Jan 19 2025
Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....
kiplinger.com
How Financial Planning Has Got The Story All Wrong: Insights From StoryBrand's Donald Miller
Jan 19 2025
We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....
forbes.com
How to align tribal systems, federal law in Indigenous estate planning
Jan 17 2025
Tribal systems don't always align with federal and state laws when it comes to land ownership, inheritance and what constitutes an asset....
financial-planning.com
What Is Your 'Enough Is Enough' Number for Retirement?
Jan 17 2025
Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances....
kiplinger.com
Planning for the Future: The Role of Cryptocurrency in Retirement Strategies
Jan 17 2025
Planning for the Future: The Role of Cryptocurrency in Retirement Strategies...
thinksaveretire.com
Could ESG Funds be Removed from Your 401(k) Plan?
Jan 16 2025
A pilot successfully sued American Airlines for including ESG factors in its 401(k) plan....
kiplinger.com
The Tax Stakes for 2025: Planning for All Possibilities
Jan 16 2025
It's unclear whether extending the TCJA provisions for individuals is likely, so what can you do to reduce your overall tax bill either way?...
kiplinger.com
Here’s How Social Security, Retirement Planning, and Taxes are Changing in 2025
Jan 16 2025
Happy 2025! At Keen Wealth, we're often of two minds at the beginning of the New Year. On the one hand, Tax Day is just around the corner, so we're helping folks put a bow on last year's financials an...
keenonretirement.libsyn.com
Generational Wealth Plans Aren't Just for Rich People
Jan 15 2025
Everybody needs to consider what will happen to whatever assets they have and ensure their beneficiaries aren't stuck with big tax bills....
kiplinger.com
Retirement Planning In Your 70s
Jan 13 2025
There are changed retirement decisions that apply to those waiting to retire until their 70s....
forbes.com
Financial Confidence? It's Just Good Planning, Boomers Say
Jan 13 2025
Baby Boomers may have hit the jackpot money-wise, but many attribute their wealth to financial planning and professional advice rather than good timing....
kiplinger.com
Watch Out for the ‘Medigap Trap’
Jan 10 2025
The Medigap trap can snag those who chose Medicare Advantage and plan to switch to traditional Medicare later as their needs change....
kiplinger.com
Retirement planning for couples?
Jan 10 2025
I've been trying to decide whether I should bite the bullet and pay for a financial advisor to look over my retirement plan. I'm 56m, spouse is 52f. No children, and no real need to leave an estate ex...
reddit.com
Financial Planning: Sisters Should Be Doin' It for Themselves
Jan 08 2025
More and more women are ringin' on their own financial bells (with apologies to Aretha Franklin and Eurythmics) — but that demands a robust financial plan....
kiplinger.com
Put in my one-year notice today
Jan 08 2025
I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick...
reddit.com
2024 Review/ 2025 Planning
Jan 08 2025
This post is all over the place, so I’ll just jump right into it. 2024 Money: Best Year Yet! This blog is supposed to be about money, so let’s start there. 2024 was slow going until Novemb...
1500days.com
3 Simple Steps to Retire in 2025
Jan 07 2025
Many individuals are hesitant to retire, even when financially prepared, due to uncertainty and a lack of clear planning. This episode provides a practical guide to making retirement a reality, focusi...
buzzsprout.com
Smart Financial Planning: Balancing Data with Peace of Mind
Jan 07 2025
Financial planning often feels like a numbers game—follow the math, and you’ll make the best decisions, right? But what happens when the spreadsheet says one thing, and your peace of mind ...
sites.libsyn.com
7 Estate Planning Best Practices
Jan 06 2025
These tips can help you avoid common trouble spots and create a more effective plan....
kiplinger.com
5 Key Components of an Estate Plan — and 7 Others to Consider
Jan 06 2025
Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....
kiplinger.com
Silver sneakers program: feedback sought
Jan 06 2025
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
reddit.com
Does maxing out my 401k signal to my employer that I plan to retire soon?
Jan 05 2025
I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...
reddit.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.