Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest...
The more the Great Recession recedes in the rearview mirror, the clearer is the damage sustained by the workers born in the final years of the baby boom. These so-called late boomers were between 42- ...
The new year will usher in more changes than usual that will impact your retirement plans....
Losing the founder or long-time owner of an enterprise can leave the business adrift and shatter family relationships, but it doesn’t have to be that way...
Hi, Soon to be 64 and contemplating Retirement. Not sure exactly when. Told we could afford it now. We have no debt as cars, mortgage, CC are all paid. I think our income will be ok. I will be out wit...
Estate planning is vital to your protection and those you love. Plan!...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below about Navigating Elections, Tax Changes, and...
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
In 2024, more low-balance, forgotten 401(k)s and similar retirement plans could be forced into rollover accounts, which don’t benefit their owners. Here’s what to know....
Retirees aren’t finished with their retirement planning! Here are six goals to keep your retirement on track....
The end of the year is always the best time to reflect and plan. I'd like to share severalfinancial moves you should make before the new year in order to protect your wealth and hopefully grow your we...
When it comes to achieving your financial goals, one investment avenue that stands out is annuities. Annuities offer a unique combination of protection and growth potential, making them an attractive ...
Learn about the proposed rule to reduce junk fees in retirement accounts....
Photo credit: jb When planning for your Social Security benefits, there is an additional tactic that you may never have heard of: the Protective Filing Statement. This statement is a way to apply for ...
When I go to social security site It shows an amount at different ages and lines from 62-70. I plan to retire at 64 but not take social until 67. I know they do a 40 year look back. But is that amount...
So, I retired in February 2022, and soon fell into a happy period of laziness and inactivity. A year later, I had a good chat with myself and told myself to buck up my ideas and do some interesting st...
Episode 438: Fed isn’t planning to hit 2% inflation target until end of 2026. Fed rate cuts in 2024 would keep the yield curve inverted. Sign up for free ALERTs & Market Commentary at: https...
Traditionally, retirement and financial planning have been treated the same. My assessment may shock you. Retirement planning is not financial planning....
I’ve talked myself into keeping a standard 60/40 portfolio in retirement, and one thing that keeps me up at night is the chart for 2000-2008. The first 3 years had negative returns, and the tota...
The deal follows several others in the past 12 months and reflects growing demand for retirement plan services to small businesses, Edelman said....
The Grammy winner discusses her musical heroes, her big hit song and her unconventional voice...
Have you ever wondered how the subjects from our Retirement Plan Live series are doing now? Did everything turn out okay for them? Find out how Emma (from 2019 RPL) is doing on this episode of Retirem...
Joining us to discuss IBM's DB Plan and its wider implications within the retirement…...
Industry leader George Fraser and his team will continue their existing roles and combine…...
It’s time for another reader case! This one is about how no matter how carefully you plan your path to FI, sometimes things come along unexpectedly and derail you. Kind of like parenting actuall...
Photo credit: diedoe If the beneficiary of an inherited IRA dies before exhausting the inherited IRA or qualified retirement plan (QRP) through distributions, how are the ongoing distributions to be h...
If you are planning on retiring before age 65, there is no doubt that you have had this question. What do you do about health insurance? In the United States, the health insurance landscape is ever-ch...
Hi, all. Long-time lurker, first-time poster. Thanks to everyone who shares their experiences and knowledge here. This sub is very helpful as my wife and I plan for retirement. I'm 57 and burned out p...
When we fall behind on our holiday shopping lists, there are usually some last-minute deals and expedited shipping options that can help us catch up. But if you fall too far behind on your annual fina...
Fidelity Investments, the largest provider of 401(k) plans, just reported that the average 401(k) account balance barely budged in the 5 years since the 3rd quarter of 2018. They increased by only $1,...
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
Retirement experts Tyson Thacker and Ryan Thacker have issued a critical warning to Utah residents who are planning to file for Social Security in the next five years. “Social Security is a crit...
You want to pay less in taxes. But did you know that during retirement, you CAN control that? Retirement is when you have the most control over how much you pay. All it takes are some simple tax-plann...
Year end financial planning is imperative to preparing for the New Year. Here are ten strategies to consider....
Older wealth management clients fear serious health problems that could come with living longer. Advisors have a big role to play in helping them....
Company reports the pooled employer plan launched on Day 1 in 2021 has doubled during the…...
David Blanchett makes the case for plan sponsors to ramp up their offerings of financial…...
A new study from Voya Financial found that while the vast majority of plan sponsors (87%)…...
If you work for a company that offers you a way to leverage your savings, it pays to learn as much as possible about how that works....
When planning for retirement, Canadians often turn to registered retirement savings plans (RRSP) as a tax-advantaged option to grow their money. After all, RRSPs are designed to help you accumulate re...
Major tax changes likely are on the way. It's time to plan now....
My dad passed away a couple of years ago, and the entire process of probate, inheritance, beneficiaries was a mess. The emotional effects were obviously hard enough on my mom, but this compounded ever...
Major tax changes likely are on the way. It's time to plan now....
Should you tell your heirs what your assets are or what they should expect to inherit?...
Estate planning is an often overlooked topic during the financial planning process. Here's why that's a mistake....
Since retiring I have kept busy with helping my daughter plan her wedding, which has now passed. Also started playing pickleball for regular exercise. And I am busy with a non profit helping them get ...
A recent CNBC Your Money Survey reveals 46% of 401(k) investors are unaware of the specific investments in their workplace retirement plan.¹ Considering 401(k)s are most people’s largest as...
[podcast-transcript possessive=”Todd’s best tips for epochal change”] Two years ago, I announced to my Expectancy Wealth Planning course community that we were about to enter epochal...
Family gatherings can create a lot of stress. Have a plan for yourself to deal with difficult people. Non violent communication is possible....