Annuities
Showing 50 results of 103
Mortgages, Universal Life Insurance, and Annuities
May 30 2024
Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...
whitecoatinvestor.com
Have a Negative Perception of Annuities? Consider RILAs and FIAs
May 22 2024
These annuities are tied to the performance of a market index and address concerns about high fees and complex structures....
kiplinger.com
BlackRock And The Surging Popularity Of Retirement Annuities
May 16 2024
There is limited guidance on transitioning from saving during working years to spending in retirement years. Why the surging popularity of annuities the last few years?...
forbes.com
Fixed index annuity with guaranteed income rider
May 16 2024
Note: If you don't read the entire post, take a look at the attached links to google drive that illustrates two scenarios. 1) $750K initial investment (now) in a fixed index annuity with an income rid...
community.aarp.org
401(k) Participant Interest in Annuities Surges, LIMRA Says
May 02 2024
Over three-quarters of DC plan participants say they would be likely to invest in an in-plan…...
401kspecialistmag.com
How Annuities Can Help You Retire Early and Delay Social Security
Apr 26 2024
Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...
kiplinger.com
Is Your Retirement Solution Hiding in Plain Sight?
Apr 25 2024
Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....
kiplinger.com
Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified Annuity
Apr 20 2024
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
buzzsprout.com
?? 5 Things You Should Know About Annuities (AARP Article)
Apr 11 2024
ANY COMMENTS? ? I DONOT HAVE ANY ANNUITIES! ? FROM ARTICLE - SEE ARTICLE FOR MORE. Whether you’re looking for steady retirement income or a low-risk investment, check the fees and the fine print...
community.aarp.org
Required Minimum Distribution
Apr 08 2024
In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...
community.aarp.org
The 2024 Game Plan for In-Plan Annuities
Feb 26 2024
Providers say working strategies now in place for guaranteed income solutions to start…...
401kspecialistmag.com
FERS Annuity First Payment Delayed
Feb 23 2024
Hello! I am 62 and left my federal government position early in my career after 15 years. I received the initial letter saying they received my paperwork. However my payment should have begun Feb 1. F...
reddit.com
If I Buy a $750K Annuity, What Will It Pay Annually?
Jan 24 2024
Here's a comprehensive guide to understanding a $750,000 annuity and maximizing the payout....
money.usnews.com
Catching Up with ‘Annuity Yoda’ Tamiko Toland
Jan 24 2024
Guaranteed in-plan lifetime income solutions is a hot topic in the workplace retirement…...
401kspecialistmag.com
Has anyone here bought an annuity through Fidelity? I am thinking about it.
Jan 13 2024
I am retiring in six months and am trying to figure out what to do with my ira and 401 I have with Fidelity. I do not have children and my goal is to have as much cash flow as possible versus keeping ...
reddit.com
A Closer Look at Annuity Fees and Taxation
Jan 04 2024
In response to Darrow’s recent post on inheriting an annuity, I received the following comment, which I edited for clarity: I have a variable annuity via Fidelity. It is the result of a 1035 con...
caniretireyet.com
Question on annuities. Hypothetical scenario
Jan 04 2024
55 Y.O looking to retire at 60 $600,000.00 in 401k $300,000.00 in other savings and investments $27600.00 per year in ss at 63 ($2300.00 month) No mortgage, car payments or credit card debt I've heard...
reddit.com
How Much Do People Value Annuities and Their Added Features?
Jan 02 2024
Thebrief’skey findings are: While annuities offer retirees a reliable stream of lifetime income, few people purchase them. To probe people’s perceptions of annuities, a new survey queried ...
crr.bc.edu
The Most Important Financial Goal in Retirement Isn't What You Think
Dec 23 2023
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
redefiningwealth.info
What Is An Annuity and When Is It A Smart Investment?
Dec 23 2023
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
redefiningwealth.info
Annuities – Guide To Retirement Planning
Dec 20 2023
When it comes to achieving your financial goals, one investment avenue that stands out is annuities. Annuities offer a unique combination of protection and growth potential, making them an attractive ...
theretirementsolution.com
Do Financial Professionals Recommend Annuities?
Dec 19 2023
Thebrief’skey findings are: While annuities offer retirees guaranteed lifetime income, few people have them. A new survey asked financial professionals about the value of annuities for their cli...
crr.bc.edu
Is It a Good Time to Buy That Single Premium Immediate Life Annuity, Updated
Dec 11 2023
In prior posts, we discussed possible assumptions used by life insurance company actuaries in pricing single premium immediate life annuities (SPIAs). In those posts, we provided implied discount rate...
howmuchcaniaffordtospendinretirement.blogspot.com
The Appeal of Annuities: People Are Willing to Pay for Products with Lifetime Benefits, Study Shows
Dec 05 2023
The gap between the desire for annuities and actual holdings likely due to logistical impediments. My colleagues, Karolos Arapakis and Gal Wettstein, have just published a really interesting paper on ...
crr.bc.edu
Annuities Revisited: Downsides, Deal Killers, and Alternatives
Dec 04 2023
In my first annuity post here years ago, I wrote, “In my view, annuities can be applied incrementally and strategically as part of your overall retirement income plan. And I’ll be focusing...
caniretireyet.com
Brighthouse Releases Fixed Indexed Annuity Suite
Nov 22 2023
Brighthouse's new SecureKey touts growth opportunities and protection against market loss...
401kspecialistmag.com
How Much Do People Value Annuities and Their Added Features?
Nov 13 2023
Abstract A longstanding puzzle in the economics of insurance, household finance, and public policy is why so few individuals annuitize their wealth. This paper describes results from a recent survey o...
crr.bc.edu
What should I do with this annuity in retirement?
Nov 13 2023
I have been working for my non-profit employer for 33 years. For the last 31 I've been contributing to my 403b, now at Fidelity. When I first started in the retirement plan, one of the offerings was a...
reddit.com
Does It Ever Make Sense to Purchase an Annuity?
Oct 31 2023
Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...
buzzsprout.com
Annuity sales enjoy another 'astronomical' quarter
Oct 27 2023
High interest rates and a wobbly stock market continued to fuel the Great Annuity Boom this past summer....
financial-planning.com
What to Consider When Contemplating an Annuity for a Defined Contribution Plan
Oct 22 2023
PGIM’s David Blanchett explores key considerations for plan sponsors facing this important decision...
401kspecialistmag.com
Fixed income and annuities: A safe haven in volatile times
Oct 20 2023
As the market continues to experience volatility, people in or nearing retirement are seeking ways to protect their savings. Fixed income investments and annuities can provide a stable source of incom...
community.aarp.org
If I Buy a $500K Annuity, What Will It Pay Annually?
Oct 05 2023
How can you calculate your annual earnings if you opt to buy this annuity?...
money.usnews.com
Too Heavy in Stocks? Annuities Could Be a Rebalancing Option
Oct 02 2023
Annuities, especially multiyear guarantee annuities, offer a way for Baby Boomers to rebalance their portfolios, while providing good rates and tax advantages....
kiplinger.com
Why So Many Experts Consider Annuities a Win for Retirees
Mar 14 2023
Rising interest rates, pressure on Social Security, unpredictable markets and longevity risks are making annuities ever more attractive as a part of retirement planning....
kiplinger.com
Annuities: 10 Things You Should Know
Mar 03 2023
Love ’em or hate ’em, annuities are back. And as always, there's plenty you should know before getting an annuity for yourself....
kiplinger.com
Annuities: more favorable now that interest rates have risen?
Feb 20 2023
My Fidelity rep suggested I consider a guaranteed life single annuity being offered by NY Life, because they are offering an interest rate of 6.53%. For a $550K purchase cost, $3,010/month guaranteed ...
reddit.com
Can someone direct me to a link or explain what the deal is with annuities? Why do they have such a bad rep now? Are there some that are worthwhile?
Feb 19 2023
submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
reddit.com
Why not think of Social Security as the equivalent of bonds/annuities
Feb 12 2023
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
reddit.com
Reasons You Should Retain Your Deferred Annuity When You Retire
Feb 08 2023
Your retirement is an excellent time to review your deferred annuity. You may find that your annuity offers you ways to save taxes and lock in a supplemental retirement income you can’t outlive....
forbes.com
For More Certainty in Your Retirement Portfolio, Consider Annuities
Feb 07 2023
Higher interest rates made annuities more attractive in 2022. Better quality products are increasingly available, but consumers still need to read the fine print....
nytimes.com
Evaluating Annuities, Pensions, and Social Security – SWR Series Part 56
Feb 06 2023
February 6, 2023 Welcome to another installment of my Safe Withdrawal Rate Series. See the landing page of this series here for an intro and a summary of all posts I’ve written so far. On the me...
earlyretirementnow.com
Understanding Annuities: The ins and outs of guaranteed income > - Leisure Freak
Feb 01 2023
One way to either fund or help fund your early retirement is by purchasing an annuity. Understanding Annuities before locking into an annuity contract or......
leisurefreak.com
Curious About a QLAC? SECURE 2.0 Act Gives This Annuity a Boost
Jan 30 2023
New legislation raises the amount you can transfer from your rollover IRA to a qualifying longevity annuity contract (QLAC), reducing RMDs and increasing guaranteed lifetime income....
kiplinger.com
Are Annuities Good Investments? Weighing the Pros and Cons
Jan 29 2023
Love ’em or loathe ’em, annuities can be a smart investment tool for the right person under the right circumstances....
kiplinger.com
Charitable Giving and Bonds
Jan 05 2023
Today on the podcast, Dr. Spath and Dr. Dahle answer your questions about two pretty different topics. First, they tackle charitable giving. They get into charitable gift annuities and donating apprec...
whitecoatinvestor.com
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