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Pulling money out of an annuity early can be a costly proposition. Here's how surrender charges work and one potential way around them — an annuity "ladder."...
In our 2025 Readers' Choice Awards survey, readers evaluated financial providers. Find out which annuity providers came out on top....
Annuity sales top $100 billion in the first quarter....
The new annuity solution draws on the performance of underlying Dimensional ETFs...
Annuities are popular, but they are also confusing. Unscrupulous brokers take advantage of that....
This may be a dumb question, but is the net present value of the annuity, regardless of whether you retire at 60 and start payments immediately or retire but defer the start (e.g. 65), always the amou...
Annuities offer protection, but your 401(k) already gives you tax advantages without the fees and complexity....
The latest news from 401GO, TIAA, and CalSTRS...
? Show Notes In this episode, we dig into fixed annuities and U.S. Treasuries—how they can bring stability and income to your retirement. We’ll also discuss Social Security risks and how t...
Understanding the essentials of taxation in retirement income strategies involving annuities helps ensure positive outcomes for clients....
Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan....
Lack of awareness leads many to overlook these potent financial tools, and with the possibility of running out of money in retirement, that could really hurt....
Never running out of money can be an attractive plan if you worry your child may run out of money. Is buying an annuity for them a good move? The post Should I Purchase an Annuity for My Child as Part...
Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?...
I am just starting the road to retirement. I'm 65. I have a pension that will be 451 dollars every month when I start getting it after I officially retire in July 1. But applying for social security i...
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem....
Because of higher interest rates, inflation and newer annuity products, you could get a better deal today. Don't wait, though: Interest rates could start falling....
Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of widespread misinformation and confusion....
In this episode, we take a deep dive into the world of annuities and uncover the truth behind the flashy promises often made by radio hosts, TV personalities, and seminar speakers. While many people a...
Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested....
In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes....
My retirement advisor is recommending that I put roughly half my current retirement savings (from my pre-tax IRA) into a Fixed Indexed Annuity with a 10-year term. The upside is that you are not suppo...
When should Richie and Heather and Rebecca and Sam collect their Social Security benefits? Why is Dan’s benefit so much higher than his wife’s? PWare has a Roth conversion case for claimin...
John in Pennsylvania doesn’t have bonds in his investment portfolio. Should he add them, and if so, where? That’s today on Your Money, Your Wealth® podcast number 508 with Joe Anderson...
Annuities don't have to be intimidating if you understand these key terms...
While there are some good annuities that can be utilized by white coat investors, the vast majority that are sold are terrible deals. The post The Wrong Annuities Are Being Sold (Bought?) appeared fir...
Annuities can be a sensible option for retirement, offering steady income in your later years. But these common traps can damage your investment....
Annuities can be a valuable tool for middle-market consumers approaching retirement. By providing guaranteed income, stability and protection from longevity risk, they help fill…...
Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement....
What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication deals for real, and a YMYW listener just chose poo...
Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...
Think about what you could receive from a $1 million annuity as you plan for retirement....
Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you?...
This is a 9% increase compared to 2022, finds the ACLI...
While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert nest eggs into income. The post What is Sun Life’s new decumulati...
Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....
What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...
The latest news from Corebridge, PGIM, Alerus, Financial Finesse, and more...
We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....
Fluctuations in the stock market, high interest rates and unpredictable geopolitical events have made it more important than ever to find a predictable and…...
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-travel retirement. With a diverse array of income sou...
Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...
I know many people hate annuities (and I have mixed feelings too), but where else can I get guaranteed lifetime income with low risk for $250K to invest? I am married 65F not yet taking SS (FRA is Jan...
Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....
They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....
My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...
Hearts & Wallets latest research features a focus group’s reactions on lifetime income…...
Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....
What to know about annuities, which are seen as a reliable source of retirement income....