Annuities
Showing 50 results of 81
What is Sun Life’s new decumulation product?
Oct 30 2024
While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert nest eggs into income. The post What is Sun Life’s new decumulati...
moneysense.ca
The Tax Rules to Consider Before Buying an Annuity
Oct 29 2024
Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....
kiplinger.com
What are your experiences with a RILAs for part of your retirement investment?
Oct 29 2024
What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...
reddit.com
Corporate Roundup: Corebridge Launches Annuity Feature, PGIM Brings in Leader
Oct 13 2024
The latest news from Corebridge, PGIM, Alerus, Financial Finesse, and more...
401kspecialistmag.com
Listener Q&A: Social Security, RMDs & Annuities
Oct 08 2024
We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....
keilfp.com
Why a Multi-Year Guaranteed Annuity Could Make Sense Right Now
Oct 01 2024
Fluctuations in the stock market, high interest rates and unpredictable geopolitical events have made it more important than ever to find a predictable and…...
annuity.org
Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified Annuity
Oct 01 2024
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
buzzsprout.com
Should I Fund my Retirement Needs by Purchasing an Annuity?
Oct 01 2024
Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-travel retirement. With a diverse array of income sou...
buzzsprout.com
Does It Ever Make Sense to Purchase an Annuity?
Oct 01 2024
Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...
buzzsprout.com
Should I keep lifetime income annuity at $20K/year? Other options?
Sep 25 2024
I know many people hate annuities (and I have mixed feelings too), but where else can I get guaranteed lifetime income with low risk for $250K to invest? I am married 65F not yet taking SS (FRA is Jan...
reddit.com
Is an Annuity Worth It? Tax Pros and Cons
Sep 14 2024
Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....
kiplinger.com
Five Things About Annuities That May Surprise You
Sep 08 2024
They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....
kiplinger.com
Trying to decide on investing in fixed income annuity
Aug 30 2024
My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...
reddit.com
Consumers Show Positive Response to In-Plan Annuity Solutions
Aug 30 2024
Hearts & Wallets latest research features a focus group’s reactions on lifetime income…...
401kspecialistmag.com
Five Questions to Ask Before You Buy an Annuity
Aug 26 2024
Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....
kiplinger.com
What You Should Know About Annuities
Aug 23 2024
What to know about annuities, which are seen as a reliable source of retirement income....
kiplinger.com
Listener Q&A: Tax Strategies, Inheritances, Annuities, and More
Aug 06 2024
In this episode, Devin and John dive into a variety of listener questions, discussing annuities, maxing out retirement plans, why HSAs aren't widely talked about, IRMAA, and more. Tune in as we explor...
sites.libsyn.com
Why Annuities Sometimes Sound Too Good to Be True
Aug 05 2024
The devil is in the details with multifaceted products like fixed indexed annuities, so dig beneath the rosy sales pitches to see what you’re really getting....
kiplinger.com
?? 6 Reasons Annuities May Make Savers Hesitant (AARP Article)
Aug 05 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 6 Reasons Savers Are Skittish About Annuities. Shifting assets into an annuity can provide a reliable income stream in retirement, but concerns remain about ...
community.aarp.org
Got a Hot Rate on a Money Market Account? Think Again
Jul 29 2024
After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....
kiplinger.com
How Interest Rates Affect Annuities
Jul 01 2024
Find out why higher interest rates benefit some annuities more than others....
kiplinger.com
How to Use Annuities for Retirement Paychecks
Jun 30 2024
Predictable income can provide stability and peace of mind. Here’s how to decide whether an annuity is right for you — and sort through the options....
kiplinger.com
How to Shop for Annuities Like You’re Buying a Car
Jun 26 2024
Figuring out which annuity suits you best starts with knowing what you want the annuity to do for you. Like vehicles, there are lots of options and add-ons....
kiplinger.com
Help. I've near the finish line and now very unmotivated at work.
Jun 21 2024
As the title says. I can retire in 1 to 1.5 years. Confirmed all finances, annuities etc and all line up. I even have planned out what I'll do after. Problem is I've been super unmotivated at work pas...
reddit.com
How do Annuities Work? With David Lau
Jun 19 2024
David Lau of DPL Financial Partners discusses the in’s and out’s of annuities, what to look for in a good annuity and how to utilize them properly in your retirement plan. Annuities are a ...
keilfp.com
5 Things to Understand About Annuity
Jun 08 2024
This article was contributed to Leisure Freak by writer Samantha Higgins. Higher interest rate returns may make annities look like an attractive addition to one’s retirement portfolio and fundin...
leisurefreak.com
Why In-Plan Annuities are Gaining Momentum at Work
Jun 05 2024
New LIMRA research shows majority of workers interested in guaranteed income products—and…...
401kspecialistmag.com
Unlocking Retirement Stability: A Guide to Annuities
Jun 01 2024
A couple enjoys the feeling of stability after learning about the fundamentals of annuities. Annuities are a powerful tool in retirement planning, offering a range of income options, riders, and guara...
theretirementsolution.com
Mortgages, Universal Life Insurance, and Annuities
May 30 2024
Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...
whitecoatinvestor.com
Have a Negative Perception of Annuities? Consider RILAs and FIAs
May 22 2024
These annuities are tied to the performance of a market index and address concerns about high fees and complex structures....
kiplinger.com
BlackRock And The Surging Popularity Of Retirement Annuities
May 16 2024
There is limited guidance on transitioning from saving during working years to spending in retirement years. Why the surging popularity of annuities the last few years?...
forbes.com
Fixed index annuity with guaranteed income rider
May 16 2024
Note: If you don't read the entire post, take a look at the attached links to google drive that illustrates two scenarios. 1) $750K initial investment (now) in a fixed index annuity with an income rid...
community.aarp.org
401(k) Participant Interest in Annuities Surges, LIMRA Says
May 02 2024
Over three-quarters of DC plan participants say they would be likely to invest in an in-plan…...
401kspecialistmag.com
How Annuities Can Help You Retire Early and Delay Social Security
Apr 26 2024
Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...
kiplinger.com
Is Your Retirement Solution Hiding in Plain Sight?
Apr 25 2024
Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....
kiplinger.com
Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified Annuity
Apr 20 2024
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
buzzsprout.com
?? 5 Things You Should Know About Annuities (AARP Article)
Apr 11 2024
ANY COMMENTS? ? I DONOT HAVE ANY ANNUITIES! ? FROM ARTICLE - SEE ARTICLE FOR MORE. Whether you’re looking for steady retirement income or a low-risk investment, check the fees and the fine print...
community.aarp.org
Required Minimum Distribution
Apr 08 2024
In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...
community.aarp.org
The 2024 Game Plan for In-Plan Annuities
Feb 26 2024
Providers say working strategies now in place for guaranteed income solutions to start…...
401kspecialistmag.com
FERS Annuity First Payment Delayed
Feb 23 2024
Hello! I am 62 and left my federal government position early in my career after 15 years. I received the initial letter saying they received my paperwork. However my payment should have begun Feb 1. F...
reddit.com
If I Buy a $750K Annuity, What Will It Pay Annually?
Jan 24 2024
Here's a comprehensive guide to understanding a $750,000 annuity and maximizing the payout....
money.usnews.com
Catching Up with ‘Annuity Yoda’ Tamiko Toland
Jan 24 2024
Guaranteed in-plan lifetime income solutions is a hot topic in the workplace retirement…...
401kspecialistmag.com
Has anyone here bought an annuity through Fidelity? I am thinking about it.
Jan 13 2024
I am retiring in six months and am trying to figure out what to do with my ira and 401 I have with Fidelity. I do not have children and my goal is to have as much cash flow as possible versus keeping ...
reddit.com
A Closer Look at Annuity Fees and Taxation
Jan 04 2024
In response to Darrow’s recent post on inheriting an annuity, I received the following comment, which I edited for clarity: I have a variable annuity via Fidelity. It is the result of a 1035 con...
caniretireyet.com
Question on annuities. Hypothetical scenario
Jan 04 2024
55 Y.O looking to retire at 60 $600,000.00 in 401k $300,000.00 in other savings and investments $27600.00 per year in ss at 63 ($2300.00 month) No mortgage, car payments or credit card debt I've heard...
reddit.com
How Much Do People Value Annuities and Their Added Features?
Jan 02 2024
Thebrief’skey findings are: While annuities offer retirees a reliable stream of lifetime income, few people purchase them. To probe people’s perceptions of annuities, a new survey queried ...
crr.bc.edu
The Most Important Financial Goal in Retirement Isn't What You Think
Dec 23 2023
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
redefiningwealth.info
What Is An Annuity and When Is It A Smart Investment?
Dec 23 2023
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
redefiningwealth.info
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