Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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? Show Notes Join us in this episode as we celebrate a special birthday and dive into the intricacies of retirement planning with our ongoing case study featuring Laura and Nick. Discover the unique f...
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
New Allianz Life survey finds 81% of Generation X has this worry as oldest members turn 60...
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
Retirement savers, take note – 2025 is bringing big changes to 401(k) plans. That’s because the SECURE Act 2.0 introduces changes that could offer investors new opportunities to enhance th...
If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....
Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....
We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....
Tribal systems don't always align with federal and state laws when it comes to land ownership, inheritance and what constitutes an asset....
Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances....
Planning for the Future: The Role of Cryptocurrency in Retirement Strategies...
A pilot successfully sued American Airlines for including ESG factors in its 401(k) plan....
It's unclear whether extending the TCJA provisions for individuals is likely, so what can you do to reduce your overall tax bill either way?...
Happy 2025! At Keen Wealth, we're often of two minds at the beginning of the New Year. On the one hand, Tax Day is just around the corner, so we're helping folks put a bow on last year's financials an...
Everybody needs to consider what will happen to whatever assets they have and ensure their beneficiaries aren't stuck with big tax bills....
There are changed retirement decisions that apply to those waiting to retire until their 70s....
Baby Boomers may have hit the jackpot money-wise, but many attribute their wealth to financial planning and professional advice rather than good timing....
The Medigap trap can snag those who chose Medicare Advantage and plan to switch to traditional Medicare later as their needs change....
I've been trying to decide whether I should bite the bullet and pay for a financial advisor to look over my retirement plan. I'm 56m, spouse is 52f. No children, and no real need to leave an estate ex...
More and more women are ringin' on their own financial bells (with apologies to Aretha Franklin and Eurythmics) — but that demands a robust financial plan....
I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick...
This post is all over the place, so I’ll just jump right into it. 2024 Money: Best Year Yet! This blog is supposed to be about money, so let’s start there. 2024 was slow going until Novemb...
Many individuals are hesitant to retire, even when financially prepared, due to uncertainty and a lack of clear planning. This episode provides a practical guide to making retirement a reality, focusi...
Financial planning often feels like a numbers game—follow the math, and you’ll make the best decisions, right? But what happens when the spreadsheet says one thing, and your peace of mind ...
These tips can help you avoid common trouble spots and create a more effective plan....
Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...
Complaints about Medicare Advantage include denial of service and slow care approvals....
Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...
What might be even better than having a Happy New Year? Having a purposeful 2025. Longevity experts who study "blue zones" where folks live the longest have popularized the Japanese concept of "ikigai...
A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost. The post Pre-Death Planning: Roth Conversion appeared first on ...
The SECURE 2.0 Act contained changes to traditional and Roth individual retirement accounts and 401(k) plans that are being phased in over several years....
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
Are you ready to simplify the complexities of high-net-worth tax planning and maximize your retirement savings? Today, we unveil key strategies with our expert guest, Jeremy Green. In this Retirement&...
This post is a follow-up to our post of November 19, 2024. In it, we discuss how updating your spending budget each year is an important step in the process of successfully managing your finances in r...
James and Ari discuss diversification and the nuances of managing investments. A client plans to split his funds across multiple institutions, like Schwab and Vanguard, believing it will improve diver...
This post focuses primarily on the implications of assuming, or planning, to live longer than one’s life expectancy. For the purpose of this post, we are going to assume that when you are asked ...
My wife and I (61 & 58) have several retirement accounts: Trad 401(k), Trad IRAs, Roth IRA, I-Bonds, and taxable brokerage. We will both have pretty good SS income as well. Planning to retire in 2...
Medicare regulators want beneficiaries to be told explicitly about some potential risks of signing up for Medicare Advantage plans instead of original Medicare....
Hi all - I work for the state of NC and plan to retire soon (target date is 2/28/25). The state offers "retirement counselors" but I have received no response to my emails or voicemails regarding fair...
We answer a question from a 44-year-old Pittsburgh bus driver earning over six figures annually who maxes out a Roth IRA, contributes 10.5% to a 457 plan, and is covered by a pension. He owns five ren...
Even as they approach retirement age, half of Gen Xers have not done any retirement planning....
Discover the opportunities and limits of modeling your Roth conversion opportunities and get 6 tips for doing better. The post Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Per...
Author and executor advisor David Edey shares how to prepare your estate and your executor to leave a legacy behind instead of a mess....
Reviewing your estate plan is an important part of the year-end review sessions that we hold at Keen Wealth. At least annually, folks should make sure that their plan is still in sync with how they wa...
The GAO report also lists recommendations for the DOL to improve federal monitoring of…...
The IRIC expects to see in-plan retirement income to make a big impact in 2025...
Are you mistaking a Monte Carlo analysis for real financial planning? I'll explain why this common tool, often used by financial advisors, is not a substitute for a true financial plan. A Monte Carlo ...
? Show Notes Join us in this episode as we delve into the complexities of retirement planning with Dr. Daniel Crosby, author of The Soul of Wealth. Discover the importance of learning what to ignore a...