Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
Self-employed Americans have a path forward to a solid retirement by investing in a solo 401(k) plan....
This month, we're revisiting the eight pillars of rocking retirement. Today, we focus on the second two financial pillars: having a resilient plan of record and optimizing the plan to enhance the jour...
You may need to take action before 2024 year-end to protect your estate plan: avoid reciprocal trust & step transaction doctrines, file for the Corporate Transparency Act...
Retirement planning is a delicate process, and you need to carefully consider your various income streams, including Social Security benefits. For those of us who plan to continue working while claimi...
The new ad campaign centers Nationwide's financial and retirement planning services...
TIAA Institute researchers say system needs to incorporate best features from DC and DB…...
New Compliance Assistance Release confirms agency’s 2021 guidance applies to all…...
These six target-date funds are good set-it-and-forget-it options that are a staple of retirement plans....
Here some ways to mitigate longevity risk into your existing retirement plans....
Many people value family and family relationships more than anything. So on this episode, we discuss a number of ways that kids and grandkids can end up influencing retirement plans. Glenn is availabl...
The super-charged saver’s match builds on the existing saver’s credit as an opportunity to improve the long-term financial security of low- to moderate-income Americans....
We have moved from a defined benefit plan to a defined contribution plan, which means the onus for saving and investing has transferred from employers to employees....
#544 - Legal Tender: Tallying Their Resources Planning for retirement isn’t about creating a new job for yourself, it’s about using what you have to create a great life. On this episode of...
Have you been wondering what retirement is like for real retirees out in the wild? With the success of our Retirement Plan Live series, we decided to try mini-case studies to learn more about what ret...
Michael Kitces is one of the innovators in the retirement planning and financial services space. His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed...
Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...
How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...
We’re back with Retirement Plan Live to explore how two adults who married later in life can share their resources as they age. Last week we looked at their goals both individually and together ...
Do you like lemonade? If so, you won’t want to miss out on the lemonade I make on today’s episode. We’re discussing goals on this episode of the Retirement Plan Live series and we ge...
If you’re married, do you have retirement planning meetings? If you’re single do you plan a time to meet with yourself to plan your retirement? What or whom do you use as a sounding board?...
Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest...
Examining life insurance retirement plans and breaking down Nelson Nash’s book “Becoming Your Own Banker” to see how they compare to traditional retirement plans....
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study… Only 31% of Americans … got…...
Consulting with a professional, especially when it comes to insurance and taxes, could save you a ton of time and hassle and money....
I am coming up on a year of retirement at 62. We did all the planning ahead of time to make sure we had enough SS income and retirement savings. All good. Dental - If I could go back to my last year b...
I'm coming up on 3 months retired, and so far, so good! I'd like to look back, though, on the last 10 years. 10 years ago, in the fall of 2014, I had a plan. My wife and I were both 56 years old. Our ...
Hearts & Wallets latest research features a focus group’s reactions on lifetime income…...
An interview with Carl Richards—one of the most influential voices in the financial planning world— where we discuss what the behavior gap is, why it is so persistent, and what we as inves...
Financial, medical and safety preparations can ease the burden for caregivers while ensuring your loved one receives their preferred care....
I qualify for Medicare this October. As a military retiree, I am already covered by Tricare. Both of my knees need replacement. I understand that Advantage Plans cost less, and often include dental an...
I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...
Rather than despairing over a lack of retirement savings, try to focus on what you can do to help ensure a more confident retirement for you and your spouse....
Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...
I have a 401K with a former employer and anhave a 401K with a former employer and another one with my current employer, also an IRA. The current 401K is better, I think, than the former one. Theother ...
They might not be allowed to do it at their company, but they also might not be willing to commit the time or are more focused on compensation. Here's how to make sure you're covered....
Liquidity and tax-free benefits can bring peace of mind to policyholders, and the healthier and younger you are when you get it, the better....
My wife and I are 68 and planning on traveling around a few states (Ohio, Michigan, Wisconsin and Indiana) in September. If I sign up using SIlverSneakers with Anytime Fitness and Planet Fitness in my...
Watch a free clip from the “Estate Planning in Your Retirement” online course to learn: The 4 essential questions that can help you determine if you need a trust or […] The post Do ...
Regional Medicare Advantage plans score higher than national alternatives on customer satisfaction, according to a new study....
Someday, you'll want to step away from your business so you can enjoy a happy retirement. To prepare for that day, these tips are essential....
The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions....
Today, Dr. Jim Dahle talks with Michael Kitces, creator of the popular blog Nerds Eye View. He is a CFP (along with many other designations) who has a passion for educating. His platform is huge, and ...
Thanks to Justin Fitzpatrick at Nerd’s Eye View for his recent article reminding us that planning assumptions about the future (in his article, mortality/longevity assumptions) are just assumpti...
The new Part D cap on out-of-pocket costs, could cause trouble for people on Employer Health Plans that will no longer be credible....
Home robots have been a futuristic fantasy, but advances in robotics and AI are converging with global aging. Tomorrow’s retirement plan might include a humanoid robot....
Thinking about retiring on a luxury cruise ship? With programs like the new “Endless Horizons,” you can retire at sea and travel the world for the rest of your life....
It depends on how you plan to live in retirement and the associated cost of doing so....
Derek Tharp explains how risk-based guardrails can provide a better retirement spending plan than the 4 percent rule would allow....
Dying with too much money is a bad plan. Learn how to spend and gift more to benefit yourself, your family, and your favorite charities....